104 S2651 RS: Renewing Opportunity in the American Dream to Housing Act of 2025
U.S. Senate
2025-08-01
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
1.This Act may be cited as the Renewing Opportunity in the American Dream to Housing Act of 2025
or the ROAD to Housing Act of 2025
.2.The table of contents for this Act is as follows:Sec. 1. Short title.Sec. 2. Table of contents.TITLE I—Improving Financial LiteracySec. 101. Reforms to housing counseling and financial literacy programs.TITLE II—Building More in AmericaSec. 201. Rental assistance demonstration program.Sec. 202. Increasing housing in opportunity zones.Sec. 203. Housing Supply Frameworks Act.Sec. 204. Whole-Home Repairs Act.Sec. 205. Community Investment and Prosperity Act.Sec. 206. Build Now Act.Sec. 207. Better Use of Intergovernmental and Local Development (BUILD) Housing Act.Sec. 208. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act.Sec. 209. Innovation Fund.Sec. 210. Accelerating Home Building Act.Sec. 211. Build More Housing Near Transit Act.Sec. 212. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act.Sec. 213. Housing Affordability Act.TITLE III—Manufactured Housing for AmericaSec. 301. Housing Supply Expansion Act.Sec. 302. Modular Housing Production Act.Sec. 303. Property Improvement and Manufactured Housing Loan Modernization Act.Sec. 304. Price Act.TITLE IV—Accessing the American DreamSec. 401. Creating incentives for small dollar loan originators.Sec. 402. Small dollar mortgage points and fees.Sec. 403. Appraisal Industry Improvement Act.Sec. 404. Helping More Families Save Act.Sec. 405. Choice in Affordable Housing Act.TITLE V—Program ReformSec. 501. Reforming Disaster Recovery Act.Sec. 502. HOME Investment Partnerships Reauthorization and Improvement Act.Sec. 503. Rural Housing Service Reform Act.Sec. 504. New Moving to Work cohort.Sec. 505. Reducing Homelessness Through Program Reform Act.Sec. 506. Incentivizing local solutions to homelessness.TITLE VI—Veterans and HousingSec. 601. VA Home Loan Awareness Act.Sec. 602. Veterans Affairs Loan Informed Disclosure (VALID) Act.Sec. 603. Housing Unhoused Disabled Veterans Act.TITLE VII—Oversight and AccountabilitySec. 701. Requiring annual testimony and oversight from housing regulators.Sec. 702. FHA reporting requirements on safety and soundness.Sec. 703. United States Interagency Council on Homelessness oversight.Sec. 704. NeighborWorks Accountability Act.Sec. 705. Appraisal Modernization Act.TITLE VIII—Coordination, Studies, and ReportingSec. 801. HUD-USDA-VA Interagency Coordination Act.Sec. 802. Streamlining Rural Housing Act.Sec. 803. Improving self-sufficiency of families in HUD-subsidized housing.<enum>I</enum><header>Improving Financial Literacy</header><section id="id92b0b93d5afd46eca348596a4492fc16"><enum>101.</enum><header>Reforms to housing counseling and financial literacy programs</header><subsection id="idb4f402dbf898464780cfe4491a62c5c9"><enum>(a)</enum><header>In general</header><text>Section 106 of the Housing and Urban Development Act of 1968 (<external-xref legal-doc="usc" parsable-cite="usc/12/1701x">12 U.S.C. 1701x</external-xref>) is amended—</text><paragraph id="ida5ec3997ff0443bfb1d3a792b54e724c"><enum>(1)</enum><text>in subsection (a)(4)(C), by striking <quote>adequate distribution</quote> and all that follows through <quote>foreclosure rates</quote> and inserting <quote>that the recipients are geographically diverse and include organizations that serve urban or rural areas</quote>;</text></paragraph><paragraph id="id663139f25e114b5ebbca7288e8aa4d21"><enum>(2)</enum><text>in subsection (e), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idf33bf54375474a21a4bb8da6ba6a651e"><paragraph commented="no" display-inline="no-display-inline" id="id1532d8c2b8624ab0abe7803beb576cdb"><enum>(6)</enum><header>Performance review</header><text display-inline="yes-display-inline">The Secretary—</text><subparagraph commented="no" display-inline="no-display-inline" id="id8bcc58796d1e46e3bea3199b41a02371"><enum>(A)</enum><text display-inline="yes-display-inline">may conduct periodic on-site reviews; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idbba089bec66843a5a447222913e6a186"><enum>(B)</enum><text display-inline="yes-display-inline">shall conduct performance reviews of all participating agencies that—</text><clause commented="no" display-inline="no-display-inline" id="idec1d281195ae4a799370283349fa4440"><enum>(i)</enum><text display-inline="yes-display-inline">consists of a review of the participating agency’s compliance with all program requirements; and</text></clause><clause commented="no" display-inline="no-display-inline" id="ided9ae3f139674a839e0a006d5c1e096c"><enum>(ii)</enum><text display-inline="yes-display-inline">may take into account the agency’s aggregate counselor performance under paragraph (7)(B).</text></clause></subparagraph></paragraph><paragraph id="idab724ebe4078485db09e6d7dbbd80b7c"><enum>(7)</enum><header>Considerations</header><subparagraph id="idb5f80dc4c7bf4a60a0bfc20dc1b39a5a"><enum>(A)</enum><header>Covered mortgage loan defined</header><text>In this paragraph, the term <term>covered mortgage loan</term> means any loan which is secured by a first or subordinate lien on residential real property (including individual units of condominiums and cooperatives) designed principally for the occupancy of between 1 and 4 families that is—</text><clause id="id40127c97be1d4421b1c82b9bf6e78edd"><enum>(i)</enum><text>insured by the Federal Housing Administration under title II of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1707">12 U.S.C. 1707 et seq.</external-xref>); or</text></clause><clause id="ida39244f3d2b0429e8ae294f6d2bcc11f"><enum>(ii)</enum><text>guaranteed under section 184 or 184A of the Housing and Community Development Act of 1992 (12 U.S.C. 1715z–13a, 1715z–13b).</text></clause></subparagraph><subparagraph id="idcb073f5318f94133976fe55eaefe1c61"><enum>(B)</enum><header>Comparison</header><text>For each counselor employed by an organization receiving assistance under this section for pre-purchase housing counseling, the Secretary may consider the performance of the counselor compared to the default rate of all counseled borrowers of a covered mortgage loan in comparable markets and such other factors as the Secretary determines appropriate to further the purposes of this section.</text></subparagraph></paragraph><paragraph id="id8bda2510c01d4c3182be56ce5faf486f"><enum>(8)</enum><header>Certification</header><text>If, based on the comparison required under paragraph (7)(B), the Secretary determines that a counselor lacks competence to provide counseling in the areas described in subsection (e)(2) and such action will not create a significant loss of capacity for housing counseling services in the service area, the Secretary may—</text><subparagraph id="id2b7eed613bf04564b968ec6c912df25f"><enum>(A)</enum><text>require continued education coupled with successful completion of a probationary period;</text></subparagraph><subparagraph id="idf541b05ec44d402ea6b37a32ceb165d5"><enum>(B)</enum><text>require retesting if the counselor continues to demonstrate a lack of competence under paragraph (7)(B); and</text></subparagraph><subparagraph id="id2a2a5d671bb34fcbbb301fbc4ec9a31a"><enum>(C)</enum><text>permanently suspend an individual certification if a counselor fails to demonstrate competence after not fewer than 2 retesting opportunities under subparagraph (B).</text></subparagraph></paragraph><after-quoted-block>;</after-quoted-block></quoted-block></paragraph><paragraph id="id07de499efad744c8afa738e47095ca95"><enum>(3)</enum><text>in subsection (i)—</text><subparagraph id="id56b5a809b253413bb916d74cabe435ff"><enum>(A)</enum><text>by redesignating paragraph (3) as paragraph (4); and</text></subparagraph><subparagraph id="id67f1226b4e9a4cb9b1480767a2293157"><enum>(B)</enum><text>by inserting after paragraph (2) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id5072593b0a014faa8f2fd75f6870e701"><paragraph id="id8ed483c2ccbf4244990c77b6427377d6"><enum>(3)</enum><header>Termination of assistance</header><subparagraph id="id022284e0e9a3450a8377795cea61853f"><enum>(A)</enum><header>In general</header><text>The Secretary may deny renewal of covered assistance to an organization or entity receiving covered assistance if the Secretary determines that the organization or entity, or the individual through which the organization or entity provides counseling, is not in compliance with program requirements—</text><clause id="id501c6e266b1448e598b0b6b08da7e3d2"><enum>(i)</enum><text>based on the performance review described in subsection (e)(6); and</text></clause><clause id="idb45219b44db44be6a40fd594bda4eba7"><enum>(ii)</enum><text>in accordance with regulations issued by the Secretary.</text></clause></subparagraph><subparagraph id="id05e60621676b41dcb41c9118d53c6e35"><enum>(B)</enum><header>Notice</header><text>The Secretary shall give an organization or entity receiving covered assistance not less than 60 days prior written notice of any denial of renewal under this paragraph, and the determination of renewal shall not be finalized until the end of that notice period.</text></subparagraph><subparagraph id="id1f8be8f3b81d43648ba927e3091eecb3"><enum>(C)</enum><header>Informal conference</header><text>If requested in writing by the organization or entity within the notice period described in subparagraph (B), the organization or entity shall be entitled to an informal conference with the Deputy Assistant Secretary of Housing Counseling on behalf of the Secretary at which the organization or entity may present for consideration of specific factors that the organization or entity believes were beyond the control of the organization or entity and that caused the failure to comply with program requirements, such as a lack of lender or servicer coordination or communication with housing counseling agencies and individual counselors.</text></subparagraph></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph commented="no" id="id2a266b6d4a1347e1bdc21236739a3d1b"><enum>(4)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id470a5ff9e9b147798b82447330270ac9"><subsection id="id6f3795df3f47486fbe49ff4a12cbe1f6"><enum>(j)</enum><header>Offering foreclosure mitigation counseling</header><paragraph id="id7e9a165dc14d416fbfb391f75b127c12"><enum>(1)</enum><header>Covered mortgage loan defined</header><text>In this subsection, the term <term>covered mortgage loan</term> means any loan which is secured by a first or subordinate lien on residential real property (including individual units of condominiums) or stock or membership in a cooperative ownership housing corporation designed principally for the occupancy of between 1 and 4 families that is—</text><subparagraph id="id5e368d80fd1f49ecb30b5a69a4b73730"><enum>(A)</enum><text>insured by the Federal Housing Administration under title II of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1707">12 U.S.C. 1707 et seq.</external-xref>);</text></subparagraph><subparagraph id="idf11c6f2c34634e1694976c3293ba7525"><enum>(B)</enum><text>guaranteed under section 184 or 184A of the Housing and Community Development Act of 1992 (12 U.S.C. 1715z–13a, 1715z–13b);</text></subparagraph><subparagraph id="iddcd3fb1615314fa4bf4162f56f520381"><enum>(C)</enum><text>made, guaranteed, or insured by the Department of Veterans Affairs; or</text></subparagraph><subparagraph id="id551bc8b0fb7448f6ba6dfb02656f1cc1"><enum>(D)</enum><text>made, guaranteed, or insured by the Department of Agriculture.</text></subparagraph></paragraph><paragraph id="idf81fbaaf405a415690986ad0c146dd52"><enum>(2)</enum><header>Opportunity for borrowers</header><text>A borrower with respect to a covered mortgage loan who is 30 days or more delinquent on payments for the covered mortgage loan shall be given an opportunity to participate in available housing counseling.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ide3e39ebdb30c4354b2b2593adce94a1f"><enum>(3)</enum><header>Cost</header><text>If the requirements of sections 202(a)(3) and 205(f) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(a)(3)</external-xref>, 1711(f)) are met, the fair market rate cost of counseling for delinquent borrowers described in paragraph (2) with respect to a covered mortgage loan described in paragraph (1)(A) shall be paid for by the Mutual Mortgage Insurance Fund, as authorized under section 203(r)(4) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1709">12 U.S.C. 1709(r)(4)</external-xref>).</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection></section><enum>II</enum><header>Building More in America</header><section id="id31044fe319304783b1fb9e947908b419"><enum>201.</enum><header>Rental assistance demonstration program</header><text display-inline="no-display-inline">The language under the heading <quote><header-in-text level="appropriations-intermediate" style="appropriations">Rental Assistance Demonstration</header-in-text></quote> in the Department of Housing and Urban Development Appropriations Act, 2012 (<external-xref legal-doc="public-law" parsable-cite="pl/112/55">Public Law 112–55</external-xref>; 125 Stat. 673) is amended—</text><paragraph commented="no" id="id1b23d69947f6466bb92925262746caa8"><enum>(1)</enum><text>in the second proviso, by striking <quote>until September 30, 2029</quote> and inserting <quote>for fiscal year 2012 and each fiscal year thereafter</quote>;</text></paragraph><paragraph id="id2897e9249c9a493dbb68172bedc30f69"><enum>(2)</enum><text>by striking the fourth proviso;</text></paragraph><paragraph id="idac23c53e587d45599e62d8ef2bab43df"><enum>(3)</enum><text>in the twentieth proviso, as so designated before the date of enactment of this Act, by striking <quote>or other means:</quote> and inserting <quote>or other means, including the adoption of a mandatory tenant lease and management plan addendum for a property with assistance converted, if not otherwise covered by another program, under this demonstration:</quote></text></paragraph><paragraph id="idbf43c895b52940c6be8a2cfd65ff6d2c"><enum>(4)</enum><text>by striking the twenty-second proviso, as so designated before the date of enactment of this Act;</text></paragraph><paragraph id="idf7a85472e4164bc9aa32af826f77ddb8"><enum>(5)</enum><text>in the twenty-seventh, thirtieth, thirty-first, thirty-second, thirty-third, and thirty-forth provisos, as so designated before the date of enactment of this Act, by striking <quote>Second Component</quote> each place the term appears and inserting <quote>First Component</quote>; and</text></paragraph><paragraph id="idfb0142acce3a46fdb8e16b6649b652d8"><enum>(6)</enum><text>by striking <quote>vouchers to project-based vouchers.</quote> and inserting <quote>vouchers to project-based vouchers: <proviso><italic>Provided further</italic></proviso>, That the Secretary shall annually assess and publish findings regarding the impact of the conversion of assistance under the First Component of the demonstration with respect to the preservation and improvement of public housing, the amount of private sector leveraging resulting from such conversion transactions, the prevalence of pre-conversion residents remaining in or returning to the property following conversion, and the effect of such conversion on tenants, including the impact of such conversion on the rights maintained by tenants as enumerated in regulations and other documents conferring rights upon tenants as developed by the Secretary, and other matters the Secretary may determine appropriate: <proviso><italic>Provided further</italic></proviso>, That the Secretary may take remediative action or impose civil money penalties or other administrative sanctions for material violations of a requirement under the demonstration: <proviso><italic>Provided further</italic></proviso>, That nothing in the matter under this heading shall be construed to diminish, impair, or otherwise affect the rights of property owners or tenants as enumerated in current law and regulations: <proviso><italic>Provided further</italic></proviso>, That all property owner rights, including those related to ownership, management, and contractual obligations, shall continue to apply and be respected following a Rental Assistance Demonstration Program conversion: <proviso><italic>Provided further</italic></proviso>, That all tenant protections and rights established in current law and regulations shall remain fully in effect for properties converted under the Rental Assistance Demonstration Program.</quote>.</text></paragraph></section><section id="id5f821fc47ac348b8a0780747c1478877"><enum>202.</enum><header>Increasing housing in opportunity zones</header><subsection id="id3827363d54c8469a9ff144c9b73e5613"><enum>(a)</enum><header>Covered grant defined</header><text>In this section, the term <term>covered grant</term> means any competitive grant relating to the construction, modification, rehabilitation, or preservation of housing, as determined by the Secretary of Housing and Urban Development.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="idba3a56b5a9bf4e3ba311f248d9a608bf"><enum>(b)</enum><header>Priority</header><text>When awarding a covered grant, the Secretary of Housing and Urban Development may give additional weight to applicants located in, or that primarily serve, a community that has been designated as a qualified opportunity zone under <external-xref legal-doc="usc" parsable-cite="usc/26/1400Z">section 1400Z–1</external-xref> of the Internal Revenue Code of 1986.</text></subsection></section><section commented="no" display-inline="no-display-inline" id="id3b9ebbfe52904e15a7c661f64e0f9502"><enum>203.</enum><header>Housing Supply Frameworks Act</header><subsection commented="no" display-inline="no-display-inline" id="id46646ca7ea5e4e83aaf0091f631a3b21"><enum>(a)</enum><header>Findings</header><text display-inline="yes-display-inline">Congress finds the following:</text><paragraph id="id7eb8754c44164c5f82a0475e1ea1182c"><enum>(1)</enum><text>The United States is facing a housing supply shortage. This housing supply shortage has resulted in a record number of cost-burdened households across regions and spanning the large and small cities, towns, and coastal and rural communities of the United States.</text></paragraph><paragraph id="id113ac79e6a4f454cbc82948ae62deb85"><enum>(2)</enum><text>Several factors contribute to the undersupply of housing in the United States, particularly workforce housing, including rising costs of construction, a shortage of labor, supply chain disruptions, and a lack of reliable funding sources.</text></paragraph><paragraph id="id655d22212122446e800b9d99af8ee2c3"><enum>(3)</enum><text>Regulatory barriers at the State and local levels, such as zoning and land use regulations, also inhibit the creation of new housing to meet local and regional housing needs.</text></paragraph><paragraph id="id74df04842c4449e28550ede7ef9860d2"><enum>(4)</enum><text>State and local governments are proactively exploring solutions for reforming regulatory barriers, but additional resources, data, and models can help adequately address these challenges.</text></paragraph><paragraph id="id4b92272c4c8048e19403169b036f7448"><enum>(5)</enum><text>While land use regulation is the responsibility of State and local governments, there is Federal support for necessary reforms, and there is an opportunity for the Federal Government to provide support and assistance to State and local governments that wish to undertake necessary reforms in a manner that fits their communities’ needs.</text></paragraph><paragraph id="id6a995931b30b420a85b0201cf5990251"><enum>(6)</enum><text>Therefore, zoning ordinances or systems of land use regulation that have the intent or effect of restricting housing opportunities based on economic status or income without interests that are substantial, legitimate, nondiscriminatory and that outweigh the regional need for housing are contrary to the regional and national interest.</text></paragraph></subsection><subsection id="ida2b0253a338e4ced8c5b69fd6cb169cb"><enum>(b)</enum><header>Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="idc883a8290f104100a0b16efdd877a23a"><enum>(1)</enum><header>Affordable housing</header><text>The term <term>affordable housing</term> means housing for which the monthly payment is not more than 30 percent of the monthly income of the household.</text></paragraph><paragraph id="id0d7dcce85712418bb980f07709175892"><enum>(2)</enum><header>Assistant Secretary</header><text>The term <term>Assistant Secretary</term> means the Assistant Secretary for Policy Development and Research of the Department of Housing and Urban Development.</text></paragraph><paragraph id="id313957ec75284385817c0f6ddc2b4bad"><enum>(3)</enum><header>Local zoning framework</header><text>The term <term>local zoning framework</term> means the local zoning codes and other ordinances, procedures, and policies governing zoning and land-use at the local level.</text></paragraph><paragraph id="id565bb9c9a98b4120a8210c45099764bb"><enum>(4)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph><paragraph id="id47a836b315e14d73ab74252993b67080"><enum>(5)</enum><header>State zoning framework</header><text>The term <term>State zoning framework</term> means the State legislation or State agency and department procedures, or such legislation or procedures in an insular area of the United States, enabling local planning and zoning authorities and establishing and guiding related policies and programs.</text></paragraph></subsection><subsection id="idefb38ac816d84e75b6d39d9f34ae6ab2"><enum>(c)</enum><header>Guidelines on State and local zoning frameworks</header><paragraph id="idbe342bad3a624eacbda52671fc3a5626"><enum>(1)</enum><header>Establishment</header><text>Not later than 3 years after the date of enactment of this Act, the Assistant Secretary shall publish documents outlining guidelines and best practices to support production of adequate housing to meet the needs of communities and provide housing opportunities for individuals at every income level across communities with respect to—</text><subparagraph id="idac5257974dc8435f9feadae29d08318f"><enum>(A)</enum><text>State zoning frameworks; and</text></subparagraph><subparagraph id="idd9dca057b235415dbfdf5cab6063e1a5"><enum>(B)</enum><text>local zoning frameworks.</text></subparagraph></paragraph><paragraph id="iddf3962f9cf934575b2b752b1c5b7cdf0"><enum>(2)</enum><header>Consultation; public comment</header><text>During the 2-year period beginning on the date of enactment of this Act, in developing the guidelines and best practices required under paragraph (1), the Assistant Secretary shall—</text><subparagraph id="idd283b7e7f38346409872287d036eb8a3"><enum>(A)</enum><text>publish draft guidelines in the Federal Register for public comment; and</text></subparagraph><subparagraph id="id1a1476bce6b846249f3e18819757c03c"><enum>(B)</enum><text>establish a task force for the purpose of providing consultation to draft guidelines published under subparagraph (A), the members of which shall include—</text><clause id="id2ba54adffb8d4b31a880a0d605884da0"><enum>(i)</enum><text>planners and architects;</text></clause><clause id="id04f7537936974e35889d00f96b385adc"><enum>(ii)</enum><text>housing developers, including affordable and market-rate housing developers, manufactured housing developers, and other business interests;</text></clause><clause id="id9a8900cebced4fd393083423bf96c8df"><enum>(iii)</enum><text>community engagement experts and community members impacted by zoning decisions;</text></clause><clause id="ida4a67c6e77174b4fb1e0a7ffeecedfdc"><enum>(iv)</enum><text>public housing authorities and transit authorities;</text></clause><clause id="id2653b848e4f7471383c277c90a905e49"><enum>(v)</enum><text>members of local zoning and planning boards and local and regional transportation planning organizations;</text></clause><clause id="id88da9b791a4443e085a066da7db89f9c"><enum>(vi)</enum><text>State officials responsible for housing or land use, including members of State zoning boards of appeals;</text></clause><clause id="ided5d0b96ca484f869c6f2ca298ac3185"><enum>(vii)</enum><text>academic researchers; and</text></clause><clause id="idc478004998f84fdd876eb61ce33e1a6a"><enum>(viii)</enum><text>home builders.</text></clause></subparagraph></paragraph><paragraph id="id061db22b2e4d4af88daa161fb665f76d"><enum>(3)</enum><header>Contents</header><text>The guidelines and best practices required under paragraph (1) shall—</text><subparagraph id="id08e37b755ee14586b607aff3080d60f0"><enum>(A)</enum><text>with respect to State zoning frameworks, outline potential models for updated State enabling legislation or State agency and department procedures;</text></subparagraph><subparagraph id="id3dcce0ddbbf849a1b3fc91a43a3c2000"><enum>(B)</enum><text>include recommendations regarding—</text><clause id="ida40f09bf53dd40e78ce5ac8c312c917a"><enum>(i)</enum><text>the reduction or elimination of parking minimums;</text></clause><clause id="idf6623fc84e03427d8139171c0b4587f2"><enum>(ii)</enum><text>the increase in maximum floor area ratio requirements and maximum building heights and the reduction in minimum lot sizes and set-back requirements;</text></clause><clause id="id98094ea8c92b4e208f1011671027b18f"><enum>(iii)</enum><text>the elimination of restrictions against accessory dwelling units;</text></clause><clause id="idab03b1bebcb34528a168c1ab12e23bcc"><enum>(iv)</enum><text>increasing by-right uses, including duplex, triplex, or quadplex buildings, across cities or metropolitan areas;</text></clause><clause id="idc3a56ebde62d4964a2356bb8cf74b65c"><enum>(v)</enum><text>mechanisms, including proximity to transit, to determine the appropriate scope for rezoning and ensure development that does not disproportionately burden residents of economically distressed areas;</text></clause><clause id="id0f93b9498845414eb65f6c562eef408f"><enum>(vi)</enum><text>provisions regarding review of by-right development proposals to streamline review and reduce uncertainty, including—</text><subclause id="ide44a49c952ed4eb493cc15cdb1ec8c9a"><enum>(I)</enum><text>nondiscretionary, ministerial review; and</text></subclause><subclause id="id69f8425af8224a48bc33d4ea93d94062"><enum>(II)</enum><text>entitlement and design review processes;</text></subclause></clause><clause id="id174f1f123d31470bbbf5143a44eb4bc2"><enum>(vii)</enum><text>the reduction of obstacles, regulatory or otherwise, to a range of housing types at all levels of affordability, including manufactured and modular housing;</text></clause><clause id="id141323c0eb734e0192ddce1eb48c7d7d"><enum>(viii)</enum><text>State model zoning regulations for directing local reforms, including mechanisms to encourage adoption;</text></clause><clause id="id67033d2c387b444f98b0a34995d2aac4"><enum>(ix)</enum><text>provisions to encourage transit-oriented development, including increased permissible units per structure and reduced minimum lot sizes near existing or planned public transit stations;</text></clause><clause id="idcc43e73967de4bf6a9e4445cb6cc9d2c"><enum>(x)</enum><text>potential reforms to strengthen the public engagement process;</text></clause><clause id="idc4756333feb747cd917db7f9aabf1a68"><enum>(xi)</enum><text>reforms to protest petition statutes;</text></clause><clause id="idb76fa30ae243468992c8400fb41d132d"><enum>(xii)</enum><text>the standardization, reduction, or elimination of impact fees;</text></clause><clause id="iddac1b58199ef45c7af5a648eb7a24ca3"><enum>(xiii)</enum><text>cost effective and appropriate building codes;</text></clause><clause id="idfedaa050c2ad429ba6168c558eb460e1"><enum>(xiv)</enum><text>models for community benefit agreements;</text></clause><clause id="id62f831ed98f84b3ca6019fefb4d77c71"><enum>(xv)</enum><text>mechanisms to preserve affordability, limit disruption of low-income communities, and prevent displacement of existing residents;</text></clause><clause id="id40be1fbce0c64addbb0943c0ece703fc"><enum>(xvi)</enum><text>with respect to State zoning frameworks—</text><subclause id="idabf402fc70c74f61ad49ddfc0e37f24f"><enum>(I)</enum><text>State model codes for directing local reforms, including mechanisms to encourage adoption;</text></subclause><subclause id="ida2ab95e01d804c629c2d410f527e814f"><enum>(II)</enum><text>a model for a State zoning appeals process, which would—</text><item id="id77dc1258182744ba8bcdb7530edb7b51"><enum>(aa)</enum><text>create a process for developers or builders requesting a variance, conditional use, special permit, zoning district change, similar discretionary permit, or otherwise petitioning a local zoning or planning board for a project including a State-defined amount of affordable housing to appeal a rejection to a State body or regional body empowered by the State; and</text></item><item id="iddf3025703d944c2a9c6072bfea96a91b"><enum>(bb)</enum><text>establish qualifications for communities to be exempted from the appeals process based on their available stock of affordable housing; and</text></item></subclause><subclause commented="no" display-inline="no-display-inline" id="id63e776d91ab74ad3b07b37c812530c83"><enum>(III)</enum><text display-inline="yes-display-inline">streamlining of State environmental review policies;</text></subclause></clause><clause id="id3853b3dbb25448fea8b6a4e75f9f8ba9"><enum>(xvii)</enum><text>with respect to local zoning frameworks—</text><subclause id="id8789ce4963e1489399af70b280f9df0d"><enum>(I)</enum><text>the simplification and standardization of existing zoning codes;</text></subclause><subclause id="idcba0a17f50eb4544a75ba54c0229ff1e"><enum>(II)</enum><text>maximum review timelines;</text></subclause><subclause id="idbe68c875e3214db5ae549772ca2edbe6"><enum>(III)</enum><text>best practices for the disposition of land owned by local governments for affordable housing development;</text></subclause><subclause id="ida4227c7e3db240139968e1a20b2f668b"><enum>(IV)</enum><text>differentiations between best practices for rural, suburban, and urban communities, and communities with different levels of density or population distribution; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="id74c0074cca56403ca8c59f2d7bcf88f5"><enum>(V)</enum><text>streamlining of local environmental review policies; and</text></subclause></clause><clause id="idf4467e6579394765a989ae791fb89f3d"><enum>(xviii)</enum><text>other land use measures that promote access to new housing opportunities identified by the Secretary; and</text></clause></subparagraph><subparagraph id="idf5e9582ebc094bfb81cbd67252343d96"><enum>(C)</enum><text>consider—</text><clause id="id3ca21037136f415aa32bb25758049407"><enum>(i)</enum><text>the effects of adopting any recommendation on eligibility for Federal discretionary grants and tax credits for the purpose of housing or community development;</text></clause><clause id="id0a6edf4cbe1d482a8e102cd62e5757ce"><enum>(ii)</enum><text>coordination between infrastructure investments and housing planning;</text></clause><clause id="id912e87c703d14e768552176d5027d77b"><enum>(iii)</enum><text>local housing needs, including ways to set and measure housing goals and targets;</text></clause><clause id="idad260431138c4afc8b8f3040a1b8a8ee"><enum>(iv)</enum><text>a range of affordability for rental units, with a prioritization of units attainable to extremely low-, low-, and moderate-income residents;</text></clause><clause id="idd5e5bb23441d4e4eac4274ab4f226659"><enum>(v)</enum><text>a range of affordability for homeownership;</text></clause><clause id="idce97c39688a8456080dba648e838e48a"><enum>(vi)</enum><text>accountability measures;</text></clause><clause id="ide94031d960e0444281fbc404e40a43d3"><enum>(vii)</enum><text>the long-term cost to residents and businesses if more housing is not constructed;</text></clause><clause id="id5dfd0d13290d4e7b8793a8fe4120a0ae"><enum>(viii)</enum><text>barriers to individuals seeking to access affordable housing in growing communities and communities with economic opportunity;</text></clause><clause id="idd2a16ab8b3aa4f5897e0ce39d7f4c038"><enum>(ix)</enum><text>with respect to State zoning frameworks—</text><subclause id="idddce6f126f52495cac5b667bc3fe1f21"><enum>(I)</enum><text>distinctions between States providing constitutional or statutory home rule authority to municipalities and States operating under the Dillon Rule, as articulated in Hunter v. Pittsburgh, 207 U.S. 161 (1907); and</text></subclause><subclause id="id0adca83b974540c8a57a157de1896537"><enum>(II)</enum><text>Statewide mechanisms to preserve existing affordability over the long term, including support for land banks and community land trusts;</text></subclause></clause><clause id="id6e6432d09d624f1095135e118d4f5ddf"><enum>(x)</enum><text>public comments elicited under paragraph (2)(A); and</text></clause><clause id="id3e98f9b228e84cbba50787d335be90ce"><enum>(xi)</enum><text>other considerations, as identified by the Secretary.</text></clause></subparagraph></paragraph></subsection><subsection id="id7419155a225e4b01a21ea8eb46929df3"><enum>(d)</enum><header>Abolishment of the regulatory barriers clearinghouse</header><paragraph id="id1f5e07bb541d419c924ef27f12705353"><enum>(1)</enum><header>In general</header><text>The Regulatory Barriers Clearinghouse established pursuant to section 1205 of the Housing and Community Development Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/42/12705d">42 U.S.C. 12705d</external-xref>) is abolished.</text></paragraph><paragraph id="idb31fcfa2eb744271a187922fd4b0bbdf"><enum>(2)</enum><header>Repeal</header><text>Section 1205 of the Housing and Community Development Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/42/12705d">42 U.S.C. 12705d</external-xref>) is repealed.</text></paragraph></subsection><subsection id="idb3f403cdb28f4e71b4130d6ebd229d4e"><enum>(e)</enum><header>Reporting</header><paragraph commented="no" display-inline="no-display-inline" id="idc0f46cdc71d94dd39388cfbb31e6d33d"><enum>(1)</enum><header display-inline="yes-display-inline">Initial report</header><text display-inline="yes-display-inline">Not later than 5 years after the date on which the Assistant Secretary publishes the guidelines and best practices for State and local zoning frameworks, the Assistant Secretary shall submit to Congress a report describing—</text><subparagraph id="idc02bac0a3a37460bbfaa187ccb7b53a9"><enum>(A)</enum><text>the States that have adopted recommendations from the guidelines and best practices, pursuant to subsection (c);</text></subparagraph><subparagraph id="id97283fb144934ae4972ab53b9142097b"><enum>(B)</enum><text>a summary of the localities that have adopted recommendations from the guidelines and best practices, pursuant to subsection (c);</text></subparagraph><subparagraph id="id68c103cc92dc496e8029a6d1a19b0d8b"><enum>(C)</enum><text>a list of States that adopted a State zoning framework;</text></subparagraph><subparagraph id="id324b810c6df4404193af23a29533880c"><enum>(D)</enum><text>a summary of the modifications that each State has made in their State zoning framework;</text></subparagraph><subparagraph id="id40fd247edaba4a218dea8d8947043906"><enum>(E)</enum><text>a general summary of the types of updates localities have made to their local zoning framework;</text></subparagraph><subparagraph id="iddacec76c040a420386a6c93ac0a38c43"><enum>(F)</enum><text>of the States that have adopted a State zoning framework or recommendations from the guidelines and best practices, the effect of such adoptions; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ida3df418e59954868a4552b463cf174c6"><enum>(G)</enum><text>a summary of recommendations that were routinely not adopted by States or by localities.</text></subparagraph></paragraph><paragraph id="id444ca21f6d08497a9abe2fa2e43cc55f"><enum>(2)</enum><header>Monitoring</header><text>Two years after the date which the Assistant Secretary submits to Congress the initial report required under paragraph (1), and biennially thereafter, the Secretary shall—</text><subparagraph id="id0986a660d31449cab6d7175d5485969d"><enum>(A)</enum><text>publish a report that—</text><clause id="id2e90349cbe974757b325306061fff82a"><enum>(i)</enum><text>provides the latest information regarding the information described in subparagraphs (A) through (G) of that paragraph;</text></clause><clause id="idf2740603346a4580bdc1a8905c029917"><enum>(ii)</enum><text>identifies, to the greatest extent practicable, the adoption rates by States and localities of each guideline and best practice established under subsection (c);</text></clause><clause id="idac17e11beb87480fbee53e79a4372942"><enum>(iii)</enum><text>requests and establishes a public comment period on the guidelines and best practices established under subsection (c) that are routinely not adopted or adopted at significantly lower rates by States and localities; and</text></clause><clause id="id3fafa90cdf1149c1873a2bb84d7d91db"><enum>(iv)</enum><text>includes other relevant information and criteria, as determined by the Secretary; and</text></clause></subparagraph><subparagraph id="id3c49be19de224bb4a46418786fc44703"><enum>(B)</enum><text>review and consider all public feedback to the report required under subparagraph (A) for the purpose of improving the guidelines or best practices under subsection (c) to further achieve the zoning goals stated in subsection (a).</text></subparagraph></paragraph></subsection><subsection id="id12bba15103c548ca8614fc0f7306b302"><enum>(f)</enum><header>GAO report on housing supply</header><text display-inline="yes-display-inline">Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report that investigates barriers to housing supply, which shall include an assessment of—</text><paragraph id="idc343e73be06f4e3c92f10dccb61a77ae"><enum>(1)</enum><text>the current state of—</text><subparagraph commented="no" display-inline="no-display-inline" id="id7ab6f32f70a14dbb9fb5e49e4ed20e5c"><enum>(A)</enum><text display-inline="yes-display-inline">the rental and homeowner housing supply shortage;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idf9cae4311d3449cf891cbecba84678ff"><enum>(B)</enum><text display-inline="yes-display-inline">geographic patterns of that shortage;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id434bd3d4105b4f00b993b06b2ad5f7e4"><enum>(C)</enum><text display-inline="yes-display-inline">shortages in housing at various levels of affordability; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id94b7f177ef5b4fd4b7a4b7cc399776d5"><enum>(D)</enum><text display-inline="yes-display-inline">shortages in housing appropriate for seniors, families with children, and people with disabilities;</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id59e516a9ac484cc496acf0d3cb251611"><enum>(2)</enum><text display-inline="yes-display-inline">the key drivers of the shortages described in paragraph (1);</text></paragraph><paragraph id="id225d574cc0c8484e8ca88e0c33145192"><enum>(3)</enum><text>regulatory, administrative, or procedural barriers that exist in Federal housing programs that inhibit housing development, and policy actions that can be taken to address those barriers;</text></paragraph><paragraph id="id8503fccf45d145b9b6498a6a1bd2ab90"><enum>(4)</enum><text>the extent to which jurisdictions have successfully implemented zoning or other policy reforms to increase housing production and supply; and</text></paragraph><paragraph id="idc397e694acc44884aa6711d09b07c10e"><enum>(5)</enum><text>opportunities for increasing coordination between the Department of Housing and Urban Development, the Federal Housing Finance Agency, the Department of Agriculture, the Department of the Treasury, and other agencies to address housing supply.</text></paragraph></subsection><subsection id="idaaca7f01a160450aae0e7b812fb59b9c"><enum>(g)</enum><header>Authorization of appropriations</header><text display-inline="yes-display-inline">There is authorized to be appropriated to the Secretary to carry out this section such sums as may be necessary for each of fiscal years 2026 through 2030.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id43e22e95216f4de2922a713f7d909f3c"><enum>(h)</enum><header>Rule of construction</header><text display-inline="yes-display-inline">Nothing in this section may be construed to permit the Department of Housing and Urban Development to take an adverse action against or fail to provide otherwise offered actions or services for any State or locality if the State or locality declines to adopt a guideline or best practice under subsection (c).</text></subsection></section><section id="id90e721ae535a4e08b3d4b6f9c690725b"><enum>204.</enum><header>Whole-Home Repairs Act</header><subsection commented="no" display-inline="no-display-inline" id="id94d2598bb289440ba4524b280763c4a8"><enum>(a)</enum><header display-inline="yes-display-inline">Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="id58d92b071572409d9e4a6f1165bec8d1"><enum>(1)</enum><header>Affordable unit</header><text>The term <term>affordable unit</term> means a unit for which the monthly rental payment is not more than 30 percent of the gross income of an individual earning at or below 80 percent of the area median income, as defined by the Secretary.</text></paragraph><paragraph id="id320402aa99964bc99bf13cb9b154f089"><enum>(2)</enum><header>Assisted unit</header><text>The term <term>assisted unit</term> means a unit that undergoes repair or rehabilitation work through a whole-home repairs program administered by an implementing organization under this section.</text></paragraph><paragraph id="id4ef53200b42b4673a7bf0303517aaa6e"><enum>(3)</enum><header>Eligible homeowner</header><text>The term <term>eligible homeowner</term> means a homeowner—</text><subparagraph id="id5f81c32d54604291827e6fcc314942f0"><enum>(A)</enum><text>with a household income that—</text><clause id="idc4ee45833ad64caa8527f192f5b8d046"><enum>(i)</enum><text>is not more than 80 percent of the area median income; or</text></clause><clause id="id5687059d5379446eb4099344c3a0dd81"><enum>(ii)</enum><text>meets the income eligibility requirements for receiving assistance or benefits under a specified program, as defined in paragraph (11); and</text></clause></subparagraph><subparagraph id="idc01a8bf9589b4578bf805dfb66efd7d9"><enum>(B)</enum><text>who is—</text><clause id="id11d91447997140d0984b28a228156ea0"><enum>(i)</enum><text>an owner of record as evidenced by a publicly recorded deed and occupies the home on which repairs are to be conducted as their principal residence;</text></clause><clause id="idaacb6824d0e54840b584c90806e3ea1a"><enum>(ii)</enum><text>an owner-occupant of the manufactured home on which repairs are to be conducted; or</text></clause><clause id="id16d1f8f4a6fa45708093d422fc1b56df"><enum>(iii)</enum><text>an owner who can demonstrate an ownership interest in the property on which repairs are to be conducted, including a person who has inherited an interest in that property. </text></clause></subparagraph></paragraph><paragraph id="idd3130518bc1c4800875af3b4a4083a81"><enum>(4)</enum><header>Eligible landlord</header><text>The term <term>eligible landlord</term> means an individual—</text><subparagraph id="id410dfc071eaf4c21a9f938a00de38715"><enum>(A)</enum><text>who owns, as determined by the relevant implementing organization, fewer than 10 eligible rental properties, with a majority of affordable units and not more than 50 total units, operated as primary residences in which a majority ownership interest is held by the individual, the spouse of the individual, or the dependent children of the individual, or any closely held legal entity controlled by the individual, the spouse of the individual, or the dependent children of the individual, either individually or collectively; and </text></subparagraph><subparagraph id="ida3f83335435b4993bc87e14d96e77a64"><enum>(B)</enum><text>who agrees to the provisions described in subsection (b)(3).</text></subparagraph></paragraph><paragraph id="ide7cd45fb1f2c43be8bbf4cf3b087aa1a"><enum>(5)</enum><header>Eligible rental property</header><text>The term <term>eligible rental property</term> means a residential property that—</text><subparagraph commented="no" display-inline="no-display-inline" id="iddf736946202e48ecb39989b643de57c5"><enum>(A)</enum><text display-inline="yes-display-inline">is leased, or offered exclusively for lease, as a primary residence by an eligible landlord; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id83cc66543eed497195b40a25896dde5c"><enum>(B)</enum><text>includes affordable units.</text></subparagraph></paragraph><paragraph id="idfeda90626cd441228e2f8575c9cd16a3"><enum>(6)</enum><header>Forgivable loan</header><text>The term <term>forgivable loan</term> means a loan—</text><subparagraph id="id3212691f30f542419be0b820515d51ed"><enum>(A)</enum><text>made to an eligible landlord;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idaec94e5310db4392877815bb99f7fb68"><enum>(B)</enum><text display-inline="yes-display-inline">that is secured by a lien recorded against a residential property; and</text></subparagraph><subparagraph id="idc9c36a060d75423b84620a74eca1943d"><enum>(C)</enum><text>that may be forgiven by the implementing organization not later than the date that is 3 years after the completion of the repairs if the eligible landlord has maintained compliance with the loan agreement described in subsection (b)(3).</text></subparagraph></paragraph><paragraph id="idc283aa47b6a14cf6bad5108b9188d998"><enum>(7)</enum><header>Implementing organization</header><text>The term <term>implementing organization</term>—</text><subparagraph id="id1a81248308474219845d02aaaa1a3066"><enum>(A)</enum><text>means a unit of general local government or a State that—</text><clause commented="no" display-inline="no-display-inline" id="id5adb916d8812417a90129bb95e4e6d24"><enum>(i)</enum><text display-inline="yes-display-inline">will administer a whole-home repairs program through an agency, department, or other entity; or </text></clause><clause commented="no" display-inline="no-display-inline" id="idac8af192a447429c9eedf2a99cee7642"><enum>(ii)</enum><text display-inline="yes-display-inline">enter into agreements with 1 or more local governments, municipal authorities, other governmental authorities, including a tribally designated housing entity, or qualified nonprofit organizations, to administer a whole-home repairs program as a subrecipient; and</text></clause></subparagraph><subparagraph id="idc8c288dad26941f0af7079cc7e097afa"><enum>(B)</enum><text>does not include a redundant entity in a jurisdiction already served by a grantee under subsection (b). </text></subparagraph></paragraph><paragraph id="idbc5dd6af7af24be39ad585c5bcd2a357"><enum>(8)</enum><header>Indian Tribe</header><text>The term <term>Indian tribe</term> has the meaning given the term in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ida72280770a42434883f6e92c9d9d819d"><enum>(9)</enum><header>Qualified nonprofit</header><text>The term <term>qualified nonprofit</term> means a nonprofit organization that—</text><subparagraph commented="no" display-inline="no-display-inline" id="idadebda190d1b4b44a33e22e67c6bebdf"><enum>(A)</enum><text>has received funding, as a recipient or subrecipient, through—</text><clause commented="no" display-inline="no-display-inline" id="idac9ba5f08643466aace324f8ff2b91b1"><enum>(i)</enum><text display-inline="yes-display-inline">the Community Development Block Grant program under title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>);</text></clause><clause commented="no" display-inline="no-display-inline" id="id461b627a0c704b0d9e270b9176491f1c"><enum>(ii)</enum><text display-inline="yes-display-inline">the HOME Investment Partnerships program under subtitle A of title II of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12741">42 U.S.C. 12741 et seq.</external-xref>);</text></clause><clause commented="no" display-inline="no-display-inline" id="ide257584ce08c44dc92acfb95dfd2225c"><enum>(iii)</enum><text display-inline="yes-display-inline">the Lead-Based Paint Hazard Reduction grant program under section 1011 of the Residential Lead-Based Paint Hazard Reduction Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/42/4852">42 U.S.C. 4852</external-xref>) or a grant under the Healthy Homes Initiative administered by the Secretary pursuant to sections 501 and 502 of the Housing and Urban Development Act of 1970 (<external-xref legal-doc="usc" parsable-cite="usc/12/1701z-1">12 U.S.C. 1701z–1</external-xref>, 1701z–2); </text></clause><clause commented="no" display-inline="no-display-inline" id="id869fa11eb12a4e039cb2f9366a307663"><enum>(iv)</enum><text>the Self-Help and Assisted Homeownership Opportunity program authorized under section 11 of the Housing Opportunity Program Extension Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/12805">42 U.S.C. 12805</external-xref> note);</text></clause><clause commented="no" display-inline="no-display-inline" id="id513b0bf6fdb24665a3d269a69fe48728"><enum>(v)</enum><text display-inline="yes-display-inline">a rural housing program under title V of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>); or</text></clause><clause id="id99e95d1d2d9b47b9aca3654ae4dd5310"><enum>(vi)</enum><text>the Neighborhood Reinvestment Corporation established under the Neighborhood Reinvestment Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/8101">42 U.S.C. 8101 et seq.</external-xref>); </text></clause></subparagraph><subparagraph id="id8bd7385a4a874b7d8d718276ae116ec7"><enum>(B)</enum><text>has coordinated, performed, or otherwise been engaged in weatherization, lead remediation, or home-repair work for not less than 2 years; </text></subparagraph><subparagraph id="id76695956b71f47ea95afe0d93bf8cbb6"><enum>(C)</enum><text>has been certified by the Environmental Protection Agency, or by a State authorized by the Environmental Protection Agency to administer a certification program, as— </text><clause id="idc6336f0a4b6f4649a43d901b6316c1cf"><enum>(i)</enum><text>eligible to carry out activities under the lead renovation, repair and painting program; or </text></clause><clause commented="no" display-inline="no-display-inline" id="iddda33f9333a9463fa5f4df9c97a7d601"><enum>(ii)</enum><text display-inline="yes-display-inline">a Home Certification Organization under the Energy Star program established by section 324A of the Energy Policy and Conservation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6294a">42 U.S.C. 6294a</external-xref>) or the WaterSense program under section 324B of that Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6294b">42 U.S.C. 6294b</external-xref>), or recognized or otherwise approved by the Environmental Protection Agency as a Home Certification Organization under either of those programs; or</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ida9f7f41db1e546f9b823a7329882217a"><enum>(D)</enum><text>is a community development financial institution, as defined in section 103 of the Community Development Banking and Financial Institutions Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/12/4702">12 U.S.C. 4702</external-xref>).</text></subparagraph></paragraph><paragraph id="idd8eaa6ec32bd4f328ea216ca1adc54ca"><enum>(10)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph><paragraph id="id97f2fad68c484466810b6ae5df38c44f"><enum>(11)</enum><header>Specified program</header><text>For purposes of paragraph (3)(A)(ii), the term <term>specified program</term> means any of the following:</text><subparagraph id="idc6c650ec842d4fdc84419879a947ea5e"><enum>(A)</enum><text>The Medicaid program established under title XIX of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1396">42 U.S.C. 1396 et seq.</external-xref>).</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id120068591b2f4841a2ce029dfde508c0"><enum>(B)</enum><text>The State Children's Health Insurance Program established under title XXI of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1397aa">42 U.S.C. 1397aa et seq.</external-xref>).</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id12b464a6ac674e7d9ca95d4562d234ec"><enum>(C)</enum><text>The supplemental security income benefits program established under title XVI of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1381">42 U.S.C. 1381 et seq.</external-xref>).</text></subparagraph><subparagraph id="ida3141cea1c924fbeb8acc2a08cd18c70"><enum>(D)</enum><text>The supplemental nutrition assistance program established under the Food and Nutrition Act of 2008 (<external-xref legal-doc="usc" parsable-cite="usc/7/2011">7 U.S.C. 2011 et seq.</external-xref>).</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id68aca1037b314bd590131aa3343d4551"><enum>(E)</enum><text>The temporary assistance for needy families program established under part A of title IV of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/601">42 U.S.C. 601 et seq.</external-xref>).</text></subparagraph></paragraph><paragraph id="idab651c9281cf459d83d8ee45dca670e1"><enum>(12)</enum><header>State</header><text>The term <term>State</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="idd997e766daf741e89bcd99f25b0e44bc"><enum>(A)</enum><text display-inline="yes-display-inline">each State of the United States;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id03cc9ef35d924b9bb5dfc25ebb558bfa"><enum>(B)</enum><text>the District of Columbia;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id3654a20c1864466196dd1933fbbdab3a"><enum>(C)</enum><text>the Commonwealth of Puerto Rico;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ide89dc6e343f944b2947ae2faa18dfc79"><enum>(D)</enum><text display-inline="yes-display-inline">any territory or possession of the United States; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id693d7f284524476d9d90523972b8f193"><enum>(E)</enum><text>an Indian tribe.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idb2bdf0f8702d454a974cd2d73ac80de5"><enum>(13)</enum><header>Tribally designated housing entity</header><text>The term <term>tribally designated housing entity</term> has the meaning given the term in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>).</text></paragraph><paragraph id="id61c85fbc6fb64e5c88eb196a018f2de6"><enum>(14)</enum><header>Whole-home repairs</header><text>The term <term>whole-home repairs</term> means modifications, repairs, or updates to homeowner or renter-occupied units to address—</text><subparagraph id="id9fa2f1857ee04f93883d29151546f76e"><enum>(A)</enum><text>physical and sensory accessibility for individuals with disabilities and older adults, such as bathroom and kitchen modifications, installation of grab bars and handrails, guards and guardrails, lifting devices, ramp additions or repairs, sidewalk addition or repair, or doorway or hallway widening;</text></subparagraph><subparagraph id="id03853aa17aa9465c96c3d1a057b1aa74"><enum>(B)</enum><text>habitability and safety concerns, such as repairs needed to ensure residential units are fit for human habitation and free from defective conditions or health and safety hazards; or</text></subparagraph><subparagraph id="id07f929520f424bcf9478b371aab752be"><enum>(C)</enum><text>energy and water efficiency, resilience, and weatherization.</text></subparagraph></paragraph></subsection><subsection id="id69c0c27b9f484ba180fc63d373796316"><enum>(b)</enum><header>Pilot program</header><paragraph id="idf51d43a89e3e49a6b27f53bb5cc57c5e"><enum>(1)</enum><header>Establishment</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary shall establish a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible homeowners and eligible landlords.</text></paragraph><paragraph id="id3a04521e1fe9453f9e81a284afb9cfeb"><enum>(2)</enum><header>Use of funds</header><text>An implementing organization that receives a grant under this subsection—</text><subparagraph id="id05a2e99fd99f49fc885ac46f1d914795"><enum>(A)</enum><text>shall provide grants to eligible homeowners to implement whole-home repairs not covered by other Federal home repair programs and up to a maximum amount per unit, which maximum amount should—</text><clause commented="no" display-inline="no-display-inline" id="idb6b4390a6a0e41f390d3f6d29e0f3d61"><enum>(i)</enum><text display-inline="yes-display-inline">reflect local construction costs and the level of repairs needed in each unit; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idad7c3e014a724bf78200e69685f9d503"><enum>(ii)</enum><text display-inline="yes-display-inline">be calculated and approved by the Secretary;</text></clause></subparagraph><subparagraph id="iddc481297294b4c04afd29dcb80b2762e"><enum>(B)</enum><text>shall provide loans, which may be forgivable, to eligible landlords to implement whole-home repairs not covered by other Federal home repair programs for individual affordable units, public and common use areas within the property, and common structural elements up to a maximum amount per unit, area, or element, as applicable, which maximum amount should— </text><clause commented="no" display-inline="no-display-inline" id="id500416E8061F4E49A1C212530079B4B8"><enum>(i)</enum><text display-inline="yes-display-inline">reflect local construction costs; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id0EEF6010F60A45079678BCD3125351E5"><enum>(ii)</enum><text display-inline="yes-display-inline">be calculated and approved by the Secretary; </text></clause></subparagraph><subparagraph id="idbb06267f241f4e3bb353a760d885ded0"><enum>(C)</enum><text>shall evaluate, or provide assistance to eligible homeowners and eligible landlords to evaluate, whole-home repair program funds provided under this subsection with Federal, State, and local home repair programs to provide the greatest benefit to the greatest number of eligible landlords and eligible homeowners and avoid duplication of benefits and redundancies; </text></subparagraph><subparagraph id="idebcd0d8040d9464188afb9556beda910"><enum>(D)</enum><text>shall ensure that—</text><clause id="id50a440db2531462c88681102e0a2863a"><enum>(i)</enum><text>all repairs funded or facilitated through an award under this subsection have been completed;</text></clause><clause id="id2bbe9c61cb5f4cb8bd5855cf6b7a301c"><enum>(ii)</enum><text>if repairs are not completed and the plan for whole-home repairs is not updated to reflect the new scope of work, that the loan or grant is repaid on a prorated basis based on completed work; and</text></clause><clause id="id8dd99411cfac4743987e0e3f711301e8"><enum>(iii)</enum><text>any unused grant or loan balance is returned to the implementing organization, and is reused by the implementing organization for a new whole-home repair grant or loan under this subsection;</text></clause></subparagraph><subparagraph id="id60c0bdb7b89a4de197509a6887222445"><enum>(E)</enum><text>may use not more than 5 percent of the awarded funds to carry out related functions, including workforce training for home repair professions, which shall be related to efforts to increase the number of home repairs performed and approved by the Secretary; </text></subparagraph><subparagraph id="idc6b35f2bb04f4b8a807ebc84f8789f78"><enum>(F)</enum><text>may use not more than 10 percent of the awarded funds for administrative expenses; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id0d376ec91acc4340a160006e14824261"><enum>(G)</enum><text>shall comply with Federal accessibility requirements and standards under applicable Federal fair housing and civil rights laws and regulations, including section 504 of the Rehabilitation Act of 1973 (<external-xref legal-doc="usc" parsable-cite="usc/29/794">29 U.S.C. 794</external-xref>). </text></subparagraph></paragraph><paragraph id="ida8f0f03e75544fda8a7a66f8076fba85"><enum>(3)</enum><header>Loan agreement</header><text>In a loan agreement with an eligible landlord under this subsection, an implementing organization shall include provisions establishing that the eligible landlord shall, for each eligible rental property for which a loan is used to fund repairs under this subsection—</text><subparagraph id="ided16b23bad2648d2af22a9989ac4f1f4"><enum>(A)</enum><text>comply with Federal accessibility requirements and standards under applicable Federal fair housing and civil rights laws and regulations, including section 504 of the Rehabilitation Act of 1973 (<external-xref legal-doc="usc" parsable-cite="usc/29/794">29 U.S.C. 794</external-xref>); and</text></subparagraph><subparagraph commented="no" id="iddb171fb0df594719bdda26c257477874"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="id7355e64d05704aa389e97fd147ffefdc"><enum>(i)</enum><text>if the landlord is renting the assisted units available in the eligible rental property to tenants receiving tenant-based rental assistance under section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>), under another tenant-based rental assistance program administered by the Secretary or the Secretary of Agriculture, or under a tenant-based rental subsidy provided by a State or local government, comply with the program requirements under the relevant tenant-based rental assistance program; or</text></clause><clause commented="no" display-inline="no-display-inline" id="idf7fdd38b9f0c48f8b0a6b0c0b9035bf0" indent="up1"><enum>(ii)</enum><text display-inline="yes-display-inline">if the eligible landlord is not renting to tenants receiving rental-based assistance as described in clause (i)—</text><subclause commented="no" display-inline="no-display-inline" id="id9b138e5cb10d41ab91debf096d3a9412"><enum>(I)</enum><item commented="no" display-inline="yes-display-inline" id="id3ea4cb012a054cd185d8aba91e3eacdd"><enum>(aa)</enum><text display-inline="yes-display-inline">offer to extend the lease of current tenants on current terms, other than the terms described in subclause (iv) for not less than 3 years beginning after the completion of the repairs, unless the lease is terminated due to failure to pay rent, performance of an illegal act within the rental unit, or a violation of an obligation of tenancy that the tenants failed to correct after notice; and</text></item><item commented="no" display-inline="no-display-inline" indent="up1" id="idb5645bd1cd31461e87d6438389b89987"><enum>(bb)</enum><text display-inline="yes-display-inline">if the tenant of an assisted unit moves out of the assisted unit at any point in the 3-year period following the loan agreement, maintain the unit as an affordable unit for the remainder of the 3-year period;</text></item></subclause><subclause id="id4f0364aaf71449c8917e5475c16f04e2"><enum>(II)</enum><text>provide documentation verifying that the property, upon completion of approved renovations, has met all applicable State and local housing and building codes;</text></subclause><subclause id="id159b0e488cc44848933c003a8954cc4d"><enum>(III)</enum><text>attest that the landlord has no known serious violations of renter protections that have resulted in fines, penalties, or judgments during the preceding 10 years; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="idef5d640ff5c44e5286c7b6af3b5453bd"><enum>(IV)</enum><text display-inline="yes-display-inline">cap annual rent increases for each assisted unit at 5 percent of base rent or inflation, whichever is lower, for not less than 3 years beginning after the completion of the repairs.</text></subclause></clause></subparagraph></paragraph><paragraph id="idf417861e4d3943a3b84552e3555a1c36"><enum>(4)</enum><header>Application</header><subparagraph id="idf8f4aedf2eeb4401b82abc13348fcbbc"><enum>(A)</enum><header>In general</header><text>An implementing organization desiring an award under this subsection shall submit to the Secretary an application that includes—</text><clause id="id8ffc993b02de46e1a3eb5b77ace475dd"><enum>(i)</enum><text>the geographic scope of the whole-home repairs program to be administered by the implementing organization, including the plan to address need in any rural, suburban, or urban area within a jurisdiction; </text></clause><clause id="idc05d0105d8ee4b03b63493119aa9ad10"><enum>(ii)</enum><text>a plan for selecting subrecipients, if applicable;</text></clause><clause id="ida414e98a8d4649e799e0c07cebbc79cb"><enum>(iii)</enum><text>how the implementing organization plans to execute the coordination of Federal, State, and local home repair programs, including programs administered by the Department of Energy or the Department of Agriculture, to increase efficiency and reduce redundancy; </text></clause><clause commented="no" display-inline="no-display-inline" id="id665fdcbab97c4c75a891f53036a09a2b"><enum>(iv)</enum><text display-inline="yes-display-inline">available data on the need for affordable and quality housing within the geographic scope of the whole-home repairs program, and any plans to preserve affordability through the term of the award;</text></clause><clause id="id7a7de2ad638e44c2b0e5e98da20e521d"><enum>(v)</enum><text>how the implementing organization plans to process and verify applications for grants from eligible homeowners and applications for loans from eligible landlords; and</text></clause><clause id="id7d3ac0c58f924c06888f014c633c72da"><enum>(vi)</enum><text>such other information as the Secretary requires to determine the ability of an applicant to carry out a program under this subsection. </text></clause></subparagraph><subparagraph id="idde5cae39fb054f0695000620cf5360e5"><enum>(B)</enum><header>Considerations</header><text>In making awards under this subsection, the Secretary shall—</text><clause id="id71ac79c4c93f4a55977b699a7df61d4f"><enum>(i)</enum><text>with respect to applications submitted by States other than the District of Columbia and the territories of the United States, prioritize those applications with a demonstrated plan to—</text><subclause id="id5ba118abf8de4b41a233b30ba2d0f7a5"><enum>(I)</enum><text>make a good faith effort to implement the pilot program in every jurisdiction; and</text></subclause><subclause id="ide6ae844780ae409081d107467fb26d3b"><enum>(II)</enum><text>provide non-metropolitan areas, or subrecipients serving non-metropolitan areas if applicable, with a share of total funds commensurate to their population; </text></subclause></clause><clause id="ided1e2ac4c0094611ac54b8aedaf120e9"><enum>(ii)</enum><text>aim to select applicants so that the awardees collectively span diverse geographies, with an intent to understand the impact of the pilot program under this subsection in urban, suburban, rural, and Tribal settings; and</text></clause><clause id="id381da371881b46db878405ac0a05e4e9"><enum>(iii)</enum><text>not disqualify implementing organizations that were awarded grants under the pilot program in prior application cycles. </text></clause></subparagraph></paragraph><paragraph id="idad0d2a88f4964c9094c6465e4835cae9"><enum>(5)</enum><header>Program information</header><text>The Secretary shall make available to grant recipients under this subsection information regarding existing Federal programs for which grant recipients may coordinate or provide assistance in coordinating applications for those programs in accordance with paragraph (2)(C).</text></paragraph><paragraph id="id19a0fde7e81c488b95c02d3f50ff3004"><enum>(6)</enum><header>Grant number</header><text>In each year in which an award is made under this subsection, the Secretary shall award assistance to—</text><subparagraph id="id2077b47e027c4f9b9852509c52a62218"><enum>(A)</enum><text>not less than 2, and not more than 10, implementing organizations, as application numbers and funding permit; and</text></subparagraph><subparagraph id="idc3d1fd42acd74aa8929668760d651cc0"><enum>(B)</enum><text>not more than 1 implementing organization in any State.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id0270e7fda05c4d36a4e5a6e692945604"><enum>(7)</enum><header>Loans that are not forgiven</header><text>If a loan made by an implementing organization under paragraph (2)(B) is not forgiven, the loan repayment funds shall be reused by the implementing organization for a new whole-home repair grant or loan under this subsection. </text></paragraph><paragraph id="id891c9501afbd4c7dbffef48cb1846168"><enum>(8)</enum><header>Supplement, not supplant</header><text>Amounts awarded under this subsection to implementing organizations shall supplement, not supplant, other Federal, State, and local funds made available to those entities.</text></paragraph><paragraph id="id2f56bb0652054745bb8d83ce53187ab3"><enum>(9)</enum><header>Streamlining program delivery and ensuring efficiency</header><text>To the extent possible, in carrying out the pilot program under this subsection, the Secretary shall—</text><subparagraph commented="no" display-inline="no-display-inline" id="id4cc6568d422f4c799fdefb31bde622bc"><enum>(A)</enum><text display-inline="yes-display-inline">endeavor to improve efficiency of service delivery, as well as the experience of and impact on the taxpayer, by encouraging programmatic collaboration and information sharing across Federal, State, and local programs for home repair or improvement, including programs administered by the Department of the Agriculture; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id6c494bbef05f489c9552e60b65197b06"><enum>(B)</enum><text display-inline="yes-display-inline">enhance collaboration and cross-agency streamlining efforts that reduce the burdens of multiple income verification processes and applications on the eligible homeowner, the eligible landlord, the implementing organization, and the Federal Government, including by establishing assistance application procedures for income eligibility under this subsection that recognize income eligibility determinations for assistance using any of the criteria under subsection (a)(3)(A) that have been used for assistance applications during the 1-year period preceding the date on which an eligible homeowner or eligible landlord applies for assistance under this subsection. </text></subparagraph></paragraph><paragraph id="id9274a8d9218947c6a3dffe80e62de831"><enum>(10)</enum><header>Reporting requirements</header><subparagraph id="id0bbf484c77364ee49aceed603a388b7a"><enum>(A)</enum><header>Annual report</header><text>An implementing organization that receives a grant under this subsection shall submit to the Secretary an annual report on initial funding that includes— </text><clause id="idbf3cb5943c7b49d7a37d9c47f8145251"><enum>(i)</enum><text>the number of units served, including reporting on both homeownership and rental units, as well as accessible units;</text></clause><clause id="id7d61389a3744486684f3aa39076e9737"><enum>(ii)</enum><text>the average cost per unit for modifications or repairs and the nature of those modifications or repairs, including reporting on accessibility and both homeownership and rental units;</text></clause><clause id="idff2b0add01584e8e89599cd486bba67a"><enum>(iii)</enum><text>the number of applications received, served, denied, or not completed, disaggregated by geographic area;</text></clause><clause id="ide94c43ab19e4444890f1d97a1eeb9c68"><enum>(iv)</enum><text>the aggregated demographic data of grant recipients, which may include data on income range, urban, suburban, and rural residency, age, and racial and ethnic identity;</text></clause><clause commented="no" display-inline="no-display-inline" id="id9454fdf965fc4387955c10706a1f7116"><enum>(v)</enum><text display-inline="yes-display-inline">the aggregated demographic data of loan recipients, which may include data on income range, urban, suburban, and rural residency, age, and racial and ethnic identity; </text></clause><clause id="id4316ef2d534842ae91830a939b003ee3"><enum>(vi)</enum><text>an affirmation that the implementation organization has complied with the applicable regulations, including compliance with Federal accessibility requirements;</text></clause><clause id="id4e61a72fcc0c4069b142d45c7fa5bc2e"><enum>(vii)</enum><text>in the first year of receiving a grant, and as certified in subsequent reports, a comprehensive plan to prevent waste, fraud, and abuse in the administration of the pilot program, which shall include, at a minimum—</text><subclause id="idaa3d68e546eb4f2d9551f2073ff91374"><enum>(I)</enum><text>a policy enacted and enforced by the implementing organization to monitor ongoing expenditures under this subsection and ensure compliance with applicable regulations;</text></subclause><subclause id="idd00fb4a2fe9548559ff01659e585a13c"><enum>(II)</enum><text>a policy enacted and enforced by the implementing organization to detect and deter fraudulent activity, including fraud occurring in individual projects and patterns of fraud by parties involved in the expenditure of funds under this subsection; </text></subclause><subclause id="ide5bfca3d3ed74748a321f3803e985d99"><enum>(III)</enum><text>a statement setting forth any violations detected by the implementing organization during the previous calendar year, including details about steps taken to achieve compliance and any remedial measures; and</text></subclause><subclause id="id3f070470a6f44a3e8519f05c72f4054c"><enum>(IV)</enum><text>a certification by the chief executive or most senior compliance officer of the organization that the organization maintains sufficient staff and resources to effectively carry out the above-mentioned policies; and</text></subclause></clause><clause id="id9f000ac2e521483db9f908ac7d2a2c7e"><enum>(viii)</enum><text>such other information as the Secretary may require. </text></clause></subparagraph><subparagraph id="id133a0b615a35435bb1e0b0252fdd8612"><enum>(B)</enum><header>Reporting requirement alignment</header><text>To limit the costs of implementing the pilot program under this subsection, the Secretary shall endeavor, to the extent possible, to structure reporting requirements such that they align with the data reporting requirements in place for funding streams that implementing organizations are likely to use in partnership with funding from this subsection, including the reporting requirements under—</text><clause commented="no" display-inline="no-display-inline" id="id15b13e30299d4e78b0b4f4190c1d832b"><enum>(i)</enum><text display-inline="yes-display-inline">the Community Development Block Grant program under title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>); </text></clause><clause commented="no" display-inline="no-display-inline" id="id80EAFC6BF8F645E29857BC0B15F2E3ED"><enum>(ii)</enum><text display-inline="yes-display-inline">the HOME Investment Partnerships program under subtitle A of title II of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12741">42 U.S.C. 12741 et seq.</external-xref>); </text></clause><clause commented="no" display-inline="no-display-inline" id="id481aae3b6cc341e797d6d21754a39bcd"><enum>(iii)</enum><text display-inline="yes-display-inline">the Weatherization Assistance Program for low-income persons established under part A of title IV of the Energy Conservation and Production Act (<external-xref legal-doc="usc" parsable-cite="usc/42/6861">42 U.S.C. 6861 et seq.</external-xref>); and</text></clause><clause commented="no" display-inline="no-display-inline" id="ide63c5830260a42d282867be012674b2f"><enum>(iv)</enum><text>the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4101">25 U.S.C. 4101 et seq.</external-xref>).</text></clause></subparagraph><subparagraph id="id566ef1377c7244caacce05d4dd664948"><enum>(C)</enum><header>Pilot program period reports</header><text>Not less frequently than twice during the period in which the pilot program established under this subsection operates, the Office of Inspector General of the Department of Housing and Urban Development shall complete an assessment of the implementation of measures to ensure the fair and legitimate use of the pilot program.</text></subparagraph><subparagraph id="idfa836683be7a4ca485215e2790109e94"><enum>(D)</enum><header>Summary to Congress</header><text>The Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives an annual report providing a summary of the data provided under subparagraphs (A) and (C) during the 1-year period preceding the report and all data previously provided under those subparagraphs.</text></subparagraph></paragraph><paragraph id="id2715d889fa40427bb2900d2ff3a81cad"><enum>(11)</enum><header>Funding</header><text>The Secretary—</text><subparagraph commented="no" display-inline="no-display-inline" id="id1c158735eede46b3b5e142ea7ef30aa3"><enum>(A)</enum><text display-inline="yes-display-inline">is authorized to use up to $30,000,000 of funds made available as provided in appropriations Acts for programs administered by the Office of Lead Hazard Control and Healthy Homes to carry out the pilot program under this subsection; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id173530689ca749bdad291b16b24ca133"><enum>(B)</enum><text>shall submit to the Committee on Appropriations and the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Appropriations and the Committee on Financial Services of the House of Representatives a report on the appropriations accounts from which the Secretary will derive the funding under subparagraph (A).</text></subparagraph></paragraph><paragraph id="idf07568fbbe604c588bfcaffea2afc589"><enum>(12)</enum><header>Environmental review</header><text>A grant under this subsection shall be—</text><subparagraph commented="no" display-inline="no-display-inline" id="id866dc93443ea47bebf33d2cc6704985e"><enum>(A)</enum><text display-inline="yes-display-inline">treated as assistance for a special project for purposes of section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/42/3547">42 U.S.C. 3547</external-xref>); and </text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id71025cac38a14a7c83e9558497465685"><enum>(B)</enum><text display-inline="yes-display-inline">subject to the regulations promulgated by the Secretary to implement such section.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ida46a3637298a45b9bf3791a027edf4ef"><enum>(13)</enum><header>Termination</header><text>The pilot program established under this subsection shall terminate on October 1, 2031. </text></paragraph></subsection></section><section id="id2e6c8715603d40ec8ba4878547862b3b"><enum>205.</enum><header display-inline="yes-display-inline">Community Investment and Prosperity Act</header><subsection id="id1969c2f5252146628371742dbfd6f592"><enum>(a)</enum><header>Revised Statutes</header><text>The paragraph designated as the <quote>Eleventh</quote> of section 5136 of the Revised Statutes of the United States (<external-xref legal-doc="usc" parsable-cite="usc/12/24">12 U.S.C. 24</external-xref>) is amended, in the fifth sentence, by striking <quote>15</quote> each place the term appears and inserting <quote>20</quote>.</text></subsection><subsection id="idb8eb8e78b4aa49cfb68a58f3cb8de848"><enum>(b)</enum><header>Federal Reserve Act</header><text>Section 9(23) of the Federal Reserve Act (<external-xref legal-doc="usc" parsable-cite="usc/12/338a">12 U.S.C. 338a</external-xref>) is amended, in the fifth sentence, by striking <quote>15</quote> each place the term appears and inserting <quote>20</quote>.</text></subsection></section><section commented="no" display-inline="no-display-inline" id="id56fe9875c5ac41ebb49eb0eb27d63128"><enum>206.</enum><header>Build Now Act</header><subsection commented="no" display-inline="no-display-inline" id="id65edba628e6a46a9ba25653ce6ec0226"><enum>(a)</enum><header display-inline="yes-display-inline">Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="idb616a11061b04728af13c8d222a541f7"><enum>(1)</enum><header>Covered recipient</header><text>The term <term>covered recipient</term> means a metropolitan city or urban county, as those terms are defined in section 102 of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302</external-xref>), that receives funds under section 106.</text></paragraph><paragraph id="id581a2ab6d8c441c59e3c6bdf9190958f"><enum>(2)</enum><header>Current annual growth rate</header><text>The term <term>current annual growth rate</term>, with respect to an eligible recipient and a fiscal year, means the average annual percentage increase in the number of housing units in the jurisdiction of the eligible recipient, as calculated by the Secretary, during the period—</text><subparagraph id="id8f890508dd794db0b4620748bd63ec6b"><enum>(A)</enum><text>beginning with the third quarter of the sixth preceding fiscal year; and</text></subparagraph><subparagraph id="id77d0250102eb44b4a370ab3ab0bdb3bc"><enum>(B)</enum><text>ending with the third quarter of the preceding fiscal year.</text></subparagraph></paragraph><paragraph id="id497f6246099840018463c19f0b17ca2e"><enum>(3)</enum><header>Eligible recipient</header><text>The term <term>eligible recipient</term> means any covered recipient unless—</text><subparagraph id="idd920e8a499c640f8adb1d54e62c71e05"><enum>(A)</enum><clause commented="no" display-inline="yes-display-inline" id="idb6cc80dfbfc04985a344343530971514"><enum>(i)</enum><text>the median Small Area Fair Market Rent in the jurisdiction of the covered recipient is at or below the 60th percentile of median Small Area Fair Market Rents in the jurisdictions of all covered recipients; and</text></clause><clause id="id2963b7cb7d2444c691ad545fce8c80f0" indent="up1"><enum>(ii)</enum><text>the median home value in the jurisdiction of the covered recipient is below the median home value for the United States;</text></clause></subparagraph><subparagraph id="idaf6437ae91ae47baafddcffc7f07e0e8"><enum>(B)</enum><text>the annual natural rental vacancy rate in the jurisdiction of the covered recipient is greater than the national annual natural rental vacancy rate for the most recent year available, as published by the Bureau of the Census;</text></subparagraph><subparagraph id="id217be78a4fea411099e54142fc9aa2d2"><enum>(C)</enum><text>during the 1-year period preceding the date on which the Secretary allocates funds under section 106, the jurisdiction of the covered recipient has been the subject of a major disaster or emergency declaration under section 401 or 501, respectively, of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170">42 U.S.C. 5170</external-xref>, 5191); or</text></subparagraph><subparagraph id="idcbf4b489d9c6483cb7e82a35a5a2a7af"><enum>(D)</enum><text>the covered recipient lacks the legal authority to enact or update zoning and permitting ordinances.</text></subparagraph></paragraph><paragraph id="id6eb762f1d8614a3495861b3249e72e1b"><enum>(4)</enum><header>Extremely high-growth recipient</header><text>The term <term>extremely high-growth recipient</term> means an eligible recipient for which the current annual growth rate is at or above 4 percent.</text></paragraph><paragraph id="id49ec5c43e3b04506af0e136b8e50339d"><enum>(5)</enum><header>Housing growth improvement rate</header><text>The term <term>housing growth improvement rate</term>, with respect to an eligible recipient and a fiscal year, means the quotient of—</text><subparagraph id="idc7072443c83a44cc9f81beb755489cda"><enum>(A)</enum><text>the current annual growth rate of the eligible recipient; and</text></subparagraph><subparagraph id="idbb09b49c43134f90b01c705866ad47c8"><enum>(B)</enum><text>the prior annual growth rate of the eligible recipient.</text></subparagraph></paragraph><paragraph id="id2f7c5e03321a4017a10710f45947ab7f"><enum>(6)</enum><header>Prior annual growth rate</header><text>The term <term>prior annual growth rate</term>, with respect to an eligible recipient and a fiscal year, means the average annual percentage increase in the number of housing units in the jurisdiction of the eligible recipient, as calculated by the Secretary, during the period—</text><subparagraph id="id199a1eea836d41b78aad1c0209a43f52"><enum>(A)</enum><text>beginning with the third quarter of the 11th preceding fiscal year; and</text></subparagraph><subparagraph id="id665ec84b7b264c82b35f3c72b9602a93"><enum>(B)</enum><text>ending with the third quarter of the sixth preceding fiscal year.</text></subparagraph></paragraph><paragraph id="id75672c413182472da409b480cdffe27b"><enum>(7)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph><paragraph id="id14302da7b77f4876911ad6fa03912952"><enum>(8)</enum><header>Section 106</header><text>The term <term>section 106</term> means section 106 of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5306">42 U.S.C. 5306</external-xref>).</text></paragraph></subsection><subsection id="idc636e75d6dce4d19b46b69b503040a30"><enum>(b)</enum><header>Adjustments to community development block grant allocations</header><paragraph id="idef3b52e882964b5695f5384ed123f0eb"><enum>(1)</enum><header>In general</header><text>In allocating amounts to an eligible recipient under section 106 for a fiscal year, the Secretary shall adjust the allocation based on the housing growth improvement rate of the eligible recipient, in accordance with paragraph (2) of this subsection.</text></paragraph><paragraph id="id933952046167498ead53af8fb683c2f0"><enum>(2)</enum><header>Adjustments</header><subparagraph id="idc1d5983688614c7b9178a7b02be8f13e"><enum>(A)</enum><header>Housing growth improvement rate at or above median; extremely high-growth recipients</header><clause id="id446086af33474cb3a490fe6ff54ca1f7"><enum>(i)</enum><header>In general</header><text>If, with respect to a fiscal year for which the allocation under section 106 is being determined, the housing growth improvement rate for an eligible recipient is at or above the median housing growth improvement rate for all eligible recipients other than extremely high-growth recipients, or if an eligible recipient is an extremely high-growth recipient, the Secretary shall allocate to the eligible recipient for that fiscal year, in addition to the amount that would otherwise be allocated to the eligible recipient under section 106, a bonus amount, as determined under clause (ii) of this subparagraph.</text></clause><clause id="id4f2673c20edf462080ac297fa675376f"><enum>(ii)</enum><header>Bonus amount</header><text>For purposes of clause (i), the bonus amount for an eligible recipient for a fiscal year shall be equal to the product of—</text><subclause id="id06ec9320bc4e49339ec818b37e47dd06"><enum>(I)</enum><text>the aggregate amount by which allocations to eligible recipients are decreased under subparagraph (B) for that fiscal year; and</text></subclause><subclause id="id1026d21ca2f74811831c0c130b8e82dd"><enum>(II)</enum><text>the quotient of—</text><item id="idd83bfdb8b2844bfb80d888ac4a2979d1"><enum>(aa)</enum><text>the number of housing units, as of the third quarter of the preceding fiscal year, in the jurisdiction of the eligible recipient, as calculated by the Secretary; and</text></item><item id="id1c5c0d3726ed45149f04edc4c4faed75"><enum>(bb)</enum><text>the number of housing units, as of the third quarter of the preceding fiscal year, in the jurisdictions of all eligible recipients that receive a bonus amount under this paragraph, as calculated by the Secretary.</text></item></subclause></clause></subparagraph><subparagraph id="id1529d1c1f0694bbbbfaacfeb6f587d0a"><enum>(B)</enum><header>Housing growth improvement rate below median</header><text>If, with respect to a fiscal year for which the allocation under section 106 is being determined, the housing growth improvement rate for an eligible recipient is below the median housing growth improvement rate for all eligible recipients other than high-growth outliers, the Secretary shall decrease the amount that would otherwise be allocated to the eligible recipient under section 106 for that fiscal year by 10 percent.</text></subparagraph></paragraph></subsection><subsection id="id8aa1a810be6e4792ae922df13b0ea7c7"><enum>(c)</enum><header>Calculation of housing units</header><paragraph id="iddc5f5b1f12f940f09b2e77658db451a4"><enum>(1)</enum><header>Housing and Urban Development requirements</header><text>In calculating the number of housing units in the jurisdiction of an eligible recipient under any provision of this section, the Secretary shall—</text><subparagraph id="id0d900dc8fef2471ba380fa9dba6d0436"><enum>(A)</enum><text>use the Current Address Count Listing Files and other data products, as needed, of the Bureau of the Census tabulated from the Master Address File; and</text></subparagraph><subparagraph id="idfd8472f528d344f8b5bf2edc8afb30cd"><enum>(B)</enum><text>make calculations at the block level, using boundaries that reflect the most current boundaries.</text></subparagraph></paragraph><paragraph id="idd2cd1728261f4d41ac2e7b1ffd47add1"><enum>(2)</enum><header>Census Bureau and Postal Service requirements</header><text>The Bureau of the Census and the United States Postal Service shall provide any relevant data to the Secretary upon request to assist the Secretary in making a calculation described in paragraph (1).</text></paragraph><paragraph id="id617da7e9390f433b83c45981da013d94"><enum>(3)</enum><header>Adjustment of calculation periods</header><text>The Secretary may adjust the calculation periods under subparagraphs (A) and (B) of subsection (a)(2), subparagraphs (A) and (B) of subsection (a)(6), and items (aa) and (bb) of subsection (b)(2)(A)(ii)(II) by not more than 2 months to achieve alignment with the data provided by the Bureau of the Census.</text></paragraph></subsection><subsection id="id8c6ff640e83e4893893de9395d4359b8"><enum>(d)</enum><header>Annual report on housing growth improvement rate</header><text display-inline="yes-display-inline">Before allocating funds under section 106 for a fiscal year, the Secretary shall publish a report that—</text><paragraph id="id61c38f5f282d4ae19fffc090cc44b54c"><enum>(1)</enum><text>includes the housing growth improvement rate for each eligible recipient; and</text></paragraph><paragraph id="idd45b98c6d58d4d8688ff51f4c7d8582f"><enum>(2)</enum><text>lists, for the most recent fiscal year for which allocations were made under section 106—</text><subparagraph id="id3aa13b9d60d64bdc97600fd84e2eb2a7"><enum>(A)</enum><text>the eligible recipients that received a bonus amount under subsection (b)(2)(A); and</text></subparagraph><subparagraph id="id098317d42de74ddfa8f02d218af92ae3"><enum>(B)</enum><text>the eligible recipients for which the allocation under section 106 was decreased under subsection (b)(2)(B) of this section.</text></subparagraph></paragraph></subsection><subsection id="id89c86036d5484040b8c360da5e094139"><enum>(e)</enum><header>Notification; implementation dates</header><paragraph id="idb55246643ae140f1bf085eb4533e8e86"><enum>(1)</enum><header>Notification</header><subparagraph id="idfa222a70f139460dbfffed141d5bf1f2"><enum>(A)</enum><header>In general</header><text>Not later than 60 days after the date of enactment of this Act, the Secretary shall notify each eligible recipient of the recipient’s housing growth improvement rate and whether that housing growth improvement rate is above, at, or below the median housing growth improvement rate for all eligible recipients other than extremely high-growth recipients.</text></subparagraph><subparagraph id="id74cd600db985445d89b171275fc5042d"><enum>(B)</enum><header>Guidance</header><text>As part of the notification under subparagraph (A), the Secretary shall share guidance, including resources developed by the Department of Housing and Urban Development, on best practices and recommendations on policies to reduce regulatory barriers to housing and increase housing supply.</text></subparagraph></paragraph><paragraph id="id33b9eed897d64553ae27f162859cb5bf"><enum>(2)</enum><header>Implementation dates</header><text>Subsection (b) shall take effect beginning with the second full fiscal year after the date of enactment of this Act and remain in effect through fiscal year 2042.</text></paragraph></subsection></section><section id="id40dc617211174f7ebaa7c57bd938a191"><enum>207.</enum><header>Better Use of Intergovernmental and Local Development (BUILD) Housing Act</header><subsection commented="no" display-inline="no-display-inline" id="ida29764924ef0480ab78a19613974bafa"><enum>(a)</enum><header display-inline="yes-display-inline">Designation of environmental review procedure</header><text display-inline="yes-display-inline">The Department of Housing and Urban Development Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3531">42 U.S.C. 3531 et seq.</external-xref>) is amended by inserting after section 12 (<external-xref legal-doc="usc" parsable-cite="usc/42/3537a">42 U.S.C. 3537a</external-xref>) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id69f4398bd87f44c6911607a9ec4cdbd4"><section id="id0bfab3fe10764e7892bf62701eb771d3"><enum>13.</enum><header>Designation of environmental review procedure</header><subsection id="id9185caa8b41847dca0dcd67f2ac888f1"><enum>(a)</enum><header>In general</header><text>Except as provided in subsection (b), the Secretary may, for purposes of environmental review, decision making, and action pursuant to the National Environmental Policy Act of 1969 (<external-xref legal-doc="usc" parsable-cite="usc/42/4321">42 U.S.C. 4321 et seq.</external-xref>), and other provisions of law that further the purposes of such Act, designate the treatment of assistance administered by the Secretary as funds for a special project for purposes of section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/42/3547">42 U.S.C. 3547</external-xref>).</text></subsection><subsection id="id9cf6e1af8f104fe39b181d24e3a8851d"><enum>(b)</enum><header>Exception</header><text>The designation described in subsection (a) shall not apply to assistance for which a procedure for carrying out the responsibilities of the Secretary under the National Environmental Policy Act of 1969 (<external-xref legal-doc="usc" parsable-cite="usc/42/4321">42 U.S.C. 4321 et seq.</external-xref>), and other provisions of law that further the purposes of such Act, is otherwise specified in law.</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id9e252291b19443da9f1da76419b30c50"><enum>(b)</enum><header>Tribal assumption of environmental review obligations</header><text display-inline="yes-display-inline">Section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/42/3547">42 U.S.C. 3547</external-xref>) is amended—</text><paragraph id="id102d27a957b245b091d90523c1ab0996"><enum>(1)</enum><text>by striking <quote>State or unit of general local government</quote> each place it appears and inserting <quote>State, Indian tribe, or unit of general local government</quote>;</text></paragraph><paragraph id="id26f6a89c64a840fe8b968846f4fe8bed"><enum>(2)</enum><text>in paragraph (1)(C), in the heading, by striking <quote><header-in-text level="paragraph" style="OLC">State or unit of general local government</header-in-text></quote> and inserting <quote><header-in-text level="paragraph" style="OLC">State, Indian tribe, or unit of general local government</header-in-text></quote>; and</text></paragraph><paragraph id="id747b737e30184290a68667250052877b"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idab6fcb74150941348b5e566f50b0071f"><paragraph id="id641d86aa41dd46b8b7fe4ad9da0094d2"><enum>(5)</enum><header>Definition of Indian tribe</header><text>For purposes of this subsection, the term <term>Indian tribe</term> means a federally recognized tribe, as defined in section 4(13)(B) of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103(13)(B)</external-xref>).</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection></section><section id="id21a83ead5f7843eca2fb3eb409c33e8a"><enum>208.</enum><header>Unlocking Housing Supply Through Streamlined and Modernized Reviews Act</header><subsection commented="no" display-inline="no-display-inline" id="id6709ba8bb30e4aa1ad8d4cd540c055d5"><enum>(a)</enum><header>Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph commented="no" display-inline="no-display-inline" id="ide79b3ccf8c1545379dc3afd5803c8dc2"><enum>(1)</enum><header>Infill project</header><text display-inline="yes-display-inline">The term <term>infill project</term> means a project that—</text><subparagraph id="idc6bbea042ba14d34ad320af2de873386"><enum>(A)</enum><text>occurs within the geographic limits of a municipality;</text></subparagraph><subparagraph id="id76e0d0611da54868b8ff89c7a55f7bb7"><enum>(B)</enum><text>is adequately served by existing utilities and public services as required under applicable law;</text></subparagraph><subparagraph id="id3f195ab694674ec8b6b4013779dc140c"><enum>(C)</enum><text>is located on a site of previously disturbed land of not more than 5 acres and substantially surrounded by residential or commercial development;</text></subparagraph><subparagraph id="id4256c403579a4cceb5e9301d0ef248c2"><enum>(D)</enum><text>will repurpose a vacant or underutilized parcel of land, or a dilapidated or abandoned structure; and</text></subparagraph><subparagraph id="idc9db2ae7081c4550b4eb3f6cd862c9be"><enum>(E)</enum><text>will serve a residential or commercial purpose.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7283414bd37b47c5a42d2bd36c5fa06d"><enum>(2)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="ide4ebf3b5f23a4fcbbe6f2ca991b9d244"><enum>(b)</enum><header>NEPA streamlining for HUD housing-related activities</header><paragraph id="idc00e4140dae5440b898248fbc778eafb"><enum>(1)</enum><header>In general</header><text>The Secretary shall, in accordance with section 553 of title 5, United States Code, and section 103 of the National Environmental Policy Act of 1969 (<external-xref legal-doc="usc" parsable-cite="usc/42/4333">42 U.S.C. 4333</external-xref>), expand and reclassify housing-related activities under the necessary administrative regulations as follows:</text><subparagraph id="id39aadceae4514677b93448c2937b9d9d"><enum>(A)</enum><text>The following housing-related activities shall be subject to regulations equivalent or substantially similar to the regulations entitled <quote>exempt activities</quote> as set forth in section 58.34 of title 24, Code of Federal Regulations, as in effect on January 1, 2025:</text><clause id="id3b16352c2e114b60bec81a811d72ffef"><enum>(i)</enum><text>Tenant-based rental assistance.</text></clause><clause id="idb1609d239d654656b1b8c085c1ea57d3"><enum>(ii)</enum><text>Supportive services, including health care, housing services, permanent housing placement, day care, nutritional services, short-term payments for rent, mortgage, or utility costs, and assistance in gaining access to Federal Government and State and local government benefits and services.</text></clause><clause id="id3d8467e481094bc1b79ec78b2479fafd"><enum>(iii)</enum><text>Operating costs, including maintenance, security, operation, utilities, furnishings, equipment, supplies, staff training, and recruitment and other incidental costs.</text></clause><clause id="id5c2ee037d13c4270b1da56b2d8718983"><enum>(iv)</enum><text>Economic development activities, including equipment purchases, inventory financing, interest subsidies, operating expenses, and similar costs not associated with construction or expansion of existing operations.</text></clause><clause id="id2823645f46ba45f38053d80d6c93fc9b"><enum>(v)</enum><text>Activities to assist homebuyers to purchase existing dwelling units or dwelling units under construction, including closing costs and down payment assistance, interest rate buydowns, and similar activities that result in the transfer of title.</text></clause><clause id="idb2d659acf4c74b10a86a811c3e388923"><enum>(vi)</enum><text>Affordable housing pre-development costs related to obtaining site options, project financing, administrative costs and fees for loan commitment, zoning approvals, and other related activities that do not have a physical impact.</text></clause><clause id="id2ae2cc3cb10e4dd8bb6789584ac8d19d"><enum>(vii)</enum><text>Approval of supplemental assistance, including insurance or guarantee, to a project previously approved by the Secretary.</text></clause><clause id="id871191b5fb7f4176b987f61fa22e1273"><enum>(viii)</enum><text>Emergency homeowner or renter assistance for HVAC, hot water heaters, and other necessary uses of existing utilities required under applicable law.</text></clause></subparagraph><subparagraph id="id077a64972fad428b85ae552abbac9904"><enum>(B)</enum><text>The following housing-related activities shall be subject to regulations equivalent or substantially similar to the regulations entitled, (i) <quote>categorical exclusions not subject to section 58.5</quote> and (ii) <quote>categorical exclusions not subject to the Federal laws and authorities cited in sections 50.4</quote> in section 58.35(b) and section 50.19, respectively of title 24, Code of Federal Regulations, as in effect on January 1, 2025, if such activities do not materially alter environmental conditions and do not materially exceed the original scope of the project:</text><clause id="idfdd8a18dc0cf4e96a0110a6877da75cb"><enum>(i)</enum><text>Acquisition, repair, improvement, reconstruction, or rehabilitation of public facilities and improvements (other than buildings) if the facilities and improvements are in place and will be retained in the same use without change in size or capacity of more than 20 percent, including replacement of water or sewer lines, reconstruction of curbs and sidewalks, and repaving of streets.</text></clause><clause id="id1fdeb4b9983b4849b4465094436c6339"><enum>(ii)</enum><text>Rehabilitation of 1-to-4 unit residential buildings, and existing housing-related infrastructure, such as repairs or rehabilitation of existing wells, septics, or utility lines that connect to that housing.</text></clause><clause id="idd19ff28d3d1b47cb9023f3df60e395cd"><enum>(iii)</enum><text>New construction, development, demolition, acquisition, or disposition on up to 4 scattered site existing dwelling units where there is a maximum of 4 units on any 1 site.</text></clause><clause id="id80ccf689c1514470b6139bc323e3c8ce"><enum>(iv)</enum><text>Acquisitions (including leasing) or disposition of, or equity loans on an existing structure, or acquisition (including leasing) of vacant land if the structure or land acquired, financed, or disposed of will be retained for the same use.</text></clause></subparagraph><subparagraph id="id5d9e2af2456e4eecad6fef77b913117c"><enum>(C)</enum><text>The following housing-related activities shall be subject to regulations equivalent or substantially similar to the regulations entitled, (i) <quote>categorical exclusions subject to section 58.5</quote> and (ii) <quote>categorical exclusions subject to the Federal laws and authorities cited in sections 50.4</quote> in section 58.35(a) and section 50.20, respectively, of title 24, Code of Federal Regulations, as in effect on January 1, 2025, if such activities do not materially alter environmental conditions and do not materially exceed the original scope of the project:</text><clause id="id52aadb8c6fcc47c3b3de28894f191bc7"><enum>(i)</enum><text>Acquisitions of open space or residential property, where such property will be retained for the same use or will be converted to open space to help residents relocate out of an area designated as a high-risk area by the Secretary.</text></clause><clause id="id9a8a630c0aa44c25849e870ad48fa2ea"><enum>(ii)</enum><text>Conversion of existing office buildings into residential development, subject to—</text><subclause commented="no" display-inline="no-display-inline" id="idd2fd7e5e6a2d432cb5c895ad5bd1d622"><enum>(I)</enum><text display-inline="yes-display-inline">a maximum number of units to be determined by the Secretary; and </text></subclause><subclause commented="no" display-inline="no-display-inline" id="id3d6506331ec7434289df908917ec5619"><enum>(II)</enum><text display-inline="yes-display-inline">a limitation on the change in building size of not more than 20 percent.</text></subclause></clause><clause id="idf6d0e6d5502940eea35ea84602895308"><enum>(iii)</enum><text>New construction, development, demolition, acquisition, or disposition on 5 to 15 dwelling units where there is a maximum of fifteen units on any 1 site. The units can be 15 1-unit buildings or 1 15-unit building, or any combination in between.</text></clause><clause id="ida86598a60e3c43e89d43a3222c663496"><enum>(iv)</enum><text>New construction, development, demolition, acquisition, or disposition on 15 or more housing units developed on scattered sites when there are not more than 15 housing units on any 1 site, and the sites are more than a set number of feet apart as determined by the Secretary.</text></clause><clause id="iddaf61550b3eb42519673e2f18be184c3"><enum>(v)</enum><text>Rehabilitation of buildings and improvements in the case of a building for residential use with 5 to 15 units, if the density is not increased beyond 15 units and the land use is not changed.</text></clause><clause id="id0d69ea24056443ed92519b7e95c4c8b2"><enum>(vi)</enum><text>Infill projects consisting of new construction, rehabilitation, or development of residential housing units.</text></clause><clause id="idbb33c3f067304613864f0b0c760cdac7"><enum>(vii)</enum><text>The voluntary acquisition of properties—</text><subclause commented="no" display-inline="no-display-inline" id="id33a5a27404f44cd985d007473fdb1aa7"><enum>(I)</enum><text display-inline="yes-display-inline">located in a—</text><item commented="no" display-inline="no-display-inline" id="id237fccebc85745f396f84a44c2657894"><enum>(aa)</enum><text display-inline="yes-display-inline">floodway;</text></item><item commented="no" display-inline="no-display-inline" id="id83b984ed493c4d4da26778ff8db84d58"><enum>(bb)</enum><text display-inline="yes-display-inline">floodplain; or</text></item><item commented="no" display-inline="no-display-inline" id="ida008ca6c6945478c95153f833a9761eb"><enum>(cc)</enum><text display-inline="yes-display-inline">other area, clearly delineated by the grantee; and</text></item></subclause><subclause commented="no" display-inline="no-display-inline" id="id98873c834d974b0ca646e508e9bc5370"><enum>(II)</enum><text display-inline="yes-display-inline">that have been impacted by a predictable environmental threat to the safety and well-being of program beneficiaries caused or exacerbated by a federally declared disaster.</text></subclause></clause></subparagraph></paragraph></subsection><subsection id="id9ec61c909ce64b038541174bc6b68063"><enum>(c)</enum><header>Report</header><text display-inline="yes-display-inline">The Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives an annual report during the 5-year period beginning on the date that is 2 years after the date of enactment of this Act that provides a summary of findings of reductions in review times and administrative cost reduction, with a particular focus on the affordable housing sector, as a result of the actions set forth in this section, and any recommendations of the Secretary for future congressional action with respect to revising categorical exclusions or exemptions under title 24, Code of Federal Regulations.</text></subsection></section><section id="id72218011c1504440be60fa3cd28fa2a4"><enum>209.</enum><header>Innovation Fund</header><subsection id="id948fece5af264ba8b316033672fa57da"><enum>(a)</enum><header>Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="id7fce436f097647c6a439c672a4874809"><enum>(1)</enum><header>Attainable housing</header><text>The term <term>attainable housing</term> means housing that—</text><subparagraph id="id96b1c0cc3bd842008e7c4974efb08d90"><enum>(A)</enum><text>serves—</text><clause commented="no" display-inline="no-display-inline" id="idc57b39d9e77747969527637d130eb84e"><enum>(i)</enum><text display-inline="yes-display-inline">a majority of households with income not greater than 80 percent of area median income; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id1c2694f7b9c0439381f9c05046d6d5cf"><enum>(ii)</enum><text display-inline="yes-display-inline">households with income not greater than 100 percent of area median income; or</text></clause></subparagraph><subparagraph id="id12d650acd197457cb696022d1e2a523d"><enum>(B)</enum><text>serves—</text><clause commented="no" display-inline="no-display-inline" id="idfd7f7328d5ca4b609e9d08e873cfa08f"><enum>(i)</enum><text display-inline="yes-display-inline">a majority of households with income not greater than 60 percent of area median income; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id32d999784a8f44679810e41c9dfc84d8"><enum>(ii)</enum><text display-inline="yes-display-inline">households with income not greater than 120 percent of area median income.</text></clause></subparagraph></paragraph><paragraph id="id6f0f564adc3c4ce18ca8f46c46b19615"><enum>(2)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means—</text><subparagraph id="idf1508c038036424c8d5695cb75a34ea2"><enum>(A)</enum><text>a metropolitan city or urban county, as those terms are defined in section 102 of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302</external-xref>), that has demonstrated an objective improvement in housing supply growth, as determined by the Secretary, whose methodology for determining such growth is published in the Federal Register to allow for public comment not less than 90 days before date on which the notice of funding opportunity is made available; or</text></subparagraph><subparagraph id="id9afe6ccffb814915a2791eeb6468a5f0"><enum>(B)</enum><text>a unit of general local government or Indian tribe, as those terms are defined in section 102 of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302</external-xref>), that has demonstrated an objective improvement in housing supply growth, as determined by the Secretary, whose methodology for determining such improvement is published in the Federal Register to allow for public comment not less than 90 days before the date on which the notice of funding opportunity is made available.</text></subparagraph></paragraph><paragraph id="idab80ba3cc3d5478aa832b59abc8d1a1f"><enum>(3)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="idef049c832c3446a096284920a8680518"><enum>(b)</enum><header>Establishment of a grant program</header><paragraph id="idc749e8dd03fc410aac086236c2e7ae6b"><enum>(1)</enum><header>Establishment</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary shall establish a program to award grants on a competitive basis to eligible entities that have increased their local housing supply.</text></paragraph><paragraph id="id3d3a1fae215645ccabbf47cbe8b337a2"><enum>(2)</enum><header>List of eligible entities</header><text>The Secretary shall make a list of eligible entities publicly available on the website of the Department of Housing and Urban Development.</text></paragraph><paragraph id="id95638073e4fc428ea1ebac0a1fe87b83"><enum>(3)</enum><header>Eligible purposes</header><text>An eligible entity receiving a grant under this section may use funds to—</text><subparagraph id="idda008aa8072d4840ba07fb65372e485b"><enum>(A)</enum><text>carry out any of the activities described in section 105 of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5305">42 U.S.C. 5305</external-xref>);</text></subparagraph><subparagraph id="id562f5c992a684ae08d26073f656a7a7d"><enum>(B)</enum><text>carry out any of the activities permitted under the Local and Regional Project Assistance Program established under section 6702 of title 49, United States Code;</text></subparagraph><subparagraph id="id024e7244e34d445bb8b6ad14ef37d028"><enum>(C)</enum><text>serve as matching funds under a State revolving fund program related to a clean water or drinking water program administered by the Environmental Protection Agency in which the eligible entity is the grantee under that program, unless otherwise determined by the Secretary; and</text></subparagraph><subparagraph id="id390d2a4b6ed846e0936fc81db2fb3f4d"><enum>(D)</enum><text>carry out initiatives of the eligible entity that facilitate the expansion of the supply of attainable housing and that supplement initiatives the eligible entity has carried out, or is in the process of carrying out, as specified in the application submitted under paragraph (4).</text></subparagraph></paragraph><paragraph id="id492e5f7e8c7f4530af37a303f9f9c3b5"><enum>(4)</enum><header>Application</header><subparagraph id="id02da2ec2946344f0871952e2d8646ecd"><enum>(A)</enum><header>In general</header><text>An eligible entity seeking a grant under this section shall submit to the Secretary an application that provides—</text><clause id="id5e821e44ded44bddac4375806364458d"><enum>(i)</enum><text>a description of each purpose for which the eligible entity will use the grant, and an attestation that the grant will be used only for 1 or more eligible purposes described in paragraph (3);</text></clause><clause id="idcc71d9b7ea964046b3f59742d8faeb8e"><enum>(ii)</enum><text>data on characteristics of increased housing supply during the 3-year period ending on the date on which the application is submitted, which may include whether such housing—</text><subclause id="idc33b072206ec4ebd97997b3484242035"><enum>(I)</enum><text>serves households at a range of income levels; and</text></subclause><subclause id="idd3b4259f58d143ceab7d41e4c9f9a145"><enum>(II)</enum><text>has improved the quality and affordability of housing in the jurisdiction of the eligible entity;</text></subclause></clause><clause id="idf014851f9c3b427cbcbc742a9db15426"><enum>(iii)</enum><text>a description of how each eligible purpose described in clause (i) may address a community need or advance an objective, or an aspect of an objective, included in the comprehensive housing affordability strategy and community development plan of the eligible entity under part 91 of title 24, Code of Federal Regulations, or any successor regulation (commonly referred to as a <quote>consolidated plan</quote>); and</text></clause><clause id="id646d358ad5234791bfb3315427757b3d"><enum>(iv)</enum><text>a description of how the eligible entity has carried out, or is in the process of carrying out, initiatives that facilitate the expansion of the supply of housing.</text></clause></subparagraph><subparagraph id="id109899ea1fef45a09b250a520c17de3a"><enum>(B)</enum><header>Initiatives</header><text>Initiatives that meet the criteria described in paragraph (3)(D) include—</text><clause id="id5960ce815ff64fd894632be90889f9f9"><enum>(i)</enum><text>increasing by-right uses, including duplex, triplex, quadplex, and multifamily buildings, in areas of opportunity;</text></clause><clause id="id08f7e5e3e8214e0889a6651ff1d72efc"><enum>(ii)</enum><text>revising or eliminating off-street parking requirements to reduce the cost of housing production;</text></clause><clause id="idf4fe9975305e408e839d136e994f131a"><enum>(iii)</enum><text>revising minimum lot size requirements, floor area ratio requirements, set-back requirements, building heights, and bans or limits on construction to allow for denser and more affordable development;</text></clause><clause id="idc0458e98a482456a8f3403dcef70021c"><enum>(iv)</enum><text>instituting incentives to promote dense development;</text></clause><clause id="ida0899e412a9e4c208cb5120ad911f77a"><enum>(v)</enum><text>passing zoning overlays or other ordinances that enable the development of mixed-income housing;</text></clause><clause id="ide848774910c84a949d5364be8cf79000"><enum>(vi)</enum><text>streamlining regulatory requirements and shortening processes, increasing code enforcement and permitting capacity, reforming zoning codes, or other initiatives that reduce barriers to increasing housing supply and affordability;</text></clause><clause id="id4c2f091f269e445ebfc6efcf4f69546b"><enum>(vii)</enum><text>eliminating restrictions against accessory dwelling units and expanding their by-right use;</text></clause><clause id="idf69c7657e3214babb061aecd7db4fddf"><enum>(viii)</enum><text>using local tax incentives or public financing to promote development of attainable housing;</text></clause><clause id="idf5f58b1506c44a83a9eb6538ec00eb14"><enum>(ix)</enum><text>streamlining environmental regulations;</text></clause><clause id="ide65ea4a4c014485583237e771b81b82c"><enum>(x)</enum><text>eliminating unnecessary manufactured-housing regulations and restrictions;</text></clause><clause id="id0eff51b6ff244e29ad9608214351c7eb"><enum>(xi)</enum><text>minimizing the impact of overburdensome energy and water efficiency standards on housing costs; and</text></clause><clause id="id7f641fd8a1bd4103bf3bfbe5cdbe97a6"><enum>(xii)</enum><text>other activities that reduce cost of construction, as determined by the Secretary.</text></clause></subparagraph></paragraph><paragraph id="idd7fb724066d14b0aa356b98b9571373f"><enum>(5)</enum><header>Grants</header><subparagraph id="id9662d6cf215542e9b256333d1c246c72"><enum>(A)</enum><header>In general</header><text>The Secretary shall make not fewer than 25 grants on an annual basis (unless amounts appropriated to provide grant amounts consistent with subsection (b) are insufficient, in which case fewer grants may be awarded), with strong consideration of different geographical areas and a relatively even spread of rural, suburban, and urban communities.</text></subparagraph><subparagraph id="ide75039ee3d154f4998149bbe371056c6"><enum>(B)</enum><header>Limitations on awards</header><text>No grant awarded under this paragraph may be—</text><clause commented="no" display-inline="no-display-inline" id="idb7d8ff9c2dec45fbb5bbb54a17cc10ba"><enum>(i)</enum><text display-inline="yes-display-inline">more than $10,000,000; or</text></clause><clause commented="no" display-inline="no-display-inline" id="id13bbc634790f45f6bb43e170308e520a"><enum>(ii)</enum><text display-inline="yes-display-inline">less than $250,000.</text></clause></subparagraph><subparagraph id="id9ee85f8f0aaa4f62901a70b0e3fe66cb"><enum>(C)</enum><header>Priority</header><text>When awarding grants under this paragraph, the Secretary shall give priority to an eligible entity that has—</text><clause id="id7f4dc0b8a86c4461822d5c4f3a381eac"><enum>(i)</enum><text>demonstrated the use of innovative policies, interventions, or programs for increasing housing supply, including adoption of any of the frameworks developed under section 203; and</text></clause><clause id="idd3f42ce760b34b76abffc102aac515c0"><enum>(ii)</enum><text>demonstrated a marked improvement in housing supply growth.</text></clause></subparagraph></paragraph></subsection><subsection id="idafef22ac0be44ef891f34e2503aed16a"><enum>(c)</enum><header>Rules of construction</header><text display-inline="yes-display-inline">Nothing in this section shall be construed—</text><paragraph commented="no" display-inline="no-display-inline" id="id09f41e73f26f4877b82afb047f6166fb"><enum>(1)</enum><text display-inline="yes-display-inline">to authorize the Secretary to mandate, supersede, or preempt any local zoning or land use policy; or</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idc476d2dfca52470c853cdd07c37a4670"><enum>(2)</enum><text>to affect the requirements of section 105(c)(1) of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12705">42 U.S.C. 12705(c)(1)</external-xref>).</text></paragraph></subsection><subsection id="id847af61e806b41348ea09dbcbb05a68c"><enum>(d)</enum><header>Authorization of appropriations</header><paragraph commented="no" display-inline="no-display-inline" id="id5829a3c798584688910db40ab2132664"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">There is authorized to be appropriated to carry out this section $200,000,000 for each of fiscal years 2027 through 2031.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idb4c2d04655d84798bb8c968acd8f5f27"><enum>(2)</enum><header>Adjustment</header><text>The amount authorized to be appropriated under paragraph (1) shall be adjusted for inflation based on the Consumer Price Index.</text></paragraph></subsection></section><section id="id265846af92284c30804bca53438ff0f7"><enum>210.</enum><header>Accelerating Home Building Act</header><subsection id="idbcdb330f56df4178aec7073ff8d9278c"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="id8a599a4045cd44369d21392419a00fee"><enum>(1)</enum><header>Affordable housing</header><text>The term <term>affordable housing</term> means housing for which the total monthly housing cost payment is not more than 30 percent of the monthly household income for a household earning not more than 80 percent of the area median income.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id749f83d588e54031a467216591491f8c"><enum>(2)</enum><header display-inline="yes-display-inline">Covered structure</header><text>The term <term>covered structure</term> means—</text><subparagraph id="id71db6b51463d4641baef53420c5c8392"><enum>(A)</enum><text>a low-rise or mid-rise structure with not more than 25 dwelling units; and</text></subparagraph><subparagraph id="id0cf248ceb104458fb24a6f1b5fb5b47c"><enum>(B)</enum><text>includes—</text><clause id="id71d0dc1950db4b3b9398edae971de34d"><enum>(i)</enum><text>an accessory dwelling unit;</text></clause><clause commented="no" display-inline="no-display-inline" id="id3afa6628fb6c4903880de000c869330a"><enum>(ii)</enum><text>infill development;</text></clause><clause id="idb18462c016be45859cf604f78d3d8baa"><enum>(iii)</enum><text>a duplex;</text></clause><clause id="idd195134ecbb849dfa72c277a3af23d4e"><enum>(iv)</enum><text>a triplex;</text></clause><clause id="id82495255cbfa48e8a03b885e3f95fea2"><enum>(v)</enum><text>a fourplex;</text></clause><clause id="id3ee6adc899724bf794d3d3c3445d3354"><enum>(vi)</enum><text>a cottage court;</text></clause><clause id="id2b2e7886ea874544a9da3d4e0bd2e0b8"><enum>(vii)</enum><text>a courtyard building;</text></clause><clause id="id5e21f466721c44c88566c3d9d612b5f0"><enum>(viii)</enum><text>a townhouse; </text></clause><clause id="ided6652e4577a44ba9bf53e3f046d1aee"><enum>(ix)</enum><text>a multiplex; and</text></clause><clause id="ide1102c24a9934d22bcf9671e18d45dd2"><enum>(x)</enum><text>any other structure with not less than 2 dwelling units that the Secretary considers appropriate.</text></clause></subparagraph></paragraph><paragraph id="id4ad4ecafb44744c68c4e4f3e8da95d22"><enum>(3)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="id26b4f65e72b1471ba7a8f10e6fa5b9f0"><enum>(A)</enum><text display-inline="yes-display-inline">a unit of general local government, as defined in section 102(a) of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302(a)</external-xref>);</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id9914cc3835394d1f8fe70a9b9a8c1a8c"><enum>(B)</enum><text>a municipal membership organization; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idcc211e4df0b94a66a505cd56e6e6f0df"><enum>(C)</enum><text>an Indian tribe, as defined in section 102(a) of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302(a)</external-xref>).</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idf6f97e87d0a14d49a06edb49893cb0cb"><enum>(4)</enum><header>High opportunity area</header><text>The term <term>high opportunity area</term> has the meaning given the term in section 1282.1 of title 12, Code of Federal Regulations, or any successor regulation.</text></paragraph><paragraph id="ida978f3d49ff24cf28741502802d8dc18"><enum>(5)</enum><header>Infill development</header><text>The term <term>infill development</term> means residential development on small parcels in previously established areas for replacement by new or refurbished housing that utilizes existing utilities and infrastructure.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idb8bbd28d386c41e2865ec3ac146fbbe7"><enum>(6)</enum><header>Mixed-income housing</header><text>The term <term>mixed-income housing</term> means a housing development that is comprised of housing units that promote differing levels of affordability in the community.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id34aff46fa9fc484fa8bbe05bf37039bc"><enum>(7)</enum><header>Pre-reviewed designs</header><text>The term <term>pre-reviewed designs</term>, also known as pattern books, means sets of construction plans that are assessed and approved by localities for compliance with local building and permitting standards to streamline and expedite approval pathways for housing construction.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6e045a02b294494ba73a5a41d4972c90"><enum>(8)</enum><header>Rural area</header><text>The term <term>rural area</term> means any area other than a city or town that has a population of less than 50,000 inhabitants.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id586665fe037b49d98b4907710659b28b"><enum>(9)</enum><header>Secretary</header><text display-inline="yes-display-inline">The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="id2f4b2b663ffc451d9859be782161a53f"><enum>(b)</enum><header>Authority</header><text>The Secretary may award grants to eligible entities to select pre-reviewed designs of covered structures of mixed-income housing for use in the jurisdiction of the eligible entity.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id9f396f3f9e3f48e9885c6baf09e2e26d"><enum>(c)</enum><header>Considerations</header><text>In reviewing applications submitted by eligible entities for a grant under this section, the Secretary shall consider—</text><paragraph commented="no" display-inline="no-display-inline" id="id5877f3578e054d34832477be3cecf0c5"><enum>(1)</enum><text display-inline="yes-display-inline">the need for affordable housing by the eligible entity;</text></paragraph><paragraph id="idbc8d13b760e64d6b91e05bbefb691cbe"><enum>(2)</enum><text>the presence of high opportunity areas in the jurisdiction of the eligible entity;</text></paragraph><paragraph id="id8f32b9e7b5b2411d9c4dc06e8cb6111f"><enum>(3)</enum><text>coordination between the eligible entity and a State agency; and</text></paragraph><paragraph id="id21aebe4ec0694d10b85357d83d739e52"><enum>(4)</enum><text>coordination between the eligible entity and State, local, and regional transportation planning authorities.</text></paragraph></subsection><subsection id="id5850900add9e42e3b0c2f6602f314877"><enum>(d)</enum><header>Set-aside for rural areas</header><text>Of the amount made available in each fiscal year for grants under this section, the Secretary shall ensure that not less than 10 percent shall be used for grants to eligible entities that are located in rural areas.</text></subsection><subsection id="id475c69b8f2b14d8296081d4858c9d459"><enum>(e)</enum><header>Reports</header><text>The Secretary shall require eligible entities receiving grants under this section to report on—</text><paragraph id="idb1d260ec940b48568ed3a65621ab40c4"><enum>(1)</enum><text>the impacts of the activities carried out using the grant amounts in improving the production and supply of affordable housing;</text></paragraph><paragraph id="id576a0c2adc8942a1842e890e5358cdd8"><enum>(2)</enum><text>the pre-reviewed designs selected using the grant amounts in their communities; </text></paragraph><paragraph id="iddc2f860d6f91464cb43e1e5e3cf107fc"><enum>(3)</enum><text>the number of permits issued for housing development utilizing pre-reviewed designs; and</text></paragraph><paragraph id="idb927b5455e614ddfa711452027e5d18a"><enum>(4)</enum><text>the number of housing units produced in developments utilizing the pre-reviewed designs.</text></paragraph></subsection><subsection id="id5f1abb6aebf84da09cff540efb05dd0a"><enum>(f)</enum><header>Availability of information</header><text>The Secretary shall—</text><paragraph id="id64f6add08e914e889076340b1fc1c1aa"><enum>(1)</enum><text>to the extent possible, encourage localities to make publicly available through a website information on the pre-reviewed designs selected and submitted to the Secretary by eligible entities receiving grants under this section, including information on the benefits of use of those designs; and</text></paragraph><paragraph id="id8c4e3c5ba84542b68118025e8f92d776"><enum>(2)</enum><text>collect, identify, and disseminate best practices regarding such designs and make such information publicly available on the website of the Department of Housing and Urban Development.</text></paragraph></subsection><subsection id="id90dad766e4f54e6a83c156096b8852cd"><enum>(g)</enum><header>Design adoption and repayment</header><text>The Secretary may require an eligible entity to return to the Secretary any grant funds received under this section if the selected pre-reviewed designs submitted under this section have not been adopted during the 5-year period following receipt of the grant, unless that period is extended by the Secretary.</text></subsection><subsection id="idfa9056e1d6d44adf89af3445046e00a8"><enum>(h)</enum><header>Authorization of appropriations</header><paragraph commented="no" display-inline="no-display-inline" id="iddd57e03bcf424281be11a86487c9452a"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text>There is authorized to be appropriated to the Secretary such sums as are necessary to carry out this section. </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id5ba4bb65b8fc4fc4a8c0b35e91069af0"><enum>(2)</enum><header>Technical assistance</header><text>The Secretary may set aside not more than 5 percent of amounts appropriated under paragraph (1) in a fiscal year to provide technical assistance to grant recipients under this section and pre-grant technical assistance for prospective applicants.</text></paragraph></subsection></section><section commented="no" display-inline="no-display-inline" section-type="subsequent-section" id="idf5a7bcb6ac8b4cc292cf7d91c416c97f"><enum>211.</enum><header display-inline="yes-display-inline">Build More Housing Near Transit Act</header><text display-inline="no-display-inline">Section 5309 of title 49, United States Code, is amended—</text><paragraph id="id40edb24f058f42c69fdd81e1c8da1da5"><enum>(1)</enum><text>in subsection (a)—</text><subparagraph id="ided4ada4750ad42fd8a8d4771be5f8d1a"><enum>(A)</enum><text>by redesignating paragraph (6) as paragraph (7); and</text></subparagraph><subparagraph id="id45ea0c22e27445eebaadb63507135b56"><enum>(B)</enum><text>by inserting after paragraph (5) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id1aea4eb1117a401e8905e481c3dd8757"><paragraph id="id253ffb956a2e4d2fb25116f83803aba2"><enum>(6)</enum><header>Pro-housing policy</header><text>The term <term>pro-housing policy</term>—</text><subparagraph id="ide5b3930574484a7babd55c150f51a9f8"><enum>(A)</enum><text>means any adopted State or local policy that will remove regulatory barriers to the construction or preservation of housing units, including affordable housing units; and</text></subparagraph><subparagraph id="ide3d0fb1102ce4e4bb0c181d93cb88acf"><enum>(B)</enum><text>shall include any adopted State or local policy that—</text><clause id="idcf765800215641fe90f736ad0ef964da"><enum>(i)</enum><text>reduces or eliminates parking minimums;</text></clause><clause id="id7d8b7602a71b4dc6b2b674fa18f59458"><enum>(ii)</enum><text>establishes a by-right approval process for housing under which land use development approval is limited to determining that the development meets objective zoning and design standards that—</text><subclause id="iddf096147b78540d18f133c6c1fdf7bc1"><enum>(I)</enum><text>involve no subjective judgment by a public official;</text></subclause><subclause id="id8cfbd3dff5d948b4bfde7c8bca0e33aa"><enum>(II)</enum><text>are uniformly verifiable by reference to an external and uniform benchmark or criterion available to both the land use developer and the public official prior to submission; and</text></subclause><subclause id="ida8a0590db5af4d1986d5afccbffa7ebb"><enum>(III)</enum><text>include only such standards as are published and adopted by ordinance or resolution by a jurisdiction before submission of a development application;</text></subclause></clause><clause id="id9a40941a8b3641feb11706d58ac3ce74"><enum>(iii)</enum><text>reduces or eliminates minimum lot sizes;</text></clause><clause id="idd54680617315444d91cbb6b546cca03e"><enum>(iv)</enum><text>eliminates or raises residential property height limits or increases the number of dwelling units permitted to be constructed under a by-right approval process; or</text></clause><clause id="idc679b0ca4dcf449c857132dc58d50415"><enum>(v)</enum><text>carries out other policies as determined by the Secretary, in consultation with the Secretary of Housing and Urban Development.</text></clause></subparagraph></paragraph><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="id46f2c8c14f3143f3ab5ae0cf1a7e309f"><enum>(2)</enum><text>in subsection (g)(2), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idb289c295c6824bd58e034ed90ac06264"><subparagraph id="id6bad1aa168d1489f9494b8e9bd603497"><enum>(D)</enum><header>Eligibility for adjustment of rating for project justification criteria for pro-housing policies; considerations</header><text>In evaluating and rating a project as a whole for project justification under subparagraph (A), the Secretary—</text><clause id="id9eb04d70408d4c83a86a75ef3d58ccea"><enum>(i)</enum><text>may increase 1 point on the 5-point scale (high, medium-high, medium, medium-low, or low) the rating of a project if the applicant submits documented evidence of pro-housing policies for areas accessible to transit facilities along the project route; and</text></clause><clause id="id9f6626a26736445a933d5c01c8d07c3e"><enum>(ii)</enum><text>should consider whether the pro-housing policies documented by the applicant will result, through new production and preservation, in an amount of housing units, including housing units affordable below the area median income, that is appropriate to expected housing demand in the project area.</text></clause></subparagraph><subparagraph id="id5955a42ad3fd42f881fe89e1e5145662"><enum>(E)</enum><header>Consultation</header><text>In developing the evaluation process that could lead to the increased rating described in subparagraph (D)(i), the Secretary shall consult with the Secretary of Housing and Urban Development.</text></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></paragraph><paragraph id="id0bed9e80b942495b8aaf1a7340329ca0"><enum>(3)</enum><text>in subsection (h)(6), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id9e9b1f4a23ec49c698b34c83f1306e85"><subparagraph id="id449e636497294ce083e9271db72ed8a6"><enum>(C)</enum><header>Eligibility for adjustment of rating for project justification criteria for pro-housing policies; considerations</header><text>In evaluating and rating the benefits of a project under subparagraph (A), the Secretary—</text><clause id="id0719b413de6c4d71a40306210a31c113"><enum>(i)</enum><text>may increase the rating of a project if the applicant submits documented evidence of pro-housing policies for areas accessible to transit facilities along the project route; and</text></clause><clause id="ida302fa2b42db4c54a369e3e9354e3609"><enum>(ii)</enum><text>should consider whether the pro-housing policies documented by the applicant will result, through new production and preservation, in an amount of housing units, including housing units affordable below the area median income, that is appropriate to expected housing demand in the project area.</text></clause></subparagraph><subparagraph id="id330324185d8b4ce8a2b0ca063b37ed27"><enum>(D)</enum><header>Consultation</header><text>In developing the evaluation process that could lead to the increased rating described in subparagraph (C)(i), the Secretary shall consult with the Secretary of Housing and Urban Development.</text></subparagraph><after-quoted-block>; and</after-quoted-block></quoted-block></paragraph><paragraph id="id317d4a5579d0469a8c8b850ebb58d00d"><enum>(4)</enum><text>in subsection (o)—</text><subparagraph id="iddc0224a168f8482094be6c50ca20f74f"><enum>(A)</enum><text>in paragraph (1)—</text><clause id="idb2551419898f4ae0b4ee6abc412bfc09"><enum>(i)</enum><text>in subparagraph (B), by striking <quote>and</quote> at the end;</text></clause><clause id="id882d6f9421a44155bffe85684b421757"><enum>(ii)</enum><text>in subparagraph (C), by striking the period at the end and inserting <quote>; and</quote>; and</text></clause><clause id="id52277ac12f0a4663a48d88583ac54b3e"><enum>(iii)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id01aab37be83648ff8d024af22124c860"><subparagraph id="ide847406d8acd446ebbd3d610cba1d820"><enum>(D)</enum><text>information concerning projects for which the applicant submitted pro-housing policies under subsection (g)(2)(D) or subsection (h)(6) and received an adjustment of rating for project justification.</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></clause></subparagraph></paragraph></section><section id="idbd9762d2f0634f06b17e40f7a9256f7a"><enum>212.</enum><header>Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act</header><subsection id="id07e0fbfa625340c6b235204b1c7f5938"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="ida50d4a9123864cc7a903d53d44629c12"><enum>(1)</enum><header>Attainable housing</header><text>The term <term>attainable housing</term> means housing that—</text><subparagraph id="idec9b77c3975f42f8b8c208c3adb6fb06"><enum>(A)</enum><text>serves households earning not more than 100 percent of the area median income, if a majority of the housing units are affordable to households earning not more than 80 percent of the area median income; or</text></subparagraph><subparagraph id="id0f87ca9b75ab4894bfe758d99f5c117a"><enum>(B)</enum><text>serves households earning not more than 120 percent of the area median income, if the majority of the housing units are affordable to households earning not more than 60 percent of the area median income.</text></subparagraph></paragraph><paragraph id="id4582275ba47b431a9ade89d1a35547e7"><enum>(2)</enum><header>Converted housing unit</header><text>The term <term>converted housing unit</term> means a housing unit that is created using a covered grant.</text></paragraph><paragraph id="ide7e4dd3bfb0d4b0e9010fdc515299e8b"><enum>(3)</enum><header>Covered grant</header><text>The term <term>covered grant</term> means a grant awarded under the Pilot Program.</text></paragraph><paragraph id="idbeefe8b93875426d9b8fd5fd0b404664"><enum>(4)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means a participating jurisdiction, as defined in section 104 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12704">42 U.S.C. 12704</external-xref>).</text></paragraph><paragraph id="idc41783664ebc4f6fbde5ffca3b4f933a"><enum>(5)</enum><header>HOME Investment Partnerships Program</header><text>The term <term>HOME Investment Partnerships Program</term> means the program under subtitle A of title II of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12741">42 U.S.C. 12741 et seq.</external-xref>).</text></paragraph><paragraph id="id29d9e514a3b743648d45a25f6fb65581"><enum>(6)</enum><header>Pilot Program</header><text>The term <term>Pilot Program</term> means the Blighted Building to Housing Conversion Program carried out under subsection (b).</text></paragraph><paragraph id="id10e83fe3810a459881eb12c0dc101992"><enum>(7)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph><paragraph id="id2cb711af23a14cbc852eb60c5b9d66bc"><enum>(8)</enum><header>Vacant and abandoned building</header><text>The term <term>vacant and abandoned building</term> means a property—</text><subparagraph id="id695f34f73e1e4db0b171407274b33667"><enum>(A)</enum><text>that was constructed for use as a warehouse, factory, mall, strip mall, or hotel, or for another industrial or commercial use; and</text></subparagraph><subparagraph id="id6021d540a8914b5cadc98c1e548b73cf"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="idb0090b7c97d547b8885f9e65b95b1b89"><enum>(i)</enum><text>with respect to which—</text><subclause id="id9766480cf1f2441591b73381269d4d0b" indent="up1"><enum>(I)</enum><text>a code enforcement inspection has determined that the property is not safe; and</text></subclause><subclause commented="no" display-inline="no-display-inline" indent="up1" id="idb26c719b3422495bab466747ff21cadd"><enum>(II)</enum><text>not less than 90 days have elapsed since the owner was notified of the deficiencies in the property and the owner has taken no corrective action; or</text></subclause></clause><clause commented="no" display-inline="no-display-inline" indent="up1" id="id27a673eb67c84b41b1731494a620d604"><enum>(ii)</enum><text>that is subject to a court-ordered receivership or nuisance abatement related to abandonment pursuant to State or local law or otherwise meets the definition of an abandoned property under State law.</text></clause></subparagraph></paragraph></subsection><subsection id="idd0afb62703864c6faef2f76e9f3fe40a"><enum>(b)</enum><header>Grant program</header><text>For each of fiscal years 2027 through 2031, if the amounts made available to carry out the HOME Investment Partnerships Program exceed $1,350,000,000, the Secretary may use not more than $100,000,000 of the excess amounts to carry out a pilot program, to be known as the <quote>Blighted Building to Housing Conversion Program</quote>, under which the Secretary awards grants on a competitive basis to eligible entities to convert vacant and abandoned buildings into attainable housing.</text></subsection><subsection id="ideb01d902d6264b7aa15f1ef70fcc36d7"><enum>(c)</enum><header>Amount of grant</header><paragraph id="id1f79e74fbd17496b9628cf4a2dacc967"><enum>(1)</enum><header>In general</header><text>For any fiscal year for which $100,000,000 is available to carry out the Pilot Program pursuant to subsection (b), the amount of a covered grant shall be not less than $1,000,000 and not more than $10,000,000.</text></paragraph><paragraph id="ida5d837d7f03b4574af33a41a480a9630"><enum>(2)</enum><header>Fiscal years with lower funding</header><text>For any fiscal year for which less than $100,000,000 is available to carry out the Pilot Program pursuant to subsection (b), the Secretary shall seek to maximize the number of covered grants awarded.</text></paragraph></subsection><subsection id="idc9306145e3b347f5af107b1fc049f2e7"><enum>(d)</enum><header>Relation to HOME Investment Partnerships Program formula allocation</header><text>A covered grant awarded to an eligible entity shall be in addition to, and shall not affect, the formula allocation for the eligible entity under the HOME Investment Partnerships Program.</text></subsection><subsection id="ida85c3a34c4524eae97562656152b6184"><enum>(e)</enum><header>Priority</header><text>In awarding covered grants, the Secretary shall give priority to an eligible entity that—</text><paragraph id="id4d9f28dff1854572996ae5c1a4f7fc40"><enum>(1)</enum><text>will use the covered grant in a community that is experiencing economic distress;</text></paragraph><paragraph id="id8a915e66122a441798fde6a341166483"><enum>(2)</enum><text>will use the covered grant in a qualified opportunity zone (as defined in <external-xref legal-doc="usc" parsable-cite="usc/26/1400Z">section 1400Z–1(a)</external-xref> of the Internal Revenue Code of 1986);</text></paragraph><paragraph id="ide10733eb955d41b196e2bdfeb3f04200"><enum>(3)</enum><text>will use the covered grant to construct housing that will serve a need identified in the comprehensive housing affordability strategy and community development plan of the eligible entity under part 91 of title 24, Code of Federal Regulations, or any successor regulation (commonly referred to as a <quote>consolidated plan</quote>); or</text></paragraph><paragraph id="id0e2908cb295b45ba95d391069b57ee24"><enum>(4)</enum><text>has enacted ordinances to reduce regulatory barriers to conversion of vacant and abandoned buildings to housing, which shall not include any alteration of an ordinance that governs safety and habitability.</text></paragraph></subsection><subsection id="idde59e33c95c14b23b1b0f444b12bc2b1"><enum>(f)</enum><header>Use of funds</header><text>An eligible entity may use a covered grant for—</text><paragraph id="id8c62b0b58e414eaf92b23cbb9bc6b2ff"><enum>(1)</enum><text>property acquisition;</text></paragraph><paragraph id="idb3d338a8527d46619ee19494f7d7f30a"><enum>(2)</enum><text>demolition;</text></paragraph><paragraph id="id7604aad3d8a444788543b38d46374f13"><enum>(3)</enum><text>health hazard remediation;</text></paragraph><paragraph id="idc79da849a08b4ba689236701e90c6388"><enum>(4)</enum><text>site preparation;</text></paragraph><paragraph id="id192affe3f6144c06a1de368b51cdfe2c"><enum>(5)</enum><text>construction, renovation, or rehabilitation; or</text></paragraph><paragraph id="idfb5b8ff054db40308212542c5593e64f"><enum>(6)</enum><text>the establishment, maintenance, or expansion of community land trusts.</text></paragraph></subsection><subsection id="idbd4e7002e42344e5bf05edde87ba22f4"><enum>(g)</enum><header>Applicability of HOME requirements</header><text>The requirements for rental, sale, and resale of housing under the HOME Investment Partnerships Program shall apply to rental, sale, and resale of converted housing units under the Pilot Program.</text></subsection><subsection id="id7becb732ad214fadac2a2329e0b64e75"><enum>(h)</enum><header>Waiver authority</header><text>In administering covered grants, the Secretary may waive, or specify alternative requirements for, any statute or regulation that the Secretary administers in connection with the obligation by the Secretary or the use by eligible entities of covered grant funds (except for requirements related to fair housing, nondiscrimination, labor standards, or the environment) if the Secretary makes a public finding that good cause exists for the waiver or alternative requirement.</text></subsection><subsection id="id57c9ace67d224e1ab2388cd1600c7715"><enum>(i)</enum><header>Study; report</header><text>Not later than 180 days after the termination of the Pilot Program, the Secretary shall study and submit a report to Congress on the impact of the Pilot Program on—</text><paragraph id="id3f554002558146ae93ab28cccd6a7aba"><enum>(1)</enum><text>improving the tax base of local communities;</text></paragraph><paragraph id="idaf2f77e9468e498a912c9bbffd920898"><enum>(2)</enum><text>increasing access to affordable housing, especially for elderly individuals, disabled individuals, and veterans;</text></paragraph><paragraph id="idb7643f86e4c84a3882a1694141707915"><enum>(3)</enum><text>increasing homeownership; and</text></paragraph><paragraph id="id3a712406268649ffa521d00f3dfd1596"><enum>(4)</enum><text>removing blight.</text></paragraph></subsection></section><section commented="no" display-inline="no-display-inline" id="id8f64e63506e14f0ab71e2455a6010a9e"><enum>213.</enum><header>Housing Affordability Act</header><subsection id="id8f688d8317e2417387f935b2a08e20d1"><enum>(a)</enum><header>Multifamily loan limit study</header><text>The Commissioner of the Federal Housing Administration, in consultation with the Secretary of the Department of Housing and Urban Development, shall conduct a study to assess—</text><paragraph id="id3a15e462cee3476c988b77d9d9d3e148"><enum>(1)</enum><text>whether current multifamily loan limits for each multifamily mortgage insurance program are set at appropriate amounts, including to cover the cost of land and construction;</text></paragraph><paragraph id="id156868eabfe1428887a20094fbbcd5ac"><enum>(2)</enum><text>whether the Commissioner has sufficient authority to set loan limits for each multifamily mortgage insurance program at appropriate amounts, including to cover the cost of land and construction;</text></paragraph><paragraph id="id4a4e07ddccbb408e9a91c791348aac4a"><enum>(3)</enum><text>the potential impacts of altering the calculation of annual adjustments under section 206A of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1712a">12 U.S.C. 1712a</external-xref>) using the percentage change in the Consumer Price Index for All Urban Consumers to instead use the percentage change in the Price Deflator Index of Multifamily Residential Units Under Construction released by the Bureau of the Census from March of the previous year to March of the year in which the adjustment is made, or a combination thereof, including—</text><subparagraph id="id1a30d9d3766e4c30b9855f9814d00d68"><enum>(A)</enum><text>the impact on the General Insurance and Special Risk Insurance Fund;</text></subparagraph><subparagraph id="idcd16181804d140298a7e994caf55de33"><enum>(B)</enum><text>the availability of multifamily purchase and construction lending;</text></subparagraph><subparagraph id="id3ac2f8a3062344e18ff87e76e5de6de7"><enum>(C)</enum><text>the impact on prices, including rental prices, within the multifamily housing market; and</text></subparagraph><subparagraph id="idd0e5ea56adac4922aa2b430e02e13d3a"><enum>(D)</enum><text>the impact on housing supply.</text></subparagraph></paragraph></subsection><subsection id="id5e941516a2bc45ccb40c143784c74ec3"><enum>(b)</enum><header>Report</header><text>The Commissioner of the Federal Housing Administration shall submit a report to Congress within 180 days of enactment of this Act summarizing its findings under the study in subsection (a).</text></subsection><subsection id="id3f0fcf8d4ff14f7fa351e61c33012b80"><enum>(c)</enum><header>Rulemaking</header><text>The Secretary of Housing and Urban Development may, in consultation with the Commissioner of the Federal Housing Administration, conduct notice and comment rulemaking to increase multifamily loan limits in a manner that would not exceed the following:</text><paragraph id="id6ba631bc400248a6895833c21110c112"><enum>(1)</enum><text>With respect to insurance under section 207 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1713">12 U.S.C. 1713</external-xref>)—</text><subparagraph id="idd0a4b2c07deb4bb6b50d9438e97fec92" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="idf24a2236bd1643c4ba1beb0756a2cb31"><enum>(i)</enum><text display-inline="yes-display-inline">$83,655 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id47bd3a8806664f8ba00499aec51db8d0"><enum>(ii)</enum><text>$92,664 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="idf504d6562adf4fa787127a6c603e8c19"><enum>(iii)</enum><text>$110,682 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id2e87c915b7974189b4625d3a1eddbfae"><enum>(iv)</enum><text>$136,422 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idf058bda29364472baecf79d5af8c92db"><enum>(v)</enum><text>$154,440 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="id785c3291ed3348a7acfe6ce5e297fed9" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id8ab16334ede14b1282cd9967355b5a0d"><enum>(i)</enum><text display-inline="yes-display-inline">$96,525 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id664253264fd9457bb1c592e4103b5bac"><enum>(ii)</enum><text>$108,108 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id9051ff5d3dc0457b8376844cf7ae5c74"><enum>(iii)</enum><text>$132,561 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="idbd0009f6c00e4bb29b9b582a12a061f9"><enum>(iv)</enum><text>$166,023 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id1e9ea967f5134ec398cf1497a21d0224"><enum>(v)</enum><text>$187,721.50 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph><paragraph id="id9d425b034a154bd294ebc8f111dc3f14"><enum>(2)</enum><text>With respect to insurance under section 213 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1715e">12 U.S.C. 1715e</external-xref>)—</text><subparagraph id="id9bb2415f11a14b35ace193b50a288cf7" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="ida2542ab2355f4222b09c0737832edf05"><enum>(i)</enum><text display-inline="yes-display-inline">$90,665.50 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id9614dd9a5bba47b184468a26de504e0c"><enum>(ii)</enum><text>$104,524 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id9d9e885e57c347e7844796d4ae138a8e"><enum>(iii)</enum><text>$126,060 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="ide8c4608ab94c456181d6de60d5d19991"><enum>(iv)</enum><text>$161,354.50 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idd865c12564a741f18c7ce122c3d5fc9d"><enum>(v)</enum><text>$179,757.50 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="idb9bf46c659bc495e983fc89502c943da" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id1346793b133e4c34b6f801de84d186be"><enum>(i)</enum><text display-inline="yes-display-inline">$96,525 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id44c7470c3f934d5983ad8973edebee55"><enum>(ii)</enum><text>$109,362 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id92bb9773d591473c885c4008f62d867a"><enum>(iii)</enum><text>$132,981 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="ida67724e2781e45de8237be38d1bfe633"><enum>(iv)</enum><text>$172,033.50 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="ida9fde00782764ea1a13f66ad3f3ce9af"><enum>(v)</enum><text>$188,839 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph><paragraph id="iddd7f2c896d5641eea3f42fd17af1ef93"><enum>(3)</enum><text>With respect to insurance under section 220 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1715k">12 U.S.C. 1715k</external-xref>)—</text><subparagraph id="id8c6b1e32cdfa471994cfb2df0b0c0061" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="ida3e92bf0536e497dbdfdb2a4e20b2564"><enum>(i)</enum><text display-inline="yes-display-inline">$83,655 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="idf3ae0ab7a96e40ac9e16fa1fda37263f"><enum>(ii)</enum><text>$92,664 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="idd493a39605ad4d90895287328d70191f"><enum>(iii)</enum><text>$110,682 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="idd000a867a9404045995f9f2cda3b1ca0"><enum>(iv)</enum><text>$136,422 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="iddec732cc74d0476aa79009a951575eda"><enum>(v)</enum><text>$154,440 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="id0a7c92683f5e43099c09286ab67e993e" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id51296970571c4440bec3b711576503bd"><enum>(i)</enum><text display-inline="yes-display-inline">$96,525 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id946fa467e8b64e139c9de06704c8970f"><enum>(ii)</enum><text>$108,108 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id57d748d672b34d04b58a3579b1955c39"><enum>(iii)</enum><text>$132,561 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="ida98a5350ba3442489919a922d0a59b82"><enum>(iv)</enum><text>$161,023 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="ide2bf0e3dec4a40659748e202860ca2f3"><enum>(v)</enum><text>$187,721.50 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph><paragraph id="id9e3c19eb6d5b4c6fa6f50de38cd18437"><enum>(4)</enum><text>With respect to insurance under section 221 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1715l">12 U.S.C. 1715l</external-xref>)—</text><subparagraph id="id9d8e563888884b21b0c674aa49e7a368" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id158a9dc248c244f2b585b8bb818daff0"><enum>(i)</enum><text display-inline="yes-display-inline">$83,254.50 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="ide309d85dd4a04c97b92696a2dabd3e14"><enum>(ii)</enum><text>$94,498.50 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="ida102d767e3894e2e9bf647a5cf74badb"><enum>(iii)</enum><text>$114,224 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id3a552ba3ae854cc4b8bef3768c85d11f"><enum>(iv)</enum><text>$143,372 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id9279a65082b44e539b45d2cfb7a741f0"><enum>(v)</enum><text>$162,461 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="idd93c50737a6742539a1f4dd715cc3ab5" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="idf7437a9282924ac29ebe336614ddd611"><enum>(i)</enum><text display-inline="yes-display-inline">$89,927 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id97abd2e3b67b4896aaaa0a8f84fde5d7"><enum>(ii)</enum><text>$103,090 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="idf9ea3332f7db4e14b185e54fcbcedb62"><enum>(iii)</enum><text>$125,354 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id7e1b93d866f648a1b75035c34c266a0f"><enum>(iv)</enum><text>$162,162 per family unit with three bedrooms; and</text></clause><clause id="id515cbfeadc314743b347de447217a6ba" commented="no" display-inline="no-display-inline"><enum>(v)</enum><text>$178,008.50 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph><paragraph id="id65056dc70db043afa918faac71737a8c"><enum>(5)</enum><text>With respect to insurance under section 231 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1715v">12 U.S.C. 1715v</external-xref>)—</text><subparagraph id="id6d180fa868fd4ffda5b8d9924b6352ae" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id54a98a2817fe4d55ae15c78461abf593"><enum>(i)</enum><text display-inline="yes-display-inline">$83,254.50 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id2c2214a9d35e4f54b07c691663c8b90b"><enum>(ii)</enum><text>$94,498.50 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id86c0e87b4bca427ab798c436d87be9a6"><enum>(iii)</enum><text>$114,224 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id2f8511f5a4d8404cae8da3dc4d31382d"><enum>(iv)</enum><text>$143,372 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id0203af11975244c5a8067cf2d4b37035"><enum>(v)</enum><text>$162,461 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="id785c1720b9134b7e9a4fc6c3e4abe9a8" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id73c1c0b213f04c3b8beef34bfb8f6490"><enum>(i)</enum><text display-inline="yes-display-inline">$89,927 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id932fe4b0b89047eb8c99f1e7244d193d"><enum>(ii)</enum><text>$103,090 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id25c98533b35f48afa83c7e700ececa33"><enum>(iii)</enum><text>$125,354 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id35d09d7f3c1a4d889a417f9ab66bc8cc"><enum>(iv)</enum><text>$162,162 per family unit with three bedrooms; and</text></clause><clause id="id3b185f9875c342f489180efa5fca00a1" commented="no" display-inline="no-display-inline"><enum>(v)</enum><text>$178,008.50 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph><paragraph id="iddea225bfd70d403488d99cf8d1056b60"><enum>(6)</enum><text>With respect to insurance under section 234 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1715y">12 U.S.C. 1715y</external-xref>)—</text><subparagraph id="idca83cb8afa734ac5b6ef80991396f860" commented="no"><enum>(A)</enum><text>for projects that do not consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="idfd4f67efe3cc41dfa0a5b601ab23c8a1"><enum>(i)</enum><text display-inline="yes-display-inline">$92,505.50 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id598f0b58ad3a46ad8dc9a056b842bcbf"><enum>(ii)</enum><text>$106,658 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="ide2a1d8b224694c8ab5c5f06b825a7526"><enum>(iii)</enum><text>$128,631.50 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id1509d2ab060f480ebe8ae04660adf7c2"><enum>(iv)</enum><text>$164,648 per family unit with three bedrooms; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id5ac3f7021383407d98bcc216074121c3"><enum>(v)</enum><text>$183,425 per family unit with four or more bedrooms; and</text></clause></subparagraph><subparagraph id="id466ef994ba0a450ebb1c71280314be8a" commented="no"><enum>(B)</enum><text>for projects that consist of elevator-type structures—</text><clause commented="no" display-inline="no-display-inline" id="id15a47219f67b43d3bf868005152f3122"><enum>(i)</enum><text display-inline="yes-display-inline">$97,350 per family unit without a bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="idc809d7f7b67d441e9d3e6569fa8036b7"><enum>(ii)</enum><text>$111,593 per family unit with one bedroom;</text></clause><clause commented="no" display-inline="no-display-inline" id="id73bd2d9504604db6ac4be04f32b7fef0"><enum>(iii)</enum><text>$135,696 per family unit with two bedrooms;</text></clause><clause commented="no" display-inline="no-display-inline" id="id09c2f8d4630b460fbfa54000d383ff51"><enum>(iv)</enum><text>$175,544.50 per family unit with three bedrooms; and</text></clause><clause id="idfd6a24a2424d44b4a62c1baed658c8f4" commented="no" display-inline="no-display-inline"><enum>(v)</enum><text>$192,693.50 per family unit with four or more bedrooms.</text></clause></subparagraph></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="ide124dcd1bdcb4b1d95675cf5a3d73f52"><enum>(d)</enum><header>Rule of construction</header><text>Nothing in this section or the amendment made by this section shall be construed to limit the authority of the Secretary of Housing and Urban Development to revise the statutory exceptions for high-cost percentage and high-cost areas annual indexing.</text></subsection></section><enum>III</enum><header>Manufactured Housing for America</header><section id="ide0223b81270b467eb200a6cf01c7a680"><enum>301.</enum><header>Housing Supply Expansion Act</header><subsection id="ida47293d7d3f54c4bab9032a7fc3272c3"><enum>(a)</enum><header>In general</header><text>Section 603(6) of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402(6)</external-xref>) is amended by striking <quote>on a permanent chassis</quote> and inserting <quote>with or without a permanent chassis</quote>.</text></subsection><subsection id="idc27ae5278dec4f18ae4a9242289ca384"><enum>(b)</enum><header>Manufactured home certifications</header><text>Section 604 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5403">42 U.S.C. 5403</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id65b2dcca7e914e19a5dc8cf8d7e93fb0"><subsection id="id5ed706d4b774437eaea3ba05f36297e2"><enum>(i)</enum><header>Manufactured home certifications</header><paragraph id="id0f02efc4fd3f41bf81766f923d63bff1"><enum>(1)</enum><header>In general</header><subparagraph id="id70fb25a56837467ea4636a11d5c83f15"><enum>(A)</enum><header>Initial certification</header><text>Subject to subparagraph (B), not later than 1 year after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>, a State shall submit to the Secretary an initial certification that the laws and regulations of the State—</text><clause id="id127fe991f3c44d0681f0b72dc1af4946"><enum>(i)</enum><text>treat any manufactured home in parity with a manufactured home (as defined and regulated by the State); and</text></clause><clause id="ide56b014fbe444564b03146fd6a0a0c02"><enum>(ii)</enum><text>subject a manufactured home without a permanent chassis to the same laws and regulations of the State as a manufactured home built on a permanent chassis, including with respect to financing, title, insurance, manufacture, sale, taxes, transportation, installation, and other areas as the Secretary determines, after consultation with and approval by the consensus committee, are necessary to give effect to the purpose of this section.</text></clause></subparagraph><subparagraph id="id6764eced34d4424791b409152711afe6"><enum>(B)</enum><header>State plan submission</header><text>Any State plan submitted under subparagraph (C) shall contain the required State certification under subparagraph (A) and, if contained therein, no additional or State certification under subparagraph (A) or paragraph (3).</text></subparagraph><subparagraph id="id99564c63c7584f2cabd7f5126ccbb99f"><enum>(C)</enum><header>Extended deadline</header><text>With respect to a State with a legislature that meets biennially, the deadline for the submission of the initial certification required under subparagraph (A) shall be 2 years after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>.</text></subparagraph><subparagraph id="id5f90e5590472483ebae3b7e59375897c"><enum>(D)</enum><header>Late certification</header><clause commented="no" display-inline="no-display-inline" id="idd848c650560a414fbd1d3b11a77aba0e"><enum>(i)</enum><header display-inline="yes-display-inline"> No waiver</header><text>The Secretary may not waive the prohibition described in paragraph (5)(B) with respect to a certification submitted after the deadline under subparagraph (A) or paragraph (3) unless the Secretary approves the late certification.</text></clause><clause commented="no" display-inline="no-display-inline" id="ide751de35ce004eeead5d1fbbc560abeb"><enum>(ii)</enum><header display-inline="yes-display-inline">Rule of construction</header><text>Nothing in this subsection shall be construed to prevent a State from submitting the initial certification required under subparagraph (A) after the required deadline under that subparagraph.</text></clause></subparagraph></paragraph><paragraph id="id270cec15a16942c4b2336d3cec54332c"><enum>(2)</enum><header>Form of State certification not presented in a State plan</header><text>The initial certification required under paragraph (1)(A), if not submitted with a State plan under paragraph (1)(B), shall contain, in a form prescribed by the Secretary, an attestation by an official that the State has taken the steps necessary to ensure the veracity of the certification required under paragraph (1)(A), including, as necessary, by—</text><subparagraph id="ida9c9ed78bbd844c88436a1a7355a1411"><enum>(A)</enum><text>amending the definition of <term>manufactured home</term> in the laws and regulations of the State; and</text></subparagraph><subparagraph id="ide20b52743a844668a530a087e2d2bb19"><enum>(B)</enum><text>directing State agencies to amend the definition of <term>manufactured home</term> in regulations.</text></subparagraph></paragraph><paragraph id="id90b45ff689d54d99b807e4ebd9a6b2c4"><enum>(3)</enum><header>Annual recertification</header><text>Not later than a date to be determined by the Secretary each year, a State shall submit to the Secretary an additional certification that—</text><subparagraph id="idfc9e79b18b2142b9ad1257a2d6a1e582"><enum>(A)</enum><text>confirms the accuracy of the initial certification submitted under subparagraph (A) or (B) of paragraph (1); and</text></subparagraph><subparagraph id="id2995e5e984e54b2eacd3803ccd8aaa73"><enum>(B)</enum><text>certifies that any new laws or regulations enacted or adopted by the State since the date of the previous certification does not change the veracity of the initial certification submitted under paragraph (1)(A).</text></subparagraph></paragraph><paragraph id="id188213eda5d44c3ea0ef306989010d80"><enum>(4)</enum><header>List</header><text>The Secretary shall publish and maintain in the Federal Register and on the website of the Department of Housing and Urban Development a list of States that are up-to-date with the submission of initial and subsequent certifications required under this subsection.</text></paragraph><paragraph id="id272795b41ee44bc6b999c2664b1e7f3d"><enum>(5)</enum><header>Prohibition</header><subparagraph id="id7bda1dcb62ad4f6eba2e7f9b68ad6d89"><enum>(A)</enum><header>Definition</header><text>In this paragraph, the term <term>covered manufactured home</term> means a home that is—</text><clause id="id9892ec782f374258aa7654cac28585d4"><enum>(i)</enum><text>not considered a manufactured home under the laws and regulations of a State because the home is constructed without a permanent chassis;</text></clause><clause id="id98b1580b9ab14a8da417d8f673378fdf"><enum>(ii)</enum><text>considered a manufactured home under the definition of the term in section 603; and</text></clause><clause id="idc6c5e9d64e3e4c4dba731affcf47acef"><enum>(iii)</enum><text>constructed after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>.</text></clause></subparagraph><subparagraph commented="no" id="ida5335eb1a2324a6da32d43a2c22789d0"><enum>(B)</enum><header>Building, installation, and sale</header><text>If a State does not submit a certification under paragraph (1)(A) or (3) by the date on which those certifications are required to be submitted—</text><clause commented="no" id="id5be8000b17394e81a6a40a03278b39ad"><enum>(i)</enum><text>with respect to a State in which the State administers the installation of manufactured homes, the State shall prohibit the manufacture, installation, or sale of a covered manufactured home within the State; and</text></clause><clause commented="no" id="id40de67efa7f8410d821f5d1e2c2533c2"><enum>(ii)</enum><text>with respect to a State in which the Secretary administers the installation of manufactured homes, the State and the Secretary shall prohibit the manufacture, installation, or sale of a covered manufactured home within the State.</text></clause></subparagraph></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id70ba1fdeeef440bd9e5f8a30be614ede"><enum>(c)</enum><header>Other Federal laws regulating manufactured homes</header><text>The Secretary of Housing and Urban Development may coordinate with the heads of other Federal agencies to ensure that Federal agencies treat a manufactured home (as defined in Federal laws and regulations other than section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402</external-xref>)) in the same manner as a manufactured home (as defined in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402</external-xref>), as amended by this Act).</text></subsection><subsection id="idb80ac51a3e924e909c68b8b98d9561e0"><enum>(d)</enum><header>Assistance to States</header><text>Section 609 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5408">42 U.S.C. 5408</external-xref>) is amended—</text><paragraph id="idb6dac32cc0ad42beb7e38634c3e7c533"><enum>(1)</enum><text>in paragraph (1), by striking <quote>and</quote> at the end;</text></paragraph><paragraph id="id57eed2d246e043248eb962e27513d66f"><enum>(2)</enum><text>in paragraph (2), by striking the period at the end and inserting <quote>; and</quote>; and</text></paragraph><paragraph id="id4671b19e5a764254bd912d4cbdc0dc82"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idf94a8d592f4b4eb782d1c60a74710cc7"><paragraph id="idc01f33f445ec40b38603f1b5c9f5506e"><enum>(3)</enum><text>model guidance to support the submission of the certification required under section 604(i).</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id891d1cd9542a4c95b4191acc31c03d57"><enum>(e)</enum><header>Preemption</header><text>Nothing in this section or the amendments made by this section shall be construed as limiting the scope of Federal preemption under section 604(d) of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5403">42 U.S.C. 5403(d)</external-xref>).</text></subsection></section><section id="idce6d04b518d94fd4b3106b669e1463e3"><enum>302.</enum><header>Modular Housing Production Act</header><subsection commented="no" display-inline="no-display-inline" id="idbd262df14228438bb08a739acf172deb"><enum>(a)</enum><header display-inline="yes-display-inline">Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="id77cf993eae5a4e53b75a11c39a095589"><enum>(1)</enum><header>Manufactured home</header><text>The term <term>manufactured home</term> has the meaning given the term in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5402">42 U.S.C. 5402</external-xref>).</text></paragraph><paragraph id="id2437dbc847f64b93a5258556bdf88cb6"><enum>(2)</enum><header>Modular home</header><text>The term <term>modular home</term> means a home that is constructed in a factory in 1 or more modules, each of which meet applicable State and local building codes of the area in which the home will be located, and that are transported to the home building site, installed on foundations, and completed.</text></paragraph><paragraph id="id017276a545054ecc81a4819ca904e029"><enum>(3)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="id11aa8736584a4b03b5e18cd1459f12d0"><enum>(b)</enum><header>FHA construction financing programs</header><paragraph id="id2c31844fdd2d45b6a8a6126c11b341bb"><enum>(1)</enum><header>In general</header><text>The Secretary shall conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods.</text></paragraph><paragraph id="ida65e3052e23d45cbb5011e2c9d26cb0b"><enum>(2)</enum><header>Requirements</header><text>In conducting the review under paragraph (1), the Secretary shall—</text><subparagraph id="id54afa9cc15a24b3fa0c48843a8365d91"><enum>(A)</enum><text>identify and evaluate regulatory and programmatic features that restrict participation in construction financing programs by modular home developers, including construction draw schedules; and</text></subparagraph><subparagraph id="id305631222f574db887e65ad8fa7df660"><enum>(B)</enum><text>identify administrative measures authorized under section 525 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1735f-3">12 U.S.C. 1735f–3</external-xref>) to facilitate program utilization by modular home developers.</text></subparagraph></paragraph><paragraph id="id588187c72f174852bd936fa1867fbe4d"><enum>(3)</enum><header>Report</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary shall publish a report that describes the results of the review conducted under paragraph (1), which shall include a description of programmatic and policy changes that the Secretary recommends to reduce or eliminate identified barriers to the use of modular home methods in Federal Housing Administration construction financing programs.</text></paragraph><paragraph id="id3c3e4d5a0e584d3f95b8db3751e1be56"><enum>(4)</enum><header>Rulemaking</header><subparagraph id="ida19fe6ae59ec4e21bd670a39fe016d30"><enum>(A)</enum><header>In general</header><text>Not later than 120 days after the date on which the Secretary publishes the report under paragraph (3), the Secretary shall initiate a rulemaking to examine an alternative draw schedule for construction financing loans provided to modular and manufactured home developers, which shall include the ability for interested stakeholders to provide robust public comment.</text></subparagraph><subparagraph id="idf08761e6483b46d3899c5d8d2b8219d9"><enum>(B)</enum><header>Determination</header><text>Following the period for public comment under subparagraph (A), the Secretary shall—</text><clause id="id604c731e72414c1fa89b1561f50750e1"><enum>(i)</enum><text>issue a final rule regarding an alternative draw schedule described in subparagraph (A); or</text></clause><clause id="id1d3509a9a8a547c6b3ccd90303240226"><enum>(ii)</enum><text>provide an explanation as to why the rule shall not become final.</text></clause></subparagraph></paragraph></subsection><subsection id="id667394a92c7c439a98e627a2a91e7f22"><enum>(c)</enum><header>Standardized uniform commercial code for modular homes</header><paragraph id="idd91a0b9dec7d4d69bd3d5db51ecee0f2"><enum>(1)</enum><header>Award</header><text>The Secretary may award a grant to study the design and feasibility of a standardized uniform commercial code for modular homes, which shall evaluate—</text><subparagraph id="idd586816c62b9400aa2043c2c09c4dfb5"><enum>(A)</enum><text>the utility of a standardized coding system for serializing and securing modules, streamlining design and construction, and improving modular home innovation; and</text></subparagraph><subparagraph id="ide9b0602c72da41f3b25944c5af99617a"><enum>(B)</enum><text>a means to coordinate a standardized code with financing incentives.</text></subparagraph></paragraph><paragraph id="idaf578cdda61943799179168d61828190"><enum>(2)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated such funds as may be necessary to carry out paragraph (1).</text></paragraph></subsection></section><section id="idbbf12955949147fb87ee5c254c622180"><enum>303.</enum><header>Property Improvement and Manufactured Housing Loan Modernization Act</header><subsection id="id08999f5e55844960b392a206cb1f23c1"><enum>(a)</enum><header>National Housing Act amendments</header><paragraph commented="no" display-inline="no-display-inline" id="id08d5431354414af683f1ab4bb2c38f37"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text>Section 2 of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1703">12 U.S.C. 1703</external-xref>) is amended—</text><subparagraph id="idf96566795c06412b930eda552a9e5669"><enum>(A)</enum><text>in subsection (a), by inserting <quote>construction of additional or accessory dwelling units, as defined by the Secretary,</quote> after <quote>energy conserving improvements,</quote>; and</text></subparagraph><subparagraph id="id203774b09b5b4687a2f971cfe8d6d7db"><enum>(B)</enum><text>in subsection (b)—</text><clause id="id75e891149a474057b4e7bf18b4c61f6c"><enum>(i)</enum><text>in paragraph (1)—</text><subclause id="id1b476bbe98a1436485bbcd4776ac0faa"><enum>(I)</enum><text>by striking subparagraph (A) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id4b3e68f7ee4a433392a93bdd0ebeb71d"><subparagraph id="id092e678d6b124f218bf527cf85d2f585" indent="up1"><enum>(A)</enum><text>$75,000 if made for the purpose of financing alterations, repairs and improvements upon or in connection with an existing single-family structure, including a manufactured home;</text></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subclause><subclause id="id25b4420dcebc4d0e9d0523cb6d91aee9"><enum>(II)</enum><text>in subparagraph (B)—</text><item id="id86a1d395109d42299226228c074c606d"><enum>(aa)</enum><text>by striking <quote>$60,000</quote> and inserting <quote>$150,000</quote>;</text></item><item id="id655c90907f6b4a308e11b3c8895bbb14"><enum>(bb)</enum><text>by striking <quote>$12,000</quote> and inserting <quote>$37,500</quote>; and</text></item><item id="id33c03d7e1edb4f779c1ce3736a7dd5db"><enum>(cc)</enum><text>by striking <quote>an apartment house or</quote>;</text></item></subclause><subclause id="id862c543170fb49dbb992337cc931ca80"><enum>(III)</enum><text>by striking subparagraphs (C) and (D) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id58041c7654f841f880d1706d843ee098"><subparagraph id="id65cbf51e56a7483b88e4ada39ba9755c" indent="up1"><enum>(C)</enum><clause commented="no" display-inline="yes-display-inline" id="idbddcf41c7c9d4e189e4ed8f86f6b4f05"><enum>(i)</enum><text>$106,405 if made for the purpose of financing the purchase of a single-section manufactured home; and</text></clause><clause id="idcf21ce06a09c4e46ab63ddf6e5ca18e6" indent="up1"><enum>(ii)</enum><text>$195,322 if made for the purpose of financing the purchase of a multi-section manufactured home;</text></clause></subparagraph><subparagraph id="id39e311ea73b842399040c60a3b64fa84" indent="up1"><enum>(D)</enum><clause commented="no" display-inline="yes-display-inline" id="id547dad5be1fa4a86bf16dc81812d282a"><enum>(i)</enum><text>$149,782 if made for the purpose of financing the purchase of a single-section manufactured home and a suitably developed lot on which to place the home; and</text></clause><clause id="idd5ddad5d6f0c4e5bbb560276cfc60203" indent="up1"><enum>(ii)</enum><text>$238,699 if made for the purpose of financing the purchase of a multi-section manufactured home and a suitably developed lot on which to place the home;</text></clause></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subclause><subclause id="id77f79a9a21b34bf1925767b673f45400"><enum>(IV)</enum><text>in subparagraph (E)—</text><item id="idcef0aeea24ab4899971057526988648a"><enum>(aa)</enum><text>by striking <quote>$23,226</quote> and inserting <quote>$43,377</quote>; and</text></item><item id="id2812273f15304636bc6dfd6ac0c7ba53"><enum>(bb)</enum><text>by striking the period at the end and inserting a semicolon;</text></item></subclause><subclause id="idae4ada25477444bd8c1bb9a8ce6bab3a"><enum>(V)</enum><text>in subparagraph (F), by striking <quote>and</quote> at the end;</text></subclause><subclause id="id53ce2d86a52e48528a672495cc57d559"><enum>(VI)</enum><text>in subparagraph (G), by striking the period at the end and inserting <quote>; and</quote>; and</text></subclause><subclause id="idfeaee15059254dd686df29e20bfbaaf9"><enum>(VII)</enum><text>by inserting after subparagraph (G) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id1c4310bcb00a4ae6b4efce52ff154766"><subparagraph id="id3b0e1f06f4f746ada5702495844d4c3e" indent="up1"><enum>(H)</enum><text>such principal amount as the Secretary may prescribe if made for the purpose of financing the construction of an accessory dwelling unit.</text></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subclause></clause><clause commented="no" display-inline="no-display-inline" id="ideda24caa4e964bab9737b276b0cc32de"><enum>(ii)</enum><text>in the matter immediately preceding paragraph (2)—</text><subclause id="id38a94920881c4049a15c6a4b86a8271f"><enum>(I)</enum><text>by striking <quote>regulation</quote> and inserting <quote>notice</quote>;</text></subclause><subclause id="id579a4bdcedbd4b0bbf10c3b2278a8949"><enum>(II)</enum><text>by striking <quote>increase</quote> and inserting <quote>set</quote>;</text></subclause><subclause id="id3562875428fe4d74a5e8b76f280f9aab"><enum>(III)</enum><text>by striking <quote>(A)(ii), (C), (D), and (E)</quote> and inserting <quote>(A) through (H)</quote>;</text></subclause><subclause id="id5397bab25eaa4412baf1ca99b52ac696"><enum>(IV)</enum><text>by inserting <quote>, or as necessary to achieve the goals of the Federal Housing Administration, periodically reset the dollar amount limitations in subparagraphs (A) through (H) based on justification and methodology set forth in advance by regulation</quote> before the period at the end; and</text></subclause><subclause id="id2bed378329154cfb99a68599a9666005"><enum>(V)</enum><text>by adjusting the margins appropriately;</text></subclause></clause><clause id="id1952fd74161048c09d86b50f6dc2a75c"><enum>(iii)</enum><text>in paragraph (3), by striking <quote>exceeds—</quote> and all that follows through the period at the end and inserting <quote>exceeds such period of time as determined by the Secretary, not to exceed 30 years.</quote>;</text></clause><clause id="id43d3452c3d4446faa56ff99c972a782f"><enum>(iv)</enum><text>by striking paragraph (9) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idd1248f7b3f1042fea9f9bcfe3762c7e3"><paragraph id="id8f065be566e54d51bfe1a1be3454ad95"><enum>(9)</enum><header>Annual indexing of certain dollar amount limitations</header><text>The Secretary shall develop or choose 1 or more methods of indexing in order to annually set the loan limits established in paragraph (1), based on data the Secretary determines is appropriate for purposes of this section.</text></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></clause><clause id="ide325f5f52a284551aefe5a46b0c7b864"><enum>(v)</enum><text>in paragraph (11), by striking <quote>lease—</quote> and all that follows through the period at the end and inserting <quote>lease meets the terms and conditions established by the Secretary</quote>.</text></clause></subparagraph></paragraph><paragraph id="idf2bd16bc40c94ff8b219039336bb7a37"><enum>(2)</enum><header>Deadline for development or choice of new index; interim index</header><subparagraph id="idf55b4a8da3564541aa85cd00fc770d68"><enum>(A)</enum><header>Deadline for development or choice of new index</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary of Housing and Urban Development shall develop or choose 1 or more methods of indexing as required under section 2(b)(9) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1703">12 U.S.C. 1703(b)(9)</external-xref>), as amended by paragraph (1) of this subsection.</text></subparagraph><subparagraph id="ide56cdd6b51b84daba01769c9c2bf3b76"><enum>(B)</enum><header>Interim index</header><text>During the period beginning on the date of enactment of this Act and ending on the date on which the Secretary of Housing and Urban Development develops or chooses 1 or more methods of indexing as required under section 2(b)(9) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1703">12 U.S.C. 1703(b)(9)</external-xref>), as amended by paragraph (1) of this subsection, the method of indexing established by the Secretary under that subsection before the date of enactment of this Act shall apply.</text></subparagraph></paragraph></subsection><subsection id="idde12b86f0b85415298298dc9dde58ceb"><enum>(b)</enum><header>HUD study of off-site construction</header><paragraph id="idda5c1229f49d45e2926980b510f518ea"><enum>(1)</enum><header>Definitions</header><text>In this subsection:</text><subparagraph id="id8c66212036424ac9a437cf1bcddf0d33"><enum>(A)</enum><header>Off-site construction housing</header><text>The term <term>off-site construction housing</term> includes manufactured homes and modular homes.</text></subparagraph><subparagraph id="id09ec6ab9cd4849eab8f9a65dec5b1ed4"><enum>(B)</enum><header>Manufactured home</header><text>The term <term>manufactured home</term> means any home constructed in accordance with the construction and safety standards established under the National Manufactured Housing Construction and Safety Standards Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5401">42 U.S.C. 5401 et seq.</external-xref>).</text></subparagraph><subparagraph id="id426e6ad81e024651b4e5c50a27b6dae5"><enum>(C)</enum><header>Modular home</header><text>The term <term>modular home</term> means a home that is constructed in a factory in 1 or more modules, each of which meet applicable State and local building codes of the area in which the home will be located, and that are transported to the home building site, installed on foundations, and completed.</text></subparagraph></paragraph><paragraph id="id20228c81ad6d4a42a6b031730b6454a1"><enum>(2)</enum><header>Study</header><text>The Secretary of Housing and Urban Development shall conduct a study and submit to Congress a report on the cost effectiveness of off-site construction housing, that includes—</text><subparagraph id="id8409c32c1fea4c008a20a62c0b31ecae"><enum>(A)</enum><text>an analysis of the advantages of the impact of centralization in a factory and transportation to a construction site on cost, precision, and materials waste;</text></subparagraph><subparagraph id="id1110003b2d0c495684e71b9185ff9412"><enum>(B)</enum><text>the extent to which off-site construction housing meets housing quality standards under the National Standards for the Physical Inspection of Real Estate, or other standards as the Secretary may prescribe, compared to the extent for site-built homes, for such standards;</text></subparagraph><subparagraph id="id4ae59e41b95c41fdab4c0b301295630a"><enum>(C)</enum><text>the expected replacement and maintenance costs over the first 40 years of life of off-site construction homes compared to those costs for site-built homes; and</text></subparagraph><subparagraph id="id8d182babb7c54ad9a58b7c7032385473"><enum>(D)</enum><text>opportunities for use beyond single-family housing, such as applications in accessory dwelling units, two- to four-unit housing, and large multifamily housing.</text></subparagraph></paragraph></subsection></section><section id="id95C54F996C1543DBA7D669403B30134D"><enum>304.</enum><header>Price Act</header><text display-inline="no-display-inline">Title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>) is amended—</text><paragraph commented="no" display-inline="no-display-inline" id="id21bdb7f113214131b6d90ff94f8d6b12"><enum>(1)</enum><text display-inline="yes-display-inline">in section 105(a) (<external-xref legal-doc="usc" parsable-cite="usc/42/5305">42 U.S.C. 5305(a)</external-xref>), in the matter preceding paragraph (1), by striking <quote>Activities</quote> and inserting <quote>Unless otherwise authorized under section 123, activities</quote>; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idcb0b724597614b798d5bffc57eccafbb"><enum>(2)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idAEC3CBED740949F9868EBEA32AAD42C8"><section id="id8dd2360f71274119b4bd797de6a06dc0"><enum>123.</enum><header>Preservation and reinvestment for community enhancement</header><subsection id="idcd066e9d4db743c3b28caafa502aadad"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="idbc5e25d003e943aba00f0d60d60cf84f"><enum>(1)</enum><header>Community development financial institution</header><text>The term <term>community development financial institution</term> means an institution that has been certified as a community development financial institution (as defined in section 103 of the Riegle Community Development and Regulatory Improvement Act of 1994 (<external-xref legal-doc="usc" parsable-cite="usc/12/4702">12 U.S.C. 4702</external-xref>)) by the Secretary of the Treasury. </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id514504e3502345cb95056f4795298368"><enum>(2)</enum><header display-inline="yes-display-inline">Eligible manufactured housing community</header><text>The term <term>eligible manufactured housing community</term> means a manufactured housing community that—</text><subparagraph id="id5f912491c7464e00a1fbfea2f5e8cc4d"><enum>(A)</enum><text>is affordable to low- and moderate-income persons, as determined by the Secretary, but not more than 120 percent of the area median income; and </text></subparagraph><subparagraph id="id72A243F7299F4E31AD6D221A04CFAA36"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="id328EB4D426614FD2B67BB0AE84CCFA63"><enum>(i)</enum><text>is owned by the residents of the manufactured housing community through a resident-controlled entity such as a resident-owned cooperative; or</text></clause><clause id="idc96184a3ad064877a513ec63ed2d7559" indent="up1"><enum>(ii)</enum><text>will be maintained as such a community, and remain affordable for low- and moderate-income persons, to the maximum extent practicable and for the longest period feasible.</text></clause></subparagraph></paragraph><paragraph id="id09837994b42046d39c700e332e72eb3f"><enum>(3)</enum><header>Eligible recipient</header><text>The term <term>eligible recipient</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="id82d8313250db4250a672880359e0df66"><enum>(A)</enum><text display-inline="yes-display-inline">an eligible manufactured housing community;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id5e33ad3b3189425d8505d17c2af57532"><enum>(B)</enum><text display-inline="yes-display-inline">a unit of general local government;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idda0f14d3319c45d7b5b78aaeecc5584a"><enum>(C)</enum><text display-inline="yes-display-inline">a housing authority;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id07e5077459484bd482533f8ace02b051"><enum>(D)</enum><text>a resident-owned community;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id95a18e26a0614eaea7afed479ce6b187"><enum>(E)</enum><text>a resident-owned cooperative;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="iddf3cad9a18ed41bb94c75bcddab94063"><enum>(F)</enum><text>a nonprofit entity with housing expertise or a consortia of such entities;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id6178ec0835c746ea8f8f337359d42f0b"><enum>(G)</enum><text display-inline="yes-display-inline">a community development financial institution;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id79e33ab32e5b44ab883bdfae46ad65de"><enum>(H)</enum><text display-inline="yes-display-inline">an Indian tribe;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id9cc00fabf79d4550819ec8f71e4986a2"><enum>(I)</enum><text display-inline="yes-display-inline">a tribally designated housing entity;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id738fe70e2df64754b199d43cf6d08758"><enum>(J)</enum><text display-inline="yes-display-inline">a State; or</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id1db8e0537cca4d70b2d12ed0dc196c47"><enum>(K)</enum><text display-inline="yes-display-inline">any other entity that is—</text><clause commented="no" display-inline="no-display-inline" id="idac9a0a2c5fa3445298fb797dab32aa23"><enum>(i)</enum><text display-inline="yes-display-inline">an owner-operator of an eligible manufactured housing community; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idfec6453e787941bf83fa1bb550de578e"><enum>(ii)</enum><text display-inline="yes-display-inline">working with an eligible manufactured housing community.</text></clause></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id232587d63eb14b7797470479dc683a2e"><enum>(4)</enum><header>Indian tribe</header><text>The term <term>Indian tribe</term> has the meaning given the term <term>Indian tribe</term> in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>).</text></paragraph><paragraph id="id50bfa361bf5b4e1198bc9ae03013d69c"><enum>(5)</enum><header>Manufactured housing community</header><text>The term <term>manufactured housing community</term> means—</text><subparagraph id="ida6e4e992aef14e8f85c45d89a8fd23e4"><enum>(A)</enum><text>any community, court, park, or other land under unified ownership developed and accommodating or equipped to accommodate the placement of manufactured homes, where—</text><clause id="id588deca3051c40b3800a789c2b6c78ae"><enum>(i)</enum><text>spaces within such community are or will be primarily used for residential occupancy;</text></clause><clause id="idaa05bfc19672439b862a72065aa1222b"><enum>(ii)</enum><text>all homes within the community are used for permanent occupancy; and</text></clause><clause id="idafce10c4e3a84d9c852bca93d882ae3e"><enum>(iii)</enum><text>a majority of such occupied spaces within the community are occupied by manufactured homes, which may include homes constructed prior to enactment of the Manufactured Home Construction and Safety Standards; or</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id64f264b0fe704490873a6015c5aa39ff"><enum>(B)</enum><text>any community that meets the definition of manufactured housing community used for programs similar to the program under this section.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id8314472ef09a461299ad6b6483590acb"><enum>(6)</enum><header>Resident health, safety, and accessibility activities</header><text>The term <term>resident health, safety, and accessibility activities</term> means the reconstruction, repair, or replacement of manufactured housing and manufactured housing communities to—</text><subparagraph commented="no" display-inline="no-display-inline" id="id90c29f36754f4dbabbafbe50d429dfe6"><enum>(A)</enum><text display-inline="yes-display-inline">protect the health and safety of residents; </text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idc5e70794688d4d298fb157ee0b2f1655"><enum>(B)</enum><text display-inline="yes-display-inline">address weatherization and reduce utility costs; or</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id88eedbb448a9483186fd7af2d46df5da"><enum>(C)</enum><text>address accessibility needs for residents with disabilities.</text></subparagraph></paragraph><paragraph id="id41b3aebc44404bc3bd1b309d580231f7"><enum>(7)</enum><header>Tribally designated housing entity</header><text>The term <term>tribally designated housing entity</term> has the meaning given the term in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>). </text></paragraph></subsection><subsection id="id60810AF99B3D4969A1D646C41B0F16DE"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall, by notice, carry out a competitive grant program to award funds to eligible recipients to carry out eligible projects for development of or improvements in eligible manufactured housing communities.</text></subsection><subsection id="id3fa5c5218dab4877a54b5de49cf7eca3"><enum>(c)</enum><header>Eligible projects</header><paragraph commented="no" display-inline="no-display-inline" id="id9e4f24d866da4b738e7a332d6b35204a"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text>Amounts from grants under this section may be used for—</text><subparagraph id="ida079ea2eb80847efa88b0340db414d6d"><enum>(A)</enum><text>community infrastructure, facilities, utilities, and other land improvements in or serving an eligible manufactured housing community;</text></subparagraph><subparagraph id="id759b0363e79a49fbb8271ce9e1b45a4b"><enum>(B)</enum><text>reconstruction or repair existing housing within an eligible manufactured housing community;</text></subparagraph><subparagraph id="id6cb821b58a574f6fa79c881821858dcb"><enum>(C)</enum><text>replacement of homes within an eligible manufactured housing community;</text></subparagraph><subparagraph id="id5bedb4a2a86441cea41b1f60faeff8a5"><enum>(D)</enum><text>planning;</text></subparagraph><subparagraph id="idfef15be737924b42b53676a2548a34f3"><enum>(E)</enum><text>resident health, safety, and accessibility activities in homes in an eligible manufactured housing community;</text></subparagraph><subparagraph id="id18d55f9710da420e9fa09019a54cede7"><enum>(F)</enum><text>land and site acquisition and infrastructure for expansion or construction of an eligible manufactured housing community;</text></subparagraph><subparagraph id="id0fc366e062a84d7796993e5402675aa2"><enum>(G)</enum><text>resident and community services, including relocation assistance, eviction prevention, and down payment assistance; and</text></subparagraph><subparagraph id="idb447c55bf0f44712aa43f84e9992291b"><enum>(H)</enum><text>any other activity that—</text><clause commented="no" display-inline="no-display-inline" id="id43502f6d80eb4ade9b294af403052a7f"><enum>(i)</enum><text display-inline="yes-display-inline">is approved by the Secretary consistent with the requirements under this section; </text></clause><clause commented="no" display-inline="no-display-inline" id="iddbe0e0e5f9354f26985a023d24e2576a"><enum>(ii)</enum><text display-inline="yes-display-inline">improves the overall living conditions of an eligible manufactured housing community, which may include the addition or enhancement of shared spaces such as community centers, recreational areas, or other facilities that support resident well-being and community engagement; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id886401890ec74304a8f8090557d02bf1"><enum>(iii)</enum><text display-inline="yes-display-inline">is necessary to protect the health and safety of the residents of the eligible manufactured housing community and the long-term affordability and sustainability of the community.</text></clause></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ided5d77f6ba7e4bf49798ca00ee7a7166"><enum>(2)</enum><header>Replacement</header><text>For purposes of subparagraphs (B) and (C) of paragraph (1), grants under this section—</text><subparagraph commented="no" display-inline="no-display-inline" id="id9f794eeb3e7b42ecb0c68ac9546f4e5d"><enum>(A)</enum><text display-inline="yes-display-inline">may not be used for rehabilitation or modernization of units that were built before June 15, 1976; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="iddad40d533ff54813acd38221192a69e2"><enum>(B)</enum><text display-inline="yes-display-inline">may only be used for disposition and replacement of units described in subparagraph (A), provided that any replacement housing complies with the Manufactured Home Construction and Safety Standards or is another allowed home, as determined by the Secretary.</text></subparagraph></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id17a665252bb44acf839698b669c22777"><enum>(d)</enum><header>Priority</header><text>In awarding grants under this section, the Secretary shall prioritize applicants that will carry out activities that primarily benefit low- and moderate-income residents and preserve long-term housing affordability for residents of eligible manufactured housing communities. </text></subsection><subsection id="idcea4e523c05644a0a861a2c74f7fd6f1"><enum>(e)</enum><header>Waivers</header><text>The Secretary may waive or specify alternative requirements for any provision of law or regulation that the Secretary administers in connection with use of amounts made available under this section other than requirements related to fair housing, nondiscrimination, labor standards, and the environment, upon a finding that the waiver or alternative requirement is not inconsistent with the overall purposes of this section and that the waiver or alternative requirement is necessary to facilitate the use of amounts made available under this section.</text></subsection><subsection id="idd74c011193ed4ae0a036000bdbd7d7c1"><enum>(f)</enum><header>Implementation</header><paragraph id="id35d7c520de3140358ba3ebfbe6127fb5"><enum>(1)</enum><header>In general</header><text>Any grant made under this section shall be made pursuant to criteria for selection of recipients of such grants that the Secretary shall by regulation establish and publish together with any notification of availability of amounts under this section.</text></paragraph><paragraph id="id314b992e4db545409385036b926a7f6d"><enum>(2)</enum><header>Set aside of grant amounts</header><text>The Secretary may set aside amounts provided under this section for grants to Indian tribes and tribally designated housing entities.</text></paragraph></subsection><subsection id="id42723B66AD814F438236CB5F48F58807"><enum>(g)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated to the Secretary such sums as may be necessary to carry out this section.</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></section><enum>IV</enum><header>Accessing the American Dream</header><section id="id77dd3fffeb77454e8d368a1e10de3c4b"><enum>401.</enum><header>Creating incentives for small dollar loan originators</header><subsection id="id06be163245f64472b24f0ea50a2381e9"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph commented="no" display-inline="no-display-inline" id="id9f02d6848787443188de67761d75ce56"><enum>(1)</enum><header>Director</header><text>The term <term>Director</term> means the Director of the Bureau of Consumer Financial Protection.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idf16ddc0762cc429a9f89f5bd18db20fc"><enum>(2)</enum><header display-inline="yes-display-inline">Small dollar mortgage</header><text>The term <term>small dollar mortgage</term> means a mortgage loan having an original principal obligation of not more than $100,000 that is—</text><subparagraph id="id7b4f5a493d954117b6e5dfb099b19322"><enum>(A)</enum><text>secured by real property designed for the occupancy of between 1 and 4 families; and</text></subparagraph><subparagraph id="idcd3ac5ce46f94ac98c77bcb174cf4b9e"><enum>(B)</enum><clause commented="no" display-inline="yes-display-inline" id="idf1804b3b313c49ba8e0bc86536ddcc87"><enum>(i)</enum><text>insured by the Federal Housing Administration under title II of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1707">12 U.S.C. 1707 et seq.</external-xref>);</text></clause><clause id="id5e939c8dcb0e4235a8f1c9b14c633cd1" indent="up1"><enum>(ii)</enum><text>made, guaranteed, or insured by the Department of Veterans Affairs;</text></clause><clause commented="no" display-inline="no-display-inline" indent="up1" id="id008a6c5baabe4e848642e81ae4df27af"><enum>(iii)</enum><text>made, guaranteed, or insured by the Department of Agriculture; or</text></clause><clause commented="no" display-inline="no-display-inline" indent="up1" id="idde5cea9648954cf68f86d17e9ea273be"><enum>(iv)</enum><text>eligible to be purchased or securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association.</text></clause></subparagraph></paragraph></subsection><subsection id="id49929f3074f9450a9a72b3fc92d7b3c5"><enum>(b)</enum><header>Requirement regarding loan originator compensation practices</header><text>Not later than 270 days after the date of enactment of this Act, the Director shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report on loan originator compensation practices throughout the residential mortgage market, including the relative frequency of loan originators being compensated—</text><paragraph id="idbd303e0003954f0ea7b1f4a9c5c9ab45"><enum>(1)</enum><text>with a salary;</text></paragraph><paragraph id="id75a10b125bd34107a8dfb999087f0146"><enum>(2)</enum><text>with a commission reflecting a fixed percentage of the amount of credit extended;</text></paragraph><paragraph id="id04685a7ac82c492ea870f665ca8dc4cc"><enum>(3)</enum><text>with a commission based on a factor other than a fixed percentage of the amount of credit extended;</text></paragraph><paragraph id="idf967e5024ba7499a9aec140585330cb9"><enum>(4)</enum><text>with a combination of salary and commission;</text></paragraph><paragraph id="id28d3e5f6776049469d956244f5049177"><enum>(5)</enum><text>on a loan volume basis;</text></paragraph><paragraph id="id7fab11ecc68d46c787fb0b104ca13c46"><enum>(6)</enum><text>with a commission reflecting a percentage of the amount of credit extended, for which a minimum or maximum compensation amount is set; and</text></paragraph><paragraph id="id546c5d7d917a412191ece4bb6faacef1"><enum>(7)</enum><text>by any other mechanism that the Director may find to be a practice for compensating mortgage loan originators, including any mechanism that provides a loan originator with compensation in such a way that the loan originator does not necessarily receive a lower level of compensation for originating a small dollar mortgage than the loan originator would receive for originating a mortgage loan that is not a small dollar mortgage.</text></paragraph></subsection><subsection commented="no" id="id8ac2d745927545229eaba108fc8c182c"><enum>(c)</enum><header>Contents</header><text>The report required under subsection (b) shall include—</text><paragraph commented="no" display-inline="no-display-inline" id="id14363a647a4441e0a44561df15e0c5b2"><enum>(1)</enum><text display-inline="yes-display-inline">data and other analysis regarding the effect of the approaches to loan originator compensation described in subsection (b) on the availability of small dollar mortgage loans; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7c4e3421be0d4d569a82850486e9b9ad"><enum>(2)</enum><text display-inline="yes-display-inline">analysis and discussion regarding other potential barriers to small dollar mortgage lending.</text></paragraph></subsection><subsection commented="no" id="idf2a2e54a5eb44e86b2b6595ddf28c3d1"><enum>(d)</enum><header>Rulemaking</header><text>Following the issuance of the report required under subsection (b), the Director may issue regulations to clarify the forms of compensation a lender may use to compensate a loan originator that—</text><paragraph id="idadf4d3f382b140c89fc9b53eff93543b"><enum>(1)</enum><text>are permissible pursuant to section 129B(c) of the Truth in Lending Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1639b">15 U.S.C. 1639b(c)</external-xref>); and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="iddd9036853b0045aeb9b1eb64caf31021"><enum>(2)</enum><text>would result in the loan originator receiving compensation for originating a small dollar mortgage that is not less than the compensation the loan originator would receive for originating a mortgage loan that is not a small dollar mortgage.</text></paragraph></subsection></section><section id="id3ed663b891e04fc08981bfdb81a51b12"><enum>402.</enum><header>Small dollar mortgage points and fees</header><subsection id="id490cd0e95eb5422c8d659cd538d9e275"><enum>(a)</enum><header>Small dollar mortgage defined</header><text>In this section, the term <term>small dollar mortgage</term> means a mortgage with an original principal obligation of less than $100,000.</text></subsection><subsection id="id1f61ce64092b46338378c62ee4b668b7"><enum>(b)</enum><header>Amendments</header><paragraph commented="no" display-inline="no-display-inline" id="id28c5e09fe12547629c7f7e95e760ce89"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">Not later than 270 days after the date of enactment of this Act, the Director of the Bureau of Consumer Financial Protection, in consultation with the Secretary of Housing and Urban Development and the Director of the Federal Housing Finance Agency, shall evaluate the impact of the existing thresholds under section 1026.43 of title 12, Code of Federal Regulations, on small dollar mortgage originations.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7ffcf086c25a499188ec6f6bb69e1732"><enum>(2)</enum><header>Rulemaking</header><text display-inline="yes-display-inline">Following the evaluation required under paragraph (1), the Director of the Bureau of Consumer Financial Protection may initiate rulemaking to amend the limitations with respect to points and fees under section 1026.43 of title 12, Code of Federal Regulations, or any successor regulation, to encourage additional lending for small dollar mortgages.</text></paragraph></subsection></section><section id="H5F6D3C32FAA242C59DB58DD4A0AA9561"><enum>403.</enum><header>Appraisal Industry Improvement Act</header><subsection commented="no" display-inline="no-display-inline" id="idaa0af8d3f4f944c1abb0b054460859f3"><enum>(a)</enum><header display-inline="yes-display-inline">Appraisal standards</header><paragraph id="HCEB57A4A918E47C09FA0A73C736248EC"><enum>(1)</enum><header>Certification or licensing</header><subparagraph id="id9600D9C256374B03A6C8F8B195CE0134"><enum>(A)</enum><header>In general</header><text display-inline="yes-display-inline">Section 202(g)(5) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(g)(5)</external-xref>) is amended—</text><clause commented="no" display-inline="no-display-inline" id="ida487c0b92fcc4041a22d5ab64216a061"><enum>(i)</enum><text display-inline="yes-display-inline">by moving the paragraph two ems to the left; and</text></clause><clause commented="no" display-inline="no-display-inline" id="ida8ff4d2127ba4f1c92c99e5174583848"><enum>(ii)</enum><text display-inline="yes-display-inline">by striking subparagraphs (A) and (B) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="H642307B339C448E69546EFC4A662C21E"><subparagraph id="HFABCA42540AF4222AA7A6D09EA48A4A0" indent="up1"><enum>(A)</enum><text display-inline="yes-display-inline">be certified or licensed by the State in which the property to be appraised is located, except that a Federal employee who has as their primary duty conducting appraisal-related activities and who chooses to become a State-licensed or certified real estate appraiser need only to be licensed or certified in 1 State or territory to perform appraisals on mortgages insured by the Federal Housing Administration in all States and territories;</text></subparagraph><subparagraph id="idCBF73D256C03413CBA266E23C7C35016" indent="up1"><enum>(B)</enum><text>meet the requirements under the competency rule set forth in the Uniform Standards of Professional Appraisal Practice before accepting an assignment; and</text></subparagraph><subparagraph id="id344EBBCB50904850916933704AD07BA0" indent="up1"><enum>(C)</enum><text>have demonstrated verifiable education in the appraisal requirements established by the Federal Housing Administration under this subsection, which shall include the completion of a course or seminar that educates appraisers on those appraisal requirements, which shall be provided by—</text><clause id="id920136B43FBA4FCB8387F2720CA7A20B"><enum>(i)</enum><text>the Federal Housing Administration; or</text></clause><clause commented="no" display-inline="no-display-inline" id="id0dfe215fc4f44bfa8c5104d6d8c006ac"><enum>(ii)</enum><text display-inline="yes-display-inline">a third party, so long as the course is approved by the Secretary or a State appraiser certifying or licensing agency.</text></clause></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></clause></subparagraph><subparagraph id="id5D11750F8F7D43EAB8A6271CC0FF7F30"><enum>(B)</enum><header>Application</header><text>Subparagraph (C) of section 202(g)(5) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(g)(5)</external-xref>), as added by subparagraph (A), shall not apply with respect to any certified appraiser approved by the Federal Housing Administration to conduct appraisals on property securing a mortgage to be insured by the Federal Housing Administration on or before the effective date under paragraph (3)(C).</text></subparagraph></paragraph><paragraph id="H899E02D1132E486AA24D60124F087C52"><enum>(2)</enum><header>Compliance with verifiable education and competency requirements</header><text display-inline="yes-display-inline">On and after the effective date under paragraph (3)(C), no appraiser may conduct an appraisal on a property securing a mortgage to be insured by the Federal Housing Administration unless—</text><subparagraph id="idBB7F189683774D498E390DE0D63D548F"><enum>(A)</enum><text display-inline="yes-display-inline">the appraiser is in compliance with the requirements under subparagraphs (A) and (B) of section 202(g)(5) of such Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(g)(5)</external-xref>), as amended by paragraph (1); and</text></subparagraph><subparagraph id="idB2C63C405AC04BE08401458928B2841E"><enum>(B)</enum><text>if the appraiser was not approved by the Federal Housing Administration to conduct appraisals on mortgages insured by the Federal Housing Administration before the date on which the mortgagee letter or guidance take effect under paragraph (3)(C), the appraiser is in compliance with subparagraph (C) of such section 202(g)(5).</text></subparagraph></paragraph><paragraph id="H5D3749CF7AC5446884A7106998A55B63"><enum>(3)</enum><header>Implementation</header><text display-inline="yes-display-inline">Not later than the 240 days after the date of enactment of this Act, the Secretary of Housing and Urban Development shall issue a mortgagee letter or guidance that shall—</text><subparagraph id="H10569D2EA9FE4B5786E6EDB2F14F4338"><enum>(A)</enum><text>implement the amendments made by paragraph (1);</text></subparagraph><subparagraph id="HA0AA4F963C7043AEBB79DDA5C0E3B156"><enum>(B)</enum><text>clearly set forth all of the specific requirements under section 202(g)(5) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(g)(5)</external-xref>), as amended by paragraph (1), for approval to conduct appraisals on property secured by a mortgage to be insured by the Federal Housing Administration, which shall include—</text><clause id="H0149D15B0C924D989D3C9A745CC16207"><enum>(i)</enum><text>providing that, before the effective date of the mortgagee letter or guidance, compliance with the requirements under subparagraphs (A), (B), and (C) of such section 202(g)(5), as amended by paragraph (1), shall be considered to fulfill the requirements under such subparagraphs; and</text></clause><clause id="H0F86206E5AF54545955E593C54F82EB5"><enum>(ii)</enum><text>providing a method for appraisers to demonstrate such prior compliance; and</text></clause></subparagraph><subparagraph id="HD1A1E9BEDB024A69A5993FA6E1BC7E1E"><enum>(C)</enum><text>take effect not later than the date that is 180 days after the date on which the Secretary issues the mortgagee letter or guidance.</text></subparagraph></paragraph></subsection><subsection id="H0B11B4E126C54AA0B7631C6CBD5A01D2"><enum>(b)</enum><header>Annual registry fees for appraisal management companies</header><text display-inline="yes-display-inline">Section 1109(a) of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3338">12 U.S.C. 3338(a)</external-xref>) is amended, in the matter following clause (ii) of paragraph (4)(B), by adding at the end the following: <quote>Subject to the approval of the Council, the Appraisal Subcommittee may adjust fees established under clause (i) or (ii) to carry out its functions under this Act.</quote>.</text></subsection><subsection id="H3BB1D82D421C4469858366926D39929A"><enum>(c)</enum><header>State credentialed trainees</header><paragraph id="H6BF5F09EBAF146108195BF02AA2328BE"><enum>(1)</enum><header>Maintenance on national registry</header><text display-inline="yes-display-inline">Section 1103(a) of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3332">12 U.S.C. 3332(a)</external-xref>) is amended—</text><subparagraph id="idAF7DA595BC9C4E60A1A67BFEB3E914DF"><enum>(A)</enum><text display-inline="yes-display-inline">in paragraph (3)—</text><clause commented="no" display-inline="no-display-inline" id="id7c777bc3c15b45c09c5b9ebe7a11e874"><enum>(i)</enum><text display-inline="yes-display-inline">by inserting <quote>and State credentialed trainee appraisers</quote> after <quote>licensed appraisers</quote>; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id52fff76e46d64666a7834fcd22424a60"><enum>(ii)</enum><text>by striking <quote>and</quote> at the end;</text></clause></subparagraph><subparagraph id="idDD7D35283CFE4F6CA1894DC1440998C4"><enum>(B)</enum><text>by striking paragraph (4);</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id6351bba788214099a5d3434ebb6183db"><enum>(C)</enum><text>by redesignating paragraphs (5) and (6) as paragraphs (4) and (5), respectively; and</text></subparagraph><subparagraph id="idB8822CFA85CF4591A5B947D37C62D7A0"><enum>(D)</enum><text>in paragraph (4), as so redesignated—</text><clause id="idB00B3EF02B4546A4AFBC59A2406C5813"><enum>(i)</enum><text>by striking <quote>year. The report shall also detail</quote> and inserting <quote>year, details</quote>;</text></clause><clause id="id3EB9A9B199D14B0EB10993B81E0ED033"><enum>(ii)</enum><text>by striking <quote>provide</quote> and inserting <quote>provides</quote>; and</text></clause><clause id="idDB3EAB3FC4734F2A9EADB926B4B1A5D6"><enum>(iii)</enum><text>by striking the period at the end and inserting <quote>; and</quote>.</text></clause></subparagraph></paragraph><paragraph id="H1F0D92AD42AF4A74822146964CF848D6"><enum>(2)</enum><header>Annual registry fees</header><subparagraph id="id5F023C02617740688D767DBA17B10E7F"><enum>(A)</enum><header>In general</header><text display-inline="yes-display-inline">Section 1109 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3338">12 U.S.C. 3338</external-xref>) is amended—</text><clause id="id61b5f0f531944ac1a7005d275d550bb6"><enum>(i)</enum><text>in the section heading, by striking <quote><header-in-text level="section" style="OLC">or licensed</header-in-text></quote> and inserting <quote><header-in-text level="section" style="OLC">, licensed, and credentialed trainee</header-in-text></quote>; and</text></clause><clause id="id00ec5fd1d24e496989b1f82baee22f25"><enum>(ii)</enum><text>in subsection (a)—</text><subclause id="id63E6AE478855425B936E919B0DAC7104"><enum>(I)</enum><text>in paragraph (1), by inserting <quote>, and in the case of a State with a supervisory or trainee program, a roster listing individuals who have received a State trainee credential</quote> after <quote>this title</quote>; and</text></subclause><subclause id="id82ef7ba955374a5eb3debcd358f59811"><enum>(II)</enum><text>by striking paragraph (2) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id12c6023725d946738befe251dc65efd2"><paragraph id="id44fdab1d126f4c128bf84e83239ffec1"><enum>(2)</enum><text>transmit reports on the issuance and renewal of licenses, certifications, credentials, sanctions, and disciplinary actions, including license, credential, and certification revocations, on a timely basis to the national registry of the Appraisal Subcommittee;</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subclause></clause></subparagraph><subparagraph id="idCECD8533D9444882BB87BDAE076EBCA1"><enum>(B)</enum><header>Rule of construction</header><text>Nothing in the amendments made by subparagraph (A) shall require a State to establish or operate a program for State credentialed trainee appraisers, as defined in paragraph (12) of section 1121 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as added by paragraph (4) of this subsection.</text></subparagraph></paragraph><paragraph id="id07E2C0EF74F3483FAAA306CFD4FA9C0D"><enum>(3)</enum><header>Transactions requiring the services of a State certified appraiser</header><text>Section 1113 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3342">12 U.S.C. 3342</external-xref>) is amended—</text><subparagraph id="id167306521C3C497794CD6A375C557766"><enum>(A)</enum><text>by striking <quote>In determining</quote> and inserting <quote>(a) <header-in-text level="subsection" style="OLC">In general</header-in-text>.—In determining</quote>; and</text></subparagraph><subparagraph id="id659959F5B46440F88DF47F161136A2CC"><enum>(B)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id6F4E39B812724A98B802C1DA1ECF77F7"><subsection id="idED2FEA4224394981BBD949A6F35CB69D"><enum>(b)</enum><header>Use of State credentialed trainee appraisers</header><text>In performing an appraisal under this section, a State certified appraiser may use the assistance of a State credentialed trainee appraiser or an unlicensed trainee appraiser, except that a State certified appraiser assisted by a trainee shall be liable for final work.</text></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="H239310DE6C0440448F7AA33C16E25F61"><enum>(4)</enum><header>Definition</header><text display-inline="yes-display-inline">Section 1121 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3350">12 U.S.C. 3350</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="H88126BA9CBDE4F598D6AACF6172DA705"><paragraph id="HDD25404759064084916E3BC8438394A3"><enum>(12)</enum><header>State credentialed trainee appraiser</header><text display-inline="yes-display-inline">The term <term>State credentialed trainee appraiser</term> means an individual who—</text><subparagraph id="id1CAACC861A584CC2BC53AF5991D5D8B0"><enum>(A)</enum><text display-inline="yes-display-inline">meets the minimum criteria established by the Appraiser Qualification Board for a trainee appraiser credential; and</text></subparagraph><subparagraph id="idDFC8B1931EB6498BA8FC16AFB236A754"><enum>(B)</enum><text display-inline="yes-display-inline">is credentialed by a State appraiser certifying and licensing agency.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="H87DBA95300924089A49CDA27D5F22408"><enum>(d)</enum><header>Grants for workforce and training</header><text display-inline="yes-display-inline">Section 1109(b) of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (<external-xref legal-doc="usc" parsable-cite="usc/12/3338">12 U.S.C. 3338(b)</external-xref>) is amended—</text><paragraph commented="no" display-inline="no-display-inline" id="ide6fcc100e3c84d1e9d042f7e06ac13b8"><enum>(1)</enum><text>in paragraph (5)(B), by striking <quote>and</quote> at the end;</text></paragraph><paragraph id="id647d6f4cff9048e98cbbf9a30064d98e"><enum>(2)</enum><text>in paragraph (6), by striking the period at the end and inserting <quote>; and</quote>; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7e3dade86599495b83c69f9b176db914"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idB2874232A96E423190410DB4A2B399A9"><paragraph commented="no" display-inline="no-display-inline" id="id5d42ff1544304bcebc3c35ffcdbc22cf"><enum>(7)</enum><text>to make grants to State appraiser certifying and licensing agencies, nonprofit organizations, and institutions of higher education to support the carrying out of education and training activities or other activities related to addressing appraiser industry workforce needs, including recruiting and retaining workforce talent, such as through scholarship assistance and career pipeline development.</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id9C92A2CB1534412F9105F38E11050D9A"><enum>(e)</enum><header>Appraisal Subcommittee</header><text display-inline="yes-display-inline">Section 1011 of the Federal Financial Institutions Examination Council Act of 1978 (<external-xref legal-doc="usc" parsable-cite="usc/12/3310">12 U.S.C. 3310</external-xref>) is amended, in the first sentence, by inserting <quote>the Department of Veterans Affairs, the Rural Housing Service of the Department of Agriculture, the Department of Housing and Urban Development,</quote> after <quote>Financial Protection,</quote>. </text></subsection></section><section id="id517580f2b98e4e5c9f60fdca78189404"><enum>404.</enum><header>Helping More Families Save Act</header><text display-inline="no-display-inline">Section 23 of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437u">42 U.S.C. 1437u</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id22ca407b30354964a6159b7192903a4a"><subsection id="id0fdd70366ca24fed84ad5082be253b4d"><enum>(p)</enum><header>Escrow expansion pilot program</header><paragraph id="id63a69a5acec44f4d8507014f31842238"><enum>(1)</enum><header>Definitions</header><text>In this subsection:</text><subparagraph id="id82ef089b5bd64147a09a8cf9fe9485a4"><enum>(A)</enum><header>Covered family</header><text>The term <term>covered family</term> means a family that receives assistance under section 8 or 9 of this Act and is enrolled in the pilot program.</text></subparagraph><subparagraph id="id040bcf94e17f469dbd4668c8549caef7"><enum>(B)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means an entity described in subsection (c)(2).</text></subparagraph><subparagraph id="id30a28bb4d26141f49082af8b2cddb3c4"><enum>(C)</enum><header>Pilot program</header><text>The term <term>pilot program</term> means the pilot program established under paragraph (2).</text></subparagraph><subparagraph id="id384b5d0c4aec4d1ab74cdc0e3f5b0e09"><enum>(D)</enum><header>Welfare assistance</header><text>The term <term>welfare assistance</term> has the meaning given the term in section 984.103 of title 24, Code of Federal Regulations, or any successor regulation.</text></subparagraph></paragraph><paragraph id="id30f72557d61a4a16adcd7cf6758b5d87"><enum>(2)</enum><header>Establishment</header><text>The Secretary shall establish a pilot program under which the Secretary shall select not more than 25 eligible entities to establish and manage escrow accounts for not more than 5,000 covered families, in accordance with this subsection.</text></paragraph><paragraph id="id05d2184a28fb4307ab2f75fd7668d5c4"><enum>(3)</enum><header>Escrow accounts</header><subparagraph id="id378208573f0946d9a8fa5d3244ccbcec"><enum>(A)</enum><header>In general</header><text>An eligible entity selected to participate in the pilot program—</text><clause id="id1cb3815240924339a9a9e32fb6e6c297"><enum>(i)</enum><text>shall establish an interest-bearing escrow account and place into the account an amount equal to any increase in the amount of rent paid by each covered family in accordance with the provisions of section 3, 8(o), or 8(y), as applicable, that is attributable to increases in earned income by the covered families during the participation of each covered family in the pilot program; and</text></clause><clause id="idcea5e7ff584f4823828d0aa92554ec0a"><enum>(ii)</enum><text>notwithstanding any other provision of law, may use funds it controls under section 8 or 9 for purposes of making the escrow deposit for covered families assisted under, or residing in units assisted under, section 8 or 9, respectively, provided such funds are offset by the increase in the amount of rent paid by the covered family.</text></clause></subparagraph><subparagraph id="id7cf4b0cf14b54e0ebb7cd77fa1ff586e"><enum>(B)</enum><header>Income limitation</header><text>An eligible entity may not escrow any amounts for any covered family whose adjusted income exceeds 80 percent of the area median income at the time of enrollment.</text></subparagraph><subparagraph id="id9e27b250afad4399a89a73237536c86c"><enum>(C)</enum><header>Withdrawals</header><text>A covered family shall be able to withdraw funds, including interest earned, from an escrow account established by an eligible entity under the pilot program—</text><clause id="idea807d0281bc4d0f8997cf4f7d3495d4"><enum>(i)</enum><text>after the covered family ceases to receive welfare assistance; and</text></clause><clause id="ide3ea0db72e8b4aab822790f97af13a18"><enum>(ii)</enum><subclause commented="no" display-inline="yes-display-inline" id="idbff2bee74f5b4a068528d6627dbcb5cb"><enum>(I)</enum><text>not earlier than the date that is 5 years after the date on which the eligible entity establishes the escrow account under this subsection;</text></subclause><subclause id="id3ab47d21e66d48b197170f17bb5bb956" indent="up1"><enum>(II)</enum><text>not later than the date that is 7 years after the date on which the eligible entity establishes the escrow account under this subsection, if the covered family chooses to continue to participate in the pilot program after the date that is 5 years after the date on which the eligible entity establishes the escrow account;</text></subclause><subclause id="idd1efa02da5cb41cda6ea795668da5da9" indent="up1"><enum>(III)</enum><text>on the date the covered family ceases to receive housing assistance under section 8 or 9, if such date is earlier than 5 years after the date on which the eligible entity establishes the escrow account;</text></subclause><subclause id="idc26e7638ce504e91bb3bdacb9d0db949" indent="up1"><enum>(IV)</enum><text>earlier than 5 years after the date on which the eligible entity establishes the escrow account, if the covered family is using the funds to advance a self-sufficiency goal as approved by the eligible entity; or</text></subclause><subclause id="idda69fe529fce4b8db57f4de3f06bfdb8" indent="up1"><enum>(V)</enum><text>under other circumstances in which the Secretary determines an exemption for good cause is warranted.</text></subclause></clause></subparagraph><subparagraph id="id34921e48d33f438cb6790dab6ab4283c"><enum>(D)</enum><header>Interim recertification</header><text>For purposes of the pilot program, a covered family may recertify the income of the covered family multiple times per year, as determined by the Secretary, and not fewer than once per year.</text></subparagraph><subparagraph id="id24ec5cd3d5354008aba87db31b7e269e"><enum>(E)</enum><header>Contract or plan</header><text>A covered family is not required to complete a standard contract of participation or an individual training and services plan in order to participate in the pilot program.</text></subparagraph></paragraph><paragraph id="idd5f5e0ff22d74d80971de238217185a2"><enum>(4)</enum><header>Effect of increases in family income</header><text>Any increase in the earned income of a covered family during the enrollment of the family in the pilot program may not be considered as income or a resource for purposes of eligibility of the family for other benefits, or amount of benefits payable to the family, under any program administered by the Secretary.</text></paragraph><paragraph id="id139787b6e19941d6b299f464ecf8b1cb"><enum>(5)</enum><header>Application</header><subparagraph id="id8662560351b44feca0cd6780b35cb66a"><enum>(A)</enum><header>In general</header><text>An eligible entity seeking to participate in the pilot program shall submit to the Secretary an application—</text><clause id="idc78e409ed4ee47309fc00b4f6d0081cf"><enum>(i)</enum><text>at such time, in such manner, and containing such information as the Secretary may require by notice; and</text></clause><clause id="id09300d25ab984e8e868a6b7652c83c2a"><enum>(ii)</enum><text>that includes the number of proposed covered families to be served by the eligible entity under this subsection.</text></clause></subparagraph><subparagraph id="id29a7b54fd3bc4271899a3c3d440f75c9"><enum>(B)</enum><header>Geographic and entity variety</header><text>The Secretary shall ensure that eligible entities selected to participate in the pilot program—</text><clause id="idd443346af6d249239f65042b7f2a1653"><enum>(i)</enum><text>are located across various States and in both urban and rural areas; and</text></clause><clause id="id804abaafc5c2464c9c7f1fedc37442ff"><enum>(ii)</enum><text>vary by size and type, including both public housing agencies and private owners of projects receiving project-based rental assistance under section 8.</text></clause></subparagraph></paragraph><paragraph id="id9edb3d3a36de4eb5a64014470df4552f"><enum>(6)</enum><header>Notification and opt-out</header><text>An eligible entity participating in the pilot program shall—</text><subparagraph id="id2067cd3b35d74d8a8c842ae6010022f3"><enum>(A)</enum><text>notify covered families of their enrollment in the pilot program;</text></subparagraph><subparagraph id="id21691f0b27fa458194b638a65fbea5b6"><enum>(B)</enum><text>provide covered families with a detailed description of the pilot program, including how the pilot program will impact their rent and finances;</text></subparagraph><subparagraph id="id02cd1e01e4b94a1aad902595334503f7"><enum>(C)</enum><text>inform covered families that the families cannot simultaneously participate in the pilot program and the Family Self-Sufficiency program under this section; and</text></subparagraph><subparagraph id="id530abf62e3124b44862deebc02187c4e"><enum>(D)</enum><text>provide covered families with the ability to elect not to participate in the pilot program—</text><clause id="id82cf6e6fcb95480ea0da113111bae463"><enum>(i)</enum><text>not less than 2 weeks before the date on which the escrow account is established under paragraph (3); and</text></clause><clause id="id43e4593c77ee4c35b96037d60b966c28"><enum>(ii)</enum><text>at any point during the duration of the pilot program.</text></clause></subparagraph></paragraph><paragraph id="id4c0279a4bd144477a79271ad1ce6a734"><enum>(7)</enum><header>Maximum rents</header><text>During the term of participation by a covered family in the pilot program, the amount of rent paid by the covered family shall be calculated under the rental provisions of section 3 or 8(o), as applicable.</text></paragraph><paragraph id="id1c9448a338c64d87bf48f3a7cebf5fe6"><enum>(8)</enum><header>Pilot program timeline</header><subparagraph id="id073d323330114fbfb5125ecb7f8f18c1"><enum>(A)</enum><header>Awards</header><text>Not later than 18 months after the date of enactment of this subsection, the Secretary shall select the eligible entities to participate in the pilot program.</text></subparagraph><subparagraph id="id5a8999b8cafa4904a609e18267081aad"><enum>(B)</enum><header>Establishment and term of accounts</header><text>An eligible entity selected to participate in the pilot program shall—</text><clause id="idae143b17ce8b42c7bd752cf0a932fcbe"><enum>(i)</enum><text>not later than 6 months after selection, establish escrow accounts under paragraph (3) for covered families; and</text></clause><clause id="idca724a6ab97b40fdbb459b579ca17bc8"><enum>(ii)</enum><text>maintain those escrow accounts for not less than 5 years, or until the date the family ceases to receive assistance under section 8 or 9, and, at the discretion of the covered family, not more than 7 years after the date on which the escrow account is established.</text></clause></subparagraph></paragraph><paragraph id="idbfcbe502905344aeae301baa4508232b"><enum>(9)</enum><header>Nonparticipation and housing assistance</header><subparagraph id="ide73df61a74ad4263b7446078c9e2048e"><enum>(A)</enum><header>In general</header><text>Assistance under section 8 or 9 for a family that elects not to participate in the pilot program shall not be delayed or denied by reason of such election.</text></subparagraph><subparagraph id="idcc77b6ed4a894b3c94f3341146467fb4"><enum>(B)</enum><header>No termination</header><text>Housing assistance may not be terminated as a consequence of participating, or not participating, in the pilot program under this subsection for any period of time.</text></subparagraph></paragraph><paragraph id="idfc5f1641b18140eb8f3a1a39460f0f41"><enum>(10)</enum><header>Study</header><text>Not later than 8 years after the date the Secretary selects eligible entities to participate in the pilot program under this subsection, the Secretary shall conduct a study and submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report on outcomes for covered families under the pilot program, which shall evaluate the effectiveness of the pilot program in assisting families to achieve economic independence and self-sufficiency, and the impact coaching and supportive services, or the lack thereof, had on individual incomes.</text></paragraph><paragraph id="id666f50ea0b7d4b11b2d19064d091db08"><enum>(11)</enum><header>Waivers</header><text>To allow selected eligible entities to effectively administer the pilot program and make the required escrow account deposits under this subsection, the Secretary may waive requirements under this section.</text></paragraph><paragraph id="id8c2ea2d1efcf4257b01ba7d99113d040"><enum>(12)</enum><header>Termination</header><text>The pilot program under this subsection shall terminate on the date that is 10 years after the date of enactment of this subsection.</text></paragraph><paragraph id="id34d835a297ad45319d99539394bf6670"><enum>(13)</enum><header>Authorization of appropriations</header><subparagraph id="id23b61df715b84261b0190056a08ed293"><enum>(A)</enum><header>In general</header><text>There is authorized to be appropriated to the Secretary for fiscal year 2026 such sums as may be necessary—</text><clause id="id3d9a50b92ff84ed58530d5fa10473cfd"><enum>(i)</enum><text>for technical assistance related to implementation of the pilot program; and</text></clause><clause id="idb3089871e27145dfa8af0fd0cc1fb3ac"><enum>(ii)</enum><text>to carry out an evaluation of the pilot program under paragraph (10).</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id35aeb9f3b1784dec8337243f9d9697a4"><enum>(B)</enum><header>Availability</header><text>Any amounts appropriated under this subsection shall remain available until expended.</text></subparagraph></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></section><section id="ida2a48307a78c41ec83b1cbde71f3335b"><enum>405.</enum><header>Choice in Affordable Housing Act</header><subsection id="id5a33952045274832aebe9a55b49757c1"><enum>(a)</enum><header>Satisfaction of inspection requirements through participation in other housing programs</header><text>Section 8(o)(8) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)(8)</external-xref>), as amended by section 101(a) of the Housing Opportunity Through Modernization Act of 2016 (<external-xref legal-doc="public-law" parsable-cite="pl/114/201">Public Law 114–201</external-xref>; 130 Stat. 783), is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id26ff659ff51a45dd8cbc6e39586cb610"><subparagraph id="ida76590debddf4103b00ce10bb3ce96a4"><enum>(I)</enum><header>Satisfaction of inspection requirements through participation in other housing programs</header><clause id="idfbf19a3c5a864459bfcea727c711d27c"><enum>(i)</enum><header>Low-income housing tax credit-financed buildings</header><text>A dwelling unit shall be deemed to meet the inspection requirements under this paragraph if—</text><subclause id="id5f6821929f0b4f7e93a836bb9ed061c0"><enum>(I)</enum><text>the dwelling unit is in a building, the acquisition, rehabilitation, or construction of which was financed by a person who received a low-income housing tax credit under <external-xref legal-doc="usc" parsable-cite="usc/26/42">section 42</external-xref> of the Internal Revenue Code of 1986 in exchange for that financing;</text></subclause><subclause id="id1eda99b45614488cba21534fb193fef2"><enum>(II)</enum><text>the dwelling unit was physically inspected and passed inspection as part of the low-income housing tax credit program described in subclause (I) during the preceding 12-month period; and</text></subclause><subclause id="id17f01adf2bc141ada3487b1d6fe2d177"><enum>(III)</enum><text>the applicable public housing agency is able to obtain the results of the inspection described in subclause (II).</text></subclause></clause><clause id="ida54e809c8de64e1d8bfceba117a7fa92"><enum>(ii)</enum><header>Home investment partnerships program</header><text>A dwelling shall be deemed to meet the inspection requirements under this paragraph if—</text><subclause id="id70e7304dee6b4c3e8d5d8f2034b54d9a"><enum>(I)</enum><text>the dwelling unit is assisted under the HOME Investment Partnerships Program under title II of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12721">42 U.S.C. 12721 et seq.</external-xref>);</text></subclause><subclause id="id96059361ec2a463581df9f2c8dab406f"><enum>(II)</enum><text>the dwelling unit was physically inspected and passed inspection as part of the program described in subclause (I) during the preceding 12-month period; and</text></subclause><subclause id="id59a732421f604e95a6a79e47bfbee404"><enum>(III)</enum><text>the applicable public housing agency is able to obtain the results of the inspection described in subclause (II).</text></subclause></clause><clause id="idcf8ca698bab54d55bef9d4707e2f5f85"><enum>(iii)</enum><header>Rural Housing Service</header><text>A dwelling unit shall be deemed to meet the inspection requirements under this paragraph if—</text><subclause id="idc4fdbd3a5f3949b1ad9c34bdfe14e586"><enum>(I)</enum><text>the dwelling unit is assisted by the Rural Housing Service of the Department of Agriculture;</text></subclause><subclause id="id1dd6da3240824052bed2510c55cc69e3"><enum>(II)</enum><text>the dwelling unit was physically inspected and passed inspection in connection with the assistance described in subclause (I) during the preceding 12-month period; and</text></subclause><subclause id="id523931e2ac684f00814f82552e9f6334"><enum>(III)</enum><text>the applicable public housing agency is able to obtain the results of the inspection described in subclause (II).</text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="id56cfb43b48b84478a9904fe36a3620f7"><enum>(iv)</enum><header>Remote or video inspections</header><text>When complying with inspection requirements for a housing unit located in a rural or small area using assistance under this subtitle, the Secretary may allow a grantee to conduct a remote or video inspection of a unit.</text></clause><clause id="idd828d039f2a148b68ff38746cdea790f"><enum>(v)</enum><header>Rule of construction</header><text>Nothing in clause (i), (ii), (iii), or (iv) shall be construed to affect the operation of a housing program described in, or authorized under a provision of law described in, that clause.</text></clause></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection commented="no" display-inline="no-display-inline" id="idf8355748e07d43d099d3eb25f3771407"><enum>(b)</enum><header>Pre-approval of units</header><text>Section 8(o)(8)(A) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)(8)(A)</external-xref>) is amended by adding at the end the following:</text><quoted-block id="idfc37256ad46740f4a38ee484be647b8b" display-inline="no-display-inline" style="OLC"><clause id="id4e27d7dc61eb47d8b94242cebda0945a"><enum>(iv)</enum><header>Initial inspection prior to lease agreement</header><subclause id="idda74c51ea43049cba6999c22ab313b24"><enum>(I)</enum><header>Definition</header><text>In this clause, the term <term>new landlord</term> means an owner of a dwelling unit who has not previously entered into a housing assistance payment contract with a public housing agency under this subsection for any dwelling unit.</text></subclause><subclause id="id8558857bcf964d73b8d05939287b8fba"><enum>(II)</enum><header>Early inspection</header><text>Upon the request of a new landlord, a public housing agency may inspect the dwelling unit owned by the new landlord to determine whether the unit meets the housing quality standards under subparagraph (B) before the unit is selected by a tenant assisted under this subsection.</text></subclause><subclause id="idc1a3609eef5b43d2991e28e738557121"><enum>(III)</enum><header>Effect</header><text>An inspection conducted under subclause (II) that determines that the dwelling unit meets the housing quality standards under subparagraph (B) shall satisfy this subparagraph and subparagraph (C) if the new landlord enters into a lease agreement with a tenant assisted under this subsection not later than 60 days after the date of the inspection.</text></subclause><subclause id="idf8baaa0a4f324fe0ad1c4ad476942509" commented="no" display-inline="no-display-inline"><enum>(IV)</enum><header>Information when family is selected</header><text>When a public housing agency selects a family to participate in the tenant-based assistance program under this subsection, the public housing agency shall include in the information provided to the family a list of dwelling units that have been inspected under subclause (II) and determined to meet the housing quality standards under subparagraph (B).</text></subclause></clause><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><enum>V</enum><header>Program Reform</header><section commented="no" display-inline="no-display-inline" id="idf2122f2229834562a643a642c927b88f"><enum>501.</enum><header>Reforming Disaster Recovery Act</header><subsection commented="no" display-inline="no-display-inline" id="id083f7d813a3e447485db96839fdb3623"><enum>(a)</enum><header display-inline="yes-display-inline">Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph id="id212e789224384936af62b73531289120"><enum>(1)</enum><header>Department</header><text>The term <term>Department</term> means the Department of Housing and Urban Development.</text></paragraph><paragraph id="id57d9ae5b6acd4894a5bdf7303d44aa23"><enum>(2)</enum><header>Fund</header><text>The term <term>Fund</term> means the Long-Term Disaster Recovery Fund established under subsection (c).</text></paragraph><paragraph id="id4f22f15752a145419c326e569be2d54f"><enum>(3)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="id5aeadc0da2c54cd49ef3c74c9f48c962"><enum>(b)</enum><header>Duties of the Department of Housing and Urban Development</header><paragraph commented="no" display-inline="no-display-inline" id="iddb8a60b7279048679129c1361c9cbb20"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text display-inline="yes-display-inline">The offices and officers of the Department shall be responsible for—</text><subparagraph id="idbb23e197e6e746cf9c40cad1bdb8805b"><enum>(A)</enum><text>leading and coordinating the disaster-related responsibilities of the Department under the National Response Framework, the National Disaster Recovery Framework, and the National Mitigation Framework;</text></subparagraph><subparagraph id="idecb2ba2fa71d4ac796898946957f64e7"><enum>(B)</enum><text>coordinating and administering programs, policies, and activities of the Department related to disaster relief, long-term recovery, resiliency, and mitigation, including disaster recovery assistance under title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>);</text></subparagraph><subparagraph id="ida5f69ff3e4b4409895ae030ba9c63fc3"><enum>(C)</enum><text>supporting disaster-impacted communities as those communities specifically assess, plan for, and address the housing stock and housing needs in the transition from emergency shelters and interim housing to permanent housing of those displaced, especially among vulnerable populations and extremely low-, low-, and moderate-income households;</text></subparagraph><subparagraph id="idfbf8fd2a70b743938a8570e2a6c399fc"><enum>(D)</enum><text>collaborating with the Federal Emergency Management Agency and the Small Business Administration and across the Department to align disaster-related regulations and policies, including incorporation of consensus-based codes and standards and insurance purchase requirements, and ensuring coordination and reducing duplication among other Federal disaster recovery programs;</text></subparagraph><subparagraph id="id253db861fa7244c6b01dd4ce0d1b5cce"><enum>(E)</enum><text>promoting best practices in mitigation and resilient land use planning;</text></subparagraph><subparagraph id="id15c307f4d0984babb219e7fb2099ea98"><enum>(F)</enum><text>coordinating technical assistance, including mitigation, resiliency, and recovery training and information on all relevant legal and regulatory requirements, to entities that receive disaster recovery assistance under title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>) that demonstrate capacity constraints; and</text></subparagraph><subparagraph id="id68d49d232e24499481b1383b9883b559"><enum>(G)</enum><text>supporting State, Tribal, and local governments in developing, coordinating, and maintaining their capacity for disaster resilience and recovery and developing pre-disaster recovery and hazard mitigation plans, in coordination with the Federal Emergency Management Agency and other Federal agencies.</text></subparagraph></paragraph><paragraph id="id59e5d2a103b6487aa44e8ae4b1aed99c"><enum>(2)</enum><header>Establishment of the Office of Disaster Management and Resiliency</header><text>Section 4 of the Department of Housing and Urban Development Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3533">42 U.S.C. 3533</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id281f7e528418425e84724ab0a1a157bf"><subsection id="id8c16b370ec564f83ac92da6976f75048"><enum>(i)</enum><header>Office of Disaster Management and Resiliency</header><paragraph id="id523a29a7a9e042fc98835980ac27a969"><enum>(1)</enum><header>Establishment</header><text>There is established, in the Office of the Secretary, the Office of Disaster Management and Resiliency.</text></paragraph><paragraph id="ide2e26e6ff757427fbb1cf0bdb8b81d56"><enum>(2)</enum><header>Duties</header><text>The Office of Disaster Management and Resiliency shall—</text><subparagraph id="id7b6aeb75a07f45cb81a272ceedaf5b99"><enum>(A)</enum><text>be responsible for oversight and coordination of all departmental disaster preparedness and response responsibilities; and</text></subparagraph><subparagraph id="id82b9e8b3f90b467db50fe1f1b4376ed1"><enum>(B)</enum><text>coordinate with the Federal Emergency Management Agency, the Small Business Administration, and the Office of Community Planning and Development and other offices of the Department in supporting recovery and resilience activities to provide a comprehensive approach in working with communities.</text></subparagraph></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id12ce7b0405804ce8aa4886cce1afcba2"><enum>(c)</enum><header>Long-Term Disaster Recovery Fund</header><paragraph id="id2ff1049f396844eb91aa595c4401570c"><enum>(1)</enum><header>Establishment</header><text>There is established in the Treasury of the United States an account to be known as the Long-Term Disaster Recovery Fund.</text></paragraph><paragraph id="idb9149c5fc23342b980165ff4a15bdbe2"><enum>(2)</enum><header>Deposits, transfers, and credit</header><subparagraph id="idac1fb018844f41899e97864c0c159b87"><enum>(A)</enum><header>In general</header><text>The Fund shall consist of amounts appropriated, transferred, and credited to the Fund.</text></subparagraph><subparagraph id="ideed839ab102d40df93e6d14ee2e980c5"><enum>(B)</enum><header>Transfers</header><text>The following may be transferred to the Fund:</text><clause id="id285f2fe27d4b494482ca85386cc0d408"><enum>(i)</enum><text>Amounts made available through section 106(c)(4) of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5306">42 U.S.C. 5306(c)(4)</external-xref>) as a result of actions taken under section 104(e), 111, or 124(j) of such Act.</text></clause><clause id="id8251741ebc5d4055a4fe543c33ac3dd9"><enum>(ii)</enum><text>Any unobligated balances available until expended remaining or subsequently recaptured from amounts appropriated for any disaster and related purposes under the heading <quote>Community Development Fund</quote> in any Act prior to the establishment of the Fund.</text></clause></subparagraph><subparagraph id="id4ab9e086c925434d85bfd7999cd8b1e4"><enum>(C)</enum><header>Use of transferred amounts</header><text>Amounts transferred to the Fund shall be used for the eligible uses described in paragraph (3).</text></subparagraph></paragraph><paragraph id="id5073ca0429d345ce91f57ba259578488"><enum>(3)</enum><header>Eligible uses of fund</header><subparagraph id="ideffbcbed11e147249573b81e0374865d"><enum>(A)</enum><header>In general</header><text>Amounts in the Fund shall be available—</text><clause id="idba4ecb43538b4a5aae0db03a2927f306"><enum>(i)</enum><text>to provide assistance in the form of grants under section 124 of the Housing and Community Development Act of 1974, as added by subsection (d); and</text></clause><clause id="id8151e42ee67d47239eaea159822c534c"><enum>(ii)</enum><text>for activities of the Department that support the provision of such assistance, including necessary salaries and expenses, information technology, and capacity building, technical assistance, and pre-disaster readiness.</text></clause></subparagraph><subparagraph id="idbdf47c8c977f4e9cb1b29de13d253410"><enum>(B)</enum><header>Set aside</header><text>Of each amount appropriated for or transferred to the Fund, 3 percent shall be made available for activities described in subparagraph (A)(ii), which shall be in addition to other amounts made available for those activities.</text></subparagraph><subparagraph id="id73c7ae4d111e4e9aba57f0ae2f81f972"><enum>(C)</enum><header>Transfer of funds</header><text>With respect to amounts made available for use in accordance with subparagraph (B)—</text><clause id="idcbd2c4991e0543f7a13e10096435c152"><enum>(i)</enum><text>amounts may be transferred to the account under the heading for <quote>Program Offices—Salaries and Expenses—Community Planning and Development</quote>, or any successor account, for the Department to carry out activities described in paragraph (1)(B); and</text></clause><clause id="id07d43234d7204202ab8983bad1c27659"><enum>(ii)</enum><text>amounts may be used for the activities described in subparagraph (A)(ii) and for the administrative costs of administering any funds appropriated to the Department under the heading <quote>Community Planning and Development—Community Development Fund</quote> for any major disaster declared under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170">42 U.S.C. 5170</external-xref>) in any Act before the establishment of the Fund.</text></clause></subparagraph><subparagraph id="id16e20bdc6ee0469d8440945a37021f86"><enum>(D)</enum><header>Inspector General</header><clause commented="no" display-inline="no-display-inline" id="id11c68f78ceec4c3499db65fbfd0cdc35"><enum>(i)</enum><header display-inline="yes-display-inline">In general</header><text>Not less than one-tenth of 1 percent of each series of awards the Secretary makes from the Fund shall be transferred to the account under the heading <quote>Office of Inspector General</quote> for the Department of Housing and Urban Development to support audit activities and to investigate grantee noncompliance with program requirements and waste, fraud, and abuse as a result of appropriations made available through the Fund.</text></clause><clause commented="no" display-inline="no-display-inline" id="id941ae6c0f30d4fcea96e8552bd6278dc"><enum>(ii)</enum><header>Availability</header><text display-inline="yes-display-inline">Funding under clause (i) shall not be made available to the Office of Inspector General until 90 days after the date on which the grantee plan or supplemental plan for the grantee is approved by the Secretary under subsection (c) or (f)(3)(C) of section 124 of the Housing and Community Development Act of 1974, as added by subsection (d), is approved by the Secretary.</text></clause></subparagraph></paragraph><paragraph id="id529f2556a73440018c6f720f7cfeec2f"><enum>(4)</enum><header>Interchangeability of prior administrative amounts</header><text>Any amounts appropriated in any Act prior to the establishment of the Fund and transferred to the account under the heading <quote>Program Offices—Salaries and Expenses—Community Planning and Development</quote>, or any predecessor account, for the Department for the costs of administering funds appropriated to the Department under the heading <quote>Community Planning and Development—Community Development Fund</quote> for any major disaster declared under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170">42 U.S.C. 5170</external-xref>) shall be available for the costs of administering any such funds provided by any prior or future Act, notwithstanding the purposes for which those amounts were appropriated and in addition to any amount provided for the same purposes in other appropriations Acts.</text></paragraph><paragraph id="idbcd9599ddd93456f9549aec54ca16267"><enum>(5)</enum><header>Availability of amounts</header><text>Amounts appropriated, transferred, and credited to the Fund shall remain available until expended.</text></paragraph><paragraph id="idc6496c6001ce4146b4437386f144f681"><enum>(6)</enum><header>Formula allocation</header><text>Use of amounts in the Fund for grants shall be made by formula allocation in accordance with the requirements of section 124(a) of the Housing and Community Development Act of 1974, as added by subsection (d).</text></paragraph><paragraph id="id1b73b3808356433fbaaae5f8ce2eb360"><enum>(7)</enum><header>Authorization of appropriations</header><text>There are authorized to be appropriated to the Fund such sums as may be necessary to respond to current or future major disasters declared under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5179">42 U.S.C. 5179</external-xref>) for grants under section 124 of the Housing and Community Development Act of 1974, as added by subsection (d).</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id6616ec736fd348e19bdf458b740848f5"><enum>(d)</enum><header>Establishment of CDBG Disaster Recovery Program</header><text display-inline="yes-display-inline">Title I of the Housing and Community Development Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/42/5301">42 U.S.C. 5301 et seq.</external-xref>), as amended by this Act, is amended—</text><paragraph id="idc2c7350efad34482ac1e8928b57e4e39"><enum>(1)</enum><text>in section 102(a) (<external-xref legal-doc="usc" parsable-cite="usc/42/5302">42 U.S.C. 5302(a)</external-xref>)—</text><subparagraph id="idf4e996ba7efb4ed1bc09480b5d2ce08e"><enum>(A)</enum><text>in paragraph (20)—</text><clause id="id9ac88d1105df41f4b567658e80cd5d08"><enum>(i)</enum><text>by redesignating subparagraph (B) as subparagraph (C);</text></clause><clause id="id5a038488d4c848e28a7d409dd17ae8f3"><enum>(ii)</enum><text>in subparagraph (C), as so redesignated, by inserting <quote>or (B)</quote> after <quote>subparagraph (A)</quote>; and</text></clause><clause id="id3957dc08639e48bba7d9097fdefa3f3e"><enum>(iii)</enum><text>by inserting after subparagraph (A) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idc7817b265b3e44a2bcec43c2d111964a"><subparagraph id="id91a2b8b628e94d25af15500c3903a781" indent="up1"><enum>(B)</enum><text>The term <term>persons of extremely low income</term> means families and individuals whose income levels do not exceed household income levels determined by the Secretary under section 3(b)(2) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)(2)(C)</external-xref>), except that the Secretary may provide alternative definitions for the Commonwealth of Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the United States Virgin Islands, and American Samoa.</text></subparagraph><after-quoted-block>; and</after-quoted-block></quoted-block></clause></subparagraph><subparagraph id="id30416c3c07b34fc2afe6240b543c4948"><enum>(B)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id9c4a58c2404d4026be2b60ecf3db40a8"><paragraph id="id21b1b68de10c46e8a74bc09222596d97"><enum>(25)</enum><text>The term <term>major disaster</term> has the meaning given the term in section 102 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5122">42 U.S.C. 5122</external-xref>).</text></paragraph><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="id3ec9aff94eb6457d9d5d51210de49469"><enum>(2)</enum><text>in section 106(c)(4) (<external-xref legal-doc="usc" parsable-cite="usc/42/5306">42 U.S.C. 5306(c)(4)</external-xref>)—</text><subparagraph id="id76be75f574f9476bac05736c97f17d39"><enum>(A)</enum><text>in subparagraph (A)—</text><clause id="id8943f15f8f014256b0f82682ed6d5800"><enum>(i)</enum><text>by striking <quote>declared by the President under the Robert T. Stafford Disaster Relief and Emergency Assistance Act</quote>;</text></clause><clause id="iddddaa86eff1247d684225617f6b29e27"><enum>(ii)</enum><text>inserting <quote>States for use in nonentitlement areas and to</quote> before <quote>metropolitan cities</quote>; and</text></clause><clause id="idb9cdb07d0b0c4ed684ee9018c0b23324"><enum>(iii)</enum><text>inserting <quote>major</quote> after <quote>affected by the</quote>;</text></clause></subparagraph><subparagraph id="id990bd3d7a83947b4b9c4991f567d50be"><enum>(B)</enum><text>in subparagraph (C)—</text><clause id="id67cf0e72129d4dcebb7031b0ce1cdcc4"><enum>(i)</enum><text>by striking <quote>metropolitan city or</quote> and inserting <quote>State, metropolitan city, or</quote>;</text></clause><clause id="idff3ed5e928dd4693827dbbf069c92583"><enum>(ii)</enum><text>by striking <quote>city or county</quote> and inserting <quote>State, city, or county</quote>; and</text></clause><clause id="id2c60529d3e974cbd92eb7b827678f294"><enum>(iii)</enum><text>by inserting <quote>major</quote> before <quote>disaster</quote>;</text></clause></subparagraph><subparagraph id="id4edb0da12ccf407895679b9d0094b750"><enum>(C)</enum><text>in subparagraph (D), by striking <quote>metropolitan cities and</quote> and inserting <quote>States, metropolitan cities, and</quote>;</text></subparagraph><subparagraph id="id69ecc96a1d35436bb3871a76c9003c5b"><enum>(D)</enum><text>in subparagraph (F)—</text><clause id="id963047419af447509be554e76331bc35"><enum>(i)</enum><text>by striking <quote>metropolitan city or</quote> and inserting <quote>State, metropolitan city, or</quote>; and</text></clause><clause id="idd42c47abfa9c4eb9a7f648c9003ad280"><enum>(ii)</enum><text>by inserting <quote>major</quote> before <quote>disaster</quote>; and</text></clause></subparagraph><subparagraph id="idde38bea97a684c5eb2b574f6f589cd5f"><enum>(E)</enum><text>in subparagraph (G), by striking <quote>metropolitan city or</quote> and inserting <quote>State, metropolitan city, or</quote>; </text></subparagraph></paragraph><paragraph id="idab85a9d0a72046578e25f83b6920f2aa"><enum>(3)</enum><text>in section 122 (<external-xref legal-doc="usc" parsable-cite="usc/42/5321">42 U.S.C. 5321</external-xref>), by striking <quote>disaster under title IV of the Robert T. Stafford Disaster Relief and Emergency Assistance Act</quote> and inserting <quote>major disaster</quote>; and</text></paragraph><paragraph id="ida00a63e8a0d54ea48abeb2d9b2bdac74"><enum>(4)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="ide7fb1e592282469dbc770d9f01957b2b"><section id="idfed4219d2f7a433e9e2f370089b65394"><enum>124.</enum><header>Community development block grant disaster recovery program</header><subsection id="idcffb3a437e974b3fb81d8770c416babc"><enum>(a)</enum><header>Authorization, formula, and allocation</header><paragraph id="id83b12ec7ddf14e49b0e377f1679b490d"><enum>(1)</enum><header>Authorization</header><text>The Secretary is authorized to make community development block grant disaster recovery grants from the Long-Term Disaster Recovery Fund established under section 501(c) of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title> (hereinafter referred to as the <quote>Fund</quote>) for necessary expenses for activities authorized under subsection (f)(1) related to disaster relief, long-term recovery, restoration of housing and infrastructure, economic revitalization, and mitigation in the most impacted and distressed areas resulting from a catastrophic major disaster.</text></paragraph><paragraph id="idead3b1d2fcde42709631e25104886660"><enum>(2)</enum><header>Grant awards</header><text>Grants shall be awarded under this section to States, units of general local government, and Indian tribes based on capacity and the concentration of damage, as determined by the Secretary, to support the efficient and effective administration of funds.</text></paragraph><paragraph id="id076121125101415a973e6244b001a10c"><enum>(3)</enum><header>Section 106 allocations</header><text>Grants under this section shall not be considered relevant to the formula allocations made pursuant to section 106.</text></paragraph><paragraph id="id0532179e44fd4a11a2ea156342eb2fc9"><enum>(4)</enum><header>Federal Register notice</header><subparagraph id="id57cfd4dfbd494d3aa240e1851b81e543"><enum>(A)</enum><header>In general</header><text>Not later than 30 days after the date of enactment of this section, the Secretary shall issue a notice in the Federal Register containing the latest formula allocation methodologies used to determine the total estimate of unmet needs related to housing, economic revitalization, and infrastructure in the most impacted and distressed areas resulting from a catastrophic major disaster.</text></subparagraph><subparagraph id="id70c60c14a9964ec19a72acb47b3b30ba"><enum>(B)</enum><header>Public comment</header><text>If the Secretary has not already requested public comment on the formula described in the notice required by subparagraph (A), the Secretary shall solicit public comments on—</text><clause id="id77e1817ea8e64efb94ee753311be1158"><enum>(i)</enum><text>the methodologies described in subparagraph (A) and seek alternative methods for formula allocation within a similar total amount of funding;</text></clause><clause id="id426a9081508d44948a0d52f860a59df7"><enum>(ii)</enum><text>the impact of formula methodologies on rural areas and Tribal areas;</text></clause><clause id="id0dd7fbdc8f504d4d94912e71883928bc"><enum>(iii)</enum><text>adjustments to improve targeting to the most serious needs;</text></clause><clause id="id72de9190e67c4ee2afc7f213f899217a"><enum>(iv)</enum><text>objective criteria for grantee capacity and concentration of damage to inform grantee determinations and minimum allocation thresholds; and</text></clause><clause id="idfbd5957507784d87b6f10a74e4f0d63e"><enum>(v)</enum><text>research and data to inform an additional amount to be provided for mitigation depending on type of disaster, which shall be up to 18 percent of the total estimate of unmet needs.</text></clause></subparagraph></paragraph><paragraph id="id74829b67819746ccabea652b499d7fb7"><enum>(5)</enum><header>Regulations</header><subparagraph id="id3bbd4b0cbb234c03b048d996f9f4982e"><enum>(A)</enum><header>In general</header><text>The Secretary shall, by regulation, establish a formula to allocate assistance from the Fund to the most impacted and distressed areas resulting from a catastrophic major disaster.</text></subparagraph><subparagraph id="id8ea5bbfe451443bab671722d85948eb4"><enum>(B)</enum><header>Formula requirements</header><text>The formula established under subparagraph (A) shall—</text><clause id="idec6369a97f4941d581fd555c9adb3030"><enum>(i)</enum><text>set forth criteria to determine that a major disaster is catastrophic, which criteria shall consider the presence of a high concentration of damaged housing or businesses that individual, State, Tribal, and local resources could not reasonably be expected to address without additional Federal assistance or other nationally encompassing data that the Secretary determines are adequate to assess relative impact and distress across geographic areas;</text></clause><clause id="ida5a9791faa004bd18657983f0ef77a38"><enum>(ii)</enum><text>include a methodology for identifying most impacted and distressed areas, which shall consider unmet serious needs related to housing, economic revitalization, and infrastructure;</text></clause><clause id="idd396a4cdd3e143cd8070856ddfc8999e"><enum>(iii)</enum><text>include an allocation calculation that considers the unmet serious needs resulting from the catastrophic major disaster and an additional amount up to 18 percent for activities to reduce risks of loss resulting from other natural disasters in the most impacted and distressed area, primarily for the benefit of low- and moderate-income persons, with particular focus on activities that reduce repetitive loss of property and critical infrastructure; and</text></clause><clause id="id0a568a3dd0ea4038b1b34db0314f213b"><enum>(iv)</enum><text>establish objective criteria for periodic review and updates to the formula to reflect changes in available data.</text></clause></subparagraph><subparagraph id="id2f6d294033264c098fd5f094e61c640a"><enum>(C)</enum><header>Minimum allocation threshold</header><text>The Secretary shall, by regulation, establish a minimum allocation threshold.</text></subparagraph><subparagraph id="id1a7234ef39454f4185c9e94355ca26a8"><enum>(D)</enum><header>Interim allocation</header><text>Until such time that the Secretary issues final regulations under this paragraph, the Secretary shall—</text><clause id="id10d973d74fcc4642b32906e041ebf58f"><enum>(i)</enum><text>allocate assistance from the Fund using the formula allocation methodology published in accordance with paragraph (4); and</text></clause><clause id="id0b98151ca54744abb8ae2d8c698fc8d2"><enum>(ii)</enum><text>include an additional amount for mitigation of up to 18 percent of the total estimate of unmet need.</text></clause></subparagraph></paragraph><paragraph id="iddaaacf2654a5488b9bd0b8f8c86bd2a7"><enum>(6)</enum><header>Allocation of funds</header><subparagraph id="id0095754a7163472b94c581edc1baea1f"><enum>(A)</enum><header>In general</header><text>The Secretary shall—</text><clause id="id4715b4dac5a44c879c29da60d549d85e"><enum>(i)</enum><text>except as provided in clause (ii), not later than 90 days after the President declares a major disaster, use best available data to determine whether the major disaster is catastrophic and qualifies for assistance under the formula described in paragraph (4) or (5), unless data is insufficient to make this determination; and</text></clause><clause id="id9dda24b5d9614f63954d39c06ad4f110"><enum>(ii)</enum><text>if the best available data is insufficient to make the determination required under clause (i) within the 90-day period described in that clause, the Secretary shall determine whether the major disaster qualifies when sufficient data becomes available, but in no case shall the Secretary make the determination later than 120 days after the declaration of the major disaster.</text></clause></subparagraph><subparagraph id="id54c87137117a4c33ae8342a5c2b813fc"><enum>(B)</enum><header>Announcement of allocation</header><text>If amounts are available in the Fund at the time the Secretary determines that the major disaster is catastrophic and qualifies for assistance under the formula described in paragraph (4) or (5), the Secretary shall immediately announce an allocation for a grant under this section.</text></subparagraph><subparagraph id="id3b8e6da1357c4730b30f825a7c153d99"><enum>(C)</enum><header>Additional amounts</header><text>If additional amounts are appropriated to the Fund after amounts are allocated under subparagraph (B), the Secretary shall announce an allocation or additional allocation (if a prior allocation under subparagraph (B) was less than the formula calculation) within 15 days of any such appropriation.</text></subparagraph></paragraph><paragraph id="idf964871784414241a6f5aaf28cc2bcf0"><enum>(7)</enum><header>Preliminary funding</header><subparagraph id="id66c58eb1a59b42559beeb32647238b06"><enum>(A)</enum><header>In general</header><text>To speed recovery, the Secretary is authorized to allocate and award preliminary grants from the Fund before making a determination under paragraph (6)(A) if the Secretary projects, based on a preliminary assessment of impact and distress, that a major disaster is catastrophic and would likely qualify for funding under the formula described in paragraph (4) or (5).</text></subparagraph><subparagraph id="idb3e38b90107842fc8bb8e9379b4c523d"><enum>(B)</enum><header>Amount</header><clause id="id343e4630b9134aba94243136d21bd951"><enum>(i)</enum><header>Maximum</header><text>The Secretary may award preliminary funding under subparagraph (A) in an amount that is not more than $5,000,000.</text></clause><clause id="ida3118dbfb5594f7f85446834745beb62"><enum>(ii)</enum><header>Sliding scale</header><text>The Secretary shall, by regulation, establish a sliding scale for preliminary funding awarded under subparagraph (A) based on the size of the preliminary assessment of impact and distress.</text></clause></subparagraph><subparagraph id="id9c43f426e6564dd39d2f88a819e18404"><enum>(C)</enum><header>Use of funds</header><text>The uses of preliminary funding awarded under subparagraph (A) shall be limited to eligible activities that—</text><clause id="ide96d608ab940427db29af4c0e712299e"><enum>(i)</enum><text>in the determination of the Secretary, will support faster recovery, improve the ability of the grantee to assess unmet recovery needs, plan for the prevention of improper payments, and reduce fraud, waste, and abuse; and</text></clause><clause id="id0cd7786b6e284cb1a9f6fbd829b9efb0"><enum>(ii)</enum><text>may include evaluating the interim housing, permanent housing, and supportive service needs of the disaster impacted community, with special attention to vulnerable populations, such as homeless and low- to moderate-income households, to inform the grantee action plan required under subsection (c).</text></clause></subparagraph><subparagraph id="ida119a8ec743c430db52361e60b65e687"><enum>(D)</enum><header>Consideration of funding</header><text>Preliminary funding awarded under subparagraph (A)—</text><clause id="id071f0b16d82b4f4d83204026d1ccf45c"><enum>(i)</enum><text>is not subject to the certification requirements of subsection (h)(1); and</text></clause><clause id="idc647c0f3cb424bd48e46cf559a374e3c"><enum>(ii)</enum><text>shall not be considered when calculating the amount of the grant used for administrative costs, technical assistance, and planning activities that are subject to the requirements under subsection (f)(2).</text></clause></subparagraph><subparagraph id="idf8fd411d886543c0a377e7c4532e7478"><enum>(E)</enum><header>Waiver</header><text>To expedite the use of preliminary funding for activities described in this paragraph, the Secretary may waive or specify alternative requirements to the requirements of this section in accordance with subsection (i).</text></subparagraph><subparagraph id="id86c8f436e5ba43229536f3c6330b50b1"><enum>(F)</enum><header>Amended award</header><clause id="id0fa5b759dbcd470cb821cde1376a817d"><enum>(i)</enum><header>In general</header><text>An award for preliminary funding under subparagraph (A) may be amended to add any subsequent amount awarded because of a determination by the Secretary that a major disaster is catastrophic and qualifies for assistance under the formula.</text></clause><clause id="id5d9851e5d4b64dbb9c31158f55245c53"><enum>(ii)</enum><header>Applicability</header><text>Notwithstanding subparagraph (D), amounts provided by an amendment under clause (i) are subject to the requirements under subsections (f)(1) and (h)(1) and other requirements on grant funds under this section.</text></clause></subparagraph><subparagraph id="id37bf9b550fce4e9fa383c46b7afbac2b"><enum>(G)</enum><header>Technical assistance</header><text>Concurrent with the allocation of any preliminary funding awarded under this paragraph, the Secretary shall assign or provide technical assistance to the recipient of the grant.</text></subparagraph></paragraph></subsection><subsection id="idfe892e0df766456fb621c520a1c7cc29"><enum>(b)</enum><header>Interchangeability</header><paragraph id="id00272fe8544a483fbbd8135be1ff061c"><enum>(1)</enum><header>In general</header><text>The Secretary is authorized to approve the use of grants under this section to be used interchangeably and without limitation for the same activities in the most impacted and distressed areas resulting from a declaration of another catastrophic major disaster that qualifies for assistance under the formula established under paragraph (4) or (5) of subsection (a) or a major disaster for which the Secretary allocated funds made available under the heading <quote>Community Development Fund</quote> in any Act prior to the establishment of the Fund.</text></paragraph><paragraph id="id3e1f81d68f7445d7abd7d02cee99acc1"><enum>(2)</enum><header>Requirements</header><text>The Secretary shall establish requirements to expedite the use of grants under this section for the purpose described in paragraph (1).</text></paragraph><paragraph id="idc41d490e64c84ce395fad134f0bea493"><enum>(3)</enum><header>Emergency designation</header><text>Amounts repurposed pursuant to this subsection that were previously designated by Congress as an emergency requirement pursuant to the Balanced Budget and Emergency Deficit Control Act of 1985 or a concurrent resolution on the budget are designated by the Congress as being for an emergency requirement pursuant to section 4001(a)(1) of S. Con. Res. 14 (117th Congress), the concurrent resolution on the budget for fiscal year 2022, and to legislation establishing fiscal year 2026 budget enforcement in the House of Representatives.</text></paragraph></subsection><subsection id="ideb1eaaa6dc2745af885adb5dc8e5af9f"><enum>(c)</enum><header>Grantee plans</header><paragraph id="id93c04b4404a44156bebdca5548299927"><enum>(1)</enum><header>Requirement</header><text>Not later than 90 days after the date on which the Secretary announces a grant allocation under this section, unless an extension is granted by the Secretary, the grantee shall submit to the Secretary a plan for approval describing—</text><subparagraph id="idfc41de928a9243e9979b5861395fbfa5"><enum>(A)</enum><text>the activities the grantee will carry out with the grant under this section;</text></subparagraph><subparagraph id="id0eb560eb9a2b479d881796757ca5ecd9"><enum>(B)</enum><text>the criteria of the grantee for awarding assistance and selecting activities;</text></subparagraph><subparagraph id="id2ff6fbb6d31c40b799cb527c7be68c2d"><enum>(C)</enum><text>how the use of the grant under this section will address disaster relief, long-term recovery, restoration of housing and infrastructure, economic revitalization, and mitigation in the most impacted and distressed areas;</text></subparagraph><subparagraph id="idb578f60679f9441a8a97b5ed740e92f9"><enum>(D)</enum><text>how the use of the grant funds for mitigation is consistent with hazard mitigation plans submitted to the Federal Emergency Management Agency under section 322 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5165">42 U.S.C. 5165</external-xref>);</text></subparagraph><subparagraph id="id0e4158de01c74fcda6257ecd948afb01"><enum>(E)</enum><text>the estimated amount proposed to be used for activities that will benefit persons of low and moderate income;</text></subparagraph><subparagraph id="id00d38bbb3932446eb73354800bcb6ba9"><enum>(F)</enum><text>how the use of grant funds will repair and replace existing housing stock for vulnerable populations, including low- to moderate-income households;</text></subparagraph><subparagraph id="ide3fb4ec9409e4698b4b7962e1955a399"><enum>(G)</enum><text>how the grantee will address the priorities described in paragraph (5);</text></subparagraph><subparagraph id="id74c76c47a65e4553b9cf42224ea06aad"><enum>(H)</enum><text>how uses of funds are proportional to unmet needs, as required under paragraph (6);</text></subparagraph><subparagraph id="ida46e2012dd37485a90e4b3d621a76ad1"><enum>(I)</enum><text>for State grantees that plan to distribute grant amounts to units of general local government, a description of the method of distribution; and</text></subparagraph><subparagraph id="id4e7f5f0e79954b4ea2ffcfb7e48831aa"><enum>(J)</enum><text>such other information as may be determined by the Secretary in regulation.</text></subparagraph></paragraph><paragraph id="id2b08386d9f0d4ef7b01e7f899967d66c"><enum>(2)</enum><header>Public consultation</header><text>To permit public examination and appraisal of the plan described in paragraph (1), to enhance the public accountability of grantee, and to facilitate coordination of activities with different levels of government, when developing the plan or substantial amendments proposed to the plan required under paragraph (1), a grantee shall—</text><subparagraph id="id986647c808bf4bdabed8849a0534d813"><enum>(A)</enum><text>publish the plan before adoption;</text></subparagraph><subparagraph id="idbdeb2577215f4d518d928951e96666d9"><enum>(B)</enum><text>provide citizens, affected units of general local government, and other interested parties with reasonable notice of, and opportunity to comment on, the plan, with a public comment period of not less than 14 days;</text></subparagraph><subparagraph id="id117f39775bdf4ae79a54cf79193fca2c"><enum>(C)</enum><text>consider comments received before submission to the Secretary;</text></subparagraph><subparagraph id="id18e8f28d3a0649c9b55d9230b6c2e736"><enum>(D)</enum><text>follow a citizen participation plan for disaster assistance adopted by the grantee that, at a minimum, provides for participation of residents of the most impacted and distressed area affected by the major disaster that resulted in the grant under this section and other considerations established by the Secretary; and</text></subparagraph><subparagraph id="id0adc6fa268584835a059d4fecfd38f24"><enum>(E)</enum><text>undertake any consultation with interested parties as may be determined by the Secretary in regulation.</text></subparagraph></paragraph><paragraph id="id519ad408f7164d5faa6fb5229695d940"><enum>(3)</enum><header>Approval</header><text>The Secretary shall—</text><subparagraph id="id2a31dac0a5a244e4aeeb55138a41f25f"><enum>(A)</enum><text>by regulation, specify criteria for the approval, partial approval, or disapproval of a plan submitted under paragraph (1), including approval of substantial amendments to the plan;</text></subparagraph><subparagraph id="iddd24e3321b024042a3650b7e1b11c215"><enum>(B)</enum><text>review a plan submitted under paragraph (1) upon receipt of the plan;</text></subparagraph><subparagraph id="idffc46d005aaa4844b88a5595c84cc631"><enum>(C)</enum><text>allow a grantee to revise and resubmit a plan or substantial amendment to a plan under paragraph (1) that the Secretary disapproves;</text></subparagraph><subparagraph id="id5a03cc5d5dab410c8e37c8db69064eca"><enum>(D)</enum><text>by regulation, specify criteria for when the grantee shall be required to provide the required revisions to a disapproved plan or substantial amendment under paragraph (1) for public comment prior to resubmission of the plan or substantial amendment to the Secretary; and</text></subparagraph><subparagraph id="ida2e68fe60e82482a8c65bbebbd0563d0"><enum>(E)</enum><text>approve, partially approve, or disapprove a plan or substantial amendment under paragraph (1) not later than 60 days after the date on which the plan or substantial amendment is received by the Secretary.</text></subparagraph></paragraph><paragraph id="ide29af0bc6b574975af36d7cf391f211f"><enum>(4)</enum><header>Low- and moderate-income overall benefit</header><subparagraph id="id2d44d8db6bdc43309d7240b03e7fa17d"><enum>(A)</enum><header>Use of funds</header><text>Not less than 70 percent of a grant made under this section shall be used for activities that benefit persons of low and moderate income unless the Secretary—</text><clause id="idc19754d56b7544e7936fc342e38deaad"><enum>(i)</enum><text>specifically finds that—</text><subclause id="id9745cbf7f07c4d679dd855e6e5c9e8fb"><enum>(I)</enum><text>there is compelling need to reduce the percentage for the grant; and</text></subclause><subclause id="id6f7bdf83d6bd4cf49fc7dff012005aeb"><enum>(II)</enum><text>the housing needs of low- and moderate-income persons have been addressed; and</text></subclause></clause><clause id="idc91fc5392a0e4a2db11e2913b7413e45"><enum>(ii)</enum><text>issues a waiver and alternative requirement specific to the grant pursuant to subsection (i) to lower the percentage.</text></clause></subparagraph><subparagraph id="idea8564118c754788891bc61ea7b787a7"><enum>(B)</enum><header>Regulations</header><text>The Secretary shall, by regulation, establish protocols that reflect the required use of funds under subparagraph (A), including persons with extremely and very low incomes.</text></subparagraph></paragraph><paragraph id="id1d079209cad24aefb7ef004c4e5edd27"><enum>(5)</enum><header>Prioritization</header><text>The grantee shall prioritize activities that—</text><subparagraph id="idcb2d9f4ebc994c2ebad8e96f07867e97"><enum>(A)</enum><text>assist persons with extremely low-, low-, and moderate-incomes and other vulnerable populations to better recover from and withstand future disasters;</text></subparagraph><subparagraph id="id2648d3a0038d47a6a788320d69679253"><enum>(B)</enum><text>address housing needs arising from a disaster, or those needs present prior to a disaster, including the needs of both renters and homeowners; </text></subparagraph><subparagraph id="id839fd7230d8c4787831c48d5b7174200"><enum>(C)</enum><text>prolong the life of housing and infrastructure;</text></subparagraph><subparagraph id="id67a79e09dfac4b6c84d2121b5db41832"><enum>(D)</enum><text>use cost-effective means of preventing harm to people and property and incorporate protective features and redundancies; and</text></subparagraph><subparagraph id="idcac1144f035a4b66a592085c993c051b"><enum>(E)</enum><text>other measures that will assure the continuation of critical services during future disasters.</text></subparagraph></paragraph><paragraph id="id76305b776ca040c6a0febcede33db3ca"><enum>(6)</enum><header>Proportional allocation</header><text>For each specific disaster, a grantee under this section shall allocate grant funds proportional to unmet needs between housing activities for renters and homeowners, economic revitalization, and infrastructure unless the Secretary specifically finds that—</text><subparagraph id="id248e799d1b90485f90a870f160a29773"><enum>(A)</enum><text>there is a compelling need for a disproportional allocation among those unmet needs; and</text></subparagraph><subparagraph id="id8e49c33b5d7c4d648c9f3bd7d286a2ab"><enum>(B)</enum><text>the disproportional allocation described in subparagraph (A) is not inconsistent with the requirements under paragraph (4).</text></subparagraph></paragraph><paragraph id="id2b25903a88d54f0c99ca821fbbfe08ca"><enum>(7)</enum><header>Disaster risk mitigation</header><subparagraph id="idb2ed3c1acd53403eaeda315b17b8a8e0"><enum>(A)</enum><header>Definition</header><text>In this paragraph, the term <term>hazard-prone areas</term>—</text><clause id="id6c327df889d04293be59f22ea7ed6502"><enum>(i)</enum><text>means areas identified by the Secretary, in consultation with the Administrator of the Federal Emergency Management Agency, at risk from natural hazards that threaten property damage or health, safety, and welfare, such as floods, wildfires (including Wildland-Urban Interface areas), earthquakes, lava inundation, tornados, and high winds; and</text></clause><clause id="idc5ed4879f48c4322a11305be5df3cfb6"><enum>(ii)</enum><text>includes areas having special flood hazards as identified under the Flood Disaster Protection Act of 1973 (<external-xref legal-doc="usc" parsable-cite="usc/42/4002">42 U.S.C. 4002 et seq.</external-xref>) or the National Flood Insurance Act of 1968 (<external-xref legal-doc="usc" parsable-cite="usc/42/4001">42 U.S.C. 4001 et seq.</external-xref>).</text></clause></subparagraph><subparagraph id="id19afa8a02fe74cd892e8345759ec4dda"><enum>(B)</enum><header>Hazard-prone areas</header><text>The Secretary, in consultation with the Administrator of the Federal Emergency Management Agency, shall establish minimum construction standards, insurance purchase requirements, and other requirements for the use of grant funds in hazard-prone areas.</text></subparagraph><subparagraph id="idfb3264b1cd874583bf72272f7ca00c3c"><enum>(C)</enum><header>Special flood hazards</header><clause commented="no" display-inline="no-display-inline" id="idd2acb4b7072c435287085b81ccb50685"><enum>(i)</enum><header display-inline="yes-display-inline">In general</header><text>For the areas described in subparagraph (A)(ii), the insurance purchase requirements established under subparagraph (B) shall meet or exceed the requirements under section 102(a) of the Flood Disaster Protection Act of 1973 (<external-xref legal-doc="usc" parsable-cite="usc/42/4012a">42 U.S.C. 4012a(a)</external-xref>). </text></clause><clause commented="no" display-inline="no-display-inline" id="id4623a749f4bf40dcaa20ce2a82ef94f5"><enum>(ii)</enum><header>Treatment as financial assistance</header><text display-inline="yes-display-inline">All grants under this section shall be treated as financial assistance for purposes of section 3(a)(3) of the Flood Disaster Protection Act of 1973 (<external-xref legal-doc="usc" parsable-cite="usc/42/4003">42 U.S.C. 4003(a)(3)</external-xref>).</text></clause></subparagraph><subparagraph id="id85fea47603ca4697a55e4939f26fc6db"><enum>(D)</enum><header>Consideration of future risks</header><text>The Secretary may consider future risks to protecting property and health, safety, and general welfare, and the likelihood of those risks, when making the determination of or modification to hazard-prone areas under this paragraph.</text></subparagraph></paragraph><paragraph id="id437feebfed0342019edf93d98f5361e2"><enum>(8)</enum><header>Relocation</header><subparagraph id="id2c4e7b64190a4e38b8453216d8db613c"><enum>(A)</enum><header>In general</header><text>The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (<external-xref legal-doc="usc" parsable-cite="usc/42/4601">42 U.S.C. 4601 et seq.</external-xref>) shall apply to activities assisted under this section to the extent determined by the Secretary in regulation, or as provided in waivers or alternative requirements authorized in accordance with subsection (i).</text></subparagraph><subparagraph id="id48f561dfc4f149d8b4c590472217ce5d"><enum>(B)</enum><header>Policy</header><text>Each grantee under this section shall establish a relocation assistance policy that—</text><clause id="idfc01a8e8e73f493b9cefecc8e3fbea73"><enum>(i)</enum><text>minimizes displacement and describes the benefits available to persons displaced as a direct result of acquisition, rehabilitation, or demolition in connection with an activity that is assisted by a grant under this section; and</text></clause><clause id="idd9aea5f1aae24b2bb93e899976fbe910"><enum>(ii)</enum><text>includes any appeal rights or other requirements that the Secretary establishes by regulation.</text></clause></subparagraph></paragraph></subsection><subsection id="idd729f5ef87d442e58920071f6f7a6269"><enum>(d)</enum><header>Certifications</header><text>Any grant under this section shall be made only if the grantee certifies to the satisfaction of the Secretary that—</text><paragraph id="idfc23ee14b4da4c7fb0fe816a431b703b"><enum>(1)</enum><text>the grantee is in full compliance with the requirements under subsection (c)(2);</text></paragraph><paragraph id="id9c62f3a1ae6b40ef894cab26ee8e612d"><enum>(2)</enum><text>for grants other than grants to Indian tribes, the grant will be conducted and administered in conformity with the Civil Rights Act of 1964 (<external-xref legal-doc="usc" parsable-cite="usc/42/2000a">42 U.S.C. 2000a et seq.</external-xref>) and the Fair Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3601">42 U.S.C. 3601 et seq.</external-xref>);</text></paragraph><paragraph id="id03b563c6ca8044a98cb3d03a250a3215"><enum>(3)</enum><text>the projected use of funds has been developed so as to give maximum feasible priority to activities that will benefit recipients described in subsection (c)(4)(A) and activities described in subsection (c)(5), and may also include activities that are designed to aid in the prevention or elimination of slum and blight to support disaster recovery, meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community where other financial resources are not available to meet such needs, and alleviate future threats to human populations, critical natural resources, and property that an analysis of hazards shows are likely to result from natural disasters in the future;</text></paragraph><paragraph id="idc3a1d438485548a09872af223fa2fbc9"><enum>(4)</enum><text>the grant funds shall principally benefit persons of low- and moderate-income as described in subsection (c)(4)(A);</text></paragraph><paragraph id="id12ec025314db45c6adfe4f0e084c54ce"><enum>(5)</enum><text>for grants other than grants to Indian tribes, within 24 months of receiving a grant or at the time of its 3- or 5-year update, whichever is sooner, the grantee will review and make modifications to its non-disaster housing and community development plans and strategies required by subsections (c) and (m) of section 104 to reflect the disaster recovery needs identified by the grantee and consistency with the plan under subsection (c)(1);</text></paragraph><paragraph id="id341db69449e7449cbe3178e86f9bccf7"><enum>(6)</enum><text>the grantee will not attempt to recover any capital costs of public improvements assisted in whole or part under this section by assessing any amount against properties owned and occupied by persons of low and moderate income, including any fee charged or assessment made as a condition of obtaining access to such public improvements, unless—</text><subparagraph id="id61d8e3fe2a4a48658003e0600818fec3"><enum>(A)</enum><text>funds received under this section are used to pay the proportion of such fee or assessment that relates to the capital costs of such public improvements that are financed from revenue sources other than under this chapter; or</text></subparagraph><subparagraph id="iddf13e689fed943c6974212f773a7cbe2"><enum>(B)</enum><text>for purposes of assessing any amount against properties owned and occupied by persons of moderate income, the grantee certifies to the Secretary that the grantee lacks sufficient funds received under this section to comply with the requirements of subparagraph (A);</text></subparagraph></paragraph><paragraph id="id48a12e365713481b87ac99d017dbe54a"><enum>(7)</enum><text>the grantee will comply with the other provisions of this title that apply to assistance under this section and with other applicable laws;</text></paragraph><paragraph id="id4d7275c09cd1405f93738a56a46d17af"><enum>(8)</enum><text>the grantee will follow a relocation assistance policy that includes any minimum requirements identified by the Secretary; and</text></paragraph><paragraph id="id6fc735fe86a6421082de8d7e3bdebe2d"><enum>(9)</enum><text>the grantee will adhere to construction standards, insurance purchase requirements, and other requirements for development in hazard-prone areas described in subsection (c)(7).</text></paragraph></subsection><subsection id="id1bed8033d1614bc399cf148b6cf94fe1"><enum>(e)</enum><header>Performance reviews and reporting</header><paragraph id="id71bd180818fe4e65bddac4072df872f6"><enum>(1)</enum><header>In general</header><text>The Secretary shall, on not less frequently than an annual basis until the closeout of a particular grant allocation, make such reviews and audits as may be necessary or appropriate to determine whether a grantee under this section has—</text><subparagraph id="id9f30caa8370340a5ad779d7b7bba6e8d"><enum>(A)</enum><text>carried out activities using grant funds in a timely manner;</text></subparagraph><subparagraph id="id1a24e66f04a34f0694bdff080512e8bc"><enum>(B)</enum><text>met the performance targets established by paragraph (2);</text></subparagraph><subparagraph id="id20a5bf417e9a407e8001363d9639a195"><enum>(C)</enum><text>carried out activities using grant funds in accordance with the requirements of this section, the other provisions of this title that apply to assistance under this section, and other applicable laws; and</text></subparagraph><subparagraph id="id966e3876c8114c1d9edf870c314d971b"><enum>(D)</enum><text>a continuing capacity to carry out activities in a timely manner.</text></subparagraph></paragraph><paragraph id="iddec5021bdc9545c6b28dabe905c3e102"><enum>(2)</enum><header>Performance targets</header><text>The Secretary shall develop and make publicly available critical performance targets for review, which shall include spending thresholds for each year from the date on which funds are obligated by the Secretary to the grantee until such time all funds have been expended.</text></paragraph><paragraph id="idf96a50c8ddf74f1eab07633a3c666382"><enum>(3)</enum><header>Failure to meet targets</header><subparagraph id="id48f23ece438047fc8b005a7122a5e634"><enum>(A)</enum><header>Suspension</header><text>If a grantee under this section fails to meet 1 or more critical performance targets under paragraph (2), the Secretary may temporarily suspend the grant.</text></subparagraph><subparagraph id="idb97a693490f84316b1c317949bed9c56"><enum>(B)</enum><header>Performance improvement plan</header><text>If the Secretary suspends a grant under subparagraph (A), the Secretary shall provide to the grantee a performance improvement plan with the specific requirements needed to lift the suspension within a defined time period.</text></subparagraph><subparagraph id="id9214964a607948f0b6d5e0408672bb8c"><enum>(C)</enum><header>Report</header><text>If a grantee fails to meet the spending thresholds established under paragraph (2), the grantee shall submit to the Secretary, the appropriate committees of Congress, and each member of Congress who represents a district or State of the grantee a written report identifying technical capacity, funding, or other Federal or State impediments affecting the ability of the grantee to meet the spending thresholds.</text></subparagraph></paragraph><paragraph id="id4f46277961634db4a6248e7bbea36c9a"><enum>(4)</enum><header>Collection of information and reporting</header><subparagraph id="id6565d3a431fe48edb7441cae705e817f"><enum>(A)</enum><header>Requirement to report</header><text>A grantee under this section shall provide to the Secretary such information as the Secretary may determine necessary for adequate oversight of the grant program under this section.</text></subparagraph><subparagraph id="id2fc73fc7fcb84362ae15cdacc9d3574d"><enum>(B)</enum><header>Public availability</header><text>Subject to subparagraph (D), the Secretary shall make information submitted under subparagraph (A) available to the public and to the Inspector General for the Department of Housing and Urban Development.</text></subparagraph><subparagraph id="idb89d279197334357a39e977ad077f2ed"><enum>(C)</enum><header>Summary status reports</header><text>To increase transparency and accountability of the grant program under this section the Secretary shall, on not less frequently than an annual basis, post on a public facing dashboard summary status reports for all active grants under this section that includes—</text><clause id="id393cf24c0ee34480bfadd13a0f9bb5fb"><enum>(i)</enum><text>the status of funds by activity;</text></clause><clause id="idd9e0d30432c24e05a0cc0d7c1738183d"><enum>(ii)</enum><text>the percentages of funds allocated and expended to benefit low- and moderate-income communities;</text></clause><clause id="idc8143063bd4849f9aa1892b974d274bd"><enum>(iii)</enum><text>performance targets, spending thresholds, and accomplishments; and</text></clause><clause id="id351229345a69472f94bfadcd21b68993"><enum>(iv)</enum><text>other information the Secretary determines to be relevant for transparency.</text></clause></subparagraph><subparagraph id="idecc52695a30d4ea0b5ce8424db196cfd"><enum>(D)</enum><header>Considerations</header><text>In carrying out this paragraph, the Secretary shall take such actions as may be necessary to ensure that personally identifiable information regarding applicants for assistance provided from funds made available under this section is not made publicly available.</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idf41953c86fd6452784e8d54f5d1dce9d"><enum>(E)</enum><header>Research partnerships</header><clause commented="no" display-inline="no-display-inline" id="id2ee3eee594ba44169637a362caa119c0"><enum>(i)</enum><header display-inline="yes-display-inline">In general</header><text>The Secretary may, upon a formal request from researchers, make disaggregated information available to the requestor that is specific and relevant to the research being conducted, and for the purposes of researching program impact and efficacy. </text></clause><clause commented="no" display-inline="no-display-inline" id="id2cf6deffd5934136a6ac777bb169131e"><enum>(ii)</enum><header>Privacy protections</header><text>In making information available under clause (i), the Secretary shall protect personally identifiable information as required under section 552a of title 5, United States Code (commonly known as the <quote>Privacy Act of 1974</quote>).</text></clause></subparagraph></paragraph></subsection><subsection id="idfad12ae4669c4e9d910256b6572b33b2"><enum>(f)</enum><header>Eligible activities</header><paragraph id="id387e77b6da2546f399c0ff25634ccf0c"><enum>(1)</enum><header>In general</header><text>Activities assisted under this section—</text><subparagraph id="idc1aa81113a114837ba05515af1efa72a"><enum>(A)</enum><text>may include activities permitted under section 105 or other activities permitted by the Secretary by waiver or alternative requirement pursuant to subsection (i); and</text></subparagraph><subparagraph id="id49967adb70034d71826fad35b6263ff7"><enum>(B)</enum><text>shall be related to disaster relief, long-term recovery, restoration of housing and infrastructure, economic revitalization, and mitigation in the most impacted and distressed areas resulting from the major disaster for which the grant was awarded.</text></subparagraph></paragraph><paragraph id="ide13cbac433df4392a4001b383c22dde0"><enum>(2)</enum><header>Prohibition</header><text>Grant funds under this section may not be used for costs reimbursable by, or for which funds have been made available by, the Federal Emergency Management Agency, or the United States Army Corps of Engineers.</text></paragraph><paragraph id="id386357f210ae42fbbec5b50153327406"><enum>(3)</enum><header>Administrative costs, technical assistance and planning</header><subparagraph id="id0b9cc0a12a1c4b0daf15262ff55d482b"><enum>(A)</enum><header>In general</header><text>The Secretary shall establish in regulation the maximum grant amounts a grantee may use for administrative costs, technical assistance and planning activities, taking into consideration size of grant, complexity of recovery, and other factors as determined by the Secretary, but not to exceed 8 percent for administration and 20 percent in total.</text></subparagraph><subparagraph id="idc777a8a0ee7941fba531e7146038fe8b"><enum>(B)</enum><header>Availability</header><text>Amounts available for administrative costs for a grant under this section shall be available for eligible administrative costs of the grantee for any grant made under this section, without regard to a particular disaster.</text></subparagraph><subparagraph id="id20aa2cd6d7664893b558d1f660fa3c38"><enum>(C)</enum><header>Supplemental plan</header><clause commented="no" display-inline="no-display-inline" id="ide63f6e11e3c548019fd5aa40e164266b"><enum>(i)</enum><header display-inline="yes-display-inline">In general</header><text>Grantees may submit to the Secretary an optional supplemental plan to the grantee plan required under this title specifically for administrative costs, which shall include a description of the use of all grant funds for administrative costs, including for any eligible pre-award program administrative costs, and how such uses will prepare the grantee to more effectively and expeditiously administer funds provided under the full plan.</text></clause><clause commented="no" display-inline="no-display-inline" id="id969495120a6e46bdaffad1eb54667419"><enum>(ii)</enum><header>Use of funds</header><text display-inline="yes-display-inline">If a supplemental plan is approved under clause (i), a grantee may draw down the aforementioned administrative funds before the full grantee plan is approved.</text></clause><clause commented="no" display-inline="no-display-inline" id="id920b595a02de48ed88c2bd80c77896de"><enum>(iii)</enum><header>Waivers</header><text display-inline="yes-display-inline">In carrying out this subparagraph, the Secretary may include any waivers or alternative requirements in accordance with subsection (i).</text></clause></subparagraph></paragraph><paragraph id="idfdd2700118694f2db894eda33f0b98aa"><enum>(4)</enum><header>Program income</header><text>Notwithstanding any other provision of law, any grantee under this section may retain program income that is realized from grants made by the Secretary under this section if the grantee agrees that the grantee will utilize the program income in accordance with the requirements for grants under this section, except that the Secretary may—</text><subparagraph id="idf9f07f088f7e4ce794d8389cad41a957"><enum>(A)</enum><text>by regulation, exclude from consideration as program income any amounts determined to be so small that compliance with this paragraph creates an unreasonable administrative burden on the grantee; or</text></subparagraph><subparagraph id="iddbf68085ad7744f8b9334b171acfd3a4"><enum>(B)</enum><text>permit the grantee to transfer remaining program income to the other grants of the grantee under this title upon closeout of the grant.</text></subparagraph></paragraph><paragraph id="id32a3f9fbd31a44dab55c4a8faca341bb"><enum>(5)</enum><header>Prohibition on use of assistance for employment relocation activities</header><subparagraph id="idb55f43e4e74d4bf48aa13dd4b78e4e2b"><enum>(A)</enum><header>In general</header><text>Grants under this section may not be used to assist directly in the relocation of any industrial or commercial plant, facility, or operation, from one area to another area, if the relocation is likely to result in a significant loss of employment in the labor market area from which the relocation occurs.</text></subparagraph><subparagraph id="id1ffee03d46ec4e37ae569b889d63ebf0"><enum>(B)</enum><header>Applicability</header><text>The prohibition under subparagraph (A) shall not apply to a business that was operating in the disaster-declared labor market area before the incident date of the applicable disaster and has since moved, in whole or in part, from the affected area to another State or to a labor market area within the same State to continue business.</text></subparagraph></paragraph><paragraph id="id213b5515757c4bb38991be5bc62dc08b"><enum>(6)</enum><header>Requirements</header><text>Grants under this section are subject to the requirements of this section, the other provisions of this title that apply to assistance under this section, and other applicable laws, unless modified by waivers or alternative requirements in accordance with subsection (i).</text></paragraph></subsection><subsection id="iddfc5a56fb57f4736a93dff59535c4c84"><enum>(g)</enum><header>Environmental review</header><paragraph id="id3425d916584649a0a1f67f9ef47f1146"><enum>(1)</enum><header>Adoption</header><text>A recipient of funds provided under this section that uses the funds to supplement Federal assistance provided under section 203, 402, 403, 404, 406, 407, 408(c)(4), 428, or 502 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170a">42 U.S.C. 5170a</external-xref>, 5170b, 5170c, 5172, 5173, 5174(c)(4), 5189f, 5192) may adopt, without review or public comment, any environmental review, approval, or permit performed by a Federal agency, and such adoption shall satisfy the responsibilities of the recipient with respect to such environmental review, approval, or permit under section 104(g)(1), so long as the actions covered by the existing environmental review, approval, or permit and the actions proposed for these supplemental funds are substantially the same.</text></paragraph><paragraph id="idb074de74e5694d568a70980b6662edf2"><enum>(2)</enum><header>Approval of release of funds</header><text>Notwithstanding section 104(g)(2), the Secretary or a State may, upon receipt of a request for release of funds and certification, immediately approve the release of funds for an activity or project to be assisted under this section if the recipient has adopted an environmental review, approval, or permit under paragraph (1) or the activity or project is categorically excluded from review under the National Environmental Policy Act of 1969 (<external-xref legal-doc="usc" parsable-cite="usc/42/4321">42 U.S.C. 4321 et seq.</external-xref>).</text></paragraph><paragraph id="idf300fba6bb834311a495eb7a7510d88d"><enum>(3)</enum><header>Units of general local government</header><text>The provisions of section 104(g)(4) shall apply to assistance under this section that a State distributes to a unit of general local government.</text></paragraph></subsection><subsection id="id607cdf37d96c4cc193acd750255c7dfe"><enum>(h)</enum><header>Financial controls and procedures</header><paragraph id="idcf1ace5d96784220bc84ade1b18fd80f"><enum>(1)</enum><header>In general</header><text>The Secretary shall develop requirements and procedures to demonstrate that a grantee under this section—</text><subparagraph id="idae3a98590d8245e28b1ad0c292fe8bfb"><enum>(A)</enum><text>has adequate financial controls and procurement processes;</text></subparagraph><subparagraph id="id398328548d054734907243865fe052a7"><enum>(B)</enum><text>has adequate procedures to detect and prevent fraud, waste, abuse, and duplication of benefit; and</text></subparagraph><subparagraph id="id89f84333679a476bb8da9a4443429da8"><enum>(C)</enum><text>maintains a comprehensive and publicly accessible website.</text></subparagraph></paragraph><paragraph id="id5c43a662132242968297b93ca15b0995"><enum>(2)</enum><header>Certification</header><text>Before making a grant under this section, the Secretary shall certify that the grantee has in place proficient processes and procedures to comply with the requirements developed under paragraph (1), as determined by the Secretary.</text></paragraph><paragraph id="ida4179a39d712473389fa4d90e1e1af2f"><enum>(3)</enum><header>Compliance before allocation</header><text>The Secretary may permit a State, unit of general local government, or Indian tribe to demonstrate compliance with the requirements for adequate financial controls developed under paragraph (1) before a disaster occurs and before receiving an allocation for a grant under this section.</text></paragraph><paragraph id="id81ca176ddc4141589d82ac3a0b84b7e9"><enum>(4)</enum><header>Duplication of benefits</header><subparagraph id="ida80b9cc10a7d4d64be181db688afe56c"><enum>(A)</enum><header>In general</header><text>Funds made available under this section shall be used in accordance with section 312 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5155">42 U.S.C. 5155</external-xref>), as amended by section 1210 of the Disaster Recovery Reform Act of 2018 (division D of <external-xref legal-doc="public-law" parsable-cite="pl/115/254">Public Law 115–254</external-xref>), and such rules as may be prescribed under such section 312.</text></subparagraph><subparagraph id="iddc93b8978c2c445797dc489d2e5f6320"><enum>(B)</enum><header>Penalties</header><text>In any case in which the use of grant funds under this section results in a prohibited duplication of benefits, the grantee shall—</text><clause id="id50ac9d91314049b4a75cec1b6e2251e9"><enum>(i)</enum><text>apply an amount equal to the identified duplication to any allowable costs of the award consistent with actual, immediate cash requirement;</text></clause><clause id="id5f0219dbf0ae49179f595ce71ce39dfc"><enum>(ii)</enum><text>remit any excess amounts to the Secretary to be credited to the obligated, undisbursed balance of the grant consistent with requirements on Federal payments applicable to such grantee; and</text></clause><clause id="idb478a46117a04d97a9fea3237bfcc340"><enum>(iii)</enum><text>if excess amounts under clause (ii) are identified after the period of performance or after the closeout of the award, remit such amounts to the Secretary to be credited to the Fund.</text></clause></subparagraph><subparagraph id="id87835a2388414e8badd2607761e04bc4"><enum>(C)</enum><header>Failure to comply</header><text>Any grantee provided funds under this section or from prior Appropriations Acts under the heading <quote>Community Development Fund</quote> for purposes related to major disasters that fails to comply with section 312 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5155">42 U.S.C. 5155</external-xref>) or fails to satisfy penalties to resolve a duplication of benefits shall be subject to remedies for noncompliance under section 111, unless the Secretary publishes a determination in the Federal Register that it is not in the best interest of the Federal Government to pursue remedial actions.</text></subparagraph></paragraph></subsection><subsection id="id7f252cf624944cd098ad5acae5021652"><enum>(i)</enum><header>Waivers and alternative requirements</header><paragraph id="id158d553cb2454c14a8514e74dc0c2d5c"><enum>(1)</enum><header>In general</header><text>In administering grants under this section, the Secretary may waive, or specify alternative requirements for, any provision of any statute or regulation that the Secretary administers in connection with the obligation by the Secretary or the use by the grantee of those funds (except for requirements related to fair housing, nondiscrimination, labor standards, the environment, and the requirements of this section that do not expressly authorize modifications by waiver or alternative requirement), if the Secretary makes a public finding that good cause exists for the waiver or alternative requirement.</text></paragraph><paragraph id="id5c77613e9108492b8bebac8a4758e631"><enum>(2)</enum><header>Effective date</header><text>A waiver or alternative requirement described in paragraph (1) shall not take effect before the date that is 5 days after the date of publication of the waiver or alternative requirement on the website of the Department of Housing and Urban Development or the effective date for any regulation published in the Federal Register.</text></paragraph><paragraph id="id6bb4d9be6d2740eaa3e7c58809b3fa52"><enum>(3)</enum><header>Public notification</header><text>The Secretary shall notify the public of all waivers or alternative requirements described in paragraph (1) in accordance with the requirements of section 7(q)(3) of the Department of Housing and Urban Development Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3535">42 U.S.C. 3535(q)(3)</external-xref>).</text></paragraph></subsection><subsection id="id72f7eb04ab1f4fc7bc12daf420709bb2"><enum>(j)</enum><header>Unused amounts</header><paragraph id="id62c97d0a561a441fbaa1be79e7ae363c"><enum>(1)</enum><header>Deadline to use amounts</header><text>A grantee under this section shall use an amount equal to the grant within 6 years beginning on the date on which the Secretary obligates the amounts to the grantee, as such period may be extended under paragraph (4).</text></paragraph><paragraph id="idca2852bb0d2b4b708b9536184177f747"><enum>(2)</enum><header>Recapture</header><text>The Secretary shall recapture and credit to the Fund any amount that is unused by a grantee under this section upon the earlier of—</text><subparagraph id="iddd4b995951154109a1f06513f8d25596"><enum>(A)</enum><text>the date on which the grantee notifies the Secretary that the grantee has completed all activities identified in the disaster grantee’s plan under subsection (c); or</text></subparagraph><subparagraph id="idd4b43613932e4509bd17b3fde7b44802"><enum>(B)</enum><text>the expiration of the 6-year period described in paragraph (1), as such period may be extended under paragraph (4).</text></subparagraph></paragraph><paragraph id="idd320bc08103e415ab1c4848eba49519f"><enum>(3)</enum><header>Retention of funds</header><text>Notwithstanding paragraph (1), the Secretary—</text><subparagraph commented="no" display-inline="no-display-inline" id="idf6c1a0dfbb374dd690da5f198a1af63a"><enum>(A)</enum><text display-inline="yes-display-inline">shall allow a grantee under this section to retain amounts needed to close out grants; and</text></subparagraph><subparagraph id="idf3f16c0e724b409898ae4c662f48ad60"><enum>(B)</enum><text>may allow a grantee under this section to retain up to 10 percent of the remaining funds to support maintenance of the minimal capacity to launch a new program in the event of a future disaster and to support pre-disaster long-term recovery and mitigation planning.</text></subparagraph></paragraph><paragraph id="id9622521fc97d4aab85e8337f146e9e7d"><enum>(4)</enum><header>Extension of period for use of funds</header><text>The Secretary may extend the 6-year period described in paragraph (1) by not more than 4 years, or not more than 6 years for mitigation activities, if—</text><subparagraph id="id64775809c7dc460f8bf344882a77f659"><enum>(A)</enum><text>the grantee submits to the Secretary—</text><clause id="id7c3d3c3ed7d84fce834265d3d63d19b9"><enum>(i)</enum><text>written documentation of the exigent circumstances impacting the ability of the grantee to expend funds that could not be anticipated; or</text></clause><clause id="idced49ef1648d4373bc5fe40e68569170"><enum>(ii)</enum><text>a justification that such request is necessary due to the nature and complexity of the program and projects; and</text></clause></subparagraph><subparagraph id="id825a94798088484f9bead386be1cb70b"><enum>(B)</enum><text>the Secretary submits a written justification for the extension to the Committee on Appropriations and the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Appropriations and the Committee on Financial Services of the House of Representatives that specifies the period of that extension.</text></subparagraph></paragraph></subsection><subsection id="id6482e7fb9bc240729b62fe280890fed6"><enum>(k)</enum><header>Definition</header><text display-inline="yes-display-inline">In this section, the term <term>Indian tribe</term> has the meaning given the term in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>).</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id6c017b4a4d0d4df1828716d11335e089"><enum>(e)</enum><header>Regulations</header><paragraph commented="no" display-inline="no-display-inline" id="id3f761041ccd349aaa9681c0dcc0baef6"><enum>(1)</enum><header>Proposed rules</header><text display-inline="yes-display-inline">Following consultation with the Federal Emergency Management Agency, the Small Business Administration, and other Federal agencies, not later than 6 months after the date of enactment of this Act, the Secretary shall issue proposed rules to carry out this Act and the amendments made by this Act and shall provide a 90-day period for submission of public comments on those proposed rules.</text></paragraph><paragraph id="id6eee9957e16a4113a3faff4cd08048f7"><enum>(2)</enum><header>Final rules</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary shall issue final regulations to carry out section 124 of the Housing and Community Development Act of 1974, as added by subsection (d).</text></paragraph></subsection><subsection id="id528262cec4764529b8c05de822cfdf2d"><enum>(f)</enum><header>Coordination of disaster recovery assistance, benefits, and data with other Federal agencies</header><paragraph commented="no" display-inline="no-display-inline" id="idbc08a4736b8442959df6bfc9e7f3b6dd"><enum>(1)</enum><header display-inline="yes-display-inline">Coordination of disaster recovery assistance</header><text display-inline="yes-display-inline">In order to ensure a comprehensive approach to Federal disaster relief, long-term recovery, restoration of housing and infrastructure, economic revitalization, and mitigation in the most impacted and distressed areas resulting from a catastrophic major disaster, the Secretary shall coordinate with the Federal Emergency Management Agency, to the greatest extent practicable, in the implementation of assistance authorized under section 124 of the Housing and Community Development Act of 1974, as added by subsection (d).</text></paragraph><paragraph id="id26b446f0dc5146f88de8a299ba399cba"><enum>(2)</enum><header>Data sharing agreements</header><text>To support the coordination of data to prevent duplication of benefits with other Federal disaster recovery programs while also expediting recovery and reducing burden on disaster survivors, the Department shall establish data sharing agreements that safeguard privacy with relevant Federal agencies to ensure disaster benefits effectively and efficiently reach intended beneficiaries, while using effective means of preventing harm to people and property.</text></paragraph><paragraph id="id0e2df947afab4204849ab77625bf4e55"><enum>(3)</enum><header>Data transfer from FEMA and SBA to HUD</header><text>As permitted and deemed necessary for efficient program execution, and consistent with a computer matching agreement entered into under paragraph (6)(A), the Administrator of the Federal Emergency Management Agency and the Administrator of the Small Business Administration shall provide data on disaster applicants to the Department, including, when necessary, personally identifiable information, disaster recovery needs, and resources determined eligible for, and amounts expended, to the Secretary for all major disasters declared by the President pursuant to section 401 of Robert T. Stafford Disaster Relief and Emergency Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/5170">42 U.S.C. 5170</external-xref>) for the purpose of providing additional assistance to disaster survivors and prevent duplication of benefits.</text></paragraph><paragraph id="id74f47affec2448f29eb6127d6c47bc28"><enum>(4)</enum><header>Data transfers from HUD to HUD grantees</header><text>The Secretary is authorized to provide to grantees under section 124 of the Housing and Community Development Act of 1974, as added by subsection (d), offices of the Department, technical assistance providers, and lenders information that in the determination of the Secretary is reasonably available and appropriate to inform the provision of assistance after a major disaster, including information provided to the Secretary by the Administrator of the Federal Emergency Management Agency, the Administrator of the Small Business Administration, or other Federal agencies.</text></paragraph><paragraph id="id0dee93c1346e4cf8ae7abf96de026aed"><enum>(5)</enum><header>Data transfers from HUD grantees to HUD, FEMA, and SBA</header><subparagraph id="idfb2b117a6541408186f0d4188cbd7518"><enum>(A)</enum><header>Reporting</header><text>Grantees under section 124 of the Housing and Community Development Act of 1974, as added by subsection (d), shall report information requested by the Secretary on households, businesses, and other entities assisted and the type of assistance provided.</text></subparagraph><subparagraph id="ida405b615f0264a579ff79da12e9910aa"><enum>(B)</enum><header>Sharing information</header><text>The Secretary shall share information collected under subparagraph (A) with the Federal Emergency Management Agency, the Small Business Administration, and other Federal agencies to support the planning and delivery of disaster recovery and mitigation assistance and other related purposes.</text></subparagraph></paragraph><paragraph id="id8b28ccf771cc4dd09e6da203ec87f4c7"><enum>(6)</enum><header>Privacy protection</header><text>The Secretary may make and receive data transfers authorized under this subsection, including the use and retention of that data for computer matching programs, to inform the provision of assistance, assess disaster recovery needs, and prevent the duplication of benefits and other waste, fraud, and abuse, provided that—</text><subparagraph id="id5df844a70c414a8eb2622a43d209a378"><enum>(A)</enum><text>the Secretary enters an information sharing agreement or a computer matching agreement, when required by section 522a of title 5, United States Code (commonly known as the <quote>Privacy Act of 1974</quote>), with the Administrator of the Federal Emergency Management Agency, the Administrator of the Small Business Administration, or other Federal agencies covering the transfer of data;</text></subparagraph><subparagraph id="id4c1ff6ab7e544b46af71b00ed2a6dc12"><enum>(B)</enum><text>the Secretary publishes intent to disclose data in the Federal Register;</text></subparagraph><subparagraph id="id354ae675cc8a4f3b984caf4bcf3a39ca"><enum>(C)</enum><text>notwithstanding subparagraphs (A) and (B), section 552a of title 5, United States Code, or any other law, the Secretary is authorized to share data with an entity identified in paragraph (4), and the entity is authorized to use the data as described in this section, if the Secretary enters a data sharing agreement with the entity before sharing or receiving any information under transfers authorized by this section, which data sharing agreement shall—</text><clause id="id0d41550dd71740bab7423eec1734daba"><enum>(i)</enum><text>in the determination of the Secretary, include measures adequate to safeguard the privacy and personally identifiable information of individuals; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id16bd3987b9784787bc8e0bb030cd0b6d"><enum>(ii)</enum><text>include provisions that describe how the personally identifiable information of an individual will be adequately safeguarded and protected, which requires consultation with the Secretary and the head of each Federal agency the data of which is being shared subject to the agreement.</text></clause></subparagraph></paragraph></subsection></section><section id="ida36a85a0fa0c4c93ae95f9392d429b0c"><enum>502.</enum><header>HOME Investment Partnerships Reauthorization and Improvement Act</header><subsection commented="no" display-inline="no-display-inline" id="id2704fabd273946b987dc15157199a503"><enum>(a)</enum><header display-inline="yes-display-inline">Authorization</header><text display-inline="yes-display-inline">Section 205 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12724">42 U.S.C. 12724</external-xref>) is amended to read as follows:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idaf8a07d139174145a61a2d0badfdf7ed"><section id="id6eed9bdd5d394258b51273bdb7bf9446"><enum>205.</enum><header>Authorization of program</header><text display-inline="no-display-inline">The HOME Investment Partnerships Program under subtitle A is hereby authorized. There is authorized such sums as may be necessary to carry out subtitle A.</text></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="idb95d314dc23b4ee5a1cca83afc48e7d9"><enum>(b)</enum><header>Increase in Program administration resources</header><text display-inline="yes-display-inline">Subtitle A of title II of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12741">42 U.S.C. 12741 et seq.</external-xref>) is amended—</text><paragraph id="id66c46249e75b4f7eb8e1a4fff0fdad6c"><enum>(1)</enum><text>in section 212(c) (<external-xref legal-doc="usc" parsable-cite="usc/42/12742">42 U.S.C. 12742(c)</external-xref>), by striking <quote>10 percent</quote> and inserting <quote>15 percent</quote>; and</text></paragraph><paragraph id="ideec81318923740f5bc297470b5c62d94"><enum>(2)</enum><text>in section 220(b) (<external-xref legal-doc="usc" parsable-cite="usc/42/12750">42 U.S.C. 12750(b)</external-xref>)—</text><subparagraph id="id7FEA66A0E8024DED9AD46F3EE69B6845"><enum>(A)</enum><text>by striking <quote><header-in-text level="subsection" style="OLC">Recognition.—</header-in-text></quote> and all that follows through <quote>A contribution</quote> and inserting the following: <quote><header-in-text level="subsection" style="OLC">Recognition.—</header-in-text>A contribution</quote>; and</text></subparagraph><subparagraph commented="no" id="id69FC0302E92F428F9554C0C6046F644F"><enum>(B)</enum><text>by striking paragraph (2).</text></subparagraph></paragraph></subsection><subsection id="id2147c977395a44b09fb1c3eaaa02ecc6"><enum>(c)</enum><header>Modification of jurisdictions eligible for reallocations</header><text display-inline="yes-display-inline">Section 217(d)(3) of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12747">42 U.S.C. 12747(d)(3)</external-xref>) is amended by striking <quote><header-in-text level="paragraph" style="OLC">Limitation</header-in-text>.—Unless otherwise specified</quote> and inserting the following: "<header-in-text level="paragraph" style="OLC">Limitations</header-in-text>.—</text><quoted-block style="OLC" display-inline="yes-display-inline" id="id057D0E2EC77D47AD8DDC64887360318F"><subparagraph commented="no" display-inline="no-display-inline" id="id8e1029f4c69143f8be6885f543ebce83"><enum>(A)</enum><header>Removal of participating jurisdictions from reallocation</header><text>The Secretary may, upon a finding that such jurisdiction has failed to meet or comply with the requirements of this title, remove a participating jurisdiction from participation in reallocations of funds made available under this title.</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id5575fa09d8ba4647beacd44ba16713a7"><enum>(B)</enum><header>Reallocation to same type of entity</header><text display-inline="yes-display-inline">Unless otherwise specified</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id54ce0bfeafce4f6e86e993f6713a37d4"><enum>(d)</enum><header>Amendments to qualification as affordable housing</header><text display-inline="yes-display-inline">Section 215 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12745">42 U.S.C. 12745</external-xref>) is amended—</text><paragraph id="id399e3f5a71bc4177a803ea7c3fbc1627"><enum>(1)</enum><text>in subsection (a)—</text><subparagraph id="id01817ef3482743c4913398a1764baa79"><enum>(A)</enum><text>in paragraph (1)(E), by striking all that follows <quote>purposes of this Act,</quote> and inserting the following: “except upon a foreclosure by a lender (or upon other transfer in lieu of foreclosure) if such action—</text><quoted-block style="OLC" display-inline="no-display-inline" id="id83d2adf19a394be88e19bb51b5ab51c3"><clause id="id06E558994BAE4F3D884783BB0E645DC6"><enum>(i)</enum><text>recognizes any contractual or legal rights of public agencies, nonprofit sponsors, or others to take actions that would avoid termination of low-income affordability in the case of foreclosure or transfer in lieu of foreclosure; and</text></clause><clause id="id67335FA9365245EBB521F1ED0DC95E02"><enum>(ii)</enum><text>is not for the purpose of avoiding low-income affordability restrictions, as determined by the Secretary; and</text></clause><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph><subparagraph id="id837c931333a74b908cedb07de31e4c5a"><enum>(B)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idb8566fbfa40d488099fcdb01dedd0444"><paragraph id="id1f58e20faf6e4bb2a1e6ef97a51c736d"><enum>(7)</enum><header>Small-scale housing</header><subparagraph id="idF7D47A58108C4AD592460397812F106B"><enum>(A)</enum><header>Definition</header><text>In this paragraph, the term <term>small-scale housing</term> means housing with not more than 4 rental units. </text></subparagraph><subparagraph id="id5f5f0a24447c4d7c91b4cb43adada55d"><enum>(B)</enum><header>Alternative requirements</header><text>Small-scale housing shall qualify as affordable housing under this title if—</text><clause id="id179c4322187e4b2592b8cbf61ec84792"><enum>(i)</enum><text>the housing bears rents that comply with paragraph (1)(A);</text></clause><clause id="idde0ee39197714a4dbed67d6c099b3be1"><enum>(ii)</enum><text>each unit is occupied by a household that qualifies as a low-income family;</text></clause><clause id="id7fdb96ca6af34fde9fc5f14567cd5e06"><enum>(iii)</enum><text>the housing complies with paragraph (1)(D);</text></clause><clause id="idef636ee9f5c143de84d412fbfbeb7db0"><enum>(iv)</enum><text>the housing meets the requirements under paragraph (1)(E); and</text></clause><clause id="ida32ece8f5c474ead8cc7c42b701bcfcd"><enum>(v)</enum><text>the participating jurisdiction monitors ongoing compliance of the housing with requirements of this title in a manner consistent with the purposes of section 226(b), as determined by the Secretary.</text></clause></subparagraph></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="id2dd67d9e962a42529a8fea8ced1b85d5"><enum>(2)</enum><text>in subsection (b)(1), by inserting <quote>(defined as the amount borrowed by the homebuyer to purchase the home, or estimated value after rehabilitation, which may be adjusted to account for the limits on future value imposed by the resale restriction)</quote> after <quote>purchase price</quote>.</text></paragraph></subsection><subsection id="id113b661d6edf4c3b92d7a936d65bc767"><enum>(e)</enum><header>Elimination of commitment deadline</header><paragraph id="id4a9fe90272bb4513bbbe142d7374646d"><enum>(1)</enum><header>In general</header><text>Section 218 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12748">42 U.S.C. 12748</external-xref>) is amended—</text><subparagraph id="id29b874d42aaa418b830ed4276afd8eeb"><enum>(A)</enum><text>by striking subsection (g); and</text></subparagraph><subparagraph id="id1d5803fdbd1142ff98f7e65bcbbaf5af"><enum>(B)</enum><text>by redesignating subsection (h) as subsection (g).</text></subparagraph></paragraph><paragraph id="idb52cb5eaf4af481b86aa6cd4f6a0362a"><enum>(2)</enum><header>Conforming amendment</header><text>Section 218(c) of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12748">42 U.S.C. 12748(c)</external-xref>) is amended—</text><subparagraph id="id4a4f9e943bb84b3b8ef10c09e95dcde6"><enum>(A)</enum><text>in paragraph (1), by adding <quote>and</quote> at the end;</text></subparagraph><subparagraph id="id42872aab7c05495badc72b8dc0ca9048"><enum>(B)</enum><text>by striking paragraph (2);</text></subparagraph><subparagraph id="id00cbc11105f34a57afa57ea9a786c644"><enum>(C)</enum><text>by redesignating paragraph (3) as paragraph (2); and</text></subparagraph><subparagraph id="ida14a21d6852f405bbd064456878f189c"><enum>(D)</enum><text>in paragraph (2), as so redesignated, by striking <quote>section 224</quote> and inserting <quote>section 223</quote>.</text></subparagraph></paragraph></subsection><subsection id="id439b42414705478582ea35ff14a72659"><enum>(f)</enum><header>Reform of homeownership resale restrictions</header><text display-inline="yes-display-inline">Section 215 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12745">42 U.S.C. 12745</external-xref>), as amended by this section, is amended—</text><paragraph id="id7464d69091ab42af88a1aace3f81e519"><enum>(1)</enum><text>in subsection (b)—</text><subparagraph id="id48A586B7C7C04DE78A016AE192F42307"><enum>(A)</enum><text>in paragraph (2), by redesignating subparagraphs (A), (B), and (C) as clauses (i), (ii), and (iii), respectively, and adjusting the margins accordingly;</text></subparagraph><subparagraph id="id584D4FF98E3B4A7B9DA7C3038577C2DF"><enum>(B)</enum><text>by striking paragraph (3);</text></subparagraph><subparagraph id="idB6C140F7DF7A40519E20518CAAA8B459"><enum>(C)</enum><text>by redesignating paragraphs (1), (2), and (4) as subparagraphs (A), (B), and (D), respectively, and adjusting the margins accordingly;</text></subparagraph><subparagraph id="id5B5B7A2C4BA4474ABE6BAA7A001715C3"><enum>(D)</enum><text>by inserting after subparagraph (B), as so redesignated, the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id01ed0727037f47aea74988493dd10059"><subparagraph id="id729C6027E038494EB8632D232233B575"><enum>(C)</enum><text>is subject to restrictions that are established by the participating jurisdiction and determined by the Secretary to be appropriate, including with respect to the useful life of the property, to—</text><clause commented="no" display-inline="no-display-inline" id="id5ccac7adbef34c93a2275c77d65cc97f"><enum>(i)</enum><text display-inline="yes-display-inline">require that any subsequent purchase of the property be—</text><subclause id="id090f262cf503499cb8aa02d16094bcd8"><enum>(I)</enum><text>only by a person who meets the qualifications specified under subparagraph (B); and</text></subclause><subclause id="idb2943a89c8a442d5a5627fbcad5eb879"><enum>(II)</enum><text>at a price that is determined by a formula or method established by the participating jurisdiction that provides the owner with a reasonable return on investment, which may include a percentage of the cost of any improvements; or</text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="idf72d1055b3af426190633fc9395a6074"><enum>(ii)</enum><text display-inline="yes-display-inline">recapture the investment provided under this title in order to assist other persons in accordance with the requirements of this title, except where there are no net proceeds or where the net proceeds are insufficient to repay the full amount of the assistance; and</text></clause></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph><subparagraph id="id9180EC89C6A7405E8C156E188BF9DA0F"><enum>(E)</enum><text>by striking <quote>Housing that is for homeownership</quote> and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id98AB4BD789F24581B36B2141F1604E4A"><paragraph id="id593CED2948684E909415D412BB33C248"><enum>(1)</enum><header>Qualification</header><text>Housing that is for homeownership</text></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph><subparagraph id="idcf5bc0564b8a4140934bbea550732535"><enum>(F)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id6fc26d4203c7407e85557d30a9cbf43a"><paragraph id="idda6f0aee4834427ca68f0c10d7679a46"><enum>(2)</enum><header>Purchase by community land trust</header><text>Notwithstanding subparagraph (C)(i) of paragraph (1) and under terms determined by the Secretary, the Secretary may permit a participating jurisdiction to allow a community land trust that used assistance provided under this subtitle for the development of housing that meets the criteria under paragraph (1), to acquire the housing—</text><subparagraph id="idcd53523b5d9147bda3d390a0a37707b2"><enum>(A)</enum><text>in accordance with the terms of the preemptive purchase option, lease, covenant on the land, or other similar legal instrument of the community land trust when the terms and rights in the preemptive purchase option, lease, covenant, or legal instrument are and remain subject to the requirements of this title;</text></subparagraph><subparagraph id="id35b7230ef40c49b9ac2e0ac9e2fae0c1"><enum>(B)</enum><text>when the purchase is for—</text><clause commented="no" display-inline="no-display-inline" id="id7f1c5548708d48edabb7b69f209b5654"><enum>(i)</enum><text display-inline="yes-display-inline">the purpose of—</text><subclause commented="no" display-inline="no-display-inline" id="idc24e6b7a18154b6dac3d6b7696fd71aa"><enum>(I)</enum><text display-inline="yes-display-inline">entering into the chain of title;</text></subclause><subclause commented="no" display-inline="no-display-inline" id="idf940d603b3004845af9ca8befa2f9984"><enum>(II)</enum><text display-inline="yes-display-inline">enabling a purchase by a person who meets the qualifications specified under paragraph (1)(B) and is on a waitlist maintained by the community land trust, subject to enforcement by the participating jurisdiction of all applicable requirements of this subtitle, as determined by the Secretary;</text></subclause><subclause commented="no" display-inline="no-display-inline" id="id3065d03bf7f14f0b9fa3367144c95598"><enum>(III)</enum><text display-inline="yes-display-inline">performing necessary rehabilitation and improvements; or</text></subclause><subclause commented="no" display-inline="no-display-inline" id="idd658929153234dd38248cda507395b41"><enum>(IV)</enum><text display-inline="yes-display-inline">adding a subsidy to preserve affordability, which may be from Federal or non-Federal sources; or</text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="id75e246a4117c40b5a645b263941e9a08"><enum>(ii)</enum><text display-inline="yes-display-inline">another purpose determined appropriate by the Secretary; and</text></clause></subparagraph><subparagraph id="idc61868f85c2c4f63b5ba66b3c871486e"><enum>(C)</enum><text>if, within a reasonable period of time after the applicable purpose under subparagraph (B) of this paragraph is fulfilled, as determined by the Secretary, the housing is then sold to a person who meets the qualifications specified under paragraph (1)(B).</text></subparagraph></paragraph><paragraph id="id781456d800744c5cbe007da8c58cef97"><enum>(3)</enum><header>Suspension or waiver of requirements for military members</header><text>A participating jurisdiction, in accordance with terms established by the Secretary, may suspend or waive a requirement under paragraph (1)(B) with respect to housing that otherwise meets the criteria under paragraph (1) if the owner of the housing—</text><subparagraph id="id0935d46b8e4b45c09d639455cc8ceb40"><enum>(A)</enum><text>is a member of a regular component of the armed forces or a member of the National Guard on full-time National Guard duty, active Guard and Reserve duty, or inactive-duty training (as those terms are defined in section 101(d) of title 10, United States Code); and</text></subparagraph><subparagraph id="id489ee9f4848e472796aa9b71243745b6"><enum>(B)</enum><text>has received—</text><clause commented="no" display-inline="no-display-inline" id="id5895efb9f58647b8ade8a3d6e86bfdc5"><enum>(i)</enum><text display-inline="yes-display-inline">temporary duty orders to deploy with a military unit or military orders to deploy as an individual acting in support of a military operation, to a location that is not within a reasonable distance from the housing, as determined by the Secretary, for a period of not less than 90 days; or</text></clause><clause commented="no" display-inline="no-display-inline" id="id9dcce2a42d0a4bb099844293eec84816"><enum>(ii)</enum><text>orders for a permanent change of station.</text></clause></subparagraph></paragraph><paragraph id="id0ffcfea251d3437eb2f69c6ca0b4ba1b"><enum>(4)</enum><header>Suspension or waiver of requirements for heir or beneficiary of deceased owner</header><text>Notwithstanding subparagraph (C) of paragraph (1), housing that meets the criteria under that paragraph prior to the death of an owner may continue to qualify as affordable housing if—</text><subparagraph id="id6c5da5b662c345518f73e7ab65961cca"><enum>(A)</enum><text>the housing is the principal residence of an heir or beneficiary of the deceased owner, as defined by the Secretary; and</text></subparagraph><subparagraph id="id74a76ab5820e4bd7a57ec526c635eba7"><enum>(B)</enum><text>the heir or beneficiary, in accordance with terms established by the Secretary, assumes the duties and obligations of the deceased owner with respect to funds provided under this title.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph></subsection><subsection id="id75085b54381f451fbae09f3713b33005"><enum>(g)</enum><header>Home property inspections</header><text display-inline="yes-display-inline">Section 226(b) of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12756">42 U.S.C. 12756(b)</external-xref>) is amended—</text><paragraph id="id2e722f2b07534ee9bcc0c144876d55d0"><enum>(1)</enum><text>by striking <quote>Each participating jurisdiction</quote> and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id8d11064779744731a2b14f300f0691bf"><paragraph id="id687e01aef3654d87bc201b1c19fb59e6"><enum>(1)</enum><header>In general</header><text>Each participating jurisdiction</text></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></paragraph><paragraph id="id1c0f42963b6e4724abc7123f67bf74ba"><enum>(2)</enum><text>by striking <quote>Such review shall include</quote> and all that follows and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idc7a9a15216334cf09aff3a7dd945c756"><paragraph id="id7e155852ed2e496d897df2dcabed8f2d"><enum>(2)</enum><header>On-site inspections</header><subparagraph id="id89873dc6abd340f7b10f34c30a96631c"><enum>(A)</enum><header>Inspections by units of general local government</header><text>A review conducted under paragraph (1) by a participating jurisdiction that is a unit of general local government shall include an on-site inspection to determine compliance with housing codes and other applicable regulations.</text></subparagraph><subparagraph id="id0bf67643c7e64a19954c5c5b4403055f"><enum>(B)</enum><header>Inspections by States</header><text>A review conducted under paragraph (1) by a participating jurisdiction that is a State shall include an on-site inspection to determine compliance with a national standard as determined by the Secretary.</text></subparagraph></paragraph><paragraph id="id6f49ad8514564c3ba86bc47a5a90eade"><enum>(3)</enum><header>Inclusion in performance report and publication</header><text>A participating jurisdiction shall include in the performance report of the participating jurisdiction submitted to the Secretary under section 108(a), and make available to the public, the results of each review conducted under paragraph (1).</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id74d7c90f26384fed91e7090aedf66d31"><enum>(h)</enum><header>Revisions to strengthen enforcement and penalties for noncompliance</header><text display-inline="yes-display-inline">Section 223 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12753">42 U.S.C. 12753</external-xref>) is amended—</text><paragraph id="ide9837b99fed74e28b72e71437d90bfab"><enum>(1)</enum><text>in the heading, by striking <quote><header-in-text level="section" style="OLC">Penalties for misuse of funds</header-in-text></quote> and inserting <quote><header-in-text level="section" style="OLC">Program enforcement and penalties for noncompliance</header-in-text></quote>; </text></paragraph><paragraph id="id5112b04f73f94d9a8c5f980f8e30c924"><enum>(2)</enum><text>in the matter preceding paragraph (1), by inserting after <quote>any provision of this subtitle</quote> the following: <quote>, including any provision applicable throughout the period required by section 215(a)(1)(E) and applicable regulations,</quote>;</text></paragraph><paragraph commented="no" id="ide17531918ebe4360b6b96c9a94b48b1e"><enum>(3)</enum><text>in paragraph (2), by striking <quote>or</quote> at the end;</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id49b939d74e334af6a4c519b9f8375d9f"><enum>(4)</enum><text>in paragraph (3), by striking the period at the end and inserting <quote>; or</quote>; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6a48b72586274e10b70ff1ce81cd2aba"><enum>(5)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id53629A226D9848AA9A3C4889209ADCBE"><paragraph commented="no" display-inline="no-display-inline" id="idb478f0c31d14405384caa3402e6da783"><enum>(4)</enum><text display-inline="yes-display-inline">reduce payments to the participating jurisdiction under this subtitle by an amount equal to the amount of such payments which were not expended in accordance with this title.</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id90ae48adbcbb4a8aa86a3b39cdd4e280"><enum>(i)</enum><header>Tenant and participant protections for small-scale affordable housing</header><text display-inline="yes-display-inline">Section 225 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12755">42 U.S.C. 12755</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id030981309C414D4386D2001831C053F7"><subsection id="iddef10e879b694da4ab811050e7096546"><enum>(e)</enum><header>Tenant selection for small-scale housing</header><text>Paragraphs (2) through (4) of subsection (d) shall not apply to the owner of small-scale housing (as defined in section 215(a)(7)).</text></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id20211f367f7e47208706707cb3c2776b"><enum>(j)</enum><header>Modification of rules related to community housing development organizations</header><paragraph commented="no" id="id798b613673bc4bbfb038966c643865d4"><enum>(1)</enum><header>Definitions of community housing development organization and community land trust</header><subparagraph commented="no" id="idAEC953FFBC214E15923F8E760C7B1509"><enum>(A)</enum><header>In general</header><text>Section 104 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12704">42 U.S.C. 12704</external-xref>) is amended—</text><clause commented="no" id="id8140577AABA3428EB2B46535DCEA39FC"><enum>(i)</enum><text>in paragraph (6)(B)—</text><subclause commented="no" id="id4829588eb3e84093a7b003b34f0b38cd"><enum>(I)</enum><text>by striking <quote>significant</quote>; and</text></subclause><subclause commented="no" id="id526abab10e6144049f9c0b434e358c5c"><enum>(II)</enum><text>by striking <quote>and otherwise</quote> and inserting <quote>or as otherwise determined acceptable by the Secretary</quote>; and</text></subclause></clause><clause commented="no" id="iddc7d83d662d645bc8ecf68867161313b"><enum>(ii)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id307a63e9f17f4d9aa1b675dfbacf8713"><paragraph id="idb4019e0b876745c89421fa7e0cadcafd"><enum>(26)</enum><text>The term <term>community land trust</term> means a nonprofit entity or a State or local government or instrumentality thereof that—</text><subparagraph id="id5DBC5CB0F62E472E93B4BED42B902FFB"><enum>(A)</enum><text>is not managed by, or an affiliate of, a for-profit organization;</text></subparagraph><subparagraph id="idfb8a0fbaee5e48c2b58ec564f5825e9b"><enum>(B)</enum><text>has as a primary purpose acquiring, developing, or holding land to provide housing that is permanently affordable to low- and moderate-income persons, and monitors properties to ensure affordability is preserved;</text></subparagraph><subparagraph id="id4c3d55d598d646ffa848658f614dd54f"><enum>(C)</enum><text>provides housing described in subparagraph (B) using a ground lease, deed covenant, or other similar legally enforceable measure, as determined by the Secretary, that—</text><clause id="id4b7b1e856d414716a88937ef1d4a528b"><enum>(i)</enum><text>keeps the housing affordable to low- and moderate-income persons for not less than 30 years; and</text></clause><clause id="id9584b2cf1f354760919f636b74f86de6"><enum>(ii)</enum><text>enables low- and moderate-income persons to rent or purchase the housing for homeownership; and</text></clause></subparagraph><subparagraph id="id2719fdeac4f44b819616b6b04f41dfbf"><enum>(D)</enum><text>maintains preemptive purchase options to purchase the property so the housing remains affordable to low-and moderate-income persons.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></clause></subparagraph><subparagraph commented="no" id="id8C35DE886FED4EA2B230737B81E7C7F6"><enum>(B)</enum><header>Elimination of existing definition of community land trust</header><text>Section 233 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12773">42 U.S.C. 12773</external-xref>) is amended by striking subsection (f).</text></subparagraph></paragraph><paragraph id="id05e57dcc7da246e795dafcb83a73ec5a"><enum>(2)</enum><header>Set-aside for community housing development organizations</header><text>Section 231 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12771">42 U.S.C. 12771</external-xref>) is amended—</text><subparagraph id="id559659390dc94a2f8913c2f406794f2b"><enum>(A)</enum><text>in subsection (a), by striking <quote>to be developed, sponsored, or owned by community housing development organizations</quote> and inserting <quote>when a community housing development organization materially participates in the ownership or development of such housing, as determined by the Secretary</quote>;</text></subparagraph><subparagraph id="id18c00611878048c3a5a8263c20694bc8"><enum>(B)</enum><text>by striking subsection (b) and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id7FBC5ACCFF084DE1A82BFE1BE3B45F8C"><subsection commented="no" id="idD9C9EF64056B411EA3892D40F5E51CD4"><enum>(b)</enum><header>Recapture and reuse</header><text>If any funds reserved under subsection (a) remain uninvested for a period of 24 months, then the Secretary shall make such funds available to the participating jurisdiction for any eligible activities under this title without regard to whether a community housing development organization materially participates in the use of the funds.</text></subsection><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph><subparagraph id="id1f1c0b79435f4404a15941e655fdebe9"><enum>(C)</enum><text>by striking subsection (c).</text></subparagraph></paragraph></subsection><subsection id="id17744d2c3b6f448cbc759dea8cf7c330"><enum>(k)</enum><header>Technical corrections</header><text display-inline="yes-display-inline">The Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12701">42 U.S.C. 12701 et seq.</external-xref>) is amended—</text><paragraph id="iddee7baaab7764cbcae8c30f6f1db8ce7"><enum>(1)</enum><text>in section 104 (<external-xref legal-doc="usc" parsable-cite="usc/42/12704">42 U.S.C. 12704</external-xref>)—</text><subparagraph id="id1934ffc45788488fb270712d328a01ce"><enum>(A)</enum><text>by redesignating paragraph (23) (relating to the definition of the term <term>to demonstrate to the Secretary</term>) as paragraph (22); and</text></subparagraph><subparagraph id="id7c8bb5a1e83f4096bd978d2666ba8037"><enum>(B)</enum><text>by redesignating paragraph (24) (relating to the definition of the term <term>insular area</term>, as added by section 2(2) of <external-xref legal-doc="public-law" parsable-cite="pl/102/230">Public Law 102–230</external-xref>) as paragraph (23);</text></subparagraph></paragraph><paragraph id="id59566b76b4fd4793b4c4808ae7065ee7"><enum>(2)</enum><text>in section 105(b) (<external-xref legal-doc="usc" parsable-cite="usc/42/12705">42 U.S.C. 12705(b)</external-xref>)—</text><subparagraph id="id22ad7faf689340c0b6b93ea582e0f66d"><enum>(A)</enum><text>in paragraph (7), by striking <quote>Stewart B. McKinney Homeless Assistance Act</quote> and inserting <quote>McKinney-Vento Homeless Assistance Act</quote>; and</text></subparagraph><subparagraph id="id9a7f9cc63c39401ea74f3e55b68ca9ef"><enum>(B)</enum><text>in paragraph (8), by striking <quote>subparagraphs</quote> and inserting <quote>paragraphs</quote>;</text></subparagraph></paragraph><paragraph id="idb2887abf28b7466385430eef88d71373"><enum>(3)</enum><text>in section 106 (<external-xref legal-doc="usc" parsable-cite="usc/42/12706">42 U.S.C. 12706</external-xref>), by striking <quote>Stewart B. McKinney Homeless Assistance Act</quote> and inserting <quote>McKinney-Vento Homeless Assistance Act</quote>;</text></paragraph><paragraph id="idcc86bfbd9f754651ad17f9df778e8dcd"><enum>(4)</enum><text>in section 108(a)(1) (<external-xref legal-doc="usc" parsable-cite="usc/42/12708">42 U.S.C. 12708(a)(1)</external-xref>), by striking <quote>section 105(b)(15)</quote> and inserting <quote>section 105(b)(18)</quote>;</text></paragraph><paragraph id="idc7df06b8e8364d689104d4b29fe95d90"><enum>(5)</enum><text>in section 212 (<external-xref legal-doc="usc" parsable-cite="usc/42/12742">42 U.S.C. 12742</external-xref>)—</text><subparagraph id="id04bd4673bfe442349f95d81a663d6b52"><enum>(A)</enum><text>in subsection (a)—</text><clause id="idef36249c76aa4c0c972365f1c815a211"><enum>(i)</enum><text>in paragraph (3)(A)(ii), by inserting <quote>United States</quote> before <quote>Housing Act</quote>; and</text></clause><clause id="iddd662cf46fb34aecb4755618078ae2aa"><enum>(ii)</enum><text>by redesignating paragraph (5) as paragraph (4); </text></clause></subparagraph><subparagraph id="ida4ab0861c54044b3abe07786d6919665"><enum>(B)</enum><text>in subsection (d)(5), by inserting <quote>United States</quote> before <quote>Housing Act</quote>; and</text></subparagraph><subparagraph id="id06cc55daa57347518b286788236d70fb"><enum>(C)</enum><text>in subsection (e)(1)—</text><clause id="idAB7E3085CAFC4F209FDE0C7763E77F5B"><enum>(i)</enum><text>by striking <quote>section 221(d)(3)(ii)</quote> and inserting <quote>section 221(d)(4)</quote>; and</text></clause><clause id="id865519DBC3284F0AA300604461045B96"><enum>(ii)</enum><text>by striking <quote>not to exceed 140 percent</quote> and inserting <quote>as determined by the Secretary</quote>;</text></clause></subparagraph></paragraph><paragraph id="id8e62b6094a5a471288f6f30fab599928"><enum>(6)</enum><text>in section 215(a)(6)(B) (42 U.S.C. 20 12745(a)(6)(B)), by striking <quote>grand children</quote> and inserting <quote>grandchildren</quote>;</text></paragraph><paragraph id="ide0696e19da1548009a350b1be050a1d2"><enum>(7)</enum><text>in section 217 (<external-xref legal-doc="usc" parsable-cite="usc/42/12747">42 U.S.C. 12747</external-xref>)—</text><subparagraph id="id670fe057cbe144ffb6cfd0a4865f0954"><enum>(A)</enum><text>in subsection (a)—</text><clause commented="no" display-inline="no-display-inline" id="ide36175e858b5432c97631c995395c685"><enum>(i)</enum><text>in paragraph (1), by striking <quote>(3)</quote> and inserting <quote>(2)</quote>;</text></clause><clause id="id6e02f05918194a5a8d575d568d703d22"><enum>(ii)</enum><text>by striking paragraph (3), as added by section 211(a)(2)(D) of the Housing and Community Development Act of 1992 (<external-xref legal-doc="public-law" parsable-cite="pl/102/550">Public Law 102–550</external-xref>; 106 Stat. 3756); and </text></clause><clause id="id4721c58faf92417bb867a4e6303fe046"><enum>(iii)</enum><text>by redesignating the remaining paragraph (3), as added by the matter under the heading <quote><header-in-text level="appropriations-small" style="appropriations">Home investment partnerships program</header-in-text></quote> under the heading <quote><header-in-text level="appropriations-intermediate" style="appropriations">Housing programs</header-in-text></quote> in title II of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1993 (<external-xref legal-doc="public-law" parsable-cite="pl/102/389">Public Law 102–389</external-xref>; 106 Stat. 1581), as paragraph (2); and</text></clause></subparagraph><subparagraph id="id88a8bdbc7b994e2db6403191821a865c"><enum>(B)</enum><text>in subsection (b)—</text><clause commented="no" display-inline="no-display-inline" id="idc0761e1e4daf48ae85847923965773ff"><enum>(i)</enum><text display-inline="yes-display-inline">in paragraph (1)—</text><subclause id="idcd5ee2806c324fcd894d9bf33860deb6"><enum>(I)</enum><text>in the first sentence of subparagraph (A)—</text><item id="idBB414A295A7045BD8FDCA4DE76989C57"><enum>(aa)</enum><text>by striking <quote>in regulation</quote> and inserting <quote>, by regulation,</quote>; and</text></item><item id="id049331C73DFD4FC09CB4F2D3CF1BA614"><enum>(bb)</enum><text>by striking <quote>eligible jurisdiction</quote> and inserting <quote>eligible jurisdictions</quote>; and</text></item></subclause><subclause id="ida74d9822072d4b3f8dfd24055ba0f9a2"><enum>(II)</enum><text>in subparagraph (F)—</text><item commented="no" display-inline="no-display-inline" id="idaa6d4f217ae244c98b8f17ac0df3e8a0"><enum>(aa)</enum><text display-inline="yes-display-inline">in the first sentence—</text><subitem commented="no" display-inline="no-display-inline" id="id59cd0fb882db4ca5b5da0c15ff50e812"><enum>(AA)</enum><text display-inline="yes-display-inline">in clause (i), by striking <quote>Subcommittee on Housing and Urban Affairs</quote> and inserting <quote>Subcommittee on Housing, Transportation, and Community Development</quote>; and</text></subitem><subitem commented="no" display-inline="no-display-inline" id="id24ec61a603b64d569bd145f725f3fd19"><enum>(BB)</enum><text display-inline="yes-display-inline">in clause (ii), by striking <quote>Subcommittee on Housing and Community Development of the Committee on Banking, Finance and Urban Affairs</quote> and inserting <quote>Subcommittee on Housing and Insurance of the Committee on Financial Services</quote>; and</text></subitem></item><item commented="no" display-inline="no-display-inline" id="id8452b239c52e41cc9996cdd60ed45cca"><enum>(bb)</enum><text display-inline="yes-display-inline">in the second sentence, by striking <quote>the Committee on Banking, Finance and Urban Affairs of the House of Representatives</quote> and inserting <quote>the Committee on Financial Services of the House of Representatives</quote>; </text></item></subclause></clause><clause commented="no" id="id8a587dc01cff4bf492e3dabbc29ecaee"><enum>(ii)</enum><text>in paragraph (2)(B), by striking <quote>$500,000</quote> each place that term appears and inserting <quote>$750,000</quote>;</text></clause><clause commented="no" id="id4F9A1FC954384E3797198EA0C51DC9C4"><enum>(iii)</enum><text>in paragraph (3)—</text><subclause commented="no" display-inline="no-display-inline" id="idac73e211a7b24c5387757e205412c5cd"><enum>(I)</enum><text display-inline="yes-display-inline">by striking <quote>$500,000</quote> each place that term appears and inserting <quote>$750,000</quote>; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="id668151e6e1fd4350b9277f931e76fff4"><enum>(II)</enum><text>by striking <quote>, except as provided in paragraph (4)</quote>; and</text></subclause></clause><clause commented="no" id="iddddb3454e0644abe8d2ae4c176bfb172"><enum>(iv)</enum><text>by striking paragraph (4);</text></clause></subparagraph></paragraph><paragraph id="id319b2069a8cc4cb0baf9206b9bbba222"><enum>(8)</enum><text>in section 220(c) (<external-xref legal-doc="usc" parsable-cite="usc/42/12750">42 U.S.C. 12750(c)</external-xref>)—</text><subparagraph id="id492f4ec72f794860a8cb84c3c30561c6"><enum>(A)</enum><text>in paragraph (3), by striking <quote>Secretary</quote> and all that follows and inserting <quote>Secretary;</quote>;</text></subparagraph><subparagraph id="id5910F3FCD9CA4A668B3D1B23A8F3A8D9"><enum>(B)</enum><text>in paragraph (4), by striking <quote>under this title</quote> and all that follows and inserting <quote>under this title;</quote>; and</text></subparagraph><subparagraph id="idd5dfd2a0ab834650bef68758dbff1b30"><enum>(C)</enum><text>by redesignating paragraphs (6), (7), and (8) as paragraphs (5), (6), and (7), respectively;</text></subparagraph></paragraph><paragraph id="id65445a775b1e475ba1d5628770226dc5"><enum>(9)</enum><text>in section 225(d)(4)(B) (<external-xref legal-doc="usc" parsable-cite="usc/42/12755">42 U.S.C. 12755(d)(4)(B)</external-xref>), by striking <quote>for</quote> the first place that term appears; and</text></paragraph><paragraph id="id62be0c16c213472b8e5f31713f2076ab"><enum>(10)</enum><text>in section 283 (<external-xref legal-doc="usc" parsable-cite="usc/42/12833">42 U.S.C. 12833</external-xref>)—</text><subparagraph id="id895186f3716647728a1de5e8759f5932"><enum>(A)</enum><text>in subsection (a), by striking <quote>Banking, Finance and Urban Affairs</quote> and inserting <quote>Financial Services</quote>; and</text></subparagraph><subparagraph id="id483bbc5d793448e997b237d7926b83b9"><enum>(B)</enum><text>in subsection (b), by striking <quote>General Accounting Office</quote> each place that term appears and inserting <quote>Government Accountability Office</quote>.</text></subparagraph></paragraph></subsection></section><section id="id70573d1d5c9f456b880723c03ff79f0c"><enum>503.</enum><header>Rural Housing Service Reform Act</header><subsection id="id0FF184752F51417EACD3C1C50D853C40"><enum>(a)</enum><header>Application of multifamily mortgage foreclosure procedures to multifamily mortgages held by the Secretary of Agriculture and preservation of the rental assistance contract upon foreclosure</header><paragraph commented="no" display-inline="no-display-inline" id="iddced4727c3d04a5ea7304994b2e2f6b5"><enum>(1)</enum><header display-inline="yes-display-inline">Multifamily mortgage procedures</header><text display-inline="yes-display-inline">Section 363(2) of the Multifamily Mortgage Foreclosure Act of 1981 (<external-xref legal-doc="usc" parsable-cite="usc/12/3702">12 U.S.C. 3702(2)</external-xref>) is amended—</text><subparagraph id="idCFFA4775017B45E29C0D6C96852EF9F5"><enum>(A)</enum><text>in subparagraph (D), by striking <quote>and</quote> at the end;</text></subparagraph><subparagraph id="id5CC66BD9365B4AF4BCDF56CB9F5F28F4"><enum>(B)</enum><text>in subparagraph (E), by striking the period at the end and inserting <quote>; or</quote>; and</text></subparagraph><subparagraph id="id8B0C8D4016ED49818AE6733FBEAF1F74"><enum>(C)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idC55CDECE857646FCAE4FC48EF8481EBD"><subparagraph id="id30A4F41779314E81BE08F0999AC14631"><enum>(F)</enum><text>section 514, 515, or 538 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1484">42 U.S.C. 1484</external-xref>, 1485, 1490p).</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id9bee2bc7903f4fb0ba083e03dfd8b318"><enum>(2)</enum><header>Preservation of contract</header><text>Section 521(d) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490a">42 U.S.C. 1490a(d)</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id6A9CF98E6B194423A4314313221305B8"><paragraph commented="no" display-inline="no-display-inline" id="idc0e7a4cb2bed4108b00a08b71486bd9c" indent="up1"><enum>(3)</enum><text>Notwithstanding any other provision of law in managing and disposing of any multifamily property that is owned or has a mortgage held by the Secretary, and during the process of foreclosure on any property with a contract for rental assistance under this section—</text><subparagraph commented="no" display-inline="no-display-inline" id="id715e786e5b0445edbef503e432017729"><enum>(A)</enum><text display-inline="yes-display-inline">the Secretary shall maintain any rental assistance payments that are attached to any dwelling units in the property; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id52f15421cc74479e87d063120e994bf0"><enum>(B)</enum><text display-inline="yes-display-inline">the rental assistance contract may be used to provide further assistance to existing projects under 514, 515, or 516.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="idEB553280100647A98C3F08E4A7CD06A6"><enum>(b)</enum><header>Study on rural housing loans for housing for low- and moderate-income families</header><text display-inline="yes-display-inline">Not later than 6 months after the date of enactment of this Act, the Secretary of Agriculture shall conduct a study and submit to Congress a publicly available report on the loan program under section 521 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490a">42 U.S.C. 1490a</external-xref>), including—</text><paragraph commented="no" display-inline="no-display-inline" id="id607707c33db64d8fa672a1b63e69f839"><enum>(1)</enum><text>the total amount provided by the Secretary in subsidies under such section 521 to borrowers with loans made pursuant to section 502 of such Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472</external-xref>);</text></paragraph><paragraph id="idd1f636e9cf0443b3bc6f7b859dc78122"><enum>(2)</enum><text>how much of the subsidies described in paragraph (1) are being recaptured; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id88557d98546a41d2bf188cb189ae5eff"><enum>(3)</enum><text>the amount of time and costs associated with recapturing those subsidies.</text></paragraph></subsection><subsection id="H3C2C44E2DE3F4116B17DF22809D98120"><enum>(c)</enum><header>Authorization of appropriations for staffing and IT upgrades</header><text display-inline="yes-display-inline">There is authorized to be appropriated to the Secretary of Agriculture for each of fiscal years 2026 through 2030 such sums as may be necessary for increased staffing needs and information technology upgrades to support all Rural Housing Service programs.</text></subsection><subsection id="id474288E59087434D9ABAEBC495DF7EFF"><enum>(d)</enum><header>Funding for technical improvements</header><paragraph id="id9002FB5076F74DB0956B91DD747543D4"><enum>(1)</enum><header>Authorization of appropriations</header><text display-inline="yes-display-inline">There is authorized to be appropriated to the Secretary of Agriculture such sums as may be necessary for fiscal year 2026 for improvements to the technology of the Rural Housing Service of the Department of Agriculture used to process and manage housing loans.</text></paragraph><paragraph id="id8C95B4A66FDC4DDF87E58A0D469DECA3"><enum>(2)</enum><header>Availability</header><text>Amounts appropriated pursuant to paragraph (1) shall remain available until the date that is 5 years after the date of the appropriation.</text></paragraph><paragraph id="idB9D8328AEB704DE58B7F1F54D21CA9E9"><enum>(3)</enum><header>Timeline</header><text display-inline="yes-display-inline">The Secretary of Agriculture shall make the improvements described in paragraph (1) during the 5-year period beginning on the date on which amounts are appropriated under paragraph (1).</text></paragraph></subsection><subsection id="H4F1533B3601D4A5DAB75FA04B28F5C13"><enum>(e)</enum><header>Permanent establishment of housing preservation and revitalization program</header><text display-inline="yes-display-inline">Title V of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" id="H1E94B872049A4950844C5F4E61B6A39F"><section id="H065DF93592D04A19BBCAFAFEF80482CB"><enum>545.</enum><header>Housing preservation and revitalization program</header><subsection id="HC34755A6D8D14999947D447BEB5F4701"><enum>(a)</enum><header>Establishment</header><text>The Secretary shall carry out a program under this section for the preservation and revitalization of multifamily rental housing projects financed under section 514, 515, or 516.</text></subsection><subsection id="H606656D846F949639DC0E0580170918E"><enum>(b)</enum><header>Notice of maturing loans</header><paragraph id="H0DEC167305304414A237663C5F662CFE"><enum>(1)</enum><header>To owners</header><text>On an annual basis, the Secretary shall provide written notice to each owner of a property financed under section 514, 515, or 516 that will mature within the 4-year period beginning upon the provision of the notice, setting forth the options and financial incentives that are available to facilitate the extension of the loan term or the option to decouple a rental assistance contract pursuant to subsection (f).</text></paragraph><paragraph id="H84FA0D7EA9F7488DB5F7E0D5CAFFB08C"><enum>(2)</enum><header>To tenants</header><subparagraph id="HEE058683EDB242F68FF2F16F76E5EC20"><enum>(A)</enum><header>In general</header><text>On an annual basis, for each property financed under section 514, 515, or 516, not later than the date that is 2 years before the date that the loan will mature, the Secretary shall provide written notice to each household residing in the property that informs them of—</text><clause commented="no" display-inline="no-display-inline" id="idb147a582f794471e83d82e700b005268"><enum>(i)</enum><text display-inline="yes-display-inline">the date of the loan maturity;</text></clause><clause commented="no" display-inline="no-display-inline" id="idb6a6ad9edde94ce7ba4190bac31dc54a"><enum>(ii)</enum><text display-inline="yes-display-inline">the possible actions that may happen with respect to the property upon that maturity; and</text></clause><clause commented="no" display-inline="no-display-inline" id="id0131055e171d4eaaa207127fd9bbee9f"><enum>(iii)</enum><text display-inline="yes-display-inline">how to protect their right to reside in federally assisted housing, or how to secure housing voucher, after that maturity.</text></clause></subparagraph><subparagraph id="H817BE57C733C4C19B34481622C85F091"><enum>(B)</enum><header>Language</header><text>Notice under this paragraph shall be provided in plain English and shall be translated to other languages in the case of any property located in an area in which a significant number of residents speak such other languages.</text></subparagraph></paragraph></subsection><subsection id="H9F8DE26846964257AA8B4DF3AE63EEDF"><enum>(c)</enum><header>Loan restructuring</header><text>Under the program under this section, in any circumstance in which the Secretary proposes a restructuring to an owner or an owner proposes a restructuring to the Secretary, the Secretary may restructure such existing housing loans, as the Secretary considers appropriate, for the purpose of ensuring that those projects have sufficient resources to preserve the projects to provide safe and affordable housing for low-income residents and farm laborers, by—</text><paragraph id="HAFC933574BE84021B2A779D9ABB78481"><enum>(1)</enum><text>reducing or eliminating interest;</text></paragraph><paragraph id="H850A6BED645F4514AE7955614CE816A7"><enum>(2)</enum><text>deferring loan payments;</text></paragraph><paragraph id="H029C90DD4B0447D5A8A9E65ED07E3715"><enum>(3)</enum><text>subordinating, reducing, or reamortizing loan debt; </text></paragraph><paragraph id="H01DF3168701544B581B0BA20E2A9DAEB"><enum>(4)</enum><text>providing other financial assistance, including advances, payments, and incentives (including the ability of owners to obtain reasonable returns on investment) required by the Secretary; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id249a650a0f2340f1a2b91059d54737e5"><enum>(5)</enum><text>permanently removing a portion of the housing units from income restrictions when sustained vacancies have occurred.</text></paragraph></subsection><subsection id="H39C7C36AFCD04E0AA7199CBC3358FFA8"><enum>(d)</enum><header>Renewal of rental assistance</header><paragraph id="id7E43A755FCC3419B9B1592B3F206C100"><enum>(1)</enum><header>In general</header><text>When the Secretary proposes to restructure a loan or agrees to the proposal of an owner to restructure a loan pursuant to subsection (c), the Secretary shall offer to renew the rental assistance contract under section 521(a)(2) for a term that is the shorter of 20 years and the term of the restructured loan, subject to annual appropriations, provided that the owner agrees to bring the property up to such standards that will ensure maintenance of the property as decent, safe, and sanitary housing for the full term of the rental assistance contract.</text></paragraph><paragraph id="id5098c964d0474974be8a328a6842ae44"><enum>(2)</enum><header>Additional rental assistance</header><text>With respect to a project described in paragraph (1), if rental assistance is not available for all households in the project for which the loan is being restructured pursuant to subsection (c), the Secretary may extend such additional rental assistance to unassisted households at that project as is necessary to make the project safe and affordable to low-income households. </text></paragraph></subsection><subsection id="H056D7624E6824EADA74EFA3756B4E68B"><enum>(e)</enum><header>Restrictive use agreements</header><paragraph id="H849464363C244449BA22210D54C706C9"><enum>(1)</enum><header>Requirement</header><text>As part of the preservation and revitalization agreement for a project, the Secretary shall obtain a restrictive use agreement that is recorded and obligates the owner to operate the project in accordance with this title.</text></paragraph><paragraph id="HE1ACE512A8E442259C42024D7219BC14"><enum>(2)</enum><header>Term</header><subparagraph id="H2109B98B8D594E899A02D5EEF8E7A972"><enum>(A)</enum><header>No extension of rental assistance contract</header><text>Except when the Secretary enters into a 20-year extension of the rental assistance contract for a project, the term of the restrictive use agreement for the project shall be consistent with the term of the restructured loan for the project.</text></subparagraph><subparagraph id="H2934F6AA1CF649DF8A96D46F130C79B5"><enum>(B)</enum><header>Extension of rental assistance contract</header><text>If the Secretary enters into a 20-year extension of the rental assistance contract for a project, the term of the restrictive use agreement for the project shall be for the longer of—</text><clause commented="no" display-inline="no-display-inline" id="id89f6446e959a49fe8da6a8020e12508e"><enum>(i)</enum><text display-inline="yes-display-inline">20 years; or</text></clause><clause commented="no" display-inline="no-display-inline" id="id2803be405e1f4aa5b2b89783edc09feb"><enum>(ii)</enum><text>the remaining term of the loan for that project.</text></clause></subparagraph><subparagraph id="H88DBA2C8962047918D49D4F09B153E82"><enum>(C)</enum><header>Termination</header><text>The Secretary may terminate the 20-year use restrictive use agreement for a project before the end of the term of the agreement if the 20-year rental assistance contract for the project with the owner is terminated at any time for reasons outside the control of the owner.</text></subparagraph></paragraph></subsection><subsection id="H435DD8406052409993EE1C7EFAE4BFE0"><enum>(f)</enum><header>Decoupling of rental assistance</header><paragraph id="H909965965351425FAEE19D194020101A"><enum>(1)</enum><header>Renewal of rental assistance contract</header><text>If the Secretary determines that a loan maturing during the 4-year period beginning upon the provision of the notice required under subsection (b)(1) for a project cannot reasonably be restructured in accordance with subsection (c) because it is not financially feasible or the owner does not agree with the proposed restructuring, and the project was operating with rental assistance under section 521 and the recipient is a borrower under section 514 or 515, the Secretary may renew the rental assistance contract, notwithstanding any requirement under section 521 that the recipient be a current borrower under section 514 or 515, for a term of 20 years, subject to annual appropriations.</text></paragraph><paragraph id="idA1EED012C2694533B44FFD25255696F7"><enum>(2)</enum><header>Additional rental assistance</header><text>With respect to a project described in paragraph (1), if rental assistance is not available for all households in the project for which the loan is being restructured pursuant to subsection (c), the Secretary may extend such additional rental assistance to unassisted households at that project as is necessary to make the project safe and affordable to low-income households. </text></paragraph><paragraph id="H1086B2E8E2514331BDA88A083C8F9897"><enum>(3)</enum><header>Rents</header><subparagraph id="idD2CB135DA81E4C5A8E27070386287275"><enum>(A)</enum><header>In general</header><text>Any agreement to extend the term of the rental assistance contract under section 521 for a project shall obligate the owner to continue to maintain the project as decent, safe, and sanitary housing and to operate the development as affordable housing in a manner that meets the goals of this title.</text></subparagraph><subparagraph id="id00389CC3E5CD48BA9F321BE074BD63EF"><enum>(B)</enum><header>Rent amounts</header><text>Subject to subparagraph (C), in setting rents, the Secretary—</text><clause id="id8AEB9CCA4B064D81A4ACA4D2DDA55F09"><enum>(i)</enum><text>shall determine the maximum initial rent based on current fair market rents established under section 8 of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref>); and</text></clause><clause id="id2725869FD02C413596AAEB1CC3B1DE62"><enum>(ii)</enum><text>may annually adjust the rent determined under clause (i) by the operating cost adjustment factor as provided under section 524 of the Multifamily Assisted Housing Reform and Affordability Act of 1997 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note).</text></clause></subparagraph><subparagraph id="id2A055BDC3E7C4C39A821D314BB159FDC"><enum>(C)</enum><header>Higher rent</header><clause id="idFF0F57E76D97455687E9ED8F4F5BF3F0"><enum>(i)</enum><header>In general</header><text>Subparagraph (B) shall not apply if the Secretary determines that the budget-based needs of a project require a higher rent than the rent described in subparagraph (B).</text></clause><clause id="id89FB72E455664E5E8326C78DC8BAD902"><enum>(ii)</enum><header>Rent</header><text>If the Secretary makes a positive determination under clause (i), the Secretary may approve a budget-based rent level for the project. </text></clause></subparagraph></paragraph><paragraph id="id213e91263e85480196d30ad054b6963c"><enum>(4)</enum><header>Conditions for approval</header><text>Before the approval of a rental assistance contract authorized under this section, the Secretary shall require, through an annual notice in the Federal Register, the owner to submit to the Secretary a plan that identifies financing sources and a timetable for renovations and improvements determined to be necessary by the Secretary to maintain and preserve the project. </text></paragraph></subsection><subsection id="H8533DA2FFBE244EEA505314D3CBD8E8C"><enum>(g)</enum><header>Multifamily housing transfer technical assistance</header><text>Under the program under this section, the Secretary may provide grants to qualified nonprofit organizations and public housing agencies to provide technical assistance, including financial and legal services, to borrowers under loans under this title for multifamily housing to facilitate the acquisition or preservation of such multifamily housing properties in areas where the Secretary determines there is a risk of loss of affordable housing.</text></subsection><subsection id="H265824F112C44200B72E8A2F487B1A4C"><enum>(h)</enum><header>Administrative expenses</header><text>Of any amounts made available for the program under this section for any fiscal year, the Secretary may use not more than $1,000,000 for administrative expenses for carrying out such program.</text></subsection><subsection id="H8A558668E940436A8B7A08A0F9FDC57B"><enum>(i)</enum><header>Authorization of appropriations</header><text>There is authorized to be appropriated for the program under this section such sums as may be necessary for each of fiscal years 2026 through 2030.</text></subsection><subsection id="id8d692589150446179a75bf2422873b94"><enum>(j)</enum><header>Rulemaking</header><paragraph id="id9CCA6A18209B446582BD4AFE31705289"><enum>(1)</enum><header>In general</header><text>Not later than 180 days after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>, the Secretary shall—</text><subparagraph id="id96A542D44C24429A8B44A52E6F85846A"><enum>(A)</enum><text>publish an advance notice of proposed rulemaking; and </text></subparagraph><subparagraph id="idC309801F6E1649AE9DCE8960B98B4253"><enum>(B)</enum><text>consult with appropriate stakeholders. </text></subparagraph></paragraph><paragraph id="idD0878BB40353419FBEBA474195D3411A"><enum>(2)</enum><header>Interim final rule</header><text>Not later than 1 year after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>, the Secretary shall publish an interim final rule to carry out this section.</text></paragraph></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="HA62C52F257534EA7882B5423AD14A0BE"><enum>(f)</enum><header>Rental assistance contract authority</header><text display-inline="yes-display-inline">Section 521(d) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490a">42 U.S.C. 1490a(d)</external-xref>), as amended by this section, is amended—</text><paragraph id="HE11738D81A1B466493AEBEA28DB1C33A"><enum>(1)</enum><text>in paragraph (1)—</text><subparagraph id="id66961219218F4B32A67ABF8366E077F9"><enum>(A)</enum><text>by redesignating subparagraphs (B) and (C) as subparagraphs (C) and (D), respectively;</text></subparagraph><subparagraph id="id2FF8E2823A22440FAECE306A096100BE"><enum>(B)</enum><text>by inserting after subparagraph (A) the following:</text><quoted-block style="OLC" id="H0A2CE606F4754E08B4553ED0BD0B4C6F"><subparagraph id="HA0B6D8DAE00D45A5972A87B52D67E57A" indent="up1"><enum>(B)</enum><text>upon request of an owner of a project financed under section 514 or 515, the Secretary is authorized to enter into renewal of such agreements for a period of 20 years or the term of the loan, whichever is shorter, subject to amounts made available in appropriations Acts;</text></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph><subparagraph commented="no" id="id285C3BCB493A47FF9414095C97B523B9"><enum>(C)</enum><text>in subparagraph (C), as so redesignated, by striking <quote>subparagraph (A)</quote> and inserting <quote>subparagraphs (A) and (B)</quote>; and</text></subparagraph><subparagraph commented="no" id="id6AC471783FE44882B41804F61A9A41C4"><enum>(D)</enum><text>in subparagraph (D), as so redesignated, by striking <quote>subparagraphs (A) and (B)</quote> and inserting <quote>subparagraphs (A), (B), and (C)</quote>; </text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id1b5e776649b24abf92fcb1488d23a8b1"><enum>(2)</enum><text display-inline="yes-display-inline">in paragraph (2), by striking <quote>shall</quote> and inserting <quote>may</quote>; and</text></paragraph><paragraph id="HE23978AC3D064FF087263240C84BFA59"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" id="HFE7485C264AA43FCB14CFC98A0FB2E73"><paragraph id="HD278F2A70BD941B9A65584CE4A7E464C" indent="up1"><enum>(4)</enum><text>In the case of any rental assistance contract authority that becomes available because of the termination of assistance on behalf of an assisted family—</text><subparagraph id="H90A295094402472DAB8DEDEFFFFF8798"><enum>(A)</enum><text>at the option of the owner of the rental project, the Secretary shall provide the owner a period of not more than 6 months before unused assistance is made available pursuant to subparagraph (B) during which the owner may use such assistance authority to provide assistance on behalf of an eligible unassisted family that—</text><clause id="H1FD619D7D2BB4DD78EF10DF495D3FBD9"><enum>(i)</enum><text>is residing in the same rental project in which the assisted family resided before the termination; or</text></clause><clause id="HCBB88071C25A4160BB777C8959DCC79B"><enum>(ii)</enum><text>newly occupies a dwelling unit in the rental project during that 6-month period; and</text></clause></subparagraph><subparagraph id="HF9943ED9EE394A119D9FF4602E280691"><enum>(B)</enum><text>except for assistance used as provided in subparagraph (A), the Secretary shall use such remaining authority to provide assistance on behalf of eligible families residing in other rental projects originally financed under section 514, 515, or 516.</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id612809BED463472A85C21BA72F89E178"><enum>(g)</enum><header>Modifications to loans and grants for minor improvements to farm housing and buildings; income eligibility</header><text display-inline="yes-display-inline">Section 504(a) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1474">42 U.S.C. 1474(a)</external-xref>) is amended—</text><paragraph id="idda8b77d62beb4e1eadfbff615914c487"><enum>(1)</enum><text>in the first sentence, by inserting <quote>and may make a loan to an eligible low-income applicant</quote> after <quote>applicant</quote>;</text></paragraph><paragraph id="idd54cd9c9b684408582119305adb2f7f3"><enum>(2)</enum><text>by inserting <quote>Not less than 60 percent of loan funds made available under this section shall be reserved and made available for very low-income applicants.</quote> after the first sentence; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id22afb4aececc49d985ae65b8f7bdb040"><enum>(3)</enum><text display-inline="yes-display-inline">by striking <quote>$7,500</quote> and inserting <quote>$15,000</quote>.</text></paragraph></subsection><subsection id="idE77D708A1E294B9E859ADC12160B8E9A"><enum>(h)</enum><header>Rural community development initiative</header><text display-inline="yes-display-inline">Subtitle E of the Consolidated Farm and Rural Development Act (<external-xref legal-doc="usc" parsable-cite="usc/7/2009">7 U.S.C. 2009 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id774993F7FB2A474597F52B77FED1FDED"><section id="id378617FA3D34430E820F03461B65DD2A"><enum>381O.</enum><header>Rural community development initiative</header><subsection id="id326DA00EA0804809B429DEDEEF2971CA"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph id="id02FC3CBFCB4E4A5DBC198F5A636AA3F1"><enum>(1)</enum><header>Eligible entity</header><text>The term <term>eligible entity</term> means—</text><subparagraph id="idCB05F50151754046B7F9CF75B6F8F101"><enum>(A)</enum><text>a private, nonprofit community-based housing or community development organization;</text></subparagraph><subparagraph id="id2D65CB7C19074292AB02D42BE8C0DEA7"><enum>(B)</enum><text>a rural community; or</text></subparagraph><subparagraph id="id977844856D6A45B69244BB71593DE251"><enum>(C)</enum><text>a federally recognized Indian tribe.</text></subparagraph></paragraph><paragraph id="idF375979D1CBA4DE693B028181DA3D25F"><enum>(2)</enum><header>Eligible intermediary</header><text>The term <term>eligible intermediary</term> means a qualified—</text><subparagraph id="idF773600A8E66407D9AC21AD6C26A7B7A"><enum>(A)</enum><text>private, nonprofit organization; or </text></subparagraph><subparagraph id="id2A40C37EC2B545969B165CA7132FE168"><enum>(B)</enum><text>public organization.</text></subparagraph></paragraph></subsection><subsection id="id22C54AB8D3154966A668DB643427F65A"><enum>(b)</enum><header>Establishment</header><text>The Secretary shall establish a Rural Community Development Initiative, under which the Secretary shall provide grants to eligible intermediaries to carry out programs to provide financial and technical assistance to eligible entities to develop the capacity and ability of eligible entities to carry out projects to improve housing, community facilities, and community and economic development projects in rural areas.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id436B9C0988C84AB4804DABEB12E5B1EE"><enum>(c)</enum><header display-inline="yes-display-inline">Amount of grants</header><text>The amount of a grant provided to an eligible intermediary under this section shall be not more than $250,000.</text></subsection><subsection id="idF7EB4314F26C400184691AFDC822F3F7"><enum>(d)</enum><header>Matching funds</header><paragraph id="id5D06709F7432458D83877DBCFA20757F"><enum>(1)</enum><header>In general</header><text>An eligible intermediary receiving a grant under this section shall provide matching funds from other sources, including Federal funds for related activities, in an amount not less than the amount of the grant.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7C526E46E4914B29965B59810EFE5D03"><enum>(2)</enum><header>Waiver</header><text>The Secretary may waive paragraph (1) with respect to a project that would be carried out in a persistently poor rural region, as determined by the Secretary.</text></paragraph></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id07228C40F7074CA787B39A91B1D3A377"><enum>(i)</enum><header>Annual report on rural housing programs</header><text display-inline="yes-display-inline">Title V of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>), as amended by this section, is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idD1278EFD068A4910A0481FEBBDC48642"><section id="id276104C6878241E5B8AF2E7A9BC1682B"><enum>546.</enum><header>Annual report</header><subsection commented="no" display-inline="no-display-inline" id="id0c710f583a1647ac86ce02c6bece908e"><enum>(a)</enum><header display-inline="yes-display-inline">In general</header><text display-inline="yes-display-inline">The Secretary shall submit to the appropriate committees of Congress and publish on the website of the Department of Agriculture an annual report on rural housing programs carried out under this title, which shall include significant details on the health of Rural Housing Service programs, including—</text><paragraph commented="no" display-inline="no-display-inline" id="id1b0938df376b43dd9ec3d4fdfc58cfc6"><enum>(1)</enum><text display-inline="yes-display-inline">raw data sortable by programs and by region regarding loan performance;</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id76361b44754e4c459f2a2a3bdf98254e"><enum>(2)</enum><text display-inline="yes-display-inline">the housing stock of those programs, including information on why properties end participation in those programs, such as for maturation, prepayment, foreclosure, or other servicing issues; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6e7ba37749cd4b47a4be1864b19133c7"><enum>(3)</enum><text display-inline="yes-display-inline">risk ratings for properties assisted under those programs.</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id898d0a09f453477da6671d2742cc6930"><enum>(b)</enum><header>Protection of information</header><text display-inline="yes-display-inline">The data included in each report required under subsection (a) may be aggregated or anonymized to protect participant financial or personal information.</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="idade02d918c4644c6997bbd594167aac8"><enum>(j)</enum><header>GAO report on Rural Housing Service technology</header><text display-inline="yes-display-inline">Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit to Congress a report that includes—</text><paragraph commented="no" display-inline="no-display-inline" id="id96d27a73c556463db6d9149dbdcb75ba"><enum>(1)</enum><text display-inline="yes-display-inline">an analysis of how the outdated technology used by the Rural Housing Service impacts participants in the programs of the Rural Housing Service;</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id2db091ef497e4f47b62ec6e1e5ea6d1e"><enum>(2)</enum><text>an estimate of the amount of funding that is needed to modernize the technology used by the Rural Housing Service; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id4a9ce3894c9b47909349695c4dbee385"><enum>(3)</enum><text>an estimate of the number and type of new employees the Rural Housing Service needs to modernize the technology used by the Rural Housing Service.</text></paragraph></subsection><subsection id="id763C2CA84C40412D8CDF46A288909E58"><enum>(k)</enum><header>Adjustment to rural development voucher amount</header><paragraph id="id9222507d219d48b8ba106e274a8f9ae5"><enum>(1)</enum><header>In general</header><text>Not later than 2 years after the date of enactment of this Act, the Secretary of Agriculture shall issue regulations to establish a process for adjusting the voucher amount provided under section 542 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490r">42 U.S.C. 1490r</external-xref>) after the issuance of the voucher following an interim or annual review of the amount of the voucher.</text></paragraph><paragraph id="idd9d82a77c7eb4df79f8fa75ae5252cfb"><enum>(2)</enum><header>Interim review</header><text>The interim review described in paragraph (1) shall, at the request of a tenant, allow for a recalculation of the voucher amount when the tenant experiences a reduction in income, change in family composition, or change in rental rate.</text></paragraph><paragraph id="idcdfdd13e06f5444e8149344ab3cb6473"><enum>(3)</enum><header>Annual review</header><subparagraph id="idb44d47929a414df6a38ef739e6d59156"><enum>(A)</enum><header>In general</header><text>The annual review described in paragraph (1) shall require tenants to annually recertify the family composition of the household and that the family income of the household does not exceed 80 percent of the area median income at a time determined by the Secretary of Agriculture.</text></subparagraph><subparagraph id="iddfe6b43dc193480a84183f40828ea4af"><enum>(B)</enum><header>Considerations</header><text>If a tenant does not recertify the family composition and family income of the household within the time frame required under subparagraph (A), the Secretary of Agriculture—</text><clause id="iddd7061dd196f49dea6152e0425bc24ac"><enum>(i)</enum><text>shall consider whether extenuating circumstances caused the delay in recertification; and</text></clause><clause id="id6106cd3dc5f946b4999e1c659d099aa0"><enum>(ii)</enum><text>may alter associated consequences for the failure to recertify based on those circumstances.</text></clause></subparagraph><subparagraph id="idda62261b0dd94436abf417f37c141d76"><enum>(C)</enum><header>Effective date</header><text>Following the annual review of a voucher under paragraph (1), the updated voucher amount shall be effective on the 1st day of the month following the expiration of the voucher.</text></subparagraph></paragraph><paragraph id="id52d730a0b6674afd9f52414637e08cd2"><enum>(4)</enum><header>Deadline</header><text>The process established under paragraph (1) shall require the Secretary of Agriculture to review and update the voucher amount described in paragraph (1) for a tenant not later than 60 days before the end of the voucher term. </text></paragraph></subsection><subsection id="HD9B81E5AB0DC4960B68C62AC7143323F"><enum>(l)</enum><header>Eligibility for rural housing vouchers</header><text display-inline="yes-display-inline">Section 542 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490r">42 U.S.C. 1490r</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" id="H3202F371FEED472B8B484A4D75CB9C3C"><subsection id="H6EDFEAE2A408493EA1A37DBC73B50E1B"><enum>(c)</enum><header>Eligibility of households in sections 514, 515, and 516 projects</header><text display-inline="yes-display-inline">The Secretary may provide rural housing vouchers under this section for any low-income household (including those not receiving rental assistance) residing for a term longer than the remaining term of their lease that is in effect on the date of prepayment, foreclosure, or mortgage maturity, in a property financed with a loan under section 514 or 515 or a grant under section 516 that has—</text><paragraph id="id99B02A54DBF54CE280085BDDBDEBB512"><enum>(1)</enum><text display-inline="yes-display-inline">been prepaid with or without restrictions imposed by the Secretary pursuant to section 502(c)(5)(G)(ii)(I);</text></paragraph><paragraph id="id0BFAE2D472C24522985BD6E7C9082A05"><enum>(2)</enum><text display-inline="yes-display-inline">been foreclosed; or </text></paragraph><paragraph id="id877E6A157CF84345AB2B9C82961E8D36"><enum>(3)</enum><text display-inline="yes-display-inline">matured after September 30, 2005.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="H553534A7FA8649E88F643A67A86D35E5"><enum>(m)</enum><header>Amount of voucher assistance</header><text display-inline="yes-display-inline">Notwithstanding any other provision of law, in the case of any rural housing voucher provided pursuant to section 542 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1490r">42 U.S.C. 1490r</external-xref>), the amount of the monthly assistance payment for the household on whose behalf the assistance is provided shall be determined as provided in subsection (a) of such section 542, including providing for interim and annual review of the voucher amount in the event of a change in household composition or income or rental rate. </text></subsection><subsection id="id28aabdc47aa74c2fbe895c5e28fabdba"><enum>(n)</enum><header>Transfer of multifamily rural housing projects</header><text display-inline="yes-display-inline">Section 515 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1485">42 U.S.C. 1485</external-xref>) is amended—</text><paragraph commented="no" display-inline="no-display-inline" id="idd5e7b17e7b464fb2a57732fc44043d25"><enum>(1)</enum><text display-inline="yes-display-inline">in subsection (h), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id0E29CD290EF94C45B88CD972917FABF0"><paragraph id="id08f38dd505044d5ea3d47c980324ca21"><enum>(3)</enum><header>Transfer to nonprofit organizations</header><text>A nonprofit or public body purchaser, including a limited partnership with a general partner with the principal purpose of providing affordable housing, may purchase a property for which a loan is made or insured under this section that has received a market value appraisal, without addressing rehabilitation needs at the time of purchase, if the purchaser—</text><subparagraph commented="no" display-inline="no-display-inline" id="id9a6788fa0ba5415cb8bd00ecccf63550"><enum>(A)</enum><text display-inline="yes-display-inline">makes a commitment to address rehabilitation needs during ownership and long-term use restrictions on the property; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id8e5472c5ad4a412da67f315e19813d06"><enum>(B)</enum><text>at the time of purchase, accepts long-term use restrictions on the property.</text></subparagraph></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ide909e6ad3a934fed8b459030a7777f37"><enum>(2)</enum><text>in subsection (w)(1), in the first sentence in the matter preceding subparagraph (A), by striking <quote>9 percent</quote> and inserting <quote>25 percent</quote>.</text></paragraph></subsection><subsection id="id7e3ce877040f4844b9ba2ede9cf27935"><enum>(o)</enum><header>Extension of loan term</header><paragraph commented="no" display-inline="no-display-inline" id="id18f0d788811c45fab00101b293eca1a0"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text display-inline="yes-display-inline">Section 502(a)(2) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472(a)(2)</external-xref>) is amended—</text><subparagraph commented="no" display-inline="no-display-inline" id="idb75385c247444f47bd4a29964206a700"><enum>(A)</enum><text display-inline="yes-display-inline">by inserting <quote>(A)</quote> before <quote>The Secretary</quote>;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idbf0f7156b19543219092cd929d82be55"><enum>(B)</enum><text>in subparagraph (A), as so designated, by striking <quote>paragraph</quote> and inserting <quote>subparagraph</quote>; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id195a9f3244e84843a7c472d150ae06f9"><enum>(C)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idED75037F30884735AAED471C3F12656D"><subparagraph commented="no" display-inline="no-display-inline" id="id72ea2e45817f468999d4684e10646663" indent="up1"><enum>(B)</enum><text display-inline="yes-display-inline">The Secretary may refinance or modify the period of any loan, including any refinanced loan, made under this section in accordance with terms and conditions as the Secretary shall prescribe, but in no event shall the total term of the loan from the date of the refinance or modification exceed 40 years.</text></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ide984c3de95eb41b28c12f703a81f06ee"><enum>(2)</enum><header>Application</header><text display-inline="yes-display-inline">The amendment made under paragraph (1) shall apply with respect to loans made under section 502 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472</external-xref>) before, on, or after the date of enactment of this Act.</text></paragraph></subsection><subsection id="id6d4891e8db6e49118550c1e520427127"><enum>(p)</enum><header>Release of liability for section 502 guaranteed borrower upon assumption of original loan by new borrower</header><text display-inline="yes-display-inline">Section 502(h)(10) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472(h)(10)</external-xref>) is amended to read as follows:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idd23df97bef8343fdbee5e279eee6e51c"><paragraph id="id7c3dcbf240c9437897d928725a7c4e2d"><enum>(10)</enum><header>Transfer and assumption</header><text>Upon the transfer of property for which a guaranteed loan under this subsection was made and the assumption of the guaranteed loan by an approved eligible borrower, the original borrower of a guaranteed loan under this subsection shall be relieved of liability with respect to the loan.</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id5224F7F6BAAD4E20AA3B99074608A44D"><enum>(q)</enum><header>Department of Agriculture loan restrictions</header><paragraph id="id6890E6413ADF4A62996292C107A0022E"><enum>(1)</enum><header>Definitions</header><text>In this subsection, the terms <term>State</term> and <term>Tribal organization</term> have the meanings given those terms in section 658P of the Child Care and Development Block Grant Act of 1990 (<external-xref legal-doc="usc" parsable-cite="usc/42/9858n">42 U.S.C. 9858n</external-xref>).</text></paragraph><paragraph id="id9FC63FA3BC6A4B6AB6A3E8D36E7C45D2"><enum>(2)</enum><header>Revision</header><text display-inline="yes-display-inline">The Secretary of Agriculture shall revise section 3555.102(c) of title 7, Code of Federal Regulations, to exclude from the restriction under that section—</text><subparagraph id="id1177A01BD0F34654B9095FBAB55FDB62"><enum>(A)</enum><text display-inline="yes-display-inline">a home-based business that is a licensed, registered, or regulated child care provider under State law or by a Tribal organization; and</text></subparagraph><subparagraph id="id35497A732B3E4531B3394C053203901A"><enum>(B)</enum><text display-inline="yes-display-inline">an applicant that has applied to become a licensed, registered or regulated child care provider under State law or by a Tribal organization.</text></subparagraph></paragraph></subsection><subsection id="idfed26409e01f4054bb8b0627e8bd0237"><enum>(r)</enum><header>Loan guarantees</header><text display-inline="yes-display-inline">Section 502(h)(4) of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472(h)(4)</external-xref>) is amended—</text><paragraph id="id5F2B6E9BEBD5445382C6031C1EB33AFA"><enum>(1)</enum><text display-inline="yes-display-inline">by redesignating subparagraphs (A), (B), and (C) as clauses (i), (ii), and (iii), respectively;</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7ebffc071c324124a4db7d59ddb4127b"><enum>(2)</enum><text display-inline="yes-display-inline">by striking <quote>Loans may be guaranteed</quote> and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idFB46E4ACD3574F0891C63BE1466D6EEA"><subparagraph id="id8B39A5C5C2134736A2CB4AAAA0624CED"><enum>(A)</enum><header>Definition</header><text>In this paragraph, the term <term>accessory dwelling unit</term> means a single, habitable living unit—</text><clause id="idD39BADA5BA384B73B0812B523DD3F2FD"><enum>(i)</enum><text>with means of separate ingress and egress;</text></clause><clause id="id3996BC6C48864AE7BC77F2357D48BFE2"><enum>(ii)</enum><text>that is usually subordinate in size;</text></clause><clause id="idAC096A261A2B4AA69CA7FFC1ABC0CC05"><enum>(iii)</enum><text>that can be added to, created within, or detached from a primary 1-unit, single-family dwelling; and</text></clause><clause id="id489F2EC6817C4A4694117B03AB951EB0"><enum>(iv)</enum><text>in combination with a primary 1-unit, single family dwelling, constitutes a single interest in real estate.</text></clause></subparagraph><subparagraph id="idC171D4352D964C94AB0EA48ECC79D997"><enum>(B)</enum><header>Single family requirement</header><text>Loans may be guaranteed</text></subparagraph><after-quoted-block>; and</after-quoted-block></quoted-block></paragraph><paragraph id="id2F5700A08B1C41158A92F0CE3C216E9A"><enum>(3)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id7C814CBA8EEE48CCA3620845D3D8C1B3"><subparagraph id="id0CAF87759EAA4003A0B4D1DC79B98988"><enum>(C)</enum><header>Rule of construction</header><text>Nothing in this paragraph shall be construed to prohibit the leasing of an accessory dwelling unit or the use of rental income derived from such a lease to qualify for a loan guaranteed under this subsection—</text><clause id="id5C11EA7004614572A31D9399A0538BF8"><enum>(i)</enum><text>after the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>; and</text></clause><clause id="id19FDE3D25C6D48C2968C3F1B3E808A67"><enum>(ii)</enum><text>if the property that is the subject of the loan was constructed before the date of enactment of the <short-title>Renewing Opportunity in the American Dream to Housing Act of 2025</short-title>.</text></clause></subparagraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="idca833af1e7ab43cab79870d7e8bc99b4"><enum>(s)</enum><header>Application review</header><paragraph id="idaaaec752663d4f93850242c95fc94278"><enum>(1)</enum><header>Sense of Congress</header><text>It is the sense of Congress, not later than 90 days after the date on which the Secretary of Agriculture receives an application for a loan, grant, or combined loan and grant under section 502 or 504 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472</external-xref>, 1474), the Secretary of Agriculture should—</text><subparagraph id="idF9C2E3B0BCF9404F807C5F0D735EEE6A"><enum>(A)</enum><text>review the application;</text></subparagraph><subparagraph id="id716FACDC8DA34AF28BA6DD45E39189AA"><enum>(B)</enum><text>complete the underwriting;</text></subparagraph><subparagraph id="idF388C796F4014BE0AA2A5F4715207100"><enum>(C)</enum><text>make a determination of eligibility with respect to the application; and</text></subparagraph><subparagraph id="id2A6FB50603B64512B2201C556553161D"><enum>(D)</enum><text>notify the applicant of determination.</text></subparagraph></paragraph><paragraph id="idBD23FEE1DF46432C826974FB6041993E"><enum>(2)</enum><header>Report</header><subparagraph id="id19A78ED9AB63432A9EF07644FA8EE6B6"><enum>(A)</enum><header>In general</header><text>Not later than 90 days after the date of enactment of this Act, and annually thereafter until the date described in subparagraph (B), the Secretary of Agriculture shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report—</text><clause id="id87B70924801B449DB99DBAE48AE20208"><enum>(i)</enum><text>detailing the timeliness of eligibility determinations and final determinations with respect to applications under sections 502 and 504 of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1472">42 U.S.C. 1472</external-xref>, 1474), including justifications for any eligibility determinations taking longer than 90 days; and</text></clause><clause id="id3953DA6A03724F8B958A747B45EDDC81"><enum>(ii)</enum><text>that includes recommendations to shorten the timeline for notifications of eligibility determinations described in clause (i) to not more than 90 days.</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idDE47EE21BF9E4FF29F1B4F92FA408905"><enum>(B)</enum><header>Date described</header><text>The date described in this subparagraph is the date on which, during the preceding 5-year period, the Secretary of Agriculture provides each eligibility determination described in subparagraph (A) during the 90-day period beginning on the date on which each application is received.</text></subparagraph></paragraph></subsection></section><section id="id3030819278784fa0b018494d6c5bc9d7"><enum>504.</enum><header>New Moving to Work cohort</header><subsection commented="no" display-inline="no-display-inline" id="idfc7716c7d7254ae3abc5f4344a3f1fbd"><enum>(a)</enum><header display-inline="yes-display-inline">Definitions</header><text>In this section:</text><paragraph commented="no" display-inline="no-display-inline" id="ida23cc822cffa4629985607166d5fa69a"><enum>(1)</enum><header>Moving to work demonstration</header><text>The term <term>Moving to Work demonstration</term> means the Moving to Work demonstration authorized under section 204 of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6407618805a2496eac145ff0dc9ef78a"><enum>(2)</enum><header>Secretary</header><text display-inline="yes-display-inline">The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="idf35c2701269d4cb2baf3c7c4971760fc"><enum>(b)</enum><header>Authorization of additional public housing agencies</header><paragraph commented="no" display-inline="no-display-inline" id="id88a89fd42fda4a09ab01b968986e6c25"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">After the completion of the initial report required under subsection (h)(2), the Secretary may add up to an additional 25 public housing agencies that are designated as high performing agencies under the Public Housing Assessment System or the Section 8 Management Assessment Program to participate in a new cohort as part of the Moving to Work demonstration.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id0ee02b8035b0491c9fc2ed2a849cd836"><enum>(2)</enum><header>Name</header><text display-inline="yes-display-inline">The new cohort authorized under paragraph (1) shall be entitled the <quote>Economic Opportunity and Pathways to Independence Cohort</quote>.</text></paragraph></subsection><subsection id="idb73cde50e3934509acf0248810d2c31f" commented="no"><enum>(c)</enum><header>Waiver authority</header><paragraph commented="no" display-inline="no-display-inline" id="idcafb1a847dde4244a2a8f74a71f71e24"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">Subject to paragraph (2), the authority of the Secretary to grant waivers to agencies admitted to the Moving to Work demonstration under this section or to designate policy changes as part of a cohort design under this section shall be limited to the waivers codified as of January 2025 in Appendix I of the document of the Department of Housing and Urban Development entitled <quote>Operations Notice for the Expansion of the Moving to Work Demonstration Program</quote> (FR–5994–N–05) published in the Federal Register on August 28, 2020, as amended by the notice entitled <quote>Operations Notice for Expansion of the Moving to Work Demonstration Program Technical Revisions</quote> (FR–5994–N–06) published in the Federal Register on March 20, 2025.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id06f2c1540d544ab5ad9492e349512fbb"><enum>(2)</enum><header>Exceptions</header><text display-inline="yes-display-inline">Under paragraph (1), the Secretary may not grant waivers 1c, 1d, 1e, 1f, 1k, 1l, 1o, 1p, 1q, 6, 7, 9a, 9h, or 12 in the document described in paragraph (1), including modifications of or safe harbor requirement waivers for such waivers.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idc6c1c0ffd6ab43618686cfd93478163e"><enum>(3)</enum><header>Policy options</header><text display-inline="yes-display-inline">In carrying out the Moving to Work demonstration cohort established under this section, the Secretary may consider policy options to provide opt-out savings or escrow accounts and report positive rental payments to consumer reporting agencies (as defined in section 603 of the Fair Credit Reporting Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1681a">15 U.S.C. 1681a</external-xref>)) with resident consent.</text></paragraph></subsection><subsection id="id1747ef2c805345868830bec6363e71b0"><enum>(d)</enum><header>Funding and use of funds</header><paragraph commented="no" display-inline="no-display-inline" id="ida08c7df104074b4aa5757d3fd7f1f840"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">Public housing agencies in the cohort authorized under this section may expend not more than 5 percent of the amounts those public housing agencies receive in any fiscal year for housing assistance payments under section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>) for purposes other than such housing assistance payments.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id32346fdc1aad43e5bf7055f8c4afca8d"><enum>(2)</enum><header>Other uses</header><text display-inline="yes-display-inline">Such other uses of amounts described in paragraph (1) shall comply with all other applicable requirements.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idd5a89e8a9c7a421bbf8eafe8025c1a12"><enum>(3)</enum><header>Formula</header><subparagraph commented="no" display-inline="no-display-inline" id="idad2c8e33e3bc43d2a807975c8de1ee3e"><enum>(A)</enum><header>Renewal</header><text display-inline="yes-display-inline">The amount of funding public housing agencies receive for renewal of housing assistance payments under section 8(o) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)</external-xref>) shall be determined according to the same funding formula applicable to public housing agencies that do not participate in the Moving to Work demonstration, except that the Secretary shall provide public housing agencies funding to renew any funds expended under this subsection, with an adjustment for inflation.</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id474c04b93d02466c80d41c1d681dd400"><enum>(B)</enum><header>Administrative fees</header><text display-inline="yes-display-inline">The amount of funding public housing agencies receive for administrative fees under section 8(q) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(q)</external-xref>), public housing operating subsidies under section 9(e) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437g">42 U.S.C. 1437g(e)</external-xref>), and public housing capital funding under section 9(d) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437g">42 U.S.C. 1437g(d)</external-xref>) shall be determined according to the same funding formula applicable to public housing agencies that do not participate in the Moving to Work demonstration.</text></subparagraph></paragraph></subsection><subsection id="idfb315c1db1e244cf8f82d13b3863834f"><enum>(e)</enum><header>Selection requirements</header><text>The Secretary shall select public housing agencies designated under this section through a competitive process, as determined by the Secretary, with the following parameters:</text><paragraph id="idc4096ac2d8c5492ebd5792ae0a166ea2"><enum>(1)</enum><text>No public housing agency shall be granted this designation under this section that administers more than 27,000 aggregate housing vouchers and public housing units.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idfb0408d60080459182e5311ffc83a902"><enum>(2)</enum><text display-inline="yes-display-inline">Of the public housing agencies selected under this section, not more than 10 shall administer 1,000 or fewer aggregate housing vouchers and public housing units, not more than 6 shall administer between 1,001 and 6,000 aggregate housing vouchers and public housing units, and not more than 4 shall administer between 6,001 and 27,000 aggregate housing vouchers and public housing units.</text></paragraph><paragraph id="id95dd1e95e1bc42e1aa2ad6f7d0bb9de5"><enum>(3)</enum><text>Selection of public housing agencies under this section shall be based on ensuring the geographic diversity of Moving to Work demonstration public housing agencies.</text></paragraph><paragraph id="id7e211a465371479b9d581dcc87b0f6e0"><enum>(4)</enum><text>Within the requirements under paragraphs (1) through (3), the Secretary shall prioritize selecting public housing agencies that serve families with children and youth aging out of foster care at a rate above the national average.</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="ide4b61b4cdc1a491485a27daf07a0de79"><enum>(f)</enum><header>Requirements for selected public housing agencies</header><text>Consistent with section 204(c)(3) of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note), public housing agencies selected for the Moving to Work demonstration under this section shall—</text><paragraph id="id1ee70813f1584695ad3d689d402a04c9"><enum>(1)</enum><text>ensure that not less than 75 percent of the families assisted are very low-income families, as defined in section 3(b)(2)(B) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)(2)(B)</external-xref>);</text></paragraph><paragraph id="id7892b53f3aa04249bae01e3408fec1a8"><enum>(2)</enum><text>establish a reasonable rent policy, which shall be designed to encourage employment and self-sufficiency by participating families, consistent with the purpose of the Moving to Work demonstration, such as by excluding some or all of a family’s earned income for purposes of determining rent;</text></paragraph><paragraph id="id96c52aefdfd8425a9456b2245932be6d"><enum>(3)</enum><text>continue to assist substantially the same total number of eligible low-income families as would have been served had the amounts not been combined;</text></paragraph><paragraph id="id8fc9375fa05b4e1bae72f0fe5a950736"><enum>(4)</enum><text>maintain a comparable mix of families (by family size) as would have been provided had the amounts not been used under the Moving to Work demonstration; and</text></paragraph><paragraph id="idc217dd4c3e9b4dc3a5c615be75d8ea62"><enum>(5)</enum><text>assure that housing assisted under the Moving to Work demonstration meets housing quality standards established or approved by the Secretary.</text></paragraph></subsection><subsection id="id958be53cc5104ee4bfcea7ef874dcc42"><enum>(g)</enum><header>Noncompliance</header><paragraph commented="no" display-inline="no-display-inline" id="id5f0259737b40458cb74211b6086c58a0"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">If the Secretary finds that a public housing agency participating in the cohort authorized under this section is not in compliance with the requirements under this section, the Secretary shall make a determination of noncompliance.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idfb04cfd8c9af4b64a53fdbfca05ce2bd"><enum>(2)</enum><header>Compliance</header><text display-inline="yes-display-inline">Upon making a determination under paragraph (1), the Secretary shall develop a process to bring the public housing agency into compliance.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idfb6205d74b2e4e5794b8040e471405e0"><enum>(3)</enum><header>Removal</header><text display-inline="yes-display-inline">If a public housing agency cannot be brought into compliance under the process developed under paragraph (2), the Secretary shall remove the participating public housing agency from the cohort and replace it with a similarly qualified public housing agency currently not in the cohort chosen in the manner described in subsection (e).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id0f256e3f7127426988b382f9e6396f70"><enum>(4)</enum><header>Notification</header><text display-inline="yes-display-inline">Upon removing a public housing agency under paragraph (3), the Secretary shall immediately submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives—</text><subparagraph commented="no" display-inline="no-display-inline" id="id071c5928d62246a4a7fa3151150a4302"><enum>(A)</enum><text display-inline="yes-display-inline">a notification of the removal; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id8f6f3c131e754e54a5867aa5b4516637"><enum>(B)</enum><text display-inline="yes-display-inline">a report on the active steps the Secretary is taking to replace the public housing agency with a new public housing agency.</text></subparagraph></paragraph></subsection><subsection id="id9b51e2e1627346b3af737b23452bfd55"><enum>(h)</enum><header>Comprehensive Moving to Work reporting and oversight requirements</header><paragraph id="ide7de6a5b2a3d4692a17219c7ea77c9eb"><enum>(1)</enum><header>Cohort research</header><subparagraph id="idc9f89c3e0b1d46369cd0042b9b2b36a2"><enum>(A)</enum><header>In general</header><text>The Secretary shall continue ongoing research investigations commenced as part of the assessment of the cohorts established under section 239 of the Department of Housing and Urban Development Appropriations Act, 2016 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note; <external-xref legal-doc="public-law" parsable-cite="pl/114/113">Public Law 114–113</external-xref>), make public all products completed as part of those investigations, and keep such products online for at least 5 years.</text></subparagraph><subparagraph id="idb604d58d45ef40b39fd59eaff0722ece"><enum>(B)</enum><header>Coordination</header><text>The Secretary shall coordinate with the advisory committee established under section 239 of the Department of Housing and Urban Development Appropriations Act, 2016 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note; <external-xref legal-doc="public-law" parsable-cite="pl/114/113">Public Law 114–113</external-xref>) to establish a research program to evaluate the outcomes and efficacy of the following for all Moving to Work demonstration agencies designated under the authority under such section and this section:</text><clause id="id0ed6e26fe9a249d2b517df668309c078"><enum>(i)</enum><text>The waivers granted to each cohort and whether those waivers accomplish the goals of achieving greater cost effectiveness and administrative capacity, incentivizing families to become economically self-sufficient, and increasing housing choice.</text></clause><clause id="id5205a5adab0e4d5fad0afec7dd96228a"><enum>(ii)</enum><text>The additional flexibilities granted to individual public housing agencies under each cohort.</text></clause><clause id="id734e001062be4d358c3bb87ed51a6788"><enum>(iii)</enum><text>How the flexibilities described in clause (ii) were used for local, non-traditional activities.</text></clause></subparagraph></paragraph><paragraph id="id087b007bfe9443028a687b47659acab7"><enum>(2)</enum><header>Comprehensive reporting requirement</header><text>Not later than 180 days after the date of enactment of this Act, and annually thereafter, the Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report that contains the following for each Moving to Work demonstration cohort under section 204 of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note), section 239 of the Department of Housing and Urban Development Appropriations Act, 2016 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note; <external-xref legal-doc="public-law" parsable-cite="pl/114/113">Public Law 114–113</external-xref>), and this section:</text><subparagraph id="idce35fc6747b543b79b1c5b5fcd21a3a3"><enum>(A)</enum><text>The annual administrative plans of each Moving to Work demonstration public housing agency.</text></subparagraph><subparagraph id="id800f296faa0a49adbef548a27daa0340"><enum>(B)</enum><text>Assessments of longitudinal data, including data on units, households, and outcomes, which shall be evaluated to compare changes in the following trends before and after Moving to Work demonstration designation:</text><clause id="ida722ff46172f417f8d9cce1559bdc567"><enum>(i)</enum><text>Impacts on tenants based on the following, disaggregated by the public housing program and the housing choice voucher program:</text><subclause id="id428db7df04b14b28a2c9baf3984d5e2b"><enum>(I)</enum><text>Eviction rates.</text></subclause><subclause id="id04d48693da934c5d8675315222359f1a"><enum>(II)</enum><text>Hardship policy usage.</text></subclause><subclause id="id4b9a0c3865ef40998fc9f7bdd4edea2f"><enum>(III)</enum><text>Share of rent covered by a household.</text></subclause><subclause id="id0859ae7eb6054fa6aafb14ebfcd585d6"><enum>(IV)</enum><text>Turnover, including the number of household moves with or without continued assistance.</text></subclause><subclause id="idafe29490299644f3afc611903cc54112"><enum>(V)</enum><text>Reasons for exit from the program.</text></subclause><subclause id="id76fb1f1a670e4beda1b141887e73fd4f"><enum>(VI)</enum><text>The number and characteristics of households served, including households with a non-elderly family member with a disability, 3 or more minors, homelessness status at the time of admission, and average and median income as a percent of area median income.</text></subclause></clause><clause id="id7715ceaaf7d648788fef8f74447779a4"><enum>(ii)</enum><text>Impacts on public housing agency operations based on the following:</text><subclause id="id7189ff9d261d4302afa3ad13fb1b4b3f"><enum>(I)</enum><text>The number of units, broken down by type.</text></subclause><subclause id="id31728881efda4697b5746cc167026df8"><enum>(II)</enum><text>The size, including the number of bedrooms per unit, accessibility, affordability, and quality of units.</text></subclause><subclause id="idf9b0c62092d8454a8c4f044fecb2a5b6"><enum>(III)</enum><text>The length of each waitlist maintained and average wait times.</text></subclause><subclause id="ida6e30d22c58e4a98a294ddbef9c09a2f"><enum>(IV)</enum><text>Changes in capital backlog needs and surplus fund and reserve levels.</text></subclause><subclause id="id33318f35c86d49dda1590b0b04f5d428"><enum>(V)</enum><text>The number of public housing units undergoing a conversion under the rental assistance demonstration program authorized under the Department of Housing and Urban Development Appropriations Act, 2012 (<external-xref legal-doc="public-law" parsable-cite="pl/112/55">Public Law 112–55</external-xref>; 125 Stat. 673) or demolition or disposition projects under section 18 of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437p">42 U.S.C. 1437p</external-xref>), including the number of units lost and the location of any replacement housing resulting from demolition or disposition.</text></subclause><subclause id="id4b6fa07d86744196b0770464913a231b"><enum>(VI)</enum><text>The share of project-based vouchers compared to tenant-based vouchers.</text></subclause><subclause id="iddeeae9fc6305420ca8bbe77b14b1ad2f"><enum>(VII)</enum><text>The following annual housing choice voucher data:</text><item id="id79114419a8574d07bbbe977623338a08"><enum>(aa)</enum><text>Voucher unit utilization rates.</text></item><item id="ide1deb7de7e3b439da85e2a662c7055e6"><enum>(bb)</enum><text>Voucher budget utilization rates.</text></item><item id="id84610e2012404ba39d42e89e508ce2a9"><enum>(cc)</enum><text>Annualized voucher success rate.</text></item><item id="idb0edd4a101f44aceb4abb9f1b7c6f416"><enum>(dd)</enum><text>Demographic composition of households issued vouchers compared to utilized vouchers.</text></item><item id="id3cbee562a0f74b4b992c14273cd5420f"><enum>(ee)</enum><text>Average time to lease-up.</text></item><item id="id59ee633bf0fe4800bb59d5c9de7b77eb"><enum>(ff)</enum><text>Average cost per voucher.</text></item><item id="idaed3d8273c8444848826f1fe580c3f9a"><enum>(gg)</enum><text>Average cost per landlord incentive.</text></item><item id="idedb81ce4feb64384a057577f3ae699d1"><enum>(hh)</enum><text>Ratio of the proportion of voucher households living in concentrated low-income areas to the proportion of renter-occupied units in concentrated low-income areas.</text></item><item id="idd1cda92509f647ed9b251aa587ff9abc"><enum>(ii)</enum><text>Characteristics of census tracts where voucher recipients reside.</text></item></subclause><subclause id="iddd6434c5669c4a68883ca2ba8e178084"><enum>(VIII)</enum><text>How the public housing agency met each of the statutory requirements in section 204(c)(3) of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note).</text></subclause></clause><clause id="id74334535cf30466e9c129c0012a55eb4"><enum>(iii)</enum><text>Impacts on public housing staffing and capacity, including the average public housing agency operating, administrative, and housing assistance payment expenditures per household per month.</text></clause></subparagraph><subparagraph id="id87864a1fbf7840749fcabf49e479e54d"><enum>(C)</enum><text>Legislative recommendations for flexibilities that could be expanded to all public housing agencies and how each flexibility enhances housing choice, affordability, and administrative capacity and efficiency for public housing agencies.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id53ac1b7b7cc44056933a5c4af49a7e80"><enum>(3)</enum><header>Public availability</header><subparagraph commented="no" display-inline="no-display-inline" id="id5b3ae6d74d734bd88c978edeace70761"><enum>(A)</enum><header>In general</header><text display-inline="yes-display-inline">The Secretary shall maintain all reports submitted pursuant to this section in a manner that is publicly available, accessible, and searchable on the website of the Department of Housing and Urban Development for not less than 5 years.</text></subparagraph><subparagraph id="id99351184594d4f7eb568c14bdc252587"><enum>(B)</enum><header>Other information</header><clause commented="no" display-inline="no-display-inline" id="id72e900cc51b04b96848db75c6ee8ddc6"><enum>(i)</enum><header display-inline="yes-display-inline">In general</header><text>Annually, the Secretary shall make the annual plan of the Moving to Work demonstration, the Section 8 administrative plan, and the admission and continued occupancy policy publicly available in 1 location on the website of the Department of Housing and Urban Development for not less than 5 years.</text></clause><clause id="id5d7991e85986470cafee11b5af8f7b05" commented="no" display-inline="no-display-inline"><enum>(ii)</enum><header>Database</header><text>The Secretary may establish a searchable database on the website of the Department of Housing and Urban Development to track the types of flexibilities into which Moving to Work demonstration public housing agencies have opted or for which a waiver was approved by the Secretary, disaggregated by year such flexibilities were adopted or approved.</text></clause></subparagraph></paragraph></subsection></section><section id="idf8ded751d58641698d29083b8509600c"><enum>505.</enum><header>Reducing Homelessness Through Program Reform Act</header><subsection commented="no" display-inline="no-display-inline" id="id34bfb6fbe42449da8d74eb9c2cea9098"><enum>(a)</enum><header>Definitions</header><text display-inline="yes-display-inline">In this section:</text><paragraph commented="no" display-inline="no-display-inline" id="idfabb0a99c05f4f9a8e9462090ab67a02"><enum>(1)</enum><header>Appropriate congressional committees</header><text>The term <term>appropriate congressional committees</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="id939d6faf11224ca68700d8882ab72484"><enum>(A)</enum><text display-inline="yes-display-inline">the Committee on Banking, Housing, and Urban Affairs of the Senate; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idc7c3d475f927431d8ec1bfcb279a5058"><enum>(B)</enum><text>the Committee on Financial Services of the House of Representatives.</text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id6d2f682bf826451aa9716888458c6780"><enum>(2)</enum><header>At risk of homelessness</header><text>The term <term>at risk of homelessness</term> has the meaning given the term in section 401 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11360">42 U.S.C. 11360</external-xref>). </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idb55076a4eccd4bf1b32ca143ebb751d6"><enum>(3)</enum><header>Department</header><text>The term <term>Department</term> means the Department of Housing and Urban Development.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id9b51825386ae4d569c2ac3b5f528d8a5"><enum>(4)</enum><header display-inline="yes-display-inline">Homeless</header><text>The term <term>homeless</term> has the meaning given the term in section 103 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11302">42 U.S.C. 11302</external-xref>).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id7f08741271064227aaa43dac312e2b1a"><enum>(5)</enum><header display-inline="yes-display-inline">Public housing agency</header><text>The term <term>public housing agency</term> has the meaning given the term in section 3(b) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)</external-xref>).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id79320acf57ac4e94bc0f5f7b8ce46145"><enum>(6)</enum><header display-inline="yes-display-inline">Secretary</header><text>The term <term>Secretary</term>, except as otherwise provided, means the Secretary of Housing and Urban Development.</text></paragraph></subsection><subsection id="id8aa66384a56f4bf688db7018d27a5b73"><enum>(b)</enum><header>Administrative costs for the Emergency Solutions Grants program</header><text display-inline="yes-display-inline">Section 418 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11378">42 U.S.C. 11378</external-xref>) is amended by striking <quote>7.5 percent</quote> and inserting <quote>10 percent</quote>.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id28624d41a8f74bb7ba1d0a65be80cf55"><enum>(c)</enum><header>Amendments to the Continuum of Care program</header><paragraph commented="no" display-inline="no-display-inline" id="id164fa9c28cb945518ac5ebd1a4af0244"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text display-inline="yes-display-inline">Subtitle C of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11381">42 U.S.C. 11381 et seq.</external-xref>) is amended—</text><subparagraph id="id1845de97a9484cb6be442f103c3f8fa7"><enum>(A)</enum><text>in section 402(g) (<external-xref legal-doc="usc" parsable-cite="usc/42/11360a">42 U.S.C. 11360a(g)</external-xref>)—</text><clause id="id74a6dbb9cddf4a45b51c757ff5803ae9"><enum>(i)</enum><text>by redesignating paragraph (2) as paragraph (3); and</text></clause><clause id="idcd84e7a8782a42f6a3970301de4fe595"><enum>(ii)</enum><text>by inserting after paragraph (1) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id10aa6090c0f54175899da255da9c34c9"><paragraph id="id5078caf3c1914d938eeb9575c0543aa9"><enum>(2)</enum><header>Time limit on designation</header><text>The Secretary—</text><subparagraph commented="no" display-inline="no-display-inline" id="id4c6c67c96fc746a094baf4e1e5991618"><enum>(A)</enum><text display-inline="yes-display-inline">shall accept applications for designation as a unified funding agency annually or biennially, which designation shall be effective for not more than 2 years; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id6c78bb2e962947c090454e6beaeec735"><enum>(B)</enum><text display-inline="yes-display-inline">may, on an annual or biennial basis, renew any designation under subparagraph (A).</text></subparagraph></paragraph><after-quoted-block>;</after-quoted-block></quoted-block></clause></subparagraph><subparagraph id="id58244b5b323f4894816d97b559a87be6"><enum>(B)</enum><text>in section 422 (<external-xref legal-doc="usc" parsable-cite="usc/42/11382">42 U.S.C. 11382</external-xref>)—</text><clause id="id07b6c4a3af2f48b88f6ddbfc14a9b6e9"><enum>(i)</enum><text>in subsection (b)—</text><subclause commented="no" display-inline="no-display-inline" id="id3a4f06bcd183407bb828d9332ed179d4"><enum>(I)</enum><text display-inline="yes-display-inline">by striking <quote>The Secretary</quote> and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idDCF662A81B7F4B95989E9E6552DC35FA"><paragraph commented="no" display-inline="no-display-inline" id="id3fe8218cb1a14336a69cd412b5e04ec9"><enum>(1)</enum><header>In general</header><text>Except as provided in paragraph (2), the Secretary</text></paragraph><after-quoted-block>; and</after-quoted-block></quoted-block></subclause><subclause id="id6760f84825f64c58a4fdd7e3865af1f1"><enum>(II)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idF165864643224AB1A3544C266910A182"><paragraph commented="no" display-inline="no-display-inline" id="iddf64a3d9f06046e3979c4e45bef7dc98"><enum>(2)</enum><header>2-year notification</header><text display-inline="yes-display-inline">Subject to the availability of appropriations, the Secretary may issue a notification of funding availability for grants awarded under this subtitle that provides funding for 2 successive fiscal years, which shall—</text><subparagraph id="id03dd027aeb77412b8ae07cae787afb24"><enum>(A)</enum><text>award funds for the second year of projects, including adjustments under subsection (f), unless the project is underperforming, as determined by the collaborative applicant, and the collaborative applicant applies to replace the project with a new project; and</text></subparagraph><subparagraph id="id0881b08cdb274db9b5400a1fcbd7e6a7"><enum>(B)</enum><text>include—</text><clause id="id8f9045d3668a4e90aaf1d173218df2b6"><enum>(i)</enum><text>the method for applying for and awarding projects to replace underperforming projects in year 2;</text></clause><clause id="ide54ead1e2ee948f187214a122e5896ec"><enum>(ii)</enum><text>the method for applying for and awarding renewals of expiring grants for projects that were not eligible for renewal in the first fiscal year; </text></clause><clause id="idac886147b3b34366ad24d16cf32647df"><enum>(iii)</enum><text>the method for allocating any amounts in the second fiscal year that are in excess of the amount needed to fund the second fiscal year of all grants awarded in the first fiscal year; </text></clause><clause id="idf559824fe53745eeb3acb86e8ec281b4"><enum>(iv)</enum><text>the method of applying for and awarding grants, which are 1-year transition grants awarded by the Secretary to project sponsors for activities under this subtitle to transition from 1 eligible activity to another eligible activity if the recipient—</text><subclause id="idb4cd89888c1343c0ac24167ad5ba45a7"><enum>(I)</enum><text>has the consent of the continuum of care; and</text></subclause><subclause id="id0d33a7c09a594174bee03e06c611946b"><enum>(II)</enum><text>meets standards determined by the Secretary;</text></subclause></clause></subparagraph><subparagraph id="idcf3cf2ee5da64e8382e9b36db8ebacbf"><enum>(C)</enum><text>announce by notice the award of second fiscal year funding and awards for new and renewal projects; and</text></subparagraph><subparagraph id="id6ea0a21582c54c38a123a01e3a1d86fc"><enum>(D)</enum><text>identify the process by which the Secretary may approve replacement of a collaborative applicant that is not a unified funding agency to receive the award in the second fiscal year.</text></subparagraph></paragraph><after-quoted-block>; </after-quoted-block></quoted-block></subclause></clause><clause id="idffd241ef87e74a0d8679a7aec6a589b3"><enum>(ii)</enum><text>in subsection (c)(2)—</text><subclause commented="no" display-inline="no-display-inline" id="id17fb72b8a97b465bbaea2284865465d9"><enum>(I)</enum><text display-inline="yes-display-inline">by striking <quote>(A) <header-in-text level="subparagraph" style="OLC">In general</header-in-text>.—Except as provided in subparagraph (B), the Secretary</quote> and inserting <quote>The Secretary</quote>; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="id66b72f0b154142779ef74d291f802c8a"><enum>(II)</enum><text>by striking subparagraph (B); and</text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="idb94a089fd7aa4ec4bdd2f29ee4025ebd"><enum>(iii)</enum><text>in subsection (e), by striking <quote>1 year</quote> and inserting <quote>2 years</quote>;</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id2e0efa58ba8e4c2f9b5f082c1d83de96"><enum>(C)</enum><text>in section 423(a) (<external-xref legal-doc="usc" parsable-cite="usc/42/11383">42 U.S.C. 11383</external-xref>)—</text><clause commented="no" display-inline="no-display-inline" id="id2c5194eaa04948088031f77f510931d8"><enum>(i)</enum><text>in paragraph (4), in the third sentence—</text><subclause commented="no" display-inline="no-display-inline" id="id9d046ba86c184456bdc2f8a66d9f95dd"><enum>(I)</enum><text display-inline="yes-display-inline">by striking <quote>, at the discretion of the applicant and the project sponsor,</quote>; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="ide6d31d81e84342568e199c47cd872aac"><enum>(II)</enum><text>by inserting <quote>not more than</quote> before <quote>15 years</quote>; </text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="idab734f090d284a558e1a8dc0f0f96c63"><enum>(ii)</enum><text display-inline="yes-display-inline">in paragraph (7), in the matter preceding subparagraph (A), by inserting <quote>payment of not more than 6 months of arrears for rent and utility expenses,</quote> after <quote>moving costs,</quote>; and </text></clause><clause commented="no" id="idb267c6b6fa39498b83b6735580a1b5b6"><enum>(iii)</enum><text>in paragraph (10), by striking <quote>3 percent</quote> and inserting <quote>the greater of either $70,000 or 5 percent</quote>; </text></clause></subparagraph><subparagraph id="id6ee1d4a44d534d9a9e7dc464edcc78e8"><enum>(D)</enum><text>in section 425 (<external-xref legal-doc="usc" parsable-cite="usc/42/11385">42 U.S.C. 11385</external-xref>), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id8fbd4121839d4591b6184ad6f4e5d012"><subsection id="idd38c90d25a314254b3f29062447b9da3"><enum>(f)</enum><header>Adjustment of costs</header><text>Not later than 1 year after the date of enactment of this subsection, and on a biennial basis thereafter, the Comptroller General of the United States—</text><paragraph id="id56657d152cf949f4bd2c6c138c24b396"><enum>(1)</enum><text>shall study the hiring, retention, and compensation levels of the workforce providing the services described in subsection (c), including executive directors, case managers, and frontline staff, and examine whether low compensation is undermining program effectiveness; </text></paragraph><paragraph id="id2d0710adda2b45ea8dbf857833c90d0b"><enum>(2)</enum><text>shall submit to the appropriate congressional committees a report on any findings, and to the Secretary any recommendations, as the Comptroller General considers appropriate regarding funding levels for the cost of the supportive services and the staffing to provide the services described in subsection (c); and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idcc7ec1aad8c046048eb27af56fab462d"><enum>(3)</enum><text display-inline="yes-display-inline">in carrying out the study under paragraph (1), may reference the Consumer Price Index or other similar surveys.</text></paragraph></subsection><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ida155729eaf7346babaef1eb7a8e65e12"><enum>(E)</enum><text>in section 426 (<external-xref legal-doc="usc" parsable-cite="usc/42/11386">42 U.S.C. 11386</external-xref>), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id4C6A820C335247838949B009C2762D82"><subsection commented="no" display-inline="no-display-inline" id="ida7f7c236486442d583fefc28b9d38eea"><enum>(h)</enum><header>Inspections</header><text>When complying with inspection requirements for a housing unit provided to a homeless individual or family using assistance under this subtitle, the Secretary may allow a grantee to—</text><paragraph commented="no" display-inline="no-display-inline" id="id99e68182773d4419be94cb378f407fdf"><enum>(1)</enum><text display-inline="yes-display-inline">conduct a pre-inspection not more than 60 days before leasing the unit;</text></paragraph><paragraph id="id2d17e543580b42d1bac5b688b04a3b9e"><enum>(2)</enum><text>if the unit is located in a rural or small area, conduct a remote or video inspection of a unit; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id390f06eddd7e42e7ac4ceb5aeb10e6fa"><enum>(3)</enum><text display-inline="yes-display-inline">allow the unit to be leased prior to completion of an inspection if the unit passed an alternative Federal inspection within the preceding 12-month period, so long as the unit is inspected not later than 15 days after the start of the lease.</text></paragraph></subsection><after-quoted-block>; and</after-quoted-block></quoted-block></subparagraph><subparagraph id="id8433df02a45a4d92bd01a625c446f329"><enum>(F)</enum><text>in section 430 (<external-xref legal-doc="usc" parsable-cite="usc/42/11386d">42 U.S.C. 11386d</external-xref>), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id24850e79dfef4722ad1f98e7e3e07345"><subsection id="id982b10a5f3ee4ed8858fced410ca06a3"><enum>(d)</enum><header>Costs paid by program income</header><text>With respect to grant amounts awarded under this subtitle, costs paid by the program income of a grant recipient may count toward the contributions required under subsection (a) if the costs—</text><paragraph commented="no" display-inline="no-display-inline" id="idcedb9fee59eb4f938cf1e21f17fed9eb"><enum>(1)</enum><text display-inline="yes-display-inline">are eligible expenses under this subtitle; </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="ida2f6c0724abd4c7cbeaec97899b3a63d"><enum>(2)</enum><text display-inline="yes-display-inline">meet standards determined by the Secretary; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id8b75c6ae6e754546bd0c435bd45c3e10"><enum>(3)</enum><text display-inline="yes-display-inline">supplement activities carried out by the recipient under this subtitle.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="id414c4121886042b08c200bbf1d4c4dac"><enum>(2)</enum><header>Other modifications</header><subparagraph commented="no" display-inline="no-display-inline" id="id5b1af65f09514b0da109e4f4111f452c"><enum>(A)</enum><header display-inline="yes-display-inline">Definitions</header><text>In this paragraph—</text><clause id="ide7ae5dfe89054bc8a5ba8a40921f6656"><enum>(i)</enum><text>the terms <term>collaborative applicant</term> and <term>eligible entity</term> have the meanings given those terms in section 401 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11360">42 U.S.C. 11360</external-xref>); and</text></clause><clause id="idea7683080ba644cf8e83a717703880b9"><enum>(ii)</enum><text>the terms <term>Indian tribe</term> and <term>tribally designated housing entity</term> have the meanings given those terms in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 (<external-xref legal-doc="usc" parsable-cite="usc/25/4103">25 U.S.C. 4103</external-xref>). </text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idb3b274d3b1e44006a2292ce1a2adb170"><enum>(B)</enum><header display-inline="yes-display-inline">Nonapplication of civil rights laws</header><text>With respect to the funds made available for the Continuum of Care program authorized under subtitle C of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11381">42 U.S.C. 11381 et seq.</external-xref>) under the heading <quote>Homeless Assistance Grants</quote> in the Department of Housing and Urban Development Appropriations Act, 2021 (<external-xref legal-doc="public-law" parsable-cite="pl/116/260">Public Law 116–260</external-xref>) and under section 231 of the Department of Housing and Urban Development Appropriations Act, 2020 (<external-xref legal-doc="usc" parsable-cite="usc/42/11364a">42 U.S.C. 11364a</external-xref>), title VI of the Civil Rights Act of 1964 (<external-xref legal-doc="usc" parsable-cite="usc/42/2000d">42 U.S.C. 2000d et seq.</external-xref>) and title VIII of the Civil Rights Act of 1968 (<external-xref legal-doc="usc" parsable-cite="usc/42/3601">42 U.S.C. 3601 et seq.</external-xref>) shall not apply to applications by or awards for projects to be carried out—</text><clause id="id8a31c13a9585437e964510394d1c567b"><enum>(i)</enum><text>on or off reservation or trust lands for awards made to Indian tribes or tribally designated housing entities; or</text></clause><clause id="id2803a665d92b42eb8b8f72aa7bf358be"><enum>(ii)</enum><text>on reservation or trust lands for awards made to eligible entities.</text></clause></subparagraph><subparagraph id="id037f6c66f6e54c5ca92ac0524910d8ce"><enum>(C)</enum><header>Certification</header><text>With respect to funds made available for the Continuum of Care program authorized under subtitle C of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11381">42 U.S.C. 11381 et seq.</external-xref>) under the heading <quote>Homeless Assistance Grants</quote> under section 231 of the Department of Housing and Urban Development Appropriations Act, 2020 (<external-xref legal-doc="usc" parsable-cite="usc/42/11364a">42 U.S.C. 11364a</external-xref>)—</text><clause id="idfd2e5bc95d1949eabd1c1f3e096b62bc"><enum>(i)</enum><text>applications for projects to be carried out on reservations or trust land shall contain a certification of consistency with an approved Indian housing plan developed under section 102 of the Native American Housing Assistance and Self-Determination Act (<external-xref legal-doc="usc" parsable-cite="usc/25/4112">25 U.S.C. 4112</external-xref>), notwithstanding section 106 of the Cranston-Gonzalez National Affordable Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/42/12706">42 U.S.C. 12706</external-xref>) and section 403 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11361">42 U.S.C. 11361</external-xref>);</text></clause><clause id="id0db4d93ac8db4b8da7cd65bf67ff365e"><enum>(ii)</enum><text>Indian tribes and tribally designated housing entities that are recipients of awards for projects on reservations or trust land shall certify that they are following an approved housing plan developed under section 102 of the Native American Housing Assistance and Self-Determination Act (<external-xref legal-doc="usc" parsable-cite="usc/25/4112">25 U.S.C. 4112</external-xref>); and</text></clause><clause id="id7f9f43acaf8f47c3bc0bf78db3b7ee14"><enum>(iii)</enum><text>a collaborative applicant for a Continuum of Care whose geographic area includes only reservation and trust land is not required to meet the requirement in section 402(f)(2) of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11360a">42 U.S.C. 11360a(f)(2)</external-xref>).</text></clause></subparagraph></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id6245f9d16b60407aa96412a2ba543166"><enum>(d)</enum><header>Amendments to the Housing Choice Voucher program</header><text display-inline="yes-display-inline">Section 8(o)(5) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)(5)</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id2D24B682BFA7407B9CA9D27ACC1D88FB"><subparagraph commented="no" display-inline="no-display-inline" id="id68505c11e6d24337849cf3ae5b33092a"><enum>(C)</enum><header>Exceptions</header><text>Notwithstanding subparagraph (A)—</text><clause commented="no" display-inline="no-display-inline" id="id9e8365a6d919434ea361d405ad6b32b0"><enum>(i)</enum><text display-inline="yes-display-inline">a public housing agency may accept a third party income calculation and verification of family income for purposes of this subsection if—</text><subclause commented="no" display-inline="no-display-inline" id="id8ed37678f87443abbb360d764310c4d3"><enum>(I)</enum><text display-inline="yes-display-inline">the calculation and verification was completed for determination of income eligibility for a Federal program or service during the preceding 12-month period; and</text></subclause><subclause commented="no" display-inline="no-display-inline" id="id5927e4c147af433a9e9456b5f333d209"><enum>(II)</enum><text>there has been no change in income or family composition since the calculation and verification under clause (i); and</text></subclause></clause><clause commented="no" display-inline="no-display-inline" id="idaaff21bc2dad4c8da528d7e6c2ec236d"><enum>(ii)</enum><text display-inline="yes-display-inline">when using prior year income under section 3(a)(7)(B), a public housing agency shall use the income of the family as determined by the agency or owner for the prior calendar year or another 12-month period ending during the preceding 12 months, taking into consideration any redetermination of income between the start of such prior calendar year or other 12-month period and the date of the annual review.</text></clause></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subsection><subsection commented="no" id="id796c022b788a4bfbbf98d8f309b78e00"><enum>(e)</enum><header>Improving coordination between health care systems and supportive services</header><text>Not later than 180 days after the date of enactment of this Act, the Secretary of Health and Human Services and the Secretary shall seek to enter into an agreement with the National Academies of Sciences, Engineering, and Medicine to conduct and submit to the appropriate congressional committees an evidence-based, nonpartisan analysis that—</text><paragraph commented="no" display-inline="no-display-inline" id="idf28c8cf103424ae4917b01d3ffc499d7"><enum>(1)</enum><text display-inline="yes-display-inline">reviews the research on linkages between access to affordable health care and homelessness and analyzes the effect of greater coordination and partnerships between health care organizations, mental health and substance use disorder and substance use disorder service providers, and housing service providers, including possible cost-savings from providing greater access to health services, recovery housing, or housing-related supportive services for individuals experiencing chronic homelessness and other types of homelessness; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id4b80d71c3ffd4b25b8feb81e132bc43a"><enum>(2)</enum><text display-inline="yes-display-inline">includes policy and program recommendations for improving access to health care and housing, health care and housing outcomes, possible cost-savings and efficiencies, and best practices.</text></paragraph></subsection><subsection id="id1d7ae33c9d944a33a8d18bd9dcd472dd"><enum>(f)</enum><header>Demonstration authority</header><paragraph commented="no" display-inline="no-display-inline" id="id51e917ba346f4655a0b01c72e0933fa2"><enum>(1)</enum><header display-inline="yes-display-inline">In general</header><text>Subtitle A of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11360">42 U.S.C. 11360 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id77094D2FBC2C4D488544CB9B084C3A79"><section id="id32db0eeba2f841d7a306d00497967da6"><enum>409.</enum><header>Demonstration authority</header><subsection commented="no" display-inline="no-display-inline" id="id02dff326becc49a5b73b276b3cd195b9"><enum>(a)</enum><header>Definitions</header><text>In this section:</text><paragraph commented="no" display-inline="no-display-inline" id="idb9407f5e586b43fdb24f7ba47a5da847"><enum>(1)</enum><header display-inline="yes-display-inline">Appropriate congressional committees</header><text>The term <term>appropriate congressional committees</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="idD04FBFBA675E401781B8146A6300B995"><enum>(A)</enum><text display-inline="yes-display-inline">the Committee on Banking, Housing, and Urban Affairs of the Senate; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id1B4E730568304C13BBBAF73744854CD2"><enum>(B)</enum><text>the Committee on Financial Services of the House of Representatives.</text></subparagraph></paragraph><paragraph id="idc91f4618a2864766aea5dbf927271835"><enum>(2)</enum><header>Health care organization</header><text>The term <term>health care organization</term> means an entity providing medical or mental and behavioral health care, including—</text><subparagraph id="id7d9fed90e5c14760b68c31ee22419d6a"><enum>(A)</enum><text>a hospital (as defined in section 1861(e) of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1395x">42 U.S.C. 1395x(e)</external-xref>));</text></subparagraph><subparagraph id="idc8a0b42deeae4b69ae24f63687267604"><enum>(B)</enum><text>a Federally-qualified health center (as defined in section 1905(l)(2) of the Social Security Act (<external-xref legal-doc="usc" parsable-cite="usc/42/1396d">42 U.S.C. 1396d(l)(2)</external-xref>)) or another community health center eligible to receive a grant under section 330 of the Public Health Service Act (<external-xref legal-doc="usc" parsable-cite="usc/42/254b">42 U.S.C. 254b</external-xref>); and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id6dd428165ac74a05a2da0ef4d76650e1"><enum>(C)</enum><text display-inline="yes-display-inline">a licensed or certified provider of evidence-based substance use disorder services or mental health services providing such services pursuant to funding under a block grant for substance use prevention, treatment, and recovery services or a block grant for community mental health services under subpart II or subpart I, respectively, of part B of title XIX of the Public Health Service Act (<external-xref legal-doc="usc" parsable-cite="usc/42/300x">42 U.S.C. 300x et seq.</external-xref>).</text></subparagraph></paragraph><paragraph id="idfb7645621457453d9b0b8117459459b4"><enum>(3)</enum><header>Housing provider</header><text>The term <term>housing provider</term> means an entity, including a grant recipient under subtitle B or C of this title, a public housing agency (as defined in section 3 of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a</external-xref>)), or a federally funded organization or a nonprofit organization, that administers a program to provide housing services to individuals experiencing or at risk of homelessness, including rapid re-housing, transitional housing, housing choice vouchers, and housing-related supportive services.</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id732cd0f3f3ff45bcb7089523f95d117e"><enum>(b)</enum><header display-inline="yes-display-inline">Authority</header><text display-inline="yes-display-inline">The Secretary may establish demonstration projects or partnerships that involve collaboration between housing providers and healthcare organizations to provide housing-related supportive services, including—</text><paragraph commented="no" display-inline="no-display-inline" id="id3163c9ac6a404910a732a16a73099189"><enum>(1)</enum><text display-inline="yes-display-inline">assistance in coordinating data systems in a manner that is compliant with the Health Insurance Portability and Accountability Act (<external-xref legal-doc="public-law" parsable-cite="pl/104/191">Public Law 104–191</external-xref>); and </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idbf9eb1a7bb704422a465e450ff1841f4"><enum>(2)</enum><text display-inline="yes-display-inline">projects or partnerships that are aimed at serving individuals—</text><subparagraph commented="no" display-inline="no-display-inline" id="id645b0d3de1134458bd86ad72a05f4e1c"><enum>(A)</enum><text display-inline="yes-display-inline">who are homeless, chronically homeless, or at risk of homelessness; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id8da1f65b31f342ddbb17287c43288af9"><enum>(B)</enum><text>with—</text><clause id="id02662dae2fa146ef9fe2dc320411ba54"><enum>(i)</enum><text>a high-use of emergency services or emergency departments;</text></clause><clause id="id87a9bc93b5154bf78e306267ff12818d"><enum>(ii)</enum><text>chronic disabilities, including physical health or mental health conditions;</text></clause><clause id="iddb9d674c419d4143862f1fcecee17f52"><enum>(iii)</enum><text>substance use disorders;</text></clause><clause id="id49e26ae95f8a4852ad6a53476450a748"><enum>(iv)</enum><text>serious mental illness; or</text></clause><clause id="idc129fbdeb63b4008a468c12299f381d5"><enum>(v)</enum><text>other severe service needs. </text></clause></subparagraph></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="idcd771ffbfe944c2c8c27367b37504009"><enum>(c)</enum><header>Report</header><text display-inline="yes-display-inline">Not later than 2 years after the date of enactment of this Act, and every 4 years thereafter, the Secretary shall submit to the appropriate congressional committees a report on each demonstration project or partnership established under this section.</text></subsection></section><after-quoted-block>.</after-quoted-block></quoted-block></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idBA575D6D1A7C418BBD52E7A0B799D808"><enum>(2)</enum><header>Technical and conforming amendment</header><text>The table of contents in section 101(b) of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11301">42 U.S.C. 11301</external-xref> note) is amended by inserting after the item relating to section 408 the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id5F5A55CF3A514B0EB620C0B9DA0E25CE"><toc><toc-entry bold="off" level="section">Sec. 409. Demonstration authority.</toc-entry></toc><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection commented="no" id="id5ce27dfff52f469c9c33b4be8f389b65"><enum>(g)</enum><header>Streamlining coordinated entry</header><paragraph id="id4f3a692eee794eaaa642b777658750df"><enum>(1)</enum><header>Audit by the Comptroller General</header><text>Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall—</text><subparagraph id="id51df3c7ff53f404cb4c4478080a0f750"><enum>(A)</enum><text>conduct a multi-community evaluation of the operations of coordinated assessment systems by the Continuum of Care Program under subtitle C of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11381">42 U.S.C. 11381 et seq.</external-xref>) program to examine the efficiency, accuracy, and outcomes of those operations; and</text></subparagraph><subparagraph id="id1f5e5b0b75664409b17e01976fdd9acf"><enum>(B)</enum><text>submit to the appropriate congressional committees on any findings and to the Secretary on any recommendations, as the Comptroller General considers appropriate, for a more effective and efficient coordinated entry process. </text></subparagraph></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id9c562bbf96b248da84602bcfa3a9ae10"><enum>(2)</enum><header>Assessments</header><text display-inline="yes-display-inline">Not later than 2 years after the date of enactment of this Act, the Secretary shall—</text><subparagraph commented="no" display-inline="no-display-inline" id="idc2e09a6239294a9ba458b7d0ef20a7fa"><enum>(A)</enum><text display-inline="yes-display-inline">evaluate the coordinated assessment processes under the Continuum of Care Program under subtitle C of title IV of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11381">42 U.S.C. 11381 et seq.</external-xref>), which shall include—</text><clause commented="no" id="ida9c5fee87773414692372b1f51cd551d"><enum>(i)</enum><text>a request for information from continuums of care about coordinated entry tools, processes, barriers, documentation barriers, and necessary guidance;</text></clause><clause commented="no" id="id46ba032c62e64309a6ed7bb778a17499"><enum>(ii)</enum><text>incorporation of findings from relevant reports and demonstrations of the Department, including the report described in paragraph (1); and</text></clause><clause commented="no" id="idb6a7252ef12e4bd78a35299fdab9b4e2"><enum>(iii)</enum><text>consultation with organizations with expertise in providing health care to people experiencing homelessness on best practices in assessment tools for prioritizing resources and characterizing chronic homelessness and people experiencing homelessness with high-service needs;</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="iddff795ebd69145178ea4c10821b31ccc"><enum>(B)</enum><text>issue an updated notice, which shall include guidance—</text><clause commented="no" display-inline="no-display-inline" id="idb79516391fc34c3aa40020bea05ea63e"><enum>(i)</enum><text display-inline="yes-display-inline">on effective assessment processes that remove barriers, streamline access, allow for coordination with public housing agencies, include trauma-informed data collection practices, improve accuracy, address needs for underserved groups, and successfully rehouse homeless individuals;</text></clause><clause commented="no" id="id3faae7d1b9934f83a2114a0a88c1faa9"><enum>(ii)</enum><text>that includes all key populations and subpopulations, including consideration for age, family status, health status, or other factors, access points, prioritization, and programs and systems serving individuals experiencing homelessness; and </text></clause><clause commented="no" display-inline="no-display-inline" id="id09f0b3e5c5a54dfcabaacd01a3170f06"><enum>(iii)</enum><text display-inline="yes-display-inline">that allows for local flexibility and tailoring based on the needs and resources within the specific community; and </text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idc1868a84b2f043c992f860f30c5b5422"><enum>(C)</enum><text>establish a timely, periodic procedure to request feedback on coordinated assessment and update the guidance, which may include conducting a request for information not less frequently than once every 5 years.</text></subparagraph></paragraph></subsection><subsection commented="no" id="ide8fc30cba47843379c2b189f31e679a9"><enum>(h)</enum><header>Improving targeted data collection, funding, and coordination</header><text>The Secretary shall—</text><paragraph commented="no" display-inline="no-display-inline" id="idcad8fa2348a641dfbb881561648c9ce2"><enum>(1)</enum><text display-inline="yes-display-inline">issue not less than 1 request for information on—</text><subparagraph id="idfe841e938e9f45a0a9f399424d72df4c"><enum>(A)</enum><text>improving data collection, including through the use of the Homeless Management Information System or other data systems;</text></subparagraph><subparagraph id="id7ad863ce8c7d4290ac1e47add62a6c33"><enum>(B)</enum><text>coordination and use of data between housing and homelessness providers and physical, mental, and behavioral health organizations, substance use treatment providers, and the Department of Veterans Affairs for implementation of programs to provide services for people experiencing or at risk of homelessness, including the chronically homeless; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id291bb951f1c243c8b667773f82ff41ec"><enum>(C)</enum><text>the potential benefits and risks of using artificial intelligence models for the purpose of improving program coordination and effectiveness and assessing the effectiveness of interventions to house individuals experiencing or at risk of homelessness, including by sub-populations;</text></subparagraph></paragraph><paragraph id="id2f8f4e402071445db230c46e365dce85"><enum>(2)</enum><text>consider providing incentives to improve data collection, enhance the use of the Homeless Management Information System, implement community information exchanges, and strengthen the coordination of data from physical, mental, and behavioral health organizations with housing and homelessness providers, in order to target resources for housing, outreach, homelessness prevention, and housing-related supportive services for homeless individuals, or chronically homeless individuals; and </text></paragraph><paragraph id="id79bf88bed186476794a7884c843ff692"><enum>(3)</enum><text>coordinate with the Secretary of the Department of Veterans Affairs to improve coordination between data systems for vouchers provided under section 8(o)(19) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f(o)(19)</external-xref>), the Homeless Management Information System, and any other applicable homeless program supported by the Department of Veterans Affairs.</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id1ed9fb6123734b57b0470e56ffa460ee"><enum>(i)</enum><header>Rule of construction</header><text display-inline="yes-display-inline"> Nothing in this section or the amendments made by this section shall be construed to limit the authority of the Secretary to provide flexibility under housing laws in effect as of the date of enactment of this Act. The flexibilities and waivers authorized under this section and the amendments made by this section shall not replace or result in the termination of other flexibilities and waivers that the Secretary is authorized to exercise.</text></subsection></section><section id="id2cabbaf981fe4b3ba2c53354f609a650"><enum>506.</enum><header>Incentivizing local solutions to homelessness</header><text display-inline="no-display-inline">Section 414 of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11373">42 U.S.C. 11373</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id3258ade9b87845159f812a5a1ac3fb76"><subsection id="idcfae2aa6afa94d8a83f219cc247665b0"><enum>(f)</enum><header>Funding cap waiver authority</header><paragraph commented="no" display-inline="no-display-inline" id="idecf96d90238a449284da57f706120682"><enum>(1)</enum><header>In general</header><text>Notwithstanding any other provision of law or regulation, a recipient may request a waiver of the spending cap established pursuant to section 415(b) for amounts provided between fiscal years 2026 through 2029.</text></paragraph><paragraph id="id30ed87d80ba4436784fdcc891dc9875a"><enum>(2)</enum><header>Waiver request</header><subparagraph commented="no" display-inline="no-display-inline" id="idde4ea5c40550402db104e07756cdec60"><enum>(A)</enum><header display-inline="yes-display-inline">In general</header><text>A recipient seeking a waiver described in paragraph (1) shall submit to the Secretary a waiver request that includes not more than the following:</text><clause id="idd5ee8eb8d5294d70977ba9d131028f86"><enum>(i)</enum><text>A demonstration of local needs and circumstances that necessitate a waiver.</text></clause><clause id="id176732f8ade041c5ad51910e4d9e7ea8"><enum>(ii)</enum><text>A detailed plan for how the recipient intends to use funds.</text></clause><clause id="id9c622ea58f064146896cc68b9c13d009"><enum>(iii)</enum><text>A justification for how the proposed use of funds supports the most recent Consolidated Annual Performance and Evaluation Report of the recipient.</text></clause><clause commented="no" display-inline="no-display-inline" id="idc2c32a864c254eeaa4128c366fbc51f6"><enum>(iv)</enum><text>Any public input solicited under subparagraph (B)(ii).</text></clause></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id69702601da3f476380917f9623b72d5b"><enum>(B)</enum><header>Notification</header><text>Each recipient shall—</text><clause commented="no" display-inline="no-display-inline" id="id6f5f62ac8b71451d89693cb6ab3f3802"><enum>(i)</enum><text display-inline="yes-display-inline">notify all subrecipients, including local continuums of care, of the availability of waivers under this subsection; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idd63cbd63416a4962ae0ac5a3d8bac695"><enum>(ii)</enum><text display-inline="yes-display-inline">prior to the submission of a waiver request under subparagraph (A)), solicit public input regarding the potential need for and proposed uses of such waiver. </text></clause></subparagraph><subparagraph id="idfad13a2491f74142994e0edf6c9bbde7"><enum>(C)</enum><header>Approval; publication</header><text>The Secretary shall—</text><clause commented="no" display-inline="no-display-inline" id="id389124d9fbf3414e885b98d3522b2eac"><enum>(i)</enum><text display-inline="yes-display-inline">make all waiver requests submitted under subparagraph (A) publicly available on the website of the Department of Housing and Urban Development;</text></clause><clause commented="no" display-inline="no-display-inline" id="id5eb3df9a358c41aebf05bf642449cfa5"><enum>(ii)</enum><text display-inline="yes-display-inline">not later than 60 days after the date on which the Secretary receives a waiver request under subparagraph (A), approve or deny the request; and</text></clause><clause commented="no" display-inline="no-display-inline" id="idf7b1302cabd04e32ba75f778298d1a88"><enum>(iii)</enum><text display-inline="yes-display-inline">deny any waiver submitted under subparagraph (A) by a recipient that relocates or threaten to relocates individuals or their property without providing emergency shelter, rapid rehousing, transitional housing, permanent supportive housing, or other permanent housing options.</text></clause></subparagraph></paragraph><paragraph id="id8ba49deb3811442480da205501168dbf"><enum>(3)</enum><header>Revocation</header><subparagraph commented="no" display-inline="no-display-inline" id="id800068b9fda445e0bab4433645e73576"><enum>(A)</enum><header display-inline="yes-display-inline">In general</header><text>A waiver approved under this subsection shall remain in effect for each of fiscal years 2026 through 2029 unless the recipient notifies the Secretary in writing that the recipient wishes to revoke the waiver. </text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id817e9661a35641218e667fa1bcec72c5"><enum>(B)</enum><header>Notification</header><text display-inline="yes-display-inline">If a recipient revokes a waiver under subparagraph (A), the recipient shall solicit input from subrecipients regarding the revocation and provide a justification for the revocation.</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id05cf6893e0c848e6bdf5b987ee70231f"><enum>(C)</enum><header>Publication</header><text>The Secretary shall publish any revocation of a waiver under subparagraph (A) and the justification of the recipient for the waiver on the website of the Department of Housing and Urban Development.</text></subparagraph></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></section><enum>VI</enum><header>Veterans and Housing</header><section id="id8ef0db77ca06490abb73cf5b86fc9df1"><enum>601.</enum><header>VA Home Loan Awareness Act</header><subsection id="id35c45c67328443c59b15b4c26601ab89"><enum>(a)</enum><header>In general</header><text>Subpart A of part 2 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/12/4541">12 U.S.C. 4541 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id327fe69b2d93450a92cc12958e755945"><section id="idc3c0d349c7254349a4628b6da9abbc6e"><enum>1329.</enum><header>Uniform residential loan application</header><text display-inline="no-display-inline">Not later than 6 months after the date of enactment of this section, the Director shall, by regulation or order, require each enterprise to include a disclaimer below the military service question on the form known as the Uniform Residential Loan Application stating, <quote>If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.</quote>.</text></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id18fc948e83974590aeaa9b5671a26e84"><enum>(b)</enum><header>GAO study</header><text>Not later than 18 months after the date of enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to Congress a report on whether not less than 80 percent of lenders using the Uniform Residential Loan Application have included on that form the disclaimer required under section 1329 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as added by subsection (a).</text></subsection></section><section id="ida74dd5263b324684b74b7da001780237"><enum>602.</enum><header>Veterans Affairs Loan Informed Disclosure (VALID) Act</header><subsection id="id6485d990106e4bd591b3f7753f13a2e8"><enum>(a)</enum><header>FHA informed consumer choice disclosure</header><paragraph id="id15b38c60ba174f6ebbfb67c76c82cd4f"><enum>(1)</enum><header>Inclusion of information relating to va loans</header><text>Subparagraph (A) of section 203(f)(2) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1709">12 U.S.C. 1709(f)(2)(A)</external-xref>) is amended—</text><subparagraph id="idf2718d2325cc4ad88c29edec07a9d207"><enum>(A)</enum><text>by inserting <quote>(i)</quote> after <quote>loan-to-value ratio</quote>; and</text></subparagraph><subparagraph id="id6c47e86be3724274803dbdb9bd7976cf"><enum>(B)</enum><text>by inserting before the semicolon the following: <quote>, and (ii) in connection with a loan guaranteed or insured under <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/38/37">chapter 37</external-xref> of title 38, United States Code, assuming prevailing interest rates</quote>.</text></subparagraph></paragraph><paragraph id="id1cff265c97c0480b860721fe20acedad"><enum>(2)</enum><header>Rule of construction</header><text>Nothing in the amendments made by paragraph (1) shall be construed to require an original lender to determine whether a prospective borrower is eligible for any loan included in the notice required under section 203(f) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1709">12 U.S.C. 1709(f)</external-xref>).</text></paragraph></subsection><subsection id="id00a6a7edc7264b63b53b6e92623f2480"><enum>(b)</enum><header>Military service question</header><paragraph id="idcce6346293804cbd80baf4999e0e9bbf"><enum>(1)</enum><header>In general</header><text>Subpart A of part 2 of subtitle A of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (<external-xref legal-doc="usc" parsable-cite="usc/12/4541">12 U.S.C. 4541 et seq.</external-xref>), as amended by section 601(a) of this Act, is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id156951bb9e4748208c92c031f2a429d7"><section id="id263fc656129c41ef8f7dc58803baed3d"><enum>1330.</enum><header>Uniform residential loan application</header><text display-inline="no-display-inline">Not later than 6 months after the date of enactment of this section, the Director shall require each enterprise to—</text><paragraph id="id7974c8eb88b040fdb131539c7071549e"><enum>(1)</enum><text>include a military service question on the form known as the Uniform Residential Loan Application; and</text></paragraph><paragraph id="id365144970c6d4acc8db28e8c5f12b14e"><enum>(2)</enum><text>position the question described in paragraph (1) above the signature line of the Uniform Residential Loan Application.</text></paragraph></section><after-quoted-block>.</after-quoted-block></quoted-block></paragraph><paragraph id="id633912b46cc24670994b95e8e2efde4c"><enum>(2)</enum><header>Rulemaking</header><text>Not later than 6 months after the date of enactment of this Act, the Director of the Federal Housing Finance Agency shall issue a rule to carry out the amendment made by this section.</text></paragraph></subsection></section><section id="id602fc34fa9fa4e08ad36f6bfd45a78d2"><enum>603.</enum><header>Housing Unhoused Disabled Veterans Act</header><subsection commented="no" display-inline="no-display-inline" id="idd6fbb06a1a3644bba41c442800c143bb"><enum>(a)</enum><header>Exclusion of certain disability benefits</header><text display-inline="yes-display-inline">Section 3(b)(4)(B) of the United States Housing Act of 1937 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437a">42 U.S.C. 1437a(b)(4)(B)</external-xref>) is amended—</text><paragraph id="id9c093257bd1d4192b24baf18ca53fb01"><enum>(1)</enum><text>by redesignating clauses (iv) and (v) as clauses (vi) and (vii), respectively; and</text></paragraph><paragraph id="id7ee38ab2c83f4636be22e29b670952ba"><enum>(2)</enum><text>by inserting after clause (iii) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idae4acc7e6cb644b2aba09deb36da15dc"><clause id="idbe4b32e5136c4ad6bc1e777559c38f1d"><enum>(iv)</enum><text>for the purpose of determining income eligibility with respect to the supported housing program under section 8(o)(19), any disability benefits received under chapter 11 or <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/38/15">chapter 15</external-xref> of title 38, United States Code, received by a veteran, except that this exclusion shall not apply to the income in the definition of adjusted income;</text></clause><clause id="id7b99b716baf147ae9e9c49c39d5be06e"><enum>(v)</enum><text>for the purpose of determining income eligibility with respect to any household receiving rental assistance under the supported housing program under section 8(o)(19) as it relates to eligibility for other types of housing assistance, any disability benefits received under chapter 11 or <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/38/15">chapter 15</external-xref> of title 38, United States Code, received by a veteran, except that this exclusion shall not apply to income in the definition of adjusted income;</text></clause><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id59da992e2ba448518fa1b8a576dea0c2"><enum>(b)</enum><header>Treatment of certain disability benefits</header><paragraph id="ide95cb5b608514afeac5f5e6253a9f5c9"><enum>(1)</enum><header>In general</header><text>When determining the eligibility of a veteran to rent a residential dwelling unit constructed on Department property on or after the date of the enactment of this Act, for which assistance is provided as part of a housing assistance program administered by the Secretary, the Secretary shall exclude from income any disability benefits received under chapter 11 or <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/38/15">chapter 15</external-xref> of title 38, United States Code by such person.</text></paragraph><paragraph id="ide0c380fb43ba47eba01bd3eba9b833bf"><enum>(2)</enum><header>Definitions</header><text>In this subsection:</text><subparagraph id="idf6666945d6834ade9b028f3b323e46d2"><enum>(A)</enum><header>Secretary</header><text>The term <term>Secretary</term> means the Secretary of Housing and Urban Development.</text></subparagraph><subparagraph id="id6178f7679a4e430baa271e3a3a379d57"><enum>(B)</enum><header>Department property</header><text>The term <term>Department property</term> has the meaning given the term in section 901 of title 38, United States Code.</text></subparagraph></paragraph></subsection></section><enum>VII</enum><header>Oversight and Accountability</header><section id="id6a2a5c473692421ebe8b11cf1ff3ce24"><enum>701.</enum><header>Requiring annual testimony and oversight from housing regulators</header><subsection id="id67df083c853e4c0da33fd01278d11c01"><enum>(a)</enum><header>HUD programs</header><text>The Department of Housing and Urban Development Act (<external-xref legal-doc="usc" parsable-cite="usc/42/3531">42 U.S.C. 3531 et seq.</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id652b349007f54c6f954f648b7104865d"><section id="idc353fbe7f82a4fd5b130e8e13f9d7f4c"><enum>15.</enum><header>Annual testimony</header><text display-inline="no-display-inline">The Secretary shall, on an annual basis, testify before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives on the status of all programs carried out by the Department, at the request of the relevant committee.</text></section><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id8f0f20f293a14c2d8c547e2ab4051fd8"><enum>(b)</enum><header>Government guaranteed or insured mortgages</header><text>On an annual basis, the following individuals shall testify before the appropriate committees of Congress with respect to mortgage loans made, guaranteed, or insured by the Federal Government:</text><paragraph id="idb6de286a0de64886b5a03751be5f3ebe"><enum>(1)</enum><text>The President of the Government National Mortgage Association.</text></paragraph><paragraph id="idbe7f65d833f14cb481d0df82066884c7"><enum>(2)</enum><text>The Federal Housing Commissioner.</text></paragraph><paragraph id="idf665e95979ee4cf688da8f08ddbcf86d"><enum>(3)</enum><text>The Administrator of the Rural Housing Service.</text></paragraph><paragraph id="id06dab250e45e450caf8278c444c5e23c"><enum>(4)</enum><text>The Executive Director of the Loan Guaranty Service of the Department of Veterans Affairs.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idbc6cb67f8c7a4158b56501bd400aec89"><enum>(5)</enum><text>The Director of the Federal Housing Finance Agency.</text></paragraph></subsection><subsection id="id0e2b9618d7d245159710c54eb94679e7"><enum>(c)</enum><header>Mortgagee review board</header><text>Section 202(c)(8) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(c)(8)</external-xref>) is amended—</text><paragraph id="id6e3ab0f67d294681bc0ece08ecd862b5"><enum>(1)</enum><text>by striking <quote>, in consultation with the Federal Housing Administration Advisory Board,</quote>; and</text></paragraph><paragraph id="idaaa5f9527b434f2fb2f04d9c8f8e3220"><enum>(2)</enum><text>by inserting <quote>and to Congress</quote> after <quote>the Secretary</quote>.</text></paragraph></subsection></section><section id="id93a4134574f24169915fe72e49063df5"><enum>702.</enum><header>FHA reporting requirements on safety and soundness</header><subsection id="id498d3a2757a042aa91c0147cf0b751da"><enum>(a)</enum><header>Monthly reporting on mutual mortgage insurance fund capital ratio</header><text>Section 202(a) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(a)</external-xref>) is amended by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="ideb45cd757f1f4b9fb8f67a129c64601a"><paragraph id="idaa4e62f4da6b4f29a44eabce28b115e1"><enum>(8)</enum><header>Other required reporting</header><text>The Secretary shall—</text><subparagraph id="idac42e346a1f149d38b63eef161d15e2e"><enum>(A)</enum><text>submit to Congress monthly reports on the capital ratio required under section 205(f)(2); and</text></subparagraph><subparagraph id="idab319e02b6e24452be03d86f6facb894"><enum>(B)</enum><text>notify Congress as soon as practicable after the Fund falls below the capital ratio required under section 205(f)(2).</text></subparagraph></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subsection><subsection id="id147babafe38c4e11bc420459a2d89609"><enum>(b)</enum><header>Annual independent actuarial study</header><text>Section 202(a)(4) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1708">12 U.S.C. 1708(a)(4)</external-xref>) is amended—</text><paragraph id="id5b1c7929d12242bfa5d81638e1df23e2"><enum>(1)</enum><text>by striking <quote>The Secretary</quote> and inserting the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id5e189ab981dd4356b4b95768eee3d2a6"><subparagraph id="idab947e15baea41a5bb1edaa252bd7d5f"><enum>(A)</enum><header>Definition</header><text>In this paragraph, the term <term>first-time homebuyer</term> means a borrower for whom no consumer report (as defined in section 603 of the Fair Credit Reporting Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1681a">15 U.S.C. 1681a</external-xref>)) indicates that the borrower has or had a loan with a consumer purpose that is secured by a 1- to 4-unit residential real property.</text></subparagraph><subparagraph id="idcb340a1c0859455884f80dd6d27bac2d"><enum>(B)</enum><header>Study and report</header><text>The Secretary</text></subparagraph><after-quoted-block>; and</after-quoted-block></quoted-block></paragraph><paragraph id="idb7c0d471e88243628ae50c83e76a01d2"><enum>(2)</enum><text>in subparagraph (B), as so designated, by striking <quote>also</quote> and inserting <quote>detail how many loans were originated in each census tract to first-time homebuyers, as well as</quote>.</text></paragraph></subsection><subsection id="idd2e28f59f2e04b8eb5f808ecbca61fb2"><enum>(c)</enum><header>Annual report</header><text>Section 203(w)(2) of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1709">12 U.S.C. 1709(w)(2)</external-xref>) is amended by inserting <quote>and first-time homebuyers (as defined in section 202(a)(4)(A))</quote> after <quote>minority borrowers</quote>.</text></subsection><subsection id="id6d757dc885624cedb3d97e11f4b32be4"><enum>(d)</enum><header>GAO study on sustainable homeownership</header><text>Not later than 180 days after the date of enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to Congress a report on—</text><paragraph id="idc330d9b25ab042958f9e69dca760a68d"><enum>(1)</enum><text>the value for the Federal Housing Administration of defining what is sustainable homeownership in a way that considers borrower default, refinancing of a mortgage that is not insured by the Federal Housing Administration, the Department of Veterans Affairs, or Rural Housing Service, paying off a mortgage loan and transitioning back to renting, and other factors that demonstrate whether insurance provided under title II of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1707">12 U.S.C. 1707 et seq.</external-xref>) has successfully served a borrower, including for first-time homebuyers for whom no consumer report (as defined in section 603 of the Fair Credit Reporting Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1681a">15 U.S.C. 1681a</external-xref>)) indicates that the borrower has or had a loan with a consumer purpose that is secured by a 1- to 4-unit residential real property; and</text></paragraph><paragraph id="id11e4b02c72cd451bbd10945901325f07"><enum>(2)</enum><text>the feasibility of the Federal Housing Administration developing a scorecard using the metrics described in paragraph (1) to measure borrower performance and reporting the scorecard data to Congress.</text></paragraph></subsection></section><section id="ide1382e896c4343d3963925862b3d7947"><enum>703.</enum><header>United States Interagency Council on Homelessness oversight</header><text display-inline="no-display-inline">Section 203(a) of the McKinney-Vento Homeless Assistance Act (<external-xref legal-doc="usc" parsable-cite="usc/42/11313">42 U.S.C. 11313(a)</external-xref>) is amended—</text><paragraph id="id0c17c68c93ee4d09b6f19ab868ef5745"><enum>(1)</enum><text>in paragraph (1)—</text><subparagraph id="id926864a1fa8b463ab7d24a1b2d020b75"><enum>(A)</enum><text>by striking <quote>Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009</quote> and inserting <quote>Renewing Opportunity in the American Dream to Housing Act</quote>; and</text></subparagraph><subparagraph id="idb799711c679848949c1239afb8425ce1"><enum>(B)</enum><text>by striking <quote>update such plan annually</quote> and inserting the following: "submit to the President and Congress a report every year thereafter that includes—</text><quoted-block style="OLC" display-inline="yes-display-inline" id="id1107a02f8c30425085d8c0c943f8084d"><subparagraph id="id4753babef0bd43c598f6b9164d88a204"><enum>(A)</enum><text>the status of completion of the plan; and</text></subparagraph><subparagraph id="idea0617bd1ab34b1c9547584f08304799"><enum>(B)</enum><text>any modifications that were made to the plan and the reasons for those modifications;</text></subparagraph><after-quoted-block>;</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="idd2d3662da1cb42298c0417c5863220f1"><enum>(2)</enum><text>by redesignating paragraphs (10) through (13) as paragraphs (11) through (14), respectively;</text></paragraph><paragraph commented="no" id="id6bccfba090574ac090ea8f7832bc0f52"><enum>(3)</enum><text>by redesignating the second paragraph (9) (relating to collecting and disseminating information) as paragraph (10);</text></paragraph><paragraph id="id2d6b9914694c43f09bcf8641dac416a5"><enum>(4)</enum><text>in paragraph (13), as so redesignated, by striking <quote>and</quote> at the end;</text></paragraph><paragraph id="idd8434f9eb4e549caa4dcf279c86d5612"><enum>(5)</enum><text>in paragraph (14), as so redesignated, by striking the period at the end and inserting “; and</text></paragraph><paragraph id="id72ae7bdad242492389c5c5bc1d110f70"><enum>(6)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id7d85992d0b554f56bac740ecaecf1b5f"><paragraph id="idaf0992bc02764cd38ffef2ca78fc9bb6"><enum>(15)</enum><text>testify annually before Congress.</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></section><section id="id52e2119dba4a4ddc81e6d48623d360af"><enum>704.</enum><header>NeighborWorks Accountability Act</header><subsection id="id9c585ede880948a7a85a19707200a73c"><enum>(a)</enum><header>In general</header><text>Section 415(a)(1)(A) of title 5, United States Code, is amended by inserting <quote>the Neighborhood Reinvestment Corporation,</quote> after <quote>the Postal Regulatory Commission,</quote>.</text></subsection><subsection commented="no" display-inline="no-display-inline" id="id9dfbe90bd4de4b3283784207a328fad5"><enum>(b)</enum><header>Duties and audits</header><text>The Neighborhood Reinvestment Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/8101">42 U.S.C. 8101 et seq.</external-xref>) is amended—</text><paragraph commented="no" display-inline="no-display-inline" id="id3409fc86499b450b917d2ce378f63b0d"><enum>(1)</enum><text display-inline="yes-display-inline">in section 606 (<external-xref legal-doc="usc" parsable-cite="usc/42/8105">42 U.S.C. 8105</external-xref>), by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="idc8d670fac1584bc18626c43752cd88b9"><subsection id="id5ad6f1a8900942c2bca3360fa933176e"><enum>(e)</enum><paragraph commented="no" display-inline="yes-display-inline" id="id5aa63d84a2974bcb86dce9c1ac22d41a"><enum>(1)</enum><text>There is authorized to be appropriated to the Office of Inspector General of the corporation established under section 415 of title 5, United States Code, such sums as may be necessary to carry out this Act.</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idd5fe2b122f234fc9b7bd5ec0f099437e" indent="up1"><enum>(2)</enum><text display-inline="yes-display-inline">There shall not be transferred to the Office of Inspector General of the corporation any program operating responsibilities of the corporation, including the organizational assessments work and grantee oversight function of the corporation.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></paragraph></subsection><subsection id="id028f9b0ec1664ae4924a7bf0f6c6466f"><enum>(c)</enum><header>Independent audit</header><text>Section 607 of the Neighborhood Reinvestment Corporation Act (<external-xref legal-doc="usc" parsable-cite="usc/42/8106">42 U.S.C. 8106</external-xref>) is amended by striking subsection (b) and inserting following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id5234809f2bd7400f84352b7cc38c47dd"><subsection id="idda6bc79c88a64e57afe3d7a926c7bd61"><enum>(b)</enum><paragraph commented="no" display-inline="yes-display-inline" id="ideaa15fe1c0f44500a4a50a7399e4b64a"><enum>(1)</enum><text>The accounts of the corporation shall be audited annually by an independent external auditor. </text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idaa2196b3fe664640aed658c3fdda2fde" indent="up1"><enum>(2)</enum><text display-inline="yes-display-inline">Notwithstanding any other audit work performed by the Office of Inspector General of the corporation, the audits required under paragraph (1) shall be conducted in accordance with generally accepted auditing standards by independent certified public accountants who are certified by a regulatory authority of the jurisdiction in which the audit is undertaken.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subsection></section><section id="idd3831aedbbc14861ab98e0cb3cf1eae2"><enum>705.</enum><header>Appraisal Modernization Act</header><subsection commented="no" display-inline="no-display-inline" id="id166f65a8296e4cba94d26f0aa3969354"><enum>(a)</enum><header display-inline="yes-display-inline">Reconsideration of value</header><paragraph id="ide806c8e456af4b15945738c4e157c5fd"><enum>(1)</enum><header>In general</header><text>Section 129E of the Truth In Lending Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1639e">15 U.S.C. 1639e</external-xref>) is amended—</text><subparagraph id="idde7f25ab05394d689881c58a9923c8e9"><enum>(A)</enum><text>by redesignating subsections (j) and (k) as subsections (k) and (l), respectively; and</text></subparagraph><subparagraph id="idbdc8696d78a24ed78da22daf1dc86e74"><enum>(B)</enum><text>by inserting after subsection (i) the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id80a9e443bd4d4f6bb9dbfd14c885bf88"><subsection id="id887cb5a4739949cc8490684e74a5b00e"><enum>(j)</enum><header>Consumer right to reconsideration of value or subsequent appraisal</header><paragraph id="id9a79cc04bdad4954b5d6c5f5dff9c959"><enum>(1)</enum><header>Definitions</header><text>In this section:</text><subparagraph id="id33805f3bf90e45318f185bfe6dcf6016"><enum>(A)</enum><header>Unacceptable appraisal practice</header><text>The term <term>unacceptable appraisal practice</term> means an appraisal report that—</text><clause id="id5c6b573b34a44dfc993167785fb31740"><enum>(i)</enum><text>uses unsupported or subjective terms to assess or rate the property without providing a foundation for analysis and contextual information;</text></clause><clause id="id3df6673533ce45dc94f8b7cb50d2f924"><enum>(ii)</enum><text>uses inaccurate or incomplete data about the subject property, the neighborhood, the market area, or any comparable property;</text></clause><clause id="idb4398d38011142ba91c5448191446ca5"><enum>(iii)</enum><text>includes references, statements or comparisons about crime rates or crime statistics, whether objective or subjective;</text></clause><clause id="id032cd284a50e47479880a55946ff2949"><enum>(iv)</enum><text>relies in the appraisal analysis on comparable properties that were not personally inspected by the appraiser when required by the appraisal’s scope of work; </text></clause><clause id="id8e0ca2770e7c49aaba9cdb57418635d9"><enum>(v)</enum><text>relies in the appraisal analysis on inappropriate comparable properties;</text></clause><clause id="id98f904c275a8475caa875b515fd27e42"><enum>(vi)</enum><text>fails to use comparable properties that are more similar, or nearer, to the subject property without adequate explanation;</text></clause><clause id="id40d888cfce484ec393f672de6f7f1c7d"><enum>(vii)</enum><text>uses comparable property data provided by any interested party to the transaction without verification by a disinterested party;</text></clause><clause id="idea65ba4bc91a433b93a2322d4cd770f5"><enum>(viii)</enum><text>uses inappropriate adjustments for differences between the subject property and the comparable properties that do not reflect the market’s reaction to such differences; or</text></clause><clause id="id08b397e25b7049de87e7cca6996e1b36"><enum>(ix)</enum><text>fails to make proper adjustments, including time adjustments for differences between the subject property and the comparable properties when necessary.</text></clause></subparagraph><subparagraph id="idac436d60176b4bba96bfd2d0701a51d0"><enum>(B)</enum><header>Unsupported</header><text>The term <term>unsupported</term> means, with respect to an appraisal report or an appraiser’s opinion of value, that the appraisal report or the opinion of value is not supported by relevant evidence and logic.</text></subparagraph></paragraph><paragraph id="id1803fbd052ce41db95a4c99b0fe407d1"><enum>(2)</enum><header>Review</header><text>In connection with a consumer credit transaction secured by a consumer’s principal dwelling, a creditor shall have a review and resolution procedure for a consumer-initiated reconsideration of value or subsequent appraisal that complies with the following requirements:</text><subparagraph id="id66685d703cf54ad98b220a34c4504598"><enum>(A)</enum><text>The creditor shall complete its own appraisal review before delivering the appraisal to the consumer.</text></subparagraph><subparagraph id="id6410778e9ce048028764e8be3f27688a"><enum>(B)</enum><text>The creditor shall have policies and procedures that provide the consumer with a process to submit 1 request for a reconsideration of value and subsequent appraisal prior to the loan closing or within 60 calendar days of denial of a credit application if the consumer believes the appraisal report may be unsupported, may be deficient due to an unacceptable appraisal practice, or may reflect discrimination.</text></subparagraph><subparagraph id="id695d3c27ea574b79bfc253bec73f2919"><enum>(C)</enum><text>At the time of application and upon delivery of the appraisal report to the consumer, the creditor shall provide a written disclosure to the consumer describing the process for requesting a reconsideration of value or subsequent appraisal, which written disclosure shall include a standardized format for the consumer to submit the request for a reconsideration of value, including—</text><clause id="id25cb444d55864e59a24564ea5fbc38f7"><enum>(i)</enum><text>the name of the borrower;</text></clause><clause id="id0e4e8e60116045049ba96e2e408aee15"><enum>(ii)</enum><text>the property address;</text></clause><clause id="id0eac4366d0524c1296a1c6b28c4acd15"><enum>(iii)</enum><text>the effective date of the appraisal;</text></clause><clause id="id6d00034b433e45729b772e12584d0e65"><enum>(iv)</enum><text>the appraiser’s name;</text></clause><clause id="idf97d0dc5f9024b92872594fd41545f59"><enum>(v)</enum><text>the date of the request;</text></clause><clause id="id59f5a2fc985149478ec2e682032a7c4c"><enum>(vi)</enum><text>a description of why the consumer believes the appraisal report may be unsupported, may be deficient due to an unacceptable appraisal practice, or may reflect discrimination;</text></clause><clause id="id86f953bb52064ae39af8ecec72743cd7"><enum>(vii)</enum><text>any additional information, data, including not more than 5 alternative comparable properties and the related data sources that the consumer would like the appraiser to consider; and</text></clause><clause id="idcc1931eb8ba54738aa037cb4c6bcf262"><enum>(viii)</enum><text>an explanation of why the new information, data, or comparable properties support the reconsideration of value.</text></clause></subparagraph><subparagraph id="idade9c7cc09b145cd9cd4da78da2f6d4b"><enum>(D)</enum><text>The creditor shall obtain the necessary information from the consumer if the consumer’s request for reconsideration of value or subsequent appraisal is unclear or requires more information.</text></subparagraph><subparagraph id="id7bbe425bd246439f8d160c1a54731369"><enum>(E)</enum><text>The creditor shall have a standardized format to communicate the reconsideration of value to the appraiser, which format shall include—</text><clause id="idea7475c8a718460ba8d83832a7873d2c"><enum>(i)</enum><text>the name of the borrower;</text></clause><clause id="id83687b5787064b34999cc1e423e9ad2c"><enum>(ii)</enum><text>the property address;</text></clause><clause id="id0d92ef9cff8d43c7b5c6c3fa22ff2fac"><enum>(iii)</enum><text>the effective date of the appraisal;</text></clause><clause id="id3874593268b846e3a35083ddc88bd0f8"><enum>(iv)</enum><text>the appraiser’s name;</text></clause><clause id="ide2c3c4b348d245888bdbf7056e7c44bf"><enum>(v)</enum><text>the date of the request;</text></clause><clause id="id6ec6621023de4c7389d13c90f9fef61c"><enum>(vi)</enum><text>a description of any area of the appraisal report that may be unsupported, may be deficient due to an unacceptable appraisal practice, or may reflect discrimination;</text></clause><clause id="id8b0638a21c6140419015641da7c7c09b"><enum>(vii)</enum><text>any additional information, data, including not more than 5 alternative comparable properties and the related data sources that the consumer would like the appraiser to consider;</text></clause><clause id="idcc2f3cfc23b4402f95091974169abe2a"><enum>(viii)</enum><text>an explanation of why the new information, data, or comparable properties support the reconsideration of value;</text></clause><clause id="id7ec8911f97b24768b7cdc1564214549f"><enum>(ix)</enum><text>a definition of turn-time expectations for the appraiser to communicate the reconsideration of value results back to the creditor;</text></clause><clause id="id18dfd1aedbf7428e9468dfe966010d8f"><enum>(x)</enum><text>instructions for delivering the reconsideration of value response as part of a revised appraisal report that includes commentary on conclusions regardless of the outcome; and</text></clause><clause id="id173e3ff642f6468792c6e2502efafc3f"><enum>(xi)</enum><text>a reference for appraisers on how to correct minor appraisal issues or non-material errors not related to the reconsideration of value process.</text></clause></subparagraph></paragraph><paragraph id="id35ebff2f01644b04a2438bbc72fd3bcb"><enum>(3)</enum><header>Subsequent appraisal and referral</header><subparagraph id="idc84d66b664b04e3f8c8b118d15e8e808"><enum>(A)</enum><header>In general</header><text>If the creditor identifies material deficiencies in the appraisal report that are not corrected or addressed by the appraiser upon request of the creditor, including through a consumer-initiated reconsideration of value, or if there is evidence of unsupported or unacceptable appraisal practices, the creditor shall—</text><clause id="id71436b3146e74302907d675a37e2fa04"><enum>(i)</enum><text>at the request of the consumer, order a subsequent appraisal at the creditor’s own expense; and</text></clause><clause id="ida37d6439aaa445e99383a56f1e9f641d"><enum>(ii)</enum><text>forward the appraisal report and the creditor’s summary of findings to the appropriate appraisal licensing agency or regulatory board.</text></clause></subparagraph><subparagraph id="id9fd84f88229b4a9bb7caa76da0854cb7"><enum>(B)</enum><header>Discrimination</header><text>If the creditor has reason to believe that an appraisal report reflects discrimination, the creditor shall—</text><clause id="id8b50b73e9686439ab1d356814dbc3eba"><enum>(i)</enum><text>order a subsequent appraisal, at the creditor’s own expense;</text></clause><clause id="id9089e799b50a4573a586ca474f450913"><enum>(ii)</enum><text>forward the appraisal report and the creditor’s summary of findings to the appropriate local, State, or Federal enforcement agency; and</text></clause><clause id="id71670a80642040fdba495729fbc322c2"><enum>(iii)</enum><text>upon a final determination of discrimination by the appropriate local, State, or Federal enforcement agency, receive a reimbursement from the appraiser covering the cost of the subsequent appraisal ordered by the creditor.</text></clause></subparagraph><subparagraph id="idabc7e77029414723be0088786414533a"><enum>(C)</enum><header>Definition</header><clause id="id3758c2d6d36049d2937ce85c23836fd2"><enum>(i)</enum><header>In general</header><text>Except as provided in clause (ii), in this paragraph, the term <term>reason to believe</term> means that the creditor has reviewed the applicable law and available evidence and determined that a potential violation of Federal or state antidiscrimination law exists. The available evidence may include the appraisal report, loan files, written communications, credible observations by persons with direct knowledge, statistical analysis, and the appraiser’s response to the request for a reconsideration of value.</text></clause><clause id="id6d9e01e1c4664d5ebd2053411782fdd9"><enum>(ii)</enum><header>Exception</header><text>The term <term>reason to believe</term> does not mean that there is a final legal determination of discrimination.</text></clause></subparagraph></paragraph><paragraph id="idf8518b6f4d07475cab7ef187da153c7d"><enum>(4)</enum><header>Document retention</header><text>The creditor shall retain all documentation and written communications related to the request for reconsideration of value or subsequent appraisal in the loan file during the 7-year period beginning on the date on which the consumer submitted the credit application.</text></paragraph><paragraph id="id6629a5abbeb84c43888e093283c4c715"><enum>(5)</enum><header>Rule of construction</header><text>This subsection is consistent with the exceptions to the appraiser independence requirements found in subsection (c). Nothing in this subsection shall be construed to require a creditor to submit a reconsideration of value to the original appraiser before ordering a subsequent appraisal from a subsequent appraiser.</text></paragraph></subsection><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph><paragraph id="ide8c14c0429c24722b68675bcfc29edc3"><enum>(2)</enum><header>Rules and interpretative guidelines</header><text>Section 129E(g) of the Truth in Lending Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1639e">15 U.S.C. 1639e(g)</external-xref>) is amended—</text><subparagraph id="id8e71789feb0e4008ad2161c69d4916da"><enum>(A)</enum><text>in paragraph (1), by striking <quote>paragraph (2), the Board</quote> and inserting <quote>paragraphs (2) and (3), the Bureau</quote>; and</text></subparagraph><subparagraph id="id7052732e1f02445e85d0790b26db5b1c"><enum>(B)</enum><text>by adding at the end the following:</text><quoted-block style="OLC" display-inline="no-display-inline" id="id77afe4c79ecd4195ba636b48d5432d93"><paragraph id="id4f6b8d68363e437ea173a512b4120643"><enum>(3)</enum><header>Final rule</header><text>Not later than 1 year after the date of enactment of this paragraph, the Federal Housing Finance Agency shall issue a final rule after notice and comment and issue such guidance as may be necessary to carry out and enforce subsection (j).</text></paragraph><after-quoted-block>.</after-quoted-block></quoted-block></subparagraph></paragraph></subsection><subsection id="id0c9196df4ac24f23ae57e423f6cc2b75"><enum>(b)</enum><header>Public appraisal database</header><text display-inline="yes-display-inline">—</text><paragraph id="idad30b1132b41431a94f5432cf97d92d8"><enum>(1)</enum><header>Covered agencies defined</header><text>The term <term>covered agencies</term> means—</text><subparagraph commented="no" display-inline="no-display-inline" id="id94299e2c18134056be850e5c88ca16ed"><enum>(A)</enum><text display-inline="yes-display-inline">the Federal Housing Finance Agency, on behalf of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id670a288e18304095a7aa76d74792b0a9"><enum>(B)</enum><text display-inline="yes-display-inline">the Department of Housing and Urban Development, including the Federal Housing Administration;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id7c26040fd9e5413a88dc7d59537cdc62"><enum>(C)</enum><text>the Department of Agriculture; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id8676460dc45b471d86c6ec0ff03ff8aa"><enum>(D)</enum><text>the Department of Veterans Affairs.</text></subparagraph></paragraph><paragraph id="id9376e165770247a7a5d0000a32faaacf"><enum>(2)</enum><header>Feasibility report</header><text>No later than 240 days after the date of enactment of this Act, the Comptroller General of the United States shall issue a public report to Congress assessing the feasibility of creating a publicly available appraisal database that consists of a searchable and downloadable appraisal-level public use file that consolidates appraisal data held or aggregated by covered agencies, which shall include—</text><subparagraph id="id13e7e3a7b9064814b2067bb9279c6862"><enum>(A)</enum><text>the costs and benefits associated with establishing and maintaining the public database;</text></subparagraph><subparagraph id="ida6d2d7e05b564094a843449ad89c1d76"><enum>(B)</enum><text>the benefits and risks associated with either the Federal Housing Finance Agency or the Bureau of Consumer Financial Protection being responsible for the public database and whether there is another Federal agency best suited for implementing and administering such database;</text></subparagraph><subparagraph id="idb0e9c6a6cc88438f9d24dccfdfdaa378"><enum>(C)</enum><text>any safety and soundness, antitrust, or consumer privacy-related risks associated with making certain appraisal data factors publicly available, including whether–</text><clause id="id730bd9ca01fd4b08966212019885fc96"><enum>(i)</enum><text>there are any existing legal requirements, including under the Home Mortgage Disclosure Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/12/2801">12 U.S.C. 2801 et seq.</external-xref>) and section 552 of title 5, United States Code (commonly known as the <quote>Freedom of Information Act</quote>), or additional actions Federal agencies could take to mitigate such risks, such as modifying or aggregating data, or eliminating personally identifiable information; and</text></clause><clause id="id165da676f36f44d6a005a6e2dddd3148"><enum>(ii)</enum><text>there are any data factors that, if made public, may violate conduct, ethics, or other professional standards as they relate to appraisals and appraisal or valuation professionals;</text></clause></subparagraph><subparagraph id="id76c4afe3d4c74c308467b2e4684e2777"><enum>(D)</enum><text>the feasibility of consolidating or matching appraisal data held by covered agencies with corresponding data that is required and made public under the Home Mortgage Disclosure Act of 1974 (<external-xref legal-doc="usc" parsable-cite="usc/12/2801">12 U.S.C. 2801 et seq.</external-xref>);</text></subparagraph><subparagraph id="id04cdb9fbeb1e452f9f5793dc3b7f048b"><enum>(E)</enum><text>whether the publication of any appraisal data factors may pose unfair business advantages within the valuation industry;</text></subparagraph><subparagraph id="id59409ffefb814904902d3d9c9dd68694"><enum>(F)</enum><text>the feasibility of including all valuation data held by covered agencies, including data produced by automated valuation models;</text></subparagraph><subparagraph id="id7677fc61403b4043be16b0b5a7496b59"><enum>(G)</enum><text>the feasibility and benefits of making the full appraisal dataset, including any modified fields, available to—</text><clause id="id58a550403ba346ca98d17b89bbcd9a76"><enum>(i)</enum><text>Federal agencies, including for purposes related to enforcement and supervision responsibilities;</text></clause><clause id="idb9cb5280f3754847967e11578740d1ea"><enum>(ii)</enum><text>relevant State licensing, supervision, and enforcement agencies and State attorneys general;</text></clause><clause id="id1580d3b62791495abda80de4f12ffbfd"><enum>(iii)</enum><text>approved researchers, including academics and nonprofit organizations that, in connection with their mission, work to ensure the fairness and consistency of home valuations, including appraisals; and</text></clause><clause id="ide539a4c9f4374be5ab3c565b10dfb1b2"><enum>(iv)</enum><text>any other entities identified by the Comptroller General as having a compelling use for disaggregated data;</text></clause></subparagraph><subparagraph id="ida3dd4bd2358c4e31ae5d6b83fa790be6"><enum>(H)</enum><text>what appraisal data is already available in the public domain; and</text></subparagraph><subparagraph id="id40e827257e8f4e0c8e2e1a18f51a2bfb"><enum>(I)</enum><text>the feasibility of incorporating legacy data held by covered agencies during the period beginning on January 1, 2017 and ending on the date of enactment of this Act, and whether there are specific data points not easily consolidated or matched, as described in subparagraph (D), with more recent data.</text></subparagraph></paragraph><paragraph id="idb809f5c69b6a4e07be4364c48b59a767"><enum>(3)</enum><header>Purpose</header><text>The database described in paragraph (2) shall be used to provide the public, the Federal Government, and State governments with residential real estate appraisal data to help determine whether financial institutions, appraisal management companies, appraisers, valuation technologies, such as automated valuation models, and other valuation professionals are serving the housing market in a manner that is efficient and consistent for all mortgage loan applicants, borrowers, and communities.</text></paragraph><paragraph id="id9486803af0ed4e4caf93a766dd9450e7"><enum>(4)</enum><header>Consultation</header><text>As part of the information used in the report required under paragraph (2), the Comptroller General of the United States shall conduct interviews with—</text><subparagraph id="idac690d870a544f71bd4e2d049cc2a7f2"><enum>(A)</enum><text>relevant Federal agencies;</text></subparagraph><subparagraph id="id358fd7fd0454474fa7d366cc33ef6527"><enum>(B)</enum><text>relevant State licensing, supervision, and enforcement agencies and State attorneys general;</text></subparagraph><subparagraph id="idbf2f22eef67a46df8bd2f57eb6316d36"><enum>(C)</enum><text>appraisers and other home valuation industry professionals;</text></subparagraph><subparagraph id="id7cdfab55438f4cf3ba1f12017e5ea4a4"><enum>(D)</enum><text>mortgage lending institutions;</text></subparagraph><subparagraph id="id6401debf09504209b5a3bf0a9b98c85b"><enum>(E)</enum><text>fair housing and fair lending experts; and</text></subparagraph><subparagraph id="idc09894aa64ee4ee6bec5c7e0e900c987"><enum>(F)</enum><text>any other relevant stakeholders as determined by the Comptroller General.</text></subparagraph></paragraph><paragraph id="id6ca9a3752a0042f9849403f0bd4a29e4"><enum>(5)</enum><header>Hearing</header><text>Upon the completion of the report under paragraph (2), the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives shall each hold a hearing on the findings of the report and the feasibility of establishing a public appraisal-level appraisal database.</text></paragraph></subsection></section><enum>VIII</enum><header>Coordination, Studies, and Reporting</header><section id="idaec147e45b3545e093742cfa3ba137e7"><enum>801.</enum><header>HUD-USDA-VA Interagency Coordination Act</header><subsection id="idecc79f7382304ea5aa66948b196d857b"><enum>(a)</enum><header>Memorandum of understanding</header><text display-inline="yes-display-inline">The Secretary of Housing and Urban Development, the Secretary of Agriculture, and the Secretary of Veterans Affairs shall establish a memorandum of understanding, or other appropriate interagency agreement, to share relevant housing-related research and market data that facilitates evidence-based policymaking.</text></subsection><subsection id="id3c6c2fa62de342bba66213adbad545a5"><enum>(b)</enum><header>Interagency report</header><paragraph id="idbd1810f06e3f498e864acad0b130e0a0"><enum>(1)</enum><header>Report</header><text>Not later than 180 days after the date of enactment of this Act, the Secretary of Housing and Urban Development, the Secretary of Agriculture, and the Secretary of Veterans Affairs shall jointly submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Finance of the House of Representatives a report containing—</text><subparagraph id="id94b6423711a14c80b416a4540b0cd98b"><enum>(A)</enum><text>a description of opportunities for increased collaboration between the Secretary of Housing and Urban Development, the Secretary of Agriculture, and the Secretary of Veterans Affairs to reduce inefficiencies in housing programs;</text></subparagraph><subparagraph id="id8bc7927d743c48f3b0a98d321808030b"><enum>(B)</enum><text>a list of Federal laws and regulations that adversely affect the availability and affordability of new construction of assisted housing and single family and multifamily residential housing subject to mortgages insured under title II of the National Housing Act (<external-xref legal-doc="usc" parsable-cite="usc/12/1707">12 U.S.C. 1707 et seq.</external-xref>), insured, guaranteed, or made by the Secretary of Agriculture under title V of the Housing Act of 1949 (<external-xref legal-doc="usc" parsable-cite="usc/42/1471">42 U.S.C. 1471 et seq.</external-xref>), or insured, guaranteed, or made by the Secretary of Veterans Affairs under <external-xref legal-doc="usc-chapter" parsable-cite="usc-chapter/38/37">chapter 37</external-xref> of title 38, United States Code; and</text></subparagraph><subparagraph id="id5fe86000311c4ec28215b34f822e13f1"><enum>(C)</enum><text>recommendations for Congress regarding the Federal laws and regulations described in subparagraph (B).</text></subparagraph></paragraph><paragraph id="id7ba1caf9f1304b4ab71c2cc547ba22b8"><enum>(2)</enum><header>Publication</header><text>The report required under paragraph (1) shall, prior to submission under that subsection, be published in the Federal Register and open for comment for a period of 30 days.</text></paragraph></subsection></section><section commented="no" display-inline="no-display-inline" id="id26df06aab011433f829e24ff61f3f6d0"><enum>802.</enum><header>Streamlining Rural Housing Act</header><subsection commented="no" display-inline="no-display-inline" id="id74e4dc89db164dc98fe88877031473f9"><enum>(a)</enum><header display-inline="yes-display-inline">In general</header><text>Not later than 180 days after the date of enactment of this Act, the Secretary of Housing and Urban Development and the Secretary of Agriculture shall enter into a memorandum of understanding to—</text><paragraph id="id207c3c3fed6c40fb9dc626ed1295dad9"><enum>(1)</enum><text>evaluate categorical exclusions under the environmental review process for housing projects funded by amounts from the Department of the Housing and Urban Development and the Department of Agriculture;</text></paragraph><paragraph id="iddcbdf898eb5146999c9564ea55027e18"><enum>(2)</enum><text>develop a process to designate a lead agency and streamline adoption of Environmental Impact Statements and Environmental Assessments approved by the other Department to construct housing projects funded by both agencies;</text></paragraph><paragraph id="idaedb5514677e4c61a2d215384312b402"><enum>(3)</enum><text>maintain compliance with environmental regulations under part 58 of title 24, Code of Federal Regulations, as in effect on January 1, 2025, except as required to amend, add, or remove categorical exclusions identified under sections 58.35 of title 24, Code of Federal Regulations, through standard rulemaking procedures; and</text></paragraph><paragraph id="idcc9cc94ce9a844cc871697e5d38e5495"><enum>(4)</enum><text>evaluate the feasibility of a joint physical inspection process for housing projects funded by amounts from the Department of the Housing and Urban Development and the Department of Agriculture.</text></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id7c4b00975a704a6888c59896a57d25c0"><enum>(b)</enum><header>Advisory working group</header><paragraph commented="no" display-inline="no-display-inline" id="id06f2396e534141478d268fee1edf70f3"><enum>(1)</enum><header>In general</header><text display-inline="yes-display-inline">Not later than 180 days after the date of enactment of this Act, the Secretary of Housing and Urban Development and the Secretary of Agriculture shall establish an advisory working group for the purpose of consulting on the memorandum of understanding entered into under subsection (a).</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="idd05d0bd8e3614b5f87dc71ad8ef1397f"><enum>(2)</enum><header>Members</header><text>The advisory working group established under paragraph (1) shall consist of representatives of—</text><subparagraph id="id93d4268d57e84c7fb2c4669ff3ad68fa"><enum>(A)</enum><text>affordable housing nonprofit organizations;</text></subparagraph><subparagraph id="ide0895eb8e6144e07ac72632e89c0887a"><enum>(B)</enum><text>State housing agencies;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ide19cbe1095124fbc9daeedba9074ec31"><enum>(C)</enum><text>nonprofit and for-profit home builders and housing developers;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ided4d89bf43bb44608514c20f5cd89b82"><enum>(D)</enum><text>property management companies;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id9cd5137d82a5485da7fc5f768f868c28"><enum>(E)</enum><text>public housing agencies;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="ida2e6464fad89416da30f45f1483281da"><enum>(F)</enum><text>residents in housing assisted by the Department of Housing and Urban Development or the Department of Agriculture and representatives of those residents; and</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id7c9377c55c0c408ba745c3f77dab4a0c"><enum>(G)</enum><text>housing contract administrators.</text></subparagraph></paragraph></subsection><subsection commented="no" display-inline="no-display-inline" id="id7fcc4a1232c44c3ab8dced7cc68ccdc4"><enum>(c)</enum><header>Report</header><text>Not later than 1 year after the date of enactment of this Act, the Secretary of Housing and Urban Development and the Secretary of Agriculture shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report that includes recommendations for legislative, regulatory, or administrative actions—</text><paragraph commented="no" display-inline="no-display-inline" id="idfd1d6cacf2844c1bbed46bebe238cbbe"><enum>(1)</enum><text display-inline="yes-display-inline">to improve the efficiency and effectiveness of housing projects funded by amounts from the Department of the Housing and Urban Development and the Department of Agriculture; and</text></paragraph><paragraph commented="no" display-inline="no-display-inline" id="id0c7e261c71b34c56a5e8c17cf8402bc5"><enum>(2)</enum><text>that do not materially, with respect to residents of housing projects described in paragraph (1)—</text><subparagraph commented="no" display-inline="no-display-inline" id="idafaa6d6ce2f144a4822cd095c4459ad6"><enum>(A)</enum><text>reduce the safety of those residents;</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="idff1484a2d2b047c3bb0c27b8ead46527"><enum>(B)</enum><text>shift long-term costs onto those residents; or</text></subparagraph><subparagraph commented="no" display-inline="no-display-inline" id="id588e6922369b4904b33026abb3ba6382"><enum>(C)</enum><text>undermine the environmental standards of those residents.</text></subparagraph></paragraph></subsection></section><section id="idbbe5f825ac3c465f88b165b349f0b482"><enum>803.</enum><header>Improving self-sufficiency of families in HUD-subsidized housing</header><subsection id="ide4c59bb3ee5049b49ce2fb87a57bdb05"><enum>(a)</enum><header>In general</header><paragraph id="id8128ee87cdbe4b59910b800d259278ee"><enum>(1)</enum><header>Study</header><text>Subject to subsection (b), the Secretary of Housing and Urban Development shall conduct a study on the implementation of work requirements implemented prior to the date of enactment of this Act by public housing agencies described in paragraph (4) participating in the Moving to Work demonstration authorized under section 204 of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note).</text></paragraph><paragraph id="id8f1408f16dd74f5e8651c6bc83d54434"><enum>(2)</enum><header>Scope</header><text>The study required under paragraph (1) shall—</text><subparagraph id="id6627f472ca4545c0bf2a652a9d411313"><enum>(A)</enum><text>consider the short-, medium-, and long-term benefits and challenges of work requirements on public housing agencies described in paragraph (4) and on program participants who are subject to such requirements, including the effects work requirements have on homelessness rates, poverty rates, asset building, earnings growth, job attainment and retention, and public housing agencies’ administrative capacity; and</text></subparagraph><subparagraph id="id6048461459dd495dbdbde0c824f24b12"><enum>(B)</enum><text>include quantitative and qualitative evidence, including interviews with program participants described in subparagraph (A) and their respective resident councils.</text></subparagraph></paragraph><paragraph id="idf85ac9571b3143748704d746bb8852ac"><enum>(3)</enum><header>Report</header><text>Not later than 180 days after the date of enactment of this Act, the Secretary shall report the initial findings of the study required under paragraph (1) to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives.</text></paragraph><paragraph id="id4c70e1c62c0c42a492c04f40e10887f9"><enum>(4)</enum><header>Public housing agencies described</header><text>The public housing agencies described in this paragraph are public housing agencies that, as part of an application to participate in the program under section 204 of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 (<external-xref legal-doc="usc" parsable-cite="usc/42/1437f">42 U.S.C. 1437f</external-xref> note), submit a proposal identifying work requirements as an innovative proposal.</text></paragraph></subsection><subsection id="ide153a6fc89bd444d874f838af9c3c14f"><enum>(b)</enum><header>Determination</header><text>The requirement under subsection (a) shall apply if the Secretary of Housing and Urban Development determines that—</text><paragraph id="ide23a4b057ce24334a2fc64726007320c"><enum>(1)</enum><text>there are a sufficient number of public housing agencies described in subsection (a)(4) such that the Secretary of Housing and Urban Development can rigorously evaluate the impact of the implementation of work requirements described in that subsection; and</text></paragraph><paragraph id="id357378b36045453c8e7d4e0eb603560b" commented="no" display-inline="no-display-inline"><enum>(2)</enum><text>the study would not negatively impact low-income families receiving assistance through a public housing agency described in subsection (a)(4).</text></paragraph></subsection></section>August 1, 2025Read twice and placed on the calendar