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<dc:title>119 HR 6720 IH: Fostering the Availability in Rural Markets of Home Loans Act of 2025</dc:title>
<dc:publisher>U.S. House of Representatives</dc:publisher>
<dc:date>2025-12-15</dc:date>
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<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
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<distribution-code display="yes">I</distribution-code><congress display="yes">119th CONGRESS</congress><session display="yes">1st Session</session><legis-num display="yes">H. R. 6720</legis-num><current-chamber>IN THE HOUSE OF REPRESENTATIVES</current-chamber><action display="yes"><action-date date="20251215">December 15, 2025</action-date><action-desc><sponsor name-id="M001237">Ms. McDonald Rivet</sponsor> (for herself, <cosponsor name-id="H001058">Mr. Huizenga</cosponsor>, and <cosponsor name-id="R000622">Mr. Riley of New York</cosponsor>) introduced the following bill; which was referred to the <committee-name committee-id="HAG00">Committee on Agriculture</committee-name></action-desc></action><legis-type>A BILL</legis-type><official-title display="yes">To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.</official-title></form><legis-body id="HE2817879179D4735969089D429F5ACF5" style="OLC"> 
<section id="HB651B86B2831477FA884C8E2A39CE590" section-type="section-one"><enum>1.</enum><header>Short title</header><text display-inline="no-display-inline">This Act may be cited as the <quote><short-title>Fostering the Availability in Rural Markets of Home Loans Act of 2025</short-title></quote> or the <quote><short-title>FARM Home Loans Act of 2025</short-title></quote>.</text></section> <section commented="no" display-inline="no-display-inline" id="H50EB4585511241EC86535C3AD602017A"><enum>2.</enum><header>Rural housing financing</header><text display-inline="no-display-inline">Section 1.11(b) of the Farm Credit Act of 1971 (<external-xref legal-doc="usc" parsable-cite="usc/12/2019">12 U.S.C. 2019(b)</external-xref>) is amended—</text>
<paragraph id="H344EF7EEACC843C0BAEC45628CB92664"><enum>(1)</enum><text>in paragraph (2), by striking <quote>appurtenances</quote> and inserting <quote>appurtenances, including accessory dwelling units,</quote>; and</text></paragraph> <paragraph commented="no" display-inline="no-display-inline" id="H91A7B7DC6F3C45C58EF844817A5195B7"><enum>(2)</enum><text>in paragraph (3), by striking <quote>2,500</quote> and inserting <quote>10,000</quote>.</text></paragraph></section> 
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