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<bill bill-stage="Introduced-in-Senate" dms-id="A1" public-private="public" slc-id="S1-TAM25C15-JNN-S6-08C"><metadata xmlns:dc="http://purl.org/dc/elements/1.1/">
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<dc:title>119 S3380 IS: ACA Marketplace Integrity Act</dc:title>
<dc:publisher>U.S. Senate</dc:publisher>
<dc:date>2025-12-04</dc:date>
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<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
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<distribution-code display="yes">II</distribution-code><congress>119th CONGRESS</congress><session>1st Session</session><legis-num>S. 3380</legis-num><current-chamber>IN THE SENATE OF THE UNITED STATES</current-chamber><action><action-date date="20251204">December 4, 2025</action-date><action-desc><sponsor name-id="S411">Mr. Marshall</sponsor> introduced the following bill; which was read twice and referred to the <committee-name committee-id="SSFI00">Committee on Finance</committee-name></action-desc></action><legis-type>A BILL</legis-type><official-title>To provide for a minimum monthly premium payment amount for individuals receiving premium tax credits, and to require additional enrollment verification procedures prior to enrollment in qualified health plans.</official-title></form><legis-body><section id="S1" section-type="section-one"><enum>1.</enum><header>Short title</header><text display-inline="no-display-inline">This Act may be cited as the <quote><short-title>ACA Marketplace Integrity Act</short-title></quote>.</text></section><section commented="no" display-inline="no-display-inline" id="idaec1351e31854c4688f94522298b2e95"><enum>2.</enum><header>Minimum monthly premium payments</header><text display-inline="no-display-inline"><external-xref legal-doc="usc" parsable-cite="usc/26/36B">Section 36B(b)</external-xref> of the Internal Revenue Code of 1986 is amended by adding at the end the following new paragraph:</text><quoted-block id="id839626d726dd4fa9b76b4a0baf28e5da" display-inline="no-display-inline" style="OLC"><paragraph commented="no" display-inline="no-display-inline" id="ide76167babeb841158085563bc0005478"><enum>(4)</enum><header>Limitation</header><text>The premium assistance amount with respect to any coverage month shall not exceed the excess (if any) of the amount determined under paragraph (2)(A) over $5.</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></section><section commented="no" display-inline="no-display-inline" id="idd8df4ca80cc648988e65b6a0e764c19a"><enum>3.</enum><header>QHP enrollment verification</header><text display-inline="no-display-inline">Section 1411(b)(1) of Patient Protection and Affordable Care Act (<external-xref legal-doc="usc" parsable-cite="usc/42/18081">42 U.S.C. 18081(b)(1)</external-xref>) is amended—</text><paragraph commented="no" display-inline="no-display-inline" id="ide0afe803ce334a989a553ee6d67a24e2"><enum>(1)</enum><text>in subparagraph (A), by striking <quote>; and</quote> and inserting a semicolon;</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ida211fb0d64604557a82806f3099bc40d"><enum>(2)</enum><text display-inline="yes-display-inline">by redesignating subparagraph (B) as subparagraph (C); and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ida8f5431a73654acbba79aac291868b04"><enum>(3)</enum><text>by inserting after subparagraph (A) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id27e1f1098cfd432f9938d45e913168c9"><subparagraph id="idcfc7d0671b7b48b58ad6d981cf2249f0"><enum>(B)</enum><text>government-issued photo identification for each enrollee over the age of 18, and any other documentation as the Administrator of the Centers for Medicare &amp; Medicaid Services may require for purposes of enrollment verification; and</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></section><section commented="no" display-inline="no-display-inline" id="idc6beb8c5c3f24668a972b0f3ff631180"><enum>4.</enum><header>Marketplace integrity and affordability</header><text display-inline="no-display-inline">The final rule entitled <quote>Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability</quote> (90 Fed. Reg. 27074 (June 25, 2025)) is enacted into law.</text></section></legis-body></bill>

