119 HR 5848 IH: NFIP Retroactive Renewal and Reauthorization Act U.S. House of Representatives 2025-10-28 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

I119th CONGRESS1st SessionH. R. 5848IN THE HOUSE OF REPRESENTATIVESOctober 28, 2025Mr. Ezell (for himself and Mr. Carter of Louisiana) introduced the following bill; which was referred to the Committee on Financial ServicesA BILLTo extend the National Flood Insurance Program through December 31, 2026.

1.

Short title

This Act may be cited as the NFIP Retroactive Renewal and Reauthorization Act.

2.

EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM

(a)

Financing

Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking September 30, 2023 and inserting December 31, 2026. (b)

Program expiration

Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting December 31, 2026. (c)

Retroactive effective date

If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.