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<bill bill-stage="Introduced-in-House" bill-type="olc" dms-id="H3C9CAC4657E249068161ECF14B00BC96" key="H" public-private="public"><metadata xmlns:dc="http://purl.org/dc/elements/1.1/">
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<dc:title>115 HR 4053 IH: To amend the Fair Credit Reporting Act to require an independent audit of the cybersecurity practices of certain consumer reporting agencies, and for other purposes.</dc:title>
<dc:publisher>U.S. House of Representatives</dc:publisher>
<dc:date>2017-10-12</dc:date>
<dc:format>text/xml</dc:format>
<dc:language>EN</dc:language>
<dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
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<distribution-code display="yes">I</distribution-code><congress display="yes">115th CONGRESS</congress><session display="yes">1st Session</session><legis-num display="yes">H. R. 4053</legis-num><current-chamber>IN THE HOUSE OF REPRESENTATIVES</current-chamber><action display="yes"><action-date date="20171012">October 12, 2017</action-date><action-desc><sponsor name-id="F000449">Mr. Fortenberry</sponsor> introduced the following bill; which was referred to the <committee-name committee-id="HBA00">Committee on Financial Services</committee-name></action-desc></action><legis-type>A BILL</legis-type><official-title display="yes">To amend the Fair Credit Reporting Act to require an independent audit of the cybersecurity
			 practices of certain consumer reporting agencies, and for other purposes.</official-title></form>
	<legis-body id="H27A607CC7D39437C83C48F9E5DB0E3BB" style="OLC">
		<section id="HCC0B89E722AD46F3A0C8F3DE44755053" section-type="section-one"><enum>1.</enum><header>Independent audit of the cybersecurity practices of certain consumer reporting agencies</header>
 <subsection id="H84CF4E50B8514A53B074BF696F188B3A"><enum>(a)</enum><header>In general</header><text display-inline="yes-display-inline">The Fair Credit Reporting Act (<external-xref legal-doc="usc" parsable-cite="usc/15/1681">15 U.S.C. 1681</external-xref> et seq.) is amended by adding at the end the following new section:</text>
				<quoted-block display-inline="no-display-inline" id="HF9F13CE4CB724B17BB378BEC5C9D872E" style="USC">
 <section id="H236C70BA2D4B484EBFEB98986F3E6563"><enum>630.</enum><header>Independent audit of the cybersecurity practices of certain consumer reporting agencies</header><text display-inline="no-display-inline">The Bureau shall order an annual independent audit of the cybersecurity practices of consumer reporting agencies described under section 603(p). The results of each audit shall be submitted to Congress along with the audit required under section 1016A(b) of the Consumer Financial Protection Act of 2010.</text></section><after-quoted-block>.</after-quoted-block></quoted-block>
 </subsection><subsection id="H3A051DFE2C2B47E7AA6C1F4519C55AB6"><enum>(b)</enum><header>Table of contents amendment</header><text display-inline="yes-display-inline">The table of contents of the Fair Credit Reporting Act is amended by adding at the end the following new item:</text>
				<quoted-block display-inline="no-display-inline" id="H97ACB4C9974E4BAF8684902CD245B72D" style="OLC">
					<toc regeneration="no-regeneration">
						<toc-entry level="section">630. Independent audit of the cybersecurity practices of certain consumer reporting agencies.</toc-entry></toc><after-quoted-block>.</after-quoted-block></quoted-block>
			</subsection></section></legis-body></bill>


