119 S3169 IS: Unleashing Needed Local Options to Construct and Keep Housing Act U.S. Senate 2025-11-10 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

II 119th CONGRESS 1st Session S. 3169 IN THE SENATE OF THE UNITED STATES November 10, 2025 Mr. Kim (for himself and Mr. McCormick) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.

1.

Short title

This Act may be cited as the Unleashing Needed Local Options to Construct and Keep Housing Act or the UNLOCK Housing Act.

2.

Amendments to the Housing and Community Development Act of 1974

Section 105(a) of the Housing and Community Development Act of 1974 (42 U.S.C. 5305(a)) is amended— (1) in paragraph (25)(D), by striking and at the end; (2) in paragraph (26), by striking the period at the end and inserting ; and; and (3) by adding at the end the following: (27) in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or Indian tribe that receives amounts under section 106, the construction of new residential housing for low- and moderate-income persons, with or without assistance from a neighborhood-based nonprofit organization or other private or public nonprofit organization. .